Utkarsh Small Finance Bank FD Rates & Calculator

Fixed deposits are among the safest ways to invest and secure your financial growth. One of the best FD issuers in terms of both safety and returns is Utkarsh Small Finance Bank. The Utkarsh Small Finance Bank FD rates are among the most competitive for all its FD types and investors.

The interest rates range from 4% to 9% per annum, enabling you to make the most of your investment. In addition to attractive interest rates, the FD comes with numerous features and benefits to add more value to your investment.

To know more about these features, benefits, and FD interest rates by Utkarsh Small Finance Bank, read on.

Utkarsh Small Finance Bank FD interest rates are among the most competitive, and you can optimise it to maximise your earnings. However, the interest rates offered depend on a few factors, such as the tenor, investor type, and FD type.

For example, the Utkarsh Small Finance Bank FD rates for senior citizens are higher than those for non-senior citizen investors. Given below are the FD rates for different tenor, investor, and FD types:

1. For Domestic Fixed Deposit:

Disclaimer: The above interest rates are subject to change at the issuer’s discretion.

2. For Fixed Deposit Plus:

Disclaimer: The above interest rates are subject to change at the issuer’s discretion.

To optimise your FD investment and ensure that you get the desired returns, you can use the Utkarsh Small Finance Bank FD calculator. This is a free online tool that gives you an estimate of your earnings based on your investment terms. You can use the calculator by entering your investment amount and tenor and know the rate applicable. 

In addition to knowing the Utkarsh Small Finance Bank FD rates, comparing these rates with those offered by other issuers is crucial. Given below is an overview of FD rates for other top issuers:

Disclaimer: The above interest rates are subject to change at the issuer’s discretion.

Here are the features and benefits you can enjoy by investing in an Utkarsh Small Finance Bank FD:

• Multiple interest payout options to meet your varying needs

• Numerous FD types enable you to capitalise on your investment

• Competitive interest rates allow you to secure better returns

• Higher interest rates for senior citizens give you even better earnings

• Online application and investment facilitating financial growth anytime, anywhere

• Flexibility in investment amount and tenor allowing you to invest as per convenience

• Facility for premature withdrawal, at a penalty, to meet emergency needs instantly

Here are the different types of FDs offered by Utkarsh Small Finance Bank:

• Regular FD 

Nominal minimum investment amount with flexible tenor and competitive interest rates allowing you to save and earn more. Multiple payout options and premature withdrawal facility to meet emergency needs easily.

• FD Plus

Better interest rates and multiple payout options to capitalise on your idle funds and secure financial growth.

• Tax Saver FD

Reduce tax liability by leveraging deduction u/s 80C of the Income Tax Act. The FD comes with a lock-in period of 5 years and offers competitive interest rates to make the most of your investment.

Now that you know the FD rates for senior citizens and non-senior citizens, be sure to invest as per your current finances and goals. Use the Utkarsh Small Finance Bank FD rates calculator to optimise your investment and ensure that you get the desired returns.