PNG Jewellers Gold Scheme

PNG Jewellers Gold Scheme

✓ Gold Loan up to 2 Cr ✓ Interest Rate Starting @ 10% ✓ Highest Gold Loan / Gram

 Gold holds both sentimental and financial value in India, and this is reflected in how people across the various demographics in the country are almost equally interested in buying gold for various different purposes. Today, there are many gold schemes offered by jewelers in the country to help people save up and buy gold as per their financial plan easily. One such trusted seller is PNG Jewellers, who offer customers a choice of various PNG gold schemes to choose from.


The PNG Jewellers schemes can make it easier for you to invest in gold in whatever way may be the most convenient one for you. So, if you want to buy gold at a future date, or if you want to save up for a gold ornament that may currently be out of your budget, you can enrol for a gold scheme in PNG Jewellery to get closer to your goal.


That said, let’s take a closer look at the many PNG Jewellery gold schemes you can choose from.

PNG Jewellers Gold Schemes

The top among the various PNG gold schemes include the following.

  • The Suvarna Poornima Plan

  • The Kuber Scheme

  • The PNG Gold Rush

Let’s look at each of these plans in detail, so you can make an informed decision about which option to choose so you can buy the gold ornaments or the jewels that you have your eyes set on.

Suvarna Poornima Plan

The Suvarna Poornima Plan is a PNG monthly gold scheme that allows you to buy gold ornaments from a wide variety of designs on offer, once the plan’s maturity period is complete. Plus, you get discounts on the making charges too. With careful planning, you can build up a sufficient amount over the plan’s tenure and buy the jewel you want easily.

How it works

The Suvarna Poornima Plan is a PNG Jewellers gold scheme that is simple enough to understand. Here is how it works.

  • You need to register with PNG Jewellers for this plan using the relevant application form.

  • Registration for this PNG gold deposit scheme can be done at the seller’s physical branch.

  • Make the payment needed for your first instalment and receive your enrolment number.

  • Continue to deposit a fixed amount each month for 11 months.

  • For the 12th month, PNG Jewellers will make the instalment on your behalf.

  • Once the 12 months are over, you can buy the gold ornament of your choice using the amount saved.

Features and Benefits of Suvarna Poornima Plan

Here are the main features and benefits of the Suvarna Poornima Plan from PNG Jewellers.

  • You can invest any amount starting from Rs. 3,000 each month, and increase it in multiples of Rs. 500.

  • The amount of the instalment made each month is fixed.

  • You get a 10% discount on the making charges at the time of making your purchase.

Eligibility of Suvarna Poornima Plan

The eligibility criteria for this PNG Jewellers Scheme is simple enough, as you’ll see below.

  • You should be above 18 years of age.

  • For plans that exceed Rs. 5 lakhs, you must mandatorily provide their PAN card.

  • When you redeem your amount, you should submit a valid photo ID and a printout of your account details page.

Payment and Important Information of Suvarna Poornima Plan

Making the payment for the Suvarna Poornima Plan is simple. You can use any of the following options.

  • Internet banking

  • Debit or credit cards

Also, here are some other important things to keep in mind regarding this PNG monthly gold scheme.

  • There is no ECS option currently available.

  • You can only purchase gold jewelry using this plan. It does not include gold coins, bars or biscuits.

  • If you miss a payment, you may receive a due date extension.

  • Withdrawing before the period of 12 months is complete lets you purchase jewelry for the amount accumulated till that point in time. But no discounts will be available.

  • Redemption should be done within three months from the maturity.

Kuber Scheme

The Kuber Scheme is another PNG jewellers scheme that allows you to save as much as you want over the period of 1 year. It is a highly flexible scheme that you can customize according to your convenience.

How it works

Here is how this flexible PNG jewellers monthly scheme works.

  • Register for this gold scheme with PNG Jewellers.

  • Each month, you are free to deposit as much as you are comfortable with.

  • You can also make multiple deposits during the month.

  • Twelve months later, you can use the amount to purchase gold or silver items, including coins.

Features and Benefits of Kuber Scheme

Here are the top benefits and features of the Kuber gold scheme in PNG Jewellery.

  • You need to deposit a minimum of Rs. 1,000 to join this scheme. Additional investments can be made in multiples of Rs. 100.

  • On payment, gold is credited to your account at the prevailing rate. So, you can time your deposits as needed.

  • You receive a bonus on the accumulated amount at 8% per annum.

  • Making charges are discounted at 10%.

Eligibility of Kuber Scheme

Here are the PNG Jewellery gold scheme details with regard to the eligibility criteria.

  • You must be over 18 years of age to apply.

  • When you are redeeming your savings, you must submit a valid photo ID as well as your account details page.

Payment and Important Information of Kuber Scheme

You can make your payment for this gold scheme in PNG Jewellery at any of the seller’s branches. Payment can be made in the form of cash or through cheques in favour of ‘P.N. Gadgil & Sons.’ Do keep in mind that payments via credit or debit cards are not accepted under the Kuber scheme.

PNG Jewellers Stores

Since you need to make your payment at the seller’s branches, you need to be aware of the PNG Jewellers Stores available. Here is a list to help you out.

  • Satara Road store, Pune

  • Aundh store, Pune

  • Chinchwad store, Pune

  • Sinhagad Road store, Pune

  • Shankar Ghanekar Road store, Mumbai

  • Bhosari store, Pune-Nashik Road

  • Canada Corner store, Nashik

  • VIP Road store, Solapur

  • Bhavani Peth store, Satara

PNG Gold Rush

This is another PNG gold scheme that you can rely on to buy the gold jewelry of your choice. This plan gives you a choice of tenures to select from. Depending on the option chosen, the total value and the purchase month will vary. Here is a closer look at these options.

  • A monthly contribution of Rs. 1,000 for a tenure of 12 months:

    Here, PNG contributes Rs. 1,000, bringing the total investment amount to Rs. 13,000. In the 14th month, you can make your purchase.

  • A monthly contribution of Rs. 1,000 for a tenure of 24 months:

    Here, PNG contributes Rs. 3,000, bringing the total investment amount to Rs. 27,000. In the 27th month, you can make your purchase.

  • A monthly contribution of Rs. 1,000 for a tenure of 36 months:

    Here, PNG contributes Rs. 7,000, bringing the total investment amount to Rs. 43,000. In the 40th month, you can make your purchase.


  • ✔️What is the PNG Jewellers gold rate?

     The gold rate from this seller depends on the gold rate prevailing in the market today. You can easily check the PNG jewellers gold rate today online.

  • ✔️Can I invest the amount of my choice in the PNG jewellers gold schemes?

     That depends on the scheme you choose. In the PNG Kuber Scheme, you can invest any amount of your choice, as many times during the month as you want to, as long as it is above the minimum amount.

  • ✔️What can I buy with the amount saved from the Suvarna Poornima Plan?

     You can buy gold jewelry with the amount saved under this scheme.

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