Apply for an Easy Home Finance Home Loan through Bajaj Markets to finance your property purchase with competitive interest rates and flexible repayment tenure.
Easy Home Finance Home Loans, available on Bajaj Markets, offer financing up to ₹ehfhlminint with interest rates starting at ehfhlminint p.a. and repayment tenure of up to 20 years. Whether you are a salaried professional, self-employed individual, or NRI, you can check your eligibility, calculate your EMI, and apply for an Easy Home Finance Home Loan entirely online through Bajaj Markets in a few simple steps.
An Easy Home Finance Home Loan in India offers financing support for purchasing, constructing, or improving residential property. The lender focuses on accessible home finance solutions with flexible terms and a simplified loan process, helping you plan property ownership with manageable home loan EMI payments.
Feature |
Details |
Interest Rate |
Starting from 10.50% p.a. |
Maximum Loan Amount |
Up to ₹50 Lakhs |
Maximum Repayment Tenure |
Up to 20 Years |
Processing Fee |
1.5% – 2.5% of the loan amount |
Prepayment Charges |
Nil for floating interest rate loans |
Loan-to-Value (LTV) Ratio |
As per lender policies and property value |
Co-applicant |
Allowed (subject to eligibility criteria) |
These Easy Home Finance Home Loans provide flexibility in choosing repayment tenure and loan amount depending on your home loan eligibility, income stability, and repayment capacity.
When applying for an Easy Home Finance loan, you should review the applicable home loan fees and related charges before submitting your loan application. These charges may vary depending on the loan amount, property valuation, and documentation requirements.
Charges |
Details |
Stamp Duty Charges |
On actuals |
Penal Charges |
36% p.a. of outstanding EMI |
Application Fees |
Up to ₹5,000 |
Duplicate NOC |
₹500 per instance |
CERSAI Fees |
₹300 |
Account Statement Charges |
₹500 per month |
List of Documents |
₹500 per instance |
Documentation Handling and Storage Charges |
₹2,000 per docket / per disbursement |
Prepayment Charges |
Nil for floating rate loans |
Processing Fee |
1.5% – 2.5% |
These charges may include processing fees, credit verification checks, CERSAI fees, and documentation handling costs. Reviewing these expenses helps you estimate the total interest cost and overall repayment obligations before accepting the sanction letter.
Applying through Bajaj Markets simplifies the Easy Home Finance Home Loan approval process by providing a convenient digital platform to compare loan options and complete your application online.
You can complete the loan application digitally without extensive paperwork, making the process faster and more convenient.
The platform provides an integrated EMI calculator, allowing you to estimate your home loan EMI, interest payable, and repayment tenure instantly.
You can review important details such as home loan interest rates, processing fees, and repayment options before finalising your decision.
Bajaj Markets allows you to check home loan eligibility and required documentation before applying, helping you prepare for credit verification checks.
Overall, applying through Bajaj Markets helps you explore services offered by the Easy Home Finance company in a streamlined and user-friendly environment.
Before applying for Easy Home Finance Home Loans for low income earners, you should review the eligibility criteria carefully. The lender evaluates factors such as age, employment status, credit profile, and repayment history to determine approval eligibility.
Criteria |
Salaried Individuals |
Self-Employed Professionals |
Self-Employed Business Owners / Entrepreneurs |
For NRI Applicants |
Age |
Typically 21 years or above |
Typically 21 years or above |
Typically 21 years or above |
As per lender policies |
Employment Stability |
Stable employment with regular income |
Established professional practice |
Stable business operations |
Overseas employment proof |
Income Proof |
Salary slips and bank account statements |
Income tax returns and financial statements |
Business financial records |
Overseas income documents |
Credit Score |
Generally 650+ preferred |
Credit profile evaluation |
Credit profile evaluation |
Credit checks may apply |
Co-applicants |
Allowed |
Allowed |
Allowed |
Allowed |
Disclaimer: Eligibility conditions may change based on the lender’s policies, credit assessment, and property valuation.
When submitting an Easy Home Finance Home Loan application, you must provide supporting documents for identity verification, income proof, and property validation. These documents help the lender assess your loan repayment capacity and complete the loan process efficiently.
Document Type |
Salaried Applicants |
Self-Employed Professionals |
Self-Employed Business Owners / Entrepreneurs |
For NRI Applicants |
Age Proof |
Aadhaar card, passport, or birth certificate |
Aadhaar card or passport |
Aadhaar card or passport |
Passport |
Address Proof |
Aadhaar card, residence proof, or rent agreement |
Aadhaar card or residence proof |
Aadhaar card or residence proof |
Overseas residence proof |
Photo ID Proof |
PAN card, Aadhaar card |
PAN card, Aadhaar card |
PAN card, Aadhaar card |
Passport |
Income Proof |
Salary slips and bank account statements |
Income tax returns and financial records |
Business financial statements |
Overseas income documents |
Property Documents |
Property papers and purchase agreement |
Property papers |
Property papers |
Property documents |
Disclaimer: The lender may request additional documentation depending on your home loan amount, employment profile, and property verification requirements.
The Easy Home Finance Loan portfolio includes multiple housing finance options designed for different property-related needs.
You can apply for a home loan to purchase a ready-to-move-in or under-construction residential property.
This loan supports construction of a new residential property on a plot you already own.
You can use this option to renovate or upgrade your home, including structural improvements and interior upgrades.
This loan helps finance additional construction such as adding rooms or floors to your existing house.
Borrowers with existing housing loans can transfer their outstanding balance to potentially benefit from better interest rates or revised repayment terms.
These options help borrowers choose financing that matches their property requirements and long-term loan maturity plans.
Getting a home loan approval through Bajaj Markets involves a simple digital loan process that allows you to submit your Easy Home Finance Home Loan application and upload documents online.
Visit the Bajaj Markets website, go to the home loan section, and select the Easy Home Finance loan option
Enter your personal details, employment information, and the required loan amount to begin the application
Upload required documents such as salary slips, bank account statements, identity proof like Aadhaar card, and relevant property documents
The lender performs credit verification checks, evaluates the property value, and issues the sanction letter once the application meets the eligibility requirements
After approval, the loan may be disbursed once documentation and property verification procedures are completed.
Choosing suitable repayment options is important for managing your loan repayment responsibilities effectively.
Most borrowers repay the loan through fixed EMI instalments over the selected repayment tenure.
Borrowers may choose to make partial prepayments to reduce the principal amount and overall interest payable.
You can close the loan earlier by paying the outstanding balance depending on applicable repayment terms.
Selecting a suitable repayment schedule helps you manage long-term financial commitments while reducing the overall interest cost.
If you need help with your Easy Home Finance Home Loan calculator, loan application, or repayment queries, you can contact the customer support team through multiple service channels. These support options allow you to raise service requests, obtain loan documents, or track your loan status easily.
Support Channel |
Details |
Branch Visit |
Monday – Friday, 10:00 AM to 5:00 PM (except public holidays) |
Call Centre |
1800 22 3279 (Toll-free), Monday – Friday, 10:00 AM to 5:00 PM |
Email Support |
customercare@easyhomefinance.in |
Head Office Address |
Easy Home Finance Ltd., 302, Savoy Chambers, Santacruz West, Mumbai – 400054 |
Loan Account Statement Timeline |
Within 7 working days from the request date |
Title Document Photocopy |
Within 14 working days |
Return of Original Documents |
Within 14 working days after loan closure or transfer |
You can also use these channels to raise grievances, request account statements, or enquire about your loan repayment schedule and servicing requests. Customer support teams assist with document retrieval, service requests, and other queries related to your Easy Home Finance Home Loan application.
The processing fee for an Easy Home Finance home loan typically ranges between 1.5% and 2.5% of the loan amount. This charge covers application assessment, documentation review, and other administrative steps in the loan process.
Applicants generally require a CIBIL score of around 650 or higher for better approval chances. However, the lender may also consider other factors such as income stability and repayment history.
After completing documentation and verification, the lender may process and disburse the loan within a few days. The exact timeline depends on property verification and completion of required checks.
Yes, you can apply for financing to purchase ready-to-move-in, resale, or under-construction residential property, subject to property eligibility and valuation.
Floating-rate loans generally allow prepayment without additional charges. However, terms may vary depending on the loan agreement and lender policies.
Processing time varies depending on document verification and credit evaluation. Once all documents are submitted and verified, approval and disbursal may be completed within several working days.
Yes, the lender may allow co-applicants, such as spouses or family members, to apply jointly. This can improve eligibility and increase the approved loan amount.
You can check your loan statement by submitting a service request through the lender’s support channel or accessing account information through the official service portal.
You can track the status of your loan application by contacting customer support or using the loan tracking options provided during the application process.
Yes, self-employed professionals and business owners can apply for an Easy Home Finance Home Loan on Bajaj Markets, provided they meet the required eligibility criteria and submit relevant income documentation.