✓ Home Loan from ₹5 Lakhs To ₹5 Cr ✓ Multiple Lending Partners ✓ Attractive Interest Rates

To transfer funds electronically and conduct such financial transactions all banks in India, including Dena Bank, require their customers to mention the IFSC and MICR codes. The Reserve Bank of India assigns both these codes to all the banks in the country for the smooth functioning of fund transfers. Let's take a look at what an IFSC code means.

Dena Bank IFSC Code

IFSC stands for Indian Financial System Code. It is an exclusive code that comprises a combination of alphabets and numbers. They have been created quite uniquely to represent the bank’s name: the first four alphabetical characters stand for the bank code and the last six numbers stand for the branch code. It can be found on your bank's cheque book as well as other bank documents.

This code is utilised for all kinds of electronic fund transfers that you may want to initiate such as Immediate Payment Service (IMPS), National Electronic Fund Transfer (NEFT), and Real-Time Gross Settlement (RTGS). The specific code represents a specific branch of a certain bank in India, ensuring that the process of transferring funds is safe and convenient for all their customers.

For example, the Dena Bank IFSC code for Bandra, Mumbai is BKDN0460144

  • The name of the bank is represented by the first four letters BKDN.

  • The fifth character is zero.

  • The last six numbers are used to identify the branch code; in this case Bandra, Mumbai.

About Dena Bank

  • Headquartered in Mumbai, Dena Bank is a well known public sector bank founded in the year 1938. It provides a bouquet of financial services to its customers across India through several branches.

  • Some of these services are savings accounts, fixed deposits, loans, PPF, as well as net banking and mobile banking for convenient bank transactions. It also offers electronic fund transfers via RTGS, NEFT, IMPS, and E-Wallet. It also provides direct tax collection as a public sector bank.

How to Find the Dena Bank IFSC Code and MICR Code Online?

It is quite simple to find the Dena Bank Bank new IFSC Code and MICR Code online. All you need to do is follow some easy steps and get all the information with just a click of a button:

  • Step 1: Firstly, you log on to the bank’s official website

  • Step 2: The next step would be to enter the required information in the menu

  • Step 3: Lastly, enter the bank’s name and branch details after which the Dena Bank IFSC and MICR codes will automatically be displayed for that particular branch on your screen

How to Find Dena Bank IFSC Code and MICR Code Offline?

As simple as it is to discover the Dena Bank IFSC Codes and MICR Codes online, it is equally straight forward to find them offline.

  • Step 1: The most convenient method to find the Dena Bank new IFSC code would be to refer to the bank’s cheque book.

  • Step 2: The code is mentioned on the top of the leaflet of the cheque book. The MICR code can also be discovered on the bottom of the cheque book leaves as well as the bank passbook.

How to Transfer Money via Dena Bank through NEFT?

The National Electronic Fund Transfer (NEFT) can allow you to transfer funds in a seamless and hassle-free manner.

  • Step 1: There is no maximum limit for NEFT transfers done at the branch or via NEFT online. You must also keep in mind that the bank follows a schedule for NEFT transfers that can be done on an hourly basis.

  • Step 2: Except for the second and fourth Saturdays, the NEFT facility is available on all days between 8:00 am to 7:00 pm.

  • Step 3: To perform an NEFT, you will need the name of the beneficiary, their bank and branch, account number, IFSC code, and lastly the exact amount you want to transfer.

For transferring funds through this medium, you are also required to pay certain charges. Let’s take a quick look at the charges:

NEFT Transaction


NEFT transfers up to Rs 1 Lakh

No charges

NEFT transfers between 1 Lakh – 2 Lakhs

Rs. 17

NEFT transfers above Rs 2 Lakhs

Rs. 28

NEFT transfers to Nepal

Rs. 6

How to Transfer Money via Dena Bank through RTGS?

Real-Time Gross Settlement System (RTGS) transfers are done on a distinct basis, which means that the funds are transferred individually and not batch-wise.

  • Step 1: RTGS is a very safe and super convenient way to transfer high-value amounts, i.e. a minimum of Rs 2 Lakh, and there is no maximum limit.

  • Step 2: For an RTGS to be completed, the name of the customer, bank and branch details, IFSC code, account number, and the remittance amount are required.

  • Step 3: Except for the second and fourth Saturdays, the RTGS facility is available on all days between 8:00 am to 4:30 pm.

  • Step 4: Additionally, there are some charges levied on the transactions: Rs. 28 for funds between 2 Lakhs -5 Lakhs and Rs. 56 for funds above Rs 5 Lakhs.

How to Transfer Money via Dena Bank through IMPS?

Tagged as an interbank money transfer service, IMPS (Immediate Payment Service) is a round-the-clock facility that enables an immediate transfer of money from one account to the other.

  • Step 1: It is a very quick, secure, and customer-friendly platform to perform your day-to-day transactions.

  • Step 2: Unlike NEFT and RTGS, IMPS requires very minimal information of the beneficiary like the mobile number and MMID only.

Information Required for Transferring Funds with Dena Bank

Online Dena Bank money transfer enables you to transfer money from your account to another anywhere in the country in real-time. It is not necessary for the beneficiary to have an account with Dena Bank. They can have accounts with any bank in India and you can still do the transfer in real-time. Typically, to transfer funds with Dena Bank, you will need

  • The name of the beneficiary,

  • Their bank and branch details,

  • Bank account number,

  • IFSC code,

  • Lastly, the exact amount you want to transfer.

FAQs on Dena Bank IFSC Code

  • ✔️Where can I find my Dena Bank MICR code?

    The 9-digit MICR code can be found on the bottom of the cheque leaflet as well as on your Dena Bank passbook.

  • ✔️How can I find out my Dena Bank IFSC code?

    You can discover your IFSC code online by searching through the bank's website or by using any search engine. You can also find the information offline by looking at your Dena Bank passbook or chequebook.

  • ✔️What is the IFSC code of Dena Bank after the merger with Bank of Baroda?

    After the merger with Bank of Baroda (BOB), the IFSC code of Dena Bank is the same as BOB.

  • ✔️Is Dena Bank IFSC code changed after the merger?

    Yes, the IFSC code was changed after its merger with Bank of Baroda.

Happy Customers of Finserv MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Finserv Markets, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premium!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!