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The IFSC code is an essential detail that is required for online transactions. This code is an 11-digit code made up of letters and numbers. This 11-digit code is divided into three parts.

Consider the following example:

DLXB0000193 is Dhanlaxmi Bank IFSC code for the Delhi branch. The bank is represented by the first four letters of the code 'DLXB,' there’s a zero in the middle, and the last six numbers, '000193,' are used to identify the branch. Each branch of the bank has its own IFSC code, which aids in the recognition of Dhanlaxmi Bank branch names. Using a Dhanlaxmi IFSC code is required by RBI guidelines for online transactions via NEFT, IMPS, or RTGS.

About Dhanlaxmi Bank

Dhanlaxmi Bank Ltd. was founded in 1927 in Thrissur, Kerala. Over the years, the Bank, with its rich heritage, has earned the respect and benevolence of its customers. The firm has a strong belief in the need to seek innovation, provide the best service, and demonstrate responsibility, which helped them in winning the trust of their clients. Personal Banking, Corporate Banking, NRI Banking, SME Banking are some of their services among others.

How to Find the Dhanlaxmi Bank IFSC Code and MICR Code Online?

Whether you wish to do an NEFT, RTGS, or IMPS transaction, providing Dhanlaxmi Bank IFSC code is mandatory. In addition to IFSC code, MICR code, also known as Magnetic Ink Character Recognition, is also one of the most important pieces of information if you are using cheque to transfer cash. MICR code is used for faster processing of cheques.

Here are the steps to follow to know both codes:

  • Step 1: IFSC and MICR codes can be easily found by browsing Dhanlaxmi Bank’s official website - dhanbank.com

  • Step 2: You may also use any third-party search engine to discover both codes.

  • Step 3: Additionally, RBI’s official website is also one of the alternatives to know the same.

How to Find Dhanlaxmi Bank IFSC Code and MICR Code Offline?

You can find both codes on the first page of your bank’s passbook. Also, this information is available on the leaves of your cheque book issued by the bank.

How to Transfer Money via Dhanlaxmi Bank through NEFT?

Following are the steps to transfer money using NEFT:

  • Step 1: Access the bank’s official website dhanbank.com and log in to your net banking account.

  • Step 2: Go to the ‘Fund Transfer’ menu and select the ‘NEFT’ option.

  • Step 3: Next, click on ‘Add/Manage Beneficiaries.'

  • Step 4: If you are transferring money to a new person, you are required to add them as a beneficiary.

  • Step 5: In order to add a beneficiary, enter their name, bank details, and Dhanlaxmi Bank IFSC code.

  • Step 6: It will take some to activate the beneficiary.

  • Step 7: Once it's activated you are ready to transfer money.

You may also do the NEFT transaction by visiting the bank's branch and filling up a form.

How to Transfer Money via Dhanlaxmi Bank through RTGS?

Below are the steps to follow for a successful transaction through RTGS:

  • Step 1: Visit the official website of the bank dhanbank.com

  • Step 2: Navigate to the ‘Fund Transfer’ tab and select ‘RTGS’ payment method.

  • Step 3: Thereafter, go to ‘Add/Manage Beneficiaries' section.

  • Step 4: You must add a payee in the event of a new transaction.

  • Step 5: To complete the adding procedure, provide payee’s bank account details, name, IFSC code, and amount to be transferred.

  • Step 6: Following this, wait for some time to get the payee activated by the bank.

  • Step 7: After doing this, you can transfer money.

RTGS transactions can also be done in person by visiting your nearest Dhanlaxmi Bank.

How to Transfer Money via Dhanlaxmi Bank through IMPS?

IMPS service is available to use 24*7 including bank holidays. Here are the steps to consider for an IMPS transaction:

  • Step 1: Browse Dhanlaxmi Bank’s page dhanbank.com

  • Step 2: Go to the ‘Fund Transfer’ menu. Choose ‘IMPS’ payment option.

  • Step 3: Add a recipient by providing his/her name, bank details, and Dhanlaxmi Bank IFSC code.

  • Step 4: Next, wait for some to get the recipient activated.

  • Step 5: In the end, you can transfer money.

Information Required for Transferring Funds with Dhanlaxmi Bank

Here are the various details required to make a money transfer with Dhanlaxmi Bank.

  • Beneficiary's bank account information

  • Amount details

  • IFSC code of the beneficiary

  • Details of recipient

  • One-time password (OTP)

FAQs on Dhanlaxmi Bank IFSC Code

  • ✔️How can I know my Dhanlaxmi Bank IFSC code?

    You can know your Dhanlaxmi Bank IFSC code by visiting the bank's site or using third-party search engines. You can also know the same through your bank’s passbook.

  • ✔️Is IFSC code and MICR number the same?

    No, both are different. IFSC is an 11-digit code used for online transactions whereas MICR is a 9 digit code used for the faster processing of cheques.

  • ✔️Can we find Dhanlaxmi Bank IFSC code by account number?

    No, an account number is different from the IFSC code.

  • ✔️How many Dhanlaxmi Bank branches are in India?

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