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The IFSC code is an 11-digit code that consists of alphabets and numbers. It is used by financial institutions to expedite online transactions. This 11-digit code is broken down into three sections.

Let's look at an example:

The IndusInd Bank IFSC code for the Greater Noida branch is INDB0000546. The first four letters of the code 'INDB' represent the bank, there is a 'zero' in the middle, and the last six numbers, '00546,' are used to identify the branch. Every division of the bank has its own distinct IFSC code, which aids in recognizing IndusInd Bank branch names. According to RBI guidelines, using an IndusInd IFSC code is mandatory for online transactions via NEFT, IMPS, or RTGS.

About IndusInd Bank

IndusInd Bank, headquartered in Mumbai, was founded in 1994. With over 2.5 Crore customers, and nearly 2,000 branches across the country, the bank has become a dominant player in the financial services industry. It deals in several products and services such as loans, cards, investments, insurance, foreign exchange, and many more. For its remarkable journey, the organization has received several awards like ‘Finacle Innovation Awards’ in 2020, ‘Most Innovative Company’ in 2020, and so on.

How to Find the IndusInd Bank IFSC Code and MICR Code Online?

To know both codes, you must follow the below-listed steps:

  • Step 1 - Go to the bank’s official website indusind.com and choose your branch from the IndusInd Bank branch list to know IFSC and MICR codes.

  • Step 2 - You may also visit the official website of RBI rbi.org.in to find the same details.

  • Step 3 - Additionally, you can also use any third-party search engine to find out both codes.

How to Find IndusInd Bank IFSC Code and MICR Code Offline?

The information about your IFSC and MICR codes can be found in your bank's passbook and cheque book. Both documents have the information on the first page.

How to Transfer Money via IndusInd Bank through NEFT?

NEFT is one of the most secure methods to perform interbank and intrabank transactions.

Here are the steps to follow for a successful transaction:

  • Step 1 - Login to IndusInd Bank net banking account indusind.com

  • Step 2 - Navigate to ‘Fund Transfer’ tab. Choose ‘NEFT’ payment option.

  • Step 3 - Next, you must add a beneficiary by providing his/her name, account number, and IndusInd IFSC code.

  • Step 4 - As per financial regulations, it can take up to a few minutes/hours to activate a beneficiary.

  • Step 5 - Once the beneficiary gets activated, you can transfer the cash.

Every IndusInd Bank NEFT transaction includes charges. Here is the table containing the same details.


Service Charges

Up to Rs. 10,000

Rs. 2.5

Between Rs. 10,000 to Rs. 1 Lakh

Rs. 5

Between Rs. 1 Lakh to Rs. 2 Lakhs

Rs. 15

Between Rs. 2 Lakhs to Rs. 5 Lakhs

Rs. 25

Above Rs. 5 Lakhs

Rs. 50

*Fees and charges are subject to the bank’s discretion

How to Transfer Money via IndusInd Bank through RTGS?

RTGS is a faster medium of payment transactions as it takes only 30 minutes to transfer the amount into payee’s account.

Following are the steps to follow for transferring cash:

  • Step 1 - Access the bank’s net banking page and log in to your account.

  • Step 2 - You will see an option of ‘Fund Transfer.’ Click on that.

  • Step 3- Next, select ‘RTGS’ alternative for transferring money.

  • Step 4 - Before a transaction, you are required to add a payee.

  • Step 5 - To add a payee, you must enter their details like name, bank account details, and most importantly IFSC code.

  • Step 6- Upon completing the procedure, you will have to wait for a few minutes/hours to get the payee activated.

  • Step 7 - After activation, you are ready to do transactions.

Below is the table showing transaction charges:


Service Charges

Between Rs. 2 Lakhs to Rs. 5 Lakhs

Rs. 25

Above Rs. 5 Lakhs

Rs. 50

*Fees and charges are subject to the bank’s discretion

How to Transfer Money via IndusInd Bank through IMPS?

IMPS is an instant money transfer alternative that is available 24*7, including bank holidays.

You must perform below-listed steps to send money:

  • Step 1 - Go to the bank’s page and log in to your netbanking account.

  • Step 2 - After logging in, you will see a 'Fund Transfer' option. Click on that.

  • Step 3 - Then, for money transfer, choose ‘IMPS' option.

  • Step 4 -You must add a recipient before performing any transaction. You can do so by providing their name, bank account information, and IFSC code.

  • Step 5 - After you've finished adding the payee, you will have to wait a few minutes or hours for it to be activated.

  • Step 6 - You are now ready to conduct transactions after activation.

Here is the table containing details about applicable fees:


Service Charges

Up to Rs. 10,000

Rs. 2.5

Between Rs. 10,000 to Rs. 1 Lakh

Rs. 5

Between Rs. 1 Lakh to Rs. 2 Lakhs

Rs. 15

*Fees and charges are subject to the bank’s discretion

Information Required for Transferring Funds with IndusInd Bank

Here are the various details required to make a money transfer with IndusInd Bank.

  • Beneficiary's bank account information

  • Amount details

  • IndusInd Bank IFSC code of the beneficiary

  • Details of recipient

  • One-time password (OTP)

FAQs on IndusInd Bank IFSC Code

  • ✔️What is MICR in IndusInd Bank?

    MICR contains a 9-digit numerical value. It is used to quickly process cheques.

  • ✔️Is IFSC and MICR code the same?

    No. Both are different. IFSC code is used for online transactions whereas MICR code is used for processing cheques faster.

  • ✔️How can I know my IFSC code of IndusInd Bank?

    You may visit the bank’s website or use any third-party search engine to know the same. You can also find it in your passbook and cheque book.

  • ✔️How can I get IFSC and MICR code on my bank statement?

    Both codes will be printed on your bank statement.

  • ✔️How can I know my BSR Code of IndusInd Bank?

    Basic Statistical Returns (BSR) code can be found online by using any search engine.

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