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An IFSC code stands for Indian Financial System Code, which is a code designated by the Reserve Bank of India to every bank to establish an organized system that helps the bank authorities to track which transaction is done by which bank branch. These codes are different for each branch to avoid confusion or hassle. IFSC codes are 11-digit alphanumeric codes. For any money transfer, it is important to enter the correct IFSC code. These codes make sure that the money is transferred to the correct bank account.


IFSC code plays an important role in the utilization of electronic payment systems like RTGS (Real Time Gross Settlement), NEFT (National Electronic Funds Transfer), IPM (Immediate Payment Service), IMPS (Instant Mobile Money Transfer Service). The main purpose of UBI IFSC code is to ensure a systematic cash flow in the banks eliminating errors.


The IFSC assigned to the bank is designed keeping three important segments in mind. The initial four letters are derived from the bank's name, the fifth letter is a zero, the last six letters are unique for each branch of the bank and are allotted by the Union Bank.


For example - The Union Bank of India IFSC code has “UBIN0567434” as the IFSC Code for a branch of Union Bank.


  • UBIN stands for Union Bank

  • 0

  • 567434 is the unique code allotted to that specific branch of Union Bank.

How to Search Union Bank IFSC and MICR Codes

There are three quick ways to find Union Bank IFSC and MICR codes

  • The first method to find out the Union Bank IFSC and MICR codes of any branch is to look in the cheque book issued by the branch of the Union Bank. The Union Bank IFSC and MICR codes are printed on the cheque books sanctioned by the Union Bank of India.

  • One can also find a list of all the Union Bank of India IFSC codes available on the official portal of the Reserve Bank of India.

  • Many other websites have the complete list of Union Bank IFSC and MICR codes available on their website. The user will have to feed details like bank name, branch area, state, and district in the designated column. The Union Bank IFSC and MICR code of that specific branch will be displayed on your screen.

Union Bank of India (UBI) State Wise List

Union Bank of India is one of the largest government-owned banks in India. It is spread all over the country. You can easily locate Union Bank branches by searching "Union Bank of India near me", the search engine will locate the closest Union Bank branch for you.

Here is a list with the names of all the states where Union Bank is located currently -

List of States

Andaman & Nicobar

Andhra Pradesh

Arunachal Pradesh





Dadar and Nagar Haveli

Daman and Diu





Himachal Pradesh

Jammu & Kashmir




Madhya Pradesh












Tamil Nadu



Uttar Pradesh


West Bengal

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