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IFSC codes are primarily used to ensure that funds are transferred to the right account in the right branch. It allows for transparent and accurate communication between two banks when money transfers are carried out. The Reserve Bank of India assigns both IFSC and MICR codes to all the banks in the country for the smooth functioning of fund transfers. Let's take a look at what an IFSC code means.


The ability to transfer funds electronically from one account to another is a huge advantage to the banking sector and its customers. With the help of NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement) and IMPS (Immediate Payment Service) systems, YES BANK customers can easily transfer their money to a beneficiary of any bank.

The Indian Financial System Code or IFSC is a unique 11-digit alphanumeric code made up of alphabets and numerals. This code is required to carry out money transfers via NEFT, RTGS, and IMPS. To maintain complete transparency in online transactions, YES BANK uses IFSC codes.

The IFSC code of YES BANK is a combination of three sections: the first four letters are alphabets that indicate YES BANK, followed by a zero and 6 digits which identify the bank’s branch. To illustrate – The IFSC Code of YES BANK Fort Branch is YESB0000082. YESB indicates the bank name, the fifth digit is zero, and 000082 is a unique numerical code allotted to the Fort branch of YES BANK.


YES BANK is an Indian Public sector bank co-founded in 2004. It is headquartered in Mumbai and now has over 500 branches across all the major cities in the nation. It is India's fifth-largest bank, providing financial solutions such as Retail banking, Investment banking, Corporate Finance, Corporate and NRI banking, Loan management, Asset Management services, and many more.

How to Find the YES BANK IFSC Code and MICR Code Online?

There are two options available to find the IFSC code and MICR code online –

  • Step 1: One way is to visit the official website and enter the branch details like the city and area. The website will then display complete details about the IFSC Code.

  • Step 2: The second way is via other websites - like the official website of the Reserve Bank of India or other third-party websites on the Internet.

How to Find YES BANK IFSC Code and MICR Code Offline?

Apart from finding the IFSC code and MICR code on the Internet, you can also find them in your bank passbook or cheque book provided by the bank to every customer.

How to Transfer Money via YES BANK through NEFT?

NEFT is a financial service that allows you to electronically transfer money from one account to another without visiting the branch.

  • Step 1: The main requirements are an active YES BANK account and access to net banking. Before initiating the transfer, the sender will have to add the beneficiary details like the name of the recipient, bank name, account details, IFSC code of the beneficiary’s bank, and the amount to be transferred.

  • Step 2: It is to be noted here that all YES BANK NEFT transactions are time bound as indicated in the table below:


Monday - Friday


Net Banking*



Branch Banking

9:00 am – 4:30 pm

9:00 am – 12:00 pm

*Transaction requests placed via Net Banking by 6:30 pm on weekdays and 12:30 pm on Saturday will be debited immediately and sent to RBI for processing on the following working day and those made on NEFT holidays and Sundays will also be debited immediately and sent to RBI for processing the following working day.

How to Transfer Money via YES BANK through RTGS?

RTGS is the abbreviation for Real-Time Gross Settlement. It is one of the most secure modes of transferring a substantial amount of money in real time.

  • Step 1: This procedure is used for transactions amounting to Rs. 2 lakhs or more. There is no maximum limit mentioned by the bank to use this service.

  • Step 2: The sender would need to add details like the amount, name of the beneficiary, bank name, account number, IFSC Code, and any other information.

The bank follows cut-off timings for RTGS transactions as noted below:

Transaction via / Weekday

Monday - Friday


Net Banking

9:00 am – 4:15 pm

9:00 am – 12:45 pm

Branch Banking

9:00 am – 3:30 pm

9:00 am – 12:30 pm

How to Transfer Money via YES BANK through IMPS?

  • Immediate Payment System or IMPS is an instant and secure fund transfer system that can be carried out round the clock and allows for easy transfer of money from one account to another.

  • IMPS gives you the liberty to send money directly to a person’s account number using their IFSC code. You can also send money using the mobile number and MMID of the beneficiary.

Information Required for Transferring Funds with YES BANK

You can transfer money from your account to another anywhere in the country using YES BANK's online transfer facility. To do so, you need some basic information such as

  • Beneficiary name

  • Beneficiary bank and branch details

  • Bank account number

  • IFSC code

  • The amount you wish to transfer.

FAQs on Yes Bank IFSC Code

  • ✔️How can I know my YES Bank MICR code?

    YES BANK MICR code can be found at the bottom left of the cheque book leaflet. It is easy to locate as it is placed right next to the cheque number.

  • ✔️What is the IFSC code in YES BANK?

    The IFSC code will be an 11-digit alpha-numeric code - the first four letters will be 'YESB', and the last 6 digits will identify the branch code. The 5th digit is zero.

  • ✔️How can I get the BSR Code of YES BANK?

    BSR Code can be found using online search tools where you need to enter the name of the bank, the state, and the district of the bank, and you can get the BSR code.

  • ✔️How many YES BANK branches are in India?

    There are over 500 branches spread across 35 states in the country.