ACKO Car Insurance

ACKO Car Insurance in India offers complete financial security to your four-wheeler during any unfortunate and unforeseen events such as thefts, accidents, and natural calamities. It also offers various add-on covers that you can purchase along with your car insurance plan to enhance its scope of coverage. Moreover, it is important to secure your car with adequate car insurance as it is mandatory as per the Motor Vehicles Act, 1988.

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  • Overview
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ACKO Four Wheeler Insurance Online - Buy/Renew Plans Online

Car insurance acts as a financial net in case of accidents, theft, or other unfortunate events. Buying a vehicle is one of the most significant decisions that a person makes, hence, safeguarding it with a car insurance policy is the most essential thing that you must do. Although you will get compulsory third-party car insurance with your vehicle, it is advisable that you must opt for a comprehensive car coverage policy to receive additional benefits. If you already have car insurance, renew it in a timely manner. 

Insurance companies like ACKO allow you to buy/renew car insurance online by implementing a zero paperwork policy. ACKO car insurance provides comprehensive financial security for your vehicle in the case of an unanticipated occurrence such as theft, accident, or natural calamity. It also provides a variety of add-on covers that you may purchase in addition to your ACKO car insurance policy to expand the extent of coverage. You may apply for the same through the Bajaj Markets platform since it has partnered with the lender to provide a more user-friendly experience. 

Key Features and Benefits of ACKO Car Insurance

ACKO motor insurance comes with multiple features and benefits. Here are the details about the same. 

1.Affordable Premiums

The company has a digital system through which they offer vehicle insurance products directly to their customers with the help of any broker or middleman. As a result, their operation cost is low, making the car insurance premiums inexpensive. 

2.Zero Paperwork

You don't have to spend time and effort filling out application forms to get ACKO auto insurance. You will also be saved from the time-consuming documentation process. The business has a zero-paperwork approach and operates everything online. 

3.Hassle-Free Claims

With advantages like free pickup and drop, a three-day repair guarantee (in certain locations), and claim monitoring, you will have a seamless claim experience with ACKO. 

4.Rapid Settlement

For small claims, ACKO promises quick claim settlement. Major claims may take longer, but they are also resolved quickly. Both small and large claims are resolved in accordance with the terms and conditions of the relevant policy.

5.24*7 Emergency Assistance

You may contact the customer official anytime any day as they offer 24*7 emergency assistance to their customers. 

6.Convenience 

You can buy/renew ACKO car insurance online anytime anywhere as it is a digital platform. You don’t have to wait for a fixed time or day in order to get it which makes it more convenient. 

Types of Car Insurance Plans Offered by ACKO

Below are the details about different types of ACKO for wheeler insurance.

1.Third-Party Car Insurance 

The third party car insurance coverage protects you against legal or financial liabilities if any third party gets injured due to an accident caused by your car. 

Also, the Indian government has mandated to have this car insurance to drive a vehicle in India. Failure to do so may result in heavy fines. 

2.Comprehensive Car Insurance

Comprehensive car insurance safeguards your vehicle against accidents, theft, and natural disasters. This insurance coverage will be your rescuer in the event of an unanticipated calamity that results in loss or damage to you or your vehicle. It is one of the greatest insurance policies you can get for your used car since it protects third-party liability. However, because of its extensive coverage, the price of this car insurance by ACKO is more than a third-party policy.

3.Own Damage Cover

Own Damage Car Insurance is designed to cover damages caused by your vehicle as a consequence of fires, natural catastrophes, traffic accidents, or other misfortunes. Its purpose is to give you extra protection beyond third-party liability. However, the Insured Declared Value (IDV) sets the maximum amount of compensation you may be able to receive.

4.Commercial Car Insurance 

Commercial vehicle insurance provides financial support to a commercial vehicle in the event of an accident. It is similar to private automobile insurance. However, the coverage is tailored to meet the demands of a business vehicle and the eventualities that may arise.

Acko Car Insurance Renewal Process

It is preferable to keep watch on the expiration date of your car insurance policy in order to renew it on time. If you want to update your ACKO car insurance, follow the steps mentioned below.

 

  • Visit ACKO’s official website. 

  • Enter your car details like registration number, existing car insurance details, etc.

  • Check your car insurance renewal charges and pay them using any online method from the available options.

  • The details and papers of your renewed ACKO 4-wheeler insurance will be sent to your email Id. 

How to Buy ACKO Car Insurance Plan

Here are the steps that will assist you in purchasing an ACKO new car insurance. 

 

  • Visit the official website of ACKO.

  • Enter information about your vehicle, such as the model and registration numbers.

  • Look over the available insurance options and pick one that best suits your needs.

  • Use an online payment option to pay the premium.

  • The details and documents for your ACKO car coverage plan will be emailed to you.

How to Raise a Claim?

With ACKO, you can raise a cashless claim and the below-listed steps will aid you in the same. 

 

  • Go to the ACKO official homepage.

  • Click on ‘Register a Claim.’

  • Your car will be picked up in 60 minutes (in selected cities). 

  • Following that, your car will go for instant repairs.

  • You can check the repair status on its website.

  • Once the repair is completed, your car will be delivered to your doorstep within three days. 

What’s Covered/ Not Covered in the ACKO Car Insurance

Before buying an ACKO online car insurance, you must be aware of its inclusions and exclusions. It will help you in making a wise decision. 

1.Inclusions 

Here's a list of coverages you will get in your insurance plan.

 

  • Third-Party Vehicle Damage

With ACKO car insurance, you will get coverage against the damage done to any person or property done by your car. 

 

  • Own Damage 

You will receive financial protection for your personal damage in addition to fulfilling your obligations to the third party. Also, your automobile is protected against unanticipated calamities like fire, water damage, theft, etc.

2.Exclusions 

Hers is the list of exclusions. 

 

  • Damages Caused by Irresponsible Driving

Damages to your automobile caused by driving under the influence of alcohol or illicit drugs are not covered by your insurance policy.

 

  • Warlike Circumstances

The coverage does not cover harm done to your car during wars or other comparable situations.

 

  • Inactive Policy 

Damages to your vehicle that occurs while your insurance is inactive are not covered.

 

  • Regular Maintenance Expenses

The ACKO four-wheeler insurance coverage does not pay for regular servicing and maintenance costs resulting from wear and tear on your vehicle.

 

  • Illegal Driving 

Damages sustained while driving a vehicle without a valid licence are not protected.

 

  • Theft of Personal Belongings in a Vehicle

Your auto insurance policy does not provide coverage for items stolen from your vehicle.

Enhance your Coverage with Customised Add-on Covers

In addition to ACKO car insurance plans, you may also buy add-on covers to receive extra advantages. 

1.Zero Depreciation 

In the event of unintentional damage, you may be able to recover the full cost of replacing any auto parts if you have zero depreciation coverage. The claim amount will not be reduced by the depreciation value of the damaged parts. Thus, it helps you save a significant sum.

2.Roadside Assistance

This cover provides emergency roadside assistance including towing services,  urgent fuel delivery, flat tyre repair, urgent car mending, key services, cab services, and so on.

3.Engine Protection 

You will get coverage for engine repair or replacement with this add-on in accordance with the policy's terms and conditions.

4.Consumables Cover

Items such as gearbox oil, nuts, bolts, engine oil, lubricants, and so on are not covered in the primary insurance plan. By having this add-on, you can claim funds for these expenditures. 

5.No Claim Bonus 

NCB is a discount on your insurance premium that you might get when you renew your coverage. If you do not file any claims for several years in a row, you can get a premium discount of up to 50%.

Conclusion

If you have any questions or concerns about car insurance, you may contact either Bajaj Markets or ACKO in a variety of ways.

 

  • You can conveniently manage your account and review the details of your policy by downloading the Bajaj Markets app.

  • You may call 020 66399444 (Monday to Saturday from 10 am to 6 pm) or send an email to insuranceconnect@bajajfinservmarkets.in for customer service.

  • To check the details of your policy, you may also log in to the customer site.

  • You may get in touch with the ACKO General Insurance team by sending an email to hello@acko.com or contacting customer service at 1800 266 2256.

Check Out Car Insurance Plans Available at Bajaj MARKETS

 

FAQs on ACKO Car Insurance

  • ✔️How can I find my car insurance policy number?

    Your policy number may be accessed on your policy papers. 

     

  • ✔️How can I download a car insurance policy certificate?

    By logging into your account on the insurance company's website, you may download your car insurance certificate. Additionally, you can ask the insurance provider to send it to you.

     

  • ✔️Which documents do I require when purchasing vehicle insurance online with ACKO?

    The firm has a no-paperwork policy. However, you must provide certain information, such as your vehicle's registration number, year of production of the vehicle, present location, number of claims in the last five years, and so on.

     

  • ✔️How much does it cost to renew a car insurance policy?

    The cost of renewing an automobile insurance coverage is determined by the vehicle's Insured Declared Value (IDV), year of manufacture, location, and model.

     

  • ✔️How long does it take to resolve a claim?

    Depending on the severity of the damage, a claim's resolution time may change. The majority of claims handled by ACKO are resolved in 3 working days (in select cities). They provide rapid claim settlement for small disputes and for major claims it may take up to a few more days.