Acko Car Insurance

Car Insurance by Acko

Features of ACKO Car Insurance

• Very Quick

 At Finserv MARKETS, getting your ACKO new car insurance is quick and effortless. It just takes 2 minutes to generate a quote.

• Easy & Convenient

Purchasing car insurance need not be troublesome. At Finserv MARKETS you can buy your ACKO policy from the comfort of your home within no time, with the completely digital hassle-free process

• Stress-free claims

ACKO understands the trouble with sudden accidents and hence, takes care of your claims with extra care. With an excellent claim settlement ratio, ACKO helps you with zero paperwork and cashless claims to let you enjoy a stress-free claim process.

• Hassle-free Repair

Roadside assistance offered by ACKO is a boon! In case of an accident, if your car needs more repairs, get the car picked up for free and have the repaired vehicle delivered home.

Types of Plans Offered by ACKO

ACKO General Insurance Ltd. understands the varying needs of customers and hence, offers two types of car insurance plans: Comprehensive Car Insurance & Third-Party Car Insurance. Just identify your requirement and pick the plan of your choice.

1. Third-Party Car Insurance

A Third-Party Car Insurance cover is a basic car insurance plan that is designed to cover the injuries caused to third parties and the damage incurred by the third-party property due to your car. Moreover, it is compulsory to get a Third-Party Car Insurance as per the Motor Vehicles Act, 2019, failing which can result in a penalty of Rs. 2000. What’s worse, you can also face imprisonment up to 3 months! A third-party cover ensures that you are in compliance with the law. Hence, it becomes all the more necessary to get this plan.

Here’s what’s covered in the Third-Party Car Insurance cover:

Going by its name, the third-party car insurance covers injuries caused to third parties or their property. Let’s understand this with the help of an example.

If your insured car loses control, resulting in a collision with someone’s car, the insurance policy will take care of the expenses incurred for repairs of those damages. This also includes a basic Personal Accident cover for the person driving the car. The Personal Accident cover insures you against permanent disabilities and even death while driving your car.

Product Name: Liability Only Policy - Private Car, UIN: IRDAN157P0001V01201718

2. Comprehensive Car Insurance

A Comprehensive Car Insurance plan is an enhanced cover compared to the Third-Party Car Insurance plan. It not only includes the third-party cover but also offers coverage against Own Damages. With an all-round protection, the cover helps manage liabilities, and also offers a complete financial protection. Hence, despite having to pay a higher premium amount for a comprehensive plan over a third-party plan, it is advisable to go for this plan.

Here’s what’s covered in the Comprehensive Car Insurance cover:

An all-round protection, just as the name suggests, Comprehensive cover brings together the benefits of both, cover for third-party liabilities including Personal Accident cover and Own Damage Cover. Any damage due to unfortunate mishaps like natural & man-made calamities, and even theft is covered under this plan.

Product Name: Private Car Package Policy, UIN: IRDAN157RP0007V02201718

Enhance your Coverage with Customized Add-on Covers

An unfortunate accident means unwanted injuries followed by an unplanned financial crunch! While car insurance helps deal with the financial liability of such accidents, it may not be completely enough. At times, even a comprehensive plan may miss out on some vital aspects that need coverage. It’s always better to be completely sure about the financial coverage. Customized add-on covers available with ACKO Comprehensive Car Insurance help you get just that! Add-on covers offer an additional protection to your insured car, so you are prepared for any financial crunch following mishaps.

• Roadside Assistance

With emergency roadside assistance cover, you will never be stranded on the road. The on-spot assistance in case of accidents including urgent fuel delivery, flat tyre repair, key services, urgent car fixing, cab services, and towing, let’s you rest assured.

Product Name: Private Car Package Policy - Add-ons: Roadside Assistance, UIN: IRDAN157RP0007V02201718/A0007V01201819

• Zero Depreciation

Commonly known as nil depreciation and bumper to bumper insurance cover too, the zero-depreciation cover is a life-saver when it comes to managing external care costs. With no depreciation in the value of the car’s external parts, this cover takes care of all car body repairs or replacements.

Product Name: Private Car Package Policy - Add-ons: Zero Depreciation, UIN: IRDAN157RP0007V02201718/A0006V01201819

• Engine Protect

With the engine protection add-on, you are covered for the replacement and repair of your car’s engine parts, which include pistons, rods and others, so you need not worry about the complexities.

Product Name: Private Car Package Policy - Add-ons: Engine Protect, UIN: IRDAN157RP0007V02201718/A0004V01201920

How to Claim ACKO Car Insurance

With ACKO Insurance, car insurance claims are more seamless than ever! To raise a car insurance claim, all you need to do is connect with their team and follow some essential steps. The insurer will understand your ACKO new car insurance claim request, assess it and provide you with the necessary details.

With ACKO General Insurance Limited, you get instant claim settlement for minor damages. With ACKO’s commitment to serve you better, even the claims that may require a detailed claim registration process are processed quickly.

How do you go about it?

*Pick-up of the vehicle is available in select cities only.

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