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Car Insurance in Ahmedabad

Ahmedabad is the largest city in Gujarat and is divided into six zones. The city is well-known for its textile, automobile, and information technology industries. Ahmedabad is also connected to other urban areas through expressways, as well as national and state highways. The street network is in a radial form comprising of five rings around the walled city area. As a popular industrial hub, the streets of Ahmedabad are often densely packed with vehicles. And to be able to drive your car legally, you will need car insurance in Ahmedabad. In this article, we’ll take a look at options for car insurance in Ahmedabad and the main benefits of using a comprehensive car policy.

Best Car Insurance Plans in Ahmedabad in 2022

Looking for the right insurance policy for your car can get confusing. If you are looking to buy car insurance in Ahmedabad, check out the various car insurance plans available on Bajaj MARKETS and their important benefits in the table below:

 

Bajaj Allianz General Insurance Co

Acko General Insurance Ltd

HDFC Ergo General Ltd

Third-party cover

Comprehensive Car Insurance

Premium Amount

Starting at ₹2,072 (- + GST, effective 1st April 2022)

Starting at ₹2,072 (- + GST, effective 1st April 2022)

Starting at ₹2,072 (- + GST, effective 1st April 2022)

No of Network Garages

4,000+

100% cashless garages

7,600+

Claim Settlement Ratio

98%

98%

-

Additional Covers

Disclaimer: The aforementioned third-party premium rates are indicative. The actual insurance amount that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

Benefits of Car Insurance in Ahmedabad

While all car owners need to have third-party insurance to be able to legally drive on the Indian roads (per the MVA, 2019), there are also many benefits of using comprehensive insurance in India:

  • Keep Your Vehicle Financially Secure

A comprehensive car insurance plan offers financial coverage to your car for damages and repairs caused due to accidents. With rising inflation over the past few years, even minor repairs on your car can cost a lot of money and in case of serious damage, you may even end up spending lakhs on repairs. Use comprehensive car insurance in Ahmedabad to avoid these expenses and save money.

  • Personal Hospital Cover

If you are involved in an accident, there are chances that you may be physically injured as well. Plus, the cost of your hospital bills may even be much more than the repair bills for your car. Fortunately, comprehensive car insurance will also give you medical coverage for injuries caused due to an accident.

  • Following Traffic Laws

As mentioned above, all vehicle owners need to have at least third-party cover for their vehicles as per the New Motor Vehicles Act, 2019. If you are caught by the traffic police for driving without valid motor insurance, you can be fined up to ₹4,000 and even imprisoned. By purchasing comprehensive car insurance in Ahmedabad, you can rest easy with the knowledge that you are following all insurance-related traffic laws and won’t land into any legal trouble.

  • Add-On Covers

When you purchase comprehensive car insurance, you also get the added benefit of choosing from add-on covers offered by the insurer. As the name suggests, they are additional covers you can purchase on top of your insurance plan for added protection, such as zero depreciation cover or consumables cover. These add-ons, usually, cannot be purchased with third-party insurance.

  • Third-Party Coverage

Every comprehensive insurance plan comes with third-party coverage benefits, so that you remain protected against repair costs and medical expenses due to the third parties involved in an accident.

  • No Claim Bonus

If you have been using car insurance for more than one policy term and have not made any insurance claims, you are eligible for the NCB benefit. Using your No Claim Bonus, you can get reduced premiums while renewing your car insurance. You can also transfer your NCB to a different insurance company if you plan to switch your insurance provider.

Network Garages in Ahmedabad

With comprehensive car insurance in Ahmedabad, you can also avail the cashless claims facility at network garages. If your insured car/vehicle gets damaged in an accident, you can directly take it to a network garage affiliated with your insurer and get it repaired. At this point, you do not have to pay for any of the repair costs. The network garage directly settles the bills with your insurer. Given below is a list of network garages in Ahmedabad:

Wrapping it Up!

Ahmedabad is a very pleasant place to live and work in with many employment opportunities due to the prevalence of many industrial areas. You may even wish to purchase a car for yourself and your family to commute to different places in the city, but make sure you get the right insurance plan. A comprehensive insurance plan can keep you and your vehicle protected against accidental damages so invest in the right policy wisely. To get an estimate, you can check the car insurance premium calculator on Bajaj MARKETS.

Check Out Car Insurance Plans Available at Bajaj MARKETS

 

FAQs on Car Insurance in Ahmedabad

  • ✔️Can I drive my car without Ahmedabad car insurance?

    No, you cannot drive your car without four-wheeler insurance in Ahmedabad. If caught, you may be heavily fined or even imprisoned for up to 3 months. 

  • ✔️ What is the car insurance price in Ahmedabad?

    All insurance companies have their own prices for car plans. Use the car insurance premium calculator to get an estimate. 

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