Bajaj Allianz car insurance offers to you a set of customisable policies. These plans can prove to be very beneficial for you in times of car-related emergencies. You are offered three types of car insurance plans, viz. third-party liability car insurance, standalone own-damage car insurance and comprehensive car insurance.
With car insurance being a mandate as per the Motor Vehicles Act of 1988, Bajaj Allianz car insurance can be a great choice for you, your four-wheeler vehicle, and your finances.
Claim Settlement Ratio
Bajaj Allianz Car Insurance
Disclaimer: The premium amount mentioned above is an estimated value. Your exact premium will depend on multiple factors. You can check prevailing premium rates before purchasing your car insurance.
Here are the easy steps you can follow to purchase the Bajaj Allianz car insurance on Bajaj Markets.
Et voila! Your policy details and documents should be sent to your registered email address shortly.
Given below are the key features of the Bajaj Allianz car insurance.
Nominal premium prices
Personal Accident Cover
Here are the major benefits of purchasing a Bajaj Allianz car insurance plan.
Third-party Liability Coverage: This offers coverage for damages caused to a third-party vehicle or individual involved in your accident. It helps you fulfil the duty of a responsible citizen since third-party liability insurance is compulsory by law.
Standalone Own-damage Insurance: This can be a good addition to your third-party liability car insurance. It covers the damage expenses of your own car after an accident or other mishaps.
Personal Accident Cover: You can get coverage through this benefit in case of permanent disability or an unfortunate demise. This way your family is secure no matter the circumstances.
Comprehensive Car Insurance: When you add a third-party liability cover, a standalone car insurance, and sprinkle in a few extra add-ons, you get a fulfilling Bajaj Allianz comprehensive car insurance. This can help you make smart, yet responsible decisions for your car and finances.
Personal Accident Cover: You can claim up to ₹15 Lakhs if you need medical help after an accident. This covers hospitalisation expenses for accidental injuries.
Extended Add-ons: Sometimes, a basic car insurance can’t not fulfil your coverage expectations. Hence, Bajaj Allianz car insurance offers to you add-ons to enhance your policy as per your preference.
Rapid Claim Settlement: When it comes to claim resolutions, you can depend on Bajaj Allianz General Insurance’s trustworthiness. This insurer hones a claim settlement ratio of 98.54%. This is proof enough that your insurance and its subsequent claims are in good hands.
Inclusions and exclusions refer to everything that is covered and not covered by a Bajaj Allianz car insurance plan. Hence, you can find below the inclusions and exclusions of Bajaj Allianz car insurance.
You can take the help of the car insurance premium calculator on Bajaj Markets to compute a possible premium amount. However, you must keep in mind that these quotes are only estimates. The actual premium price for your Bajaj Allianz car insurance page will depend on various factors such as coverage type, add-ons, IDV, etc.
Roadside Assistance: If you are stranded due to a car breakdown, you can contact Bajaj Allianz car insurance to request for on-the-spot repairs, tyre changes, jumpstarting, etc.
Conveyance Benefits: This add-on offers you coverage for the minute expenses you might have to bear after an accident. For example, you can claim commute expenses while your car is under repairs at a garage.
Engine Protection: Through this add-on, you can claim coverage for water ingression damages, gearbox damages, oil leakage, and many other engine-related issues.
Consumables Coverage: Consumables such as engine oil, brake oil, gearbox oil, coolants and more can cost you a lot. Hence, this add-on can offer you coverage for such costs while your car is getting serviced or after an accident.
Zero Depreciation: This add-on refrains your insurer from increasing premium costs or decreasing coverage due to the falling value of your car. This means that with time as the value of your car and its parts decreases, your policy will be impacted in no way.
Lock & Key Replacement: If you happen to lose your key or experience issues with your vehicle’s lock, your insurer will arrange for a replacement of both. This could also be part of your roadside assistance cover.
Personal Baggage Coverage: Should your car be stolen with items such as valuables inside, this add-on can offer your indemnification for damage or theft. These valuables could include expensive clothes, devices, gadgets, etc.
Here’s how you can file a claim for accidental damage and for theft indemnification.
Submit your vehicle’s chassis number, engine number, and your own mobile number
Provide details of the accident, kilometre readings of your vehicle and an inspection address
Jot down the claim reference number given and keep tabs on your claim status via SMS
Get your car transported independently or contact BAGIC through 1800-103-5858 for help
Give your policy documents at the garage
See the claim through either with the cashless services or reimbursement options
If the claim is to be concluded with a reimbursement made to you, pay the repair expenses at the garage and offer your insurer an invoice as proof. In case of cashless services, you can allow the network garage and your insurer to settle the costs internally.
File a complaint at a police station
Call on 1800-103-5858 to let BAGIC know of the theft
Ask the police to produce a Non-traceable Report if your car insurance found under 90 days
Furnish that report along with other policy documents before the insurer
Track your claim status through the SMS updates sent to your registered mobile number
Bajaj Allianz car insurance offers coverage against the expenses of accidental damages, car breakdowns, theft and other mishaps. You can get third-party liability coverage, standalone own-damage coverage, personal accident coverage, and comprehensive car insurance as well.
All you need to do is visit Bajaj Allianz’s website. There, you can log into your customer account and get all the policy details you require.
According to the Insurance Regulatory and Development Authority of India (IRDAI) regulations, you can make as many claims as you want. However, the claims shouldn’t exceed the coverage amount offered to you by the policy.
Yes, Bajaj Allianz car insurance can give you access to cashless services at 6000+ various network garages across the country.
You can choose from three of Bajaj Allianz car insurance’s plan types.
Third-party Liability Car Insurance
Standalone Own-damage Car Insurance
Comprehensive Car Insurance
Yes, Bajaj Allianz car insurance allows the transfer of no-claim bonuses.
Bajaj Allianz car insurance offers coverage for both commercial and personal cars.