How to Buy Bajaj Allianz Car Insurance
You can purchase Bajaj Allianz car insurance on Bajaj Markets by following a simple and hassle-free process. Just follow these five steps to secure the best of the insurance policy for your car:
Step 1: Enter your car number & mobile number.
Step 2: Fill the application form with some important details of your car.
Step 3: Pick the car insurance plan as per your needs.
Step 4: Make an instant online payment.
Step 5: And that’s it! Your Bajaj Allianz Car insurance policy and details will be issued to you within no time.
How to Renew your Bajaj Allianz Car Insurance Policy
To continue to avail the benefits of your Bajaj Allianz car insurance plan, you must renew it on time. The renewal process is quick and can be completed from the comfort of your home. Here are the steps to renew your car insurance plan:
Step 1: Visit the Bajaj Markets or your motor insurer’s website and go to the Car Insurance Renewal section.
Step 2: Enter your registration number and mobile number.
Step 3: Check your renewal premium.
Step 4: Make payment.
Step 5: Download policy copy.
Features of buying Bajaj Allianz Car Insurance
With Bajaj Allianz Car Insurance, your car is in safe hands! Here's why:
Car roadside assistance is made available to you 24x7. You can avail of facilities like towing, battery jump-start, hotel & fuel assistance, minor repairs and more.
There are over 4500+ network garages available across the country wherein you can seek cashless claim facility. The claim settlement process is straightforward, fast, and secure.
Bajaj Allianz offers zero dep cover along with your car insurance so you make the most out of a plan. A zero depreciation cover means the depreciation value of your car will not be deducted from the claim amount. All the parts of rubber, metal, and fibre will be covered under this feature.
Customers are offered the option of customising their products and services for a better experience. You do not have to limit yourself to the base plan. You can purchase add-ons and further customise the plan to suit your requirements accordingly.
Benefits of buying Bajaj Allianz Car Insurance
There are several reasons why Bajaj Allianz is among the best when it comes to car insurance policies. Customers get to enjoy a number of benefits. These can be better put as:
Impressive Claim Settlement Ratio (CSR)
The claim settlement ratio of a car insurance company makes a huge impact on its market reputation and overall performance. Bajaj Allianz has maintained an impressive CSR figure of above 98%. The higher the claim settlement ratio, the higher your chances of getting a claim settled
If you are switching from your existing insurance plan to Bajaj Allianz car insurance, you can transfer up to 50% of the existing NCB.
You can easily apply for Bajaj Allianz Car Insurance on Bajaj Markets online.
Our team of experts is available at your service 24x7 attending to your queries. The team will also guide you through car claim assistance and keep you updated on your claim status.
Filing claims was never so simple. With Bajaj Allianz car insurance on Bajaj Markets, you can get your claims settled instantly.
With minimal paperwork and a seamless online process, renewing Bajaj Allianz car insurance is very simple.
What's covered & Not covered in the Bajaj Allianz Car Insurance
All the essential coverage is provided under the Bajaj Allianz car insurance plan. At the same time, there are a few conditions that cannot be covered under the plan. These are known as the exclusions of the plan. Check out the table below to understand the coverage and exclusions of the plan:
Inclusions of Car Insurance Plan |
Exclusions of Car Insurance Plan |
Terms |
Explanation |
Terms |
Explanation |
Third-party Liability Coverage |
With Bajaj Allianz Car Insurance, you get covered for third-party damages caused by your car to a third party. |
Regular Wear and Tear |
Basic wear and tear to the four-wheeler are not covered. |
Damage due to Calamities |
Loss or damage incurred due to natural or man-made calamities is taken care of under the plan. |
War-like Scenarios |
Damages caused to your car during a war or similar scenarios are not covered under the policy. |
Theft of Vehicle |
With Bajaj Allianz Motor Insurance, your vehicle is insured against theft so that you can rest assured. |
Lapsed Policy |
In case your policy has lapsed when your car is damaged, the policy does not cover any damages incurred. |
Repair and Replacement Expenses |
Repair and replacement as a result of an accident are covered under the plan. |
Illegal Driving |
In case of any damages caused when driving without a valid licence or when driving under the influence of alcohol or other intoxicants, insurance does not take care of the expenses incurred. |
Personal Accident |
The plan offers protection for self and other riders under the Personal Accident (PA) cover |
Mechanical or Electrical Breakdown |
Any non-accidental damage incurred by your car is not covered under the plan. |
Liability-Only Motor Insurance Policy By Bajaj Allianz
In very simple language, Liability-Only Motor Insurance refers to a third-party motor insurance policy. Under this plan, the losses and damages incurred by a third-party person or property (due to the insured car) are covered. The Motor Vehicles Act of India has mandated that all motor vehicle users have a minimum of third-party cover for their vehicle. You can either purchase a comprehensive insurance plan that includes third-party cover as well or go for a Liability-Only motor insurance plan.
Inclusions of a liability-only motor insurance plan
Death, injury, disability of a third-party person due to accident by the insured vehicle
Damages or loss of a third-party property due to an accident by the insured vehicle.
Exclusions of a liability-only motor insurance plan
Death, injury, disability of the policyholder/owner of the insured vehicle
Damages or loss of the insured vehicle.
Add On Covers Offered By Bajaj Allianz
Add-ons are the extra dose of coverage that you purchase for your motor insurance plan. It lets you widen the coverage of the plan. Bajaj Allianz offers various add-ons for your vehicle so you can customise your insurance plan as per your requirement. Check the list of add-ons given below:
Vehicles can suffer breakdowns at odd hours and it can become tough to find a way through. For such situations, you can purchase 24*7 roadside assistance. Once you inform Bajaj Allianz about the problem, the company will send immediate help to tow the vehicle to a nearby service centre. Also, the company helps you fix minor issues on the road itself to help you continue your ride.
Engines may suffer certain issues and, mostly, engine damages are not covered under the base plans. So, with this add-on, you can ensure that your engine problems are also covered.
With time, the market value of the car decreases. This depreciation value is calculated and deducted from your claim amount. However, if you have a zero depreciation add-on cover, the depreciation value will not be calculated.
Key and Lock Replacement Cover
In case you lose your vehicle's key and lock or they suffer damages, you can get it easily replaced if you have a key and lock replacement add-on cover.
The standard plans of motor insurance do not cover the cost of consumables. However, if you want to cover this part, you can purchase a consumable expense add-on cover. It includes the cost of nuts and bolts, bearings, engine oil, screen washers, etc.
Accidents not only hurt the vehicle or the driver but can also severely impact passengers in the vehicle. With an accident shield add-on cover, you can protect not just yourself but also those sitting with you in the vehicle.