- Overview
- Renewal
- Claim Settlement
- Customer Care
About Bajaj Allianz Car Insurance
Are you paranoid about your car's safety every time you drive it? With potholes-like conditions and reckless driving, any damage caused to your vehicle such as damage to windshields, dents or scratches can burn a hole in your pocket.
Your car is your precious possession and to overcome every minor distress caused to/by your vehicle, you certainly cannot keep draining your savings. And if you do, it can dawn a financial crisis upon you.
Does this mean that you have to quit driving your car altogether? Well, no.
What if we tell you that you can enjoy care-free drives in your vehicle? Yes, you heard us right! With Bajaj Allianz Car Insurance at Finserv MARKETS, get your vehicle insured within minutes. Protect your precious asset against accidents, theft, and loss incurred due to natural and man-made calamities.
Key Features of Bajaj Allianz Car Insurance
With Bajaj Allianz Car Insurance, your car is in safe hands! Here's why:
Benefits of Bajaj Allianz Car Insurance
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Hassle-Free No Claim Bonus (NCB) Transfer
If you are switching from your existing insurance plan to Bajaj Allianz car insurance, you can transfer up to 50% of the existing NCB.
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Easy Application Process
You can easily apply for Bajaj Allianz Car Insurance at Finserv MARKETS online.
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Round-the-clock On-call Support
Our team of experts is available at your service 24x7 attending to your queries. The team will also guide you through claim assistance and keep you updated on your claim status.
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Swift Claim Settlement
Filing claims was never so simple. With Bajaj Allianz Car Insurance on Finserv MARKETS, you can get your claims settled instantly.
Why Buy the Bajaj Allianz Car Insurance Policy
You are just a few steps away from financially safeguard your car from risks like accidents, natural and man-made disasters and more.
What are the Types of Car Insurance Plans offered by Bajaj Allianz Car Insurance
Bajaj Allianz Car Insurance offers two types of plans: Third-party car insurance and comprehensive car insurance. Pick the plan of your choice as per your requirements.
Third Party Car Insurance
Bajaj Allianz Third-party Car Insurance cover is a basic insurance plan that covers the injuries caused to third parties and the damage caused to third-party property due to your car. A third party car insurance is mandatory as per the Motor Vehicle Act and can result in a penalty or even imprisonment, making it extremely essential to get one. In addition, this plans also includes a basic personal accident cover for the driver of the car and covers you against permanent disabilities or death while driving your car.
Comprehensive Car Insurance
Bajaj Allianz Comprehensive Car Insurance plan is an complete and all-round coverage that includes both, the third-party cover and own damage cover. With a complete protection, the cover helps manage legal liabilities and offers an extensive financial protection for any damage due to your insured car. The plan comes with a higher premium over a third-party plan, but it an all-inclusive policy.
Variants of Plans offered under Bajaj Allianz Car Insurance
The Bajaj Allianz Car Insurance comes in three variants:
Best Value Plan
Best Value Plan is a basic Bajaj Allianz Car Insurance plan with the lowest premium and covers third-party liability, personal accident coverage for driver and 24*7 roadside assistance. With this variant, customers can opt for additional covers too. Customers can opt for No Claim Bonus and voluntary deductibles with this variant. This way, the overall premium amount reduces
Standard Plan
This plan offers regular coverage at a standard rate of premium and provides basic third-party liability cover, personal accident cover and 24*7 roadside assistance. You can customize your plan with other optional covers too. With this standard plan, you can also opt for No Claim Bonus on policy renewal, up to 50% which can be transferred from existing policy to new insurer.
Flexible Plan
A flexible plan offers enhanced protection to the car making it a comparatively expensive plan compared to the rest. The plan covers third-party liability, personal accident, offers emergency assistance, depreciation shield cover to protect the value of the car against depreciation and engine protector cover that covers the engine of the car. Just like the other two variants, this plan offers optional covers, a voluntary deductible option and No Claim Bonus.
Parameters |
Best Value Plan |
Standard Plan |
Comprehensive Plan |
Premium Cost |
Low |
Basic |
Enhanced |
Personal Accident Cover |
Included |
Included |
Included |
No Claim Bonus |
Optional |
Optional |
Optional |
Coverage |
Low |
Basic |
Enhanced |
Third-Party Liability Cover |
Included |
Included |
Included |
Depreciation Shield |
Not available |
Not available |
Available |
Electrical Accessories |
Optional |
Optional |
Optional |
Premium for Own Damages |
Low |
Basic |
Enhanced |
Coverage for Non-Electrical accessories |
Optional |
Optional |
Optional |
Voluntary Deductibles |
Optional |
Not available |
Optional |
Driver Protection |
Optional |
Optional |
Optional |
Engine Protector |
Not available |
Not available |
Available |
24/7 Roadside Assistance |
Available |
Available |
Available |
Passenger Accident Cover |
Optional |
Optional |
Optional |
CNG Kit Coverage |
Optional |
Optional |
Optional |
Bajaj Allianz Car Insurance Add-on Covers
Bajaj Allianz Car Insurance offers a list of extensive additional riders to ensure an additional financial protection in the times of need. Here’s a list of car Insurance add-on covers available
Personal Baggage Cover
Bajaj Allianz Car Insurance offers an optional personal baggage cover that covers you in case of any loss or damage caused to your personal belongings kept in the car during a mishap.
Engine Protector
The engine protector cover insures you against incidents where you may face engine damage due to lubricating oil leakage or due to water seepage or any such incident, saving you from financial losses.
24x7 Spot Assistance
This cover ensure that you are get on-spot assistance in case of an emergency roadside damage or breakdown due to an accident and similar circumstances.
Lock and Key Replacement Cover
If the car keys are lost or left inside the car, assistance will be provided to recover the same, which includes the cost of new keys and locks.
Consumables Cover
The car insurance plan covers for expenses incurred in the repair or replacement of consumables like engine oil, coolant, brake oil, gearbox oil, following an accident.
Personal Accident Cover
This cover takes care of the expenses and reimbursements in the event of accidental death, permanent disabilities or bodily injuries caused to the driver of the insured car.
How to Calculate Bajaj Allianz Car Insurance Premium on Finserv MARKETS
Calculating your Bajaj Allianz Car insurance premium online on Finserv MARKETS does not take more than 5 minutes! With a extremely simple, convenient and quick process, Finserv MARKETS makes it a very easy task. All you need to do is, follow these quick simple steps and the car insurance calculator displays the payable premium amount for your Bajaj Allianz car insurance policy.
Here’ how you can go about it:
- Begin by entering your car’s registration number along with your mobile number. Confirm your previous policy details
- Next, fill in your car details like its registration number, make & model, fuel type, and more
- Pick the plan of your choice!
- Provide your personal information such as date of birth, address, etc.
- And that’s it! Your car insurance premium will be displayed on your screen
Bajaj Allianz DriveSmart Service
Just like all its other exceptional services, Bajaj Allianz offers a unique service – Bajaj Allianz drivesmart. It is a telematics service that helps you enhance the safety of your vehicle. It monitors the driving patterns, keep track of your car’s battery and engine condition. Moreover, this service helps locate and track the location of your device, making it a very effective offering. With such a unique vehicle tracking system, Bajaj Allianz Motor Insurance gives you the maximum support and wide coverage for your car, so can rest assured.
How to Buy Bajaj Allianz Car Insurance
Get your Car Insurance through the Finserv MARKETS website
Purchasing car insurance with us at Finserv MARKETS has never been simple. Just follow these five steps, and you are done –
- Enter your car number & mobile number
- Fill the application form – with some important details of your car
- Pick the Car Insurance plan as per your needs
- Make an instant online payment
- And that’s it! Your policy will be issued to you within no time
Download the Finserv MARKETS App and get your Car Insurance today!
- Provide your car details, personal mobile number
- Choose the plan you wish to buy. Select the add-on covers
- Make an instant payment
- Get your policy online
It’s that simple!
Bajaj Allianz Car Insurance Renewal
To continue to reap the benefits of your Bajaj Allianz car insurance plan, you must renew the same on time. Bajaj Allianz Car Insurance renewal can be done online at Finserv MARKETS from the comforts of your home.
Steps to renew your car insurance plan –
- Enter your registration number and mobile number
- Check your renewal premium
- Make Payment
- Download policy copy
Also, do not forget to avail your no claim bonus at the time of policy renewal. This discount will only be given to you at the time of renewal if you have made no claims on your car insurance plan in the previous policy year.
How to Claim Bajaj Allianz Car Insurance
Be it the loss of vehicle due to theft or accident, it is important understand the claim process. Bajaj Allianz car insurance claim settlement process is similar as of the most insurance companies in India. Finserv MARKETS just makes it all the more easy for you!
Bajaj Allianz Car Insurance Claim Process
Just follow these steps and you’re done!
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1
Register your claim online
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2
Upload the necessary documents online
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3
Your insurer assesses your claim
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4
Claim Decision
Contact Details
The Bajaj Allianz team is dedicated towards providing you a great customer experience.
Here’s where you can get in touch with them.
- For any Bajaj Allianz vehicle insurance related claims, you can call the customer care number: 1800 209 5858
- You can also connect on their WhatsApp service number is +91 75072 45858
- You can also email them at: bagichelp@bajajallianz.co.in
The Finserv MARKETS team is committed to serve you better at every point of time. Here’s how you can connect with us, should you need any help with Bajaj Allianz Car Insurance
- You can call us on: 020-66399444 (Mon to Sat - 10 am to 6 pm)
- You can write to us at: insuranceconnect@bajajfinservmarkets.in
- You can also login to our Customer Portal - https://www.bajajfinservmarkets.in/cust/#/
- You can also download the Finserv MARKETS App that helps you manage your account and track your applications - anytime, anywhere!
FAQs on Bajaj Car Insurance
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✔️ What do you mean by NCB for car insurance?
NCB is the abbreviation of No Claim Bonus and it refers to a discount amount offered to the Bajaj Allianz Car Insurance policy holder during policy renewal. However, to avail NCB, the policy holder should not have made any claim/s during any previous policy tenure.
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✔️What do you mean by comprehensive car insurance policy?
There are two types of car/four-wheeler insurance policies – Comprehensive Car Insurance Policy and Third-Party Insurance Policy. The first provides coverage for own vehicle damage and as well as third-party liability whereas the second option covers only third-party liability. The rules prescribed by the Government of India makes it mandatory to have third-party liability insurance in place. Bajaj Allianz car insurance policy available on Finserv Markets is a comprehensive car insurance plan.
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✔️What do you mean by IDV for car insurance? How is this calculated?
In simple terms, IDV or Insured's Declared Value is the current market of your car. It is the maximum sum assured that the car insurance company fixes on the vehicle which is provided only in the event of total loss or theft of the same. This is calculated on the basis of the selling price that is listed by the current manufacturer minus depreciation.
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✔️Do your policies offer 24X7 spot assistance. If yes, what does the Bajaj Allianz car insurance policy cover?
Yes, Bajaj Allianz Car Insurance available on Finserv MARKETS offer 24X7 spot assistance. It is an add-on feature that provides much coverage against loss of car keys, minor repairs that could include jump starting dead batteries, replacing flat tyres, towing facility, fuel assistance, providing taxi and accommodation for the policy holder and also providing legal assistance.
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✔️I plan to sell my car. If I do so, what will happen to my car insurance policy?
You can transfer your Bajaj Allianz Car Insurance policy to the buyer of your vehicle by applying to your insurance company in writing. For this an endorsement needs to be made to the policy. However, do keep in mind the NCB or No Claim Bonus is not transferred and the difference in the amount needs to be paid. The seller (you) retains the NCB.
