Bajaj Allianz Car Insurance

Driving on rough roads and dealing with insane traffic conditions are likely to cause several forms of damage to your car. Whether an insignificant or a severe accident, the repairs of a damaged car can be huge enough to hurt your savings. Bajaj Allianz car insurance will protect you from paying for the costs that are likely to be associated with a car accident. It will pay for the repair of your damaged car and also cover your third-party liabilities. 

You are just a few steps away from financially safeguarding your car from risks like accidents, natural and man-made disasters and more.

How to Buy Bajaj Allianz Car Insurance

You can purchase Bajaj Allianz car insurance on Bajaj Markets by following a simple and hassle-free process. Just follow these five steps to secure the best of the insurance policy for your car:

Step 1: Enter your car number & mobile number.

Step 2: Fill the application form with some important details of your car.

Step 3: Pick the car insurance plan as per your needs.

Step 4: Make an instant online payment.

Step 5: And that’s it! Your Bajaj Allianz Car insurance policy and details will be issued to you within no time.

How to Renew your Bajaj Allianz Car Insurance Policy

To continue to avail the benefits of your Bajaj Allianz car insurance plan, you must renew it on time. The renewal process is quick and can be completed from the comfort of your home. Here are the steps to renew your car insurance plan:

Step 1: Visit the Bajaj Markets or your motor insurer’s website and go to the Car Insurance Renewal section.

Step 2: Enter your registration number and mobile number.

Step 3: Check your renewal premium.

Step 4: Make payment.

Step 5: Download policy copy.

Features of buying Bajaj Allianz Car Insurance

With Bajaj Allianz Car Insurance, your car is in safe hands! Here's why:

• 24x7 Roadside Assistance

Car roadside assistance is made available to you 24x7. You can avail of facilities like towing, battery jump-start, hotel & fuel assistance, minor repairs and more.

• Cashless Claim Facility

There are over 4500+ network garages available across the country wherein you can seek cashless claim facility. The claim settlement process is straightforward, fast, and secure.

• Zero Depreciation Cover

Bajaj Allianz offers zero dep cover along with your car insurance so you make the most out of a plan. A zero depreciation cover means the depreciation value of your car will not be deducted from the claim amount. All the parts of rubber, metal, and fibre will be covered under this feature.

• Customisation 

Customers are offered the option of customising their products and services for a better experience. You do not have to limit yourself to the base plan. You can purchase add-ons and further customise the plan to suit your requirements accordingly.

Benefits of buying Bajaj Allianz Car Insurance

There are several reasons why Bajaj Allianz is among the best when it comes to car insurance policies. Customers get to enjoy a number of benefits. These can be better put as:

• Impressive Claim Settlement Ratio (CSR)

The claim settlement ratio of a car insurance company makes a huge impact on its market reputation and overall performance. Bajaj Allianz has maintained an impressive CSR figure of above 98%. The higher the claim settlement ratio, the higher your chances of getting a claim settled

• Hassle-Free NCB Transfer

If you are switching from your existing insurance plan to Bajaj Allianz car insurance, you can transfer up to 50% of the existing NCB.

• Easy Application Process

You can easily apply for Bajaj Allianz Car Insurance on Bajaj Markets online.

• Round-the-Clock Support

Our team of experts is available at your service 24x7 attending to your queries. The team will also guide you through car claim assistance and keep you updated on your claim status.

• Swift Claim Settlement

Filing claims was never so simple. With Bajaj Allianz car insurance on Bajaj Markets, you can get your claims settled instantly.

• Quick Online Renewal

With minimal paperwork and a seamless online process, renewing Bajaj Allianz car insurance is very simple.

What's covered & Not covered in the Bajaj Allianz Car Insurance

All the essential coverage is provided under the Bajaj Allianz car insurance plan. At the same time, there are a few conditions that cannot be covered under the plan. These are known as the exclusions of the plan. Check out the table below to understand the coverage and exclusions of the plan:

Liability-Only Motor Insurance Policy By Bajaj Allianz

In very simple language, Liability-Only Motor Insurance refers to a third-party motor insurance policy. Under this plan, the losses and damages incurred by a third-party person or property (due to the insured car) are covered. The Motor Vehicles Act of India has mandated that all motor vehicle users have a minimum of third-party cover for their vehicle. You can either purchase a comprehensive insurance plan that includes third-party cover as well or go for a Liability-Only motor insurance plan. 

Inclusions of a liability-only motor insurance plan

• Death, injury, disability of a third-party person due to accident by the insured vehicle

• Damages or loss of a third-party property due to an accident by the insured vehicle.

Exclusions of a liability-only motor insurance plan

• Death, injury, disability of the policyholder/owner of the insured vehicle

• Damages or loss of the insured vehicle.

Add On Covers Offered By Bajaj Allianz

Add-ons are the extra dose of coverage that you purchase for your motor insurance plan. It lets you widen the coverage of the plan. Bajaj Allianz offers various add-ons for your vehicle so you can customise your insurance plan as per your requirement. Check the list of add-ons given below:

• 24*7 Roadside Assistance

Vehicles can suffer breakdowns at odd hours and it can become tough to find a way through. For such situations, you can purchase 24*7 roadside assistance. Once you inform Bajaj Allianz about the problem, the company will send immediate help to tow the vehicle to a nearby service centre. Also, the company helps you fix minor issues on the road itself to help you continue your ride.

• Engine Protector

Engines may suffer certain issues and, mostly, engine damages are not covered under the base plans. So, with this add-on, you can ensure that your engine problems are also covered. 

• Zero Depreciation Cover

With time, the market value of the car decreases. This depreciation value is calculated and deducted from your claim amount. However, if you have a zero depreciation add-on cover, the depreciation value will not be calculated.

• Key and Lock Replacement Cover

In case you lose your vehicle's key and lock or they suffer damages, you can get it easily replaced if you have a key and lock replacement add-on cover. 

• Consumable Expense Cover

The standard plans of motor insurance do not cover the cost of consumables. However, if you want to cover this part, you can purchase a consumable expense add-on cover. It includes the cost of nuts and bolts, bearings, engine oil, screen washers, etc.

• Accident Shield

Accidents not only hurt the vehicle or the driver but can also severely impact passengers in the vehicle. With an accident shield add-on cover, you can protect not just yourself but also those sitting with you in the vehicle.

Why Buy the Bajaj Allianz Car Insurance?

You are just a few steps away from financially safeguarding your car from risks like accidents, natural and man-made disasters and more. 

Bajaj Allianz DriveSmart Service

Bajaj Allianz DriveSmart is a unique and innovative service based on telematics. The primary purpose of this service is to enhance the safety of your vehicle. It monitors the driving patterns and keeps track of your car’s battery and engine condition. Moreover, this service helps identify and track the location of your vehicle, making it a vital offering for enhanced security for you and your car.

Contact Details

The Bajaj Allianz car insurance online team is dedicated to providing you with a great customer experience. Here’s where you can get in touch with them.

• For any Bajaj Allianz vehicle insurance-related claims, you can call the customer care number: 1800 209 5858

• You can also connect on their WhatsApp service number: +91 75072 45858

• You can also email them at: bagichelp@bajajallianz.co.in

The Bajaj Markets team is committed to serve you better at every point of time. Here’s how you can connect with us, should you need any help with Bajaj Allianz Car Insurance

• You can call us on: 020-66399444 (Mon to Sat - 10 am to 6 pm)

• You can write to us at: insuranceconnect@bajajfinservmarkets.in

• You can also login to our Customer Portal - https://www.bajajfinservmarkets.in/cust/#/

• You can also download the Bajaj Markets App that helps you manage your account and track your applications - anytime, anywhere!

Check Out Car Insurance Plans Available at Bajaj Markets