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Bajaj Allianz Car Insurance

Driving on rough roads and dealing with insane traffic conditions are likely to cause several forms of damages to your car. Whether small or big, the repair for these damages dent your long-term financial savings. Bajaj Allianz Car Insurance is the ideal way to protect yourself from mounting costs that are likely to be incurred in the long while, using your car. It allows you to enjoy long stress-free drives with the assurance that any unfortunate mishap and its related expenses will be properly taken care of.

Why Buy the Bajaj Allianz Car Insurance?

 Bajaj Allianz Car Insurance

You are just a few steps away from financially safeguard your car from risks like accidents, natural and man-made disasters and more. 

Types of Car Insurance Plans Offered by Bajaj Allianz

When you check out the Bajaj Allianz Car Insurance plans on the Bajaj MARKETS website, you will come across two main kinds. In this section, we will describe both these types of plans-

Bajaj Allianz Third-Party Car Insurance

Third-Party Car Insurance is of the most basic type and cover. It helps you meet the legal obligations of driving a vehicle on Indian roads (under the Motor Vehicle Act of India). Bajaj Allianz 3rd party car insurance also covers the financial obligations that can result if you have accidentally caused any damage to another person, their vehicle or their property while using your own car.

Bajaj Allianz Comprehensive Car Insurance

While the above described insurance policy can help meet the mandatory requirement of owning car insurance, what about the damages to your own vehicle? Surely, your own car needs the right amount of coverage and protection as well. This is achieved by getting a comprehensive car insurance plan. Under this kind of Bajaj Allianz vehicle insurance, you get a far more balanced and well-rounded protection. This is what is also advised by all financial experts and makes the most sense. Henceforth in this article, we will discuss aspects of the comprehensive insurance plan.

Variants of Plans offered under Bajaj Allianz Car Insurance

The Bajaj Allianz Car Insurance comes in three variants:

Best Value Plan

Best Value Plan is the most basic form of car insurance offered by Bajaj Allianz with the lowest premium. It covers third-party liability, personal accident coverage for driver and 24*7 roadside assistance. However, this variant can be enhanced by the addition of riders and covers. For example, you can opt for No Claim Bonus and voluntary deductibles which will lead to an overall reduction of the premium amount.

Standard Plan

This plan offers regular coverage at a standard rate of premium and provides basic third-party liability cover, personal accident cover and 24*7 roadside assistance. You can customise your plan with other optional covers too. With this standard plan, you can also opt for No Claim Bonus on policy renewal, up to 50% which can be transferred from existing policy to the new insurer.

Flexible Plan

A flexible plan offers enhanced protection to the car that comes at a higher cost, naturally. The plan covers third-party liability, personal accident, offers emergency assistance, depreciation shield cover to protect the value of the car against depreciation and engine protector cover that covers the engine of the car. Just like the other two variants, this plan offers optional covers, a voluntary deductible option and No Claim Bonus. The flexible plan offers more well-rounded coverage as compared to the other two variants.

Features and Benefits of buying Bajaj Allianz Car Insurance

With Bajaj Allianz Car Insurance, your car is in safe hands! Here's why:

  • 24x7 Roadside Assistance

Again, the car roadside assistance is made available to you 24x7. You can avail facilities like towing, battery jump start, hotel & fuel assistance, minor repairs and more.

  • Cashless Claim Facility

There are over 4000+ network garages available across the country wherein you can seek cashless claim facility. The claim settlement process is straightforward, fast, and secure.

  • Quick Online Renewal

With minimal paperwork and a seamless online process, renewing Bajaj Allianz car insurance is very simple.

  • Hassle-Free NCB Transfer

If you are switching from your existing insurance plan to Bajaj Allianz four wheeler insurance, you can transfer up to 50% of the existing NCB.

  • Easy Application Process

You can easily apply for Bajaj Allianz Car Insurance on Bajaj MARKETS online.

  • Round-the-Clock Support

Our team of experts is available at your service 24x7 attending to your queries. The team will also guide you through car claim assistance and keep you updated on your claim status.

  • Swift Claim Settlement

Filing claims was never so simple. With Bajaj Allianz four wheeler insurance on Bajaj MARKETS, you can get your claims settled instantly.

How to Buy Bajaj Allianz Car Insurance

Get your Car Insurance through the Bajaj MARKETS website. Purchasing Bajaj Allianz new Car insurance on Bajaj MARKETS has never been simple. Just follow these five steps to secure your car:

 

Step 1: Enter your car number & mobile number.

 

Step 2: Fill the application form with some important details of your car.

 

Step 3: Pick the car insurance plan as per your needs.

 

Step 4: Make an instant online payment.

 

Step 5: And that’s it! Your Bajaj Allianz Car insurance policy and details will be issued to you within no time.

How to Calculate Premium for Bajaj Allianz Car Insurance

Calculating your Bajaj Allianz Car insurance premium price online on Bajaj MARKETS does not take more than 5 minutes! With an extremely simple, convenient and quick process, Bajaj MARKETS makes it a very easy task. All you need to do is, follow these quick simple steps and the car insurance calculator displays the payable premium amount for your Bajaj Allianz car insurance policy. Here’s how:

 

Step 1: Begin by entering your car’s registration number along with your mobile number. Confirm your previous policy details.

 

Step 2: Next, fill in your car details like its registration number, make & model, fuel type, and more.

 

Step 3: Pick the plan of your choice.

 

Step 4: Provide your personal information such as date of birth, address, etc.

 

Step 5: And that’s it! Your car insurance premium will be displayed on your screen.

 

Check out our free online Car Insurance Calculator on Bajaj MARKETS.

What’s covered/ not covered in the Bajaj Allianz Car Insurance

The following aspects are covered under the Bajaj Allianz Car Insurance plan:

  • Third-party Liability Coverage

With Bajaj Allianz Car Insurance, you get covered for third-party damages caused by your car to a third party.

  • Damage due to Calamities

Loss or damage incurred due to natural or man-made calamities is taken care of under the plan.

  • Theft of Vehicle

With Bajaj Allianz Motor Insurance, your vehicle is insured against theft so that you can rest assured.

  • Repair and Replacement Expenses

Repair and replacement as a result of an accident are covered under the plan.

  • Personal Accident

The plan offers protection for self and other riders under the Personal Accident (PA) cover.

There are a small number of aspects which are not covered by the insurer. It is important to note them too, to avoid disputes later on. These include:

  • Regular Wear and Tear

Basic wear and tear to the four-wheeler are not covered.

  • War-like Scenarios

Damages caused to your car during a war or similar scenarios are not covered under the policy.

  • Lapsed Policy

In case your policy has lapsed when your car is damaged, the policy does not cover any damages incurred.

  • Illegal Driving

In case of any damages caused when driving without a valid licence or when driving under the influence of alcohol or other intoxicants, insurance does not take care of the expenses incurred.

  • Mechanical or Electrical Breakdown

Any non-accidental damage incurred by your car is not covered under the plan.

How to Renew your Bajaj Allianz Car Insurance policy

To continue to avail the benefits of your Bajaj Allianz car insurance plan, you must renew it on time. The renewal process is quick and can be completed from the comfort of your home. Here are the steps to renew your car insurance plan:

 

Step 1: Visit your motor insurer’s website and go to the Car Insurance Renewal section.

 

Step 2: Enter your registration number and mobile number.

 

Step 3: Check your renewal premium.

 

Step 4: Make payment.

 

Step 5: Download policy copy.

Bajaj Allianz Car Insurance Claim Process

The Bajaj car insurance online claim process is equally simple and convenient. Here is an illustration of the steps involved.

Bajaj Allianz Car Insurance Claim Process

The Bajaj car insurance online claim process is equally simple and convenient. Here is an illustration of the steps involved.

  • 1

    Register your claim online

  • 2

    Upload the necessary documents online

  • 3

    Your insurer assesses your claim

  • 4

    Claim Decision

Read More: Bajaj Allianz Car Insurance Claim Process

Bajaj Allianz DriveSmart Service

Bajaj Allianz DriveSmart is a unique and innovative service based on telematics. The primary purpose of this service is to enhance the safety of your vehicle. It monitors the driving patterns, and keeps track of your car’s battery and engine condition. Moreover, this service helps identify and track the location of your vehicle, making it a vital offering for enhanced security of you and your car.

Contact Details

The Bajaj Allianz car insurance online team is dedicated towards providing you a great customer experience. Here’s where you can get in touch with them.

  • For any Bajaj Allianz vehicle insurance related claims, you can call the customer care number: 1800 209 5858

  • You can also connect on their WhatsApp service number: +91 75072 45858

  • You can also email them at: bagichelp@bajajallianz.co.in

The Bajaj MARKETS team is committed to serve you better at every point of time. Here’s how you can connect with us, should you need any help with Bajaj Allianz Car Insurance

  • You can call us on: 020-66399444 (Mon to Sat - 10 am to 6 pm)

  • You can write to us at: insuranceconnect@bajajfinservmarkets.in

  • You can also login to our Customer Portal - https://www.bajajfinservmarkets.in/cust/#/

  • You can also download the Bajaj MARKETS App that helps you manage your account and track your applications - anytime, anywhere!

Wrapping it Up!

While having a Car Insurance is required by the law, getting comprehensive insurance for your car is a wise decision financially in any case. It gives you the much needed protection from unforeseen accidental damages and also allows you to enjoy the benefits of using your car without the related worry and stress.

FAQs on Bajaj Allianz Car Insurance

  • ✔️Which is the best add-on cover for emergencies?

    The 24x7 Spot Assistance Cover, offered by Bajaj Allianz car insurance, provides vital assistance when you truly need it. If you have mechanical issues, engine or battery related trouble, run out of fuel or have a flat tyre, this cover can provide towing facility, fuel assistance, transportations and even accommodation round the clock.

  • ✔️What is the benefit of NCB?

    NCB stands for No Claim Bonus. It refers to a discount amount offered to the Bajaj Allianz Car Insurance policy holder during policy renewal. However, to avail NCB, the policy holder should not have made any claim/s during any previous policy tenure.

  • ✔️Which type of insurance plan should I opt for?

    Comprehensive car insurance is a far superior product in safeguarding you from the expenses that you may have to pay due to a variety of damages that can happen to your car in an accident. It is the most financially prudent purchase when it comes to Bajaj Allianz vehicle insurance.

  • ✔️What do you mean by IDV for car insurance? How is this calculated?

    In simple terms, IDV or Insured Declared Value is the current market of your car. It is the maximum sum assured that the car insurance company fixes on the vehicle which is provided only in the event of total loss or theft of the same. This is calculated on the basis of the selling price that is listed by the current manufacturer minus depreciation.

  • ✔️If I sell my car, what will happen to my car insurance policy?

    You can transfer your Bajaj Allianz Car Insurance policy  to the buyer of your vehicle by applying to your insurance company in writing. For this, an endorsement needs to be made to the policy. However, do keep in mind the NCB or No Claim Bonus is not transferred and the difference in the amount needs to be paid. The seller (you) retains the NCB.

Bajaj Allianz Car Insurance - Customer Reviews

Bajaj Allianz Car Insurance - Customer Reviews

3.8out of 5

3 reviews

Prompt Service for Car Insurance

I missed to renew my car policy by one day, I thought it will take time to get approval for my new policy. But the process of Bajaj Allianz car insurance renewal was quite quick. Thanks.

Convenient and Affordable Car Insurance

Getting a Bajaj Allianz car insurance online is so easy. And all the details about the policy was listed out properly. So, I could choose the insurance plan based on my requirements.

Quick service for four-wheeler

Getting the Bajaj Car Insurance was a win-win for me! Thanks to their 24X7 roadside assistance feature, I could call for quick help when my car broke down on the way.