Types of Car Insurance Plans Offered by Bajaj Allianz
When you check out the Bajaj Allianz Car Insurance plans on the Bajaj MARKETS website, you will come across two main kinds. In this section, we will describe both these types of plans-
Bajaj Allianz Third-Party Car Insurance
Third-Party Car Insurance is of the most basic type and cover. It helps you meet the legal obligations of driving a vehicle on Indian roads (under the Motor Vehicle Act of India). Bajaj Allianz 3rd party car insurance also covers the financial obligations that can result if you have accidentally caused any damage to another person, their vehicle or their property while using your own car.
Bajaj Allianz Comprehensive Car Insurance
While the above described insurance policy can help meet the mandatory requirement of owning car insurance, what about the damages to your own vehicle? Surely, your own car needs the right amount of coverage and protection as well. This is achieved by getting a comprehensive car insurance plan. Under this kind of Bajaj Allianz vehicle insurance, you get a far more balanced and well-rounded protection. This is what is also advised by all financial experts and makes the most sense. Henceforth in this article, we will discuss aspects of the comprehensive insurance plan.
Variants of Plans offered under Bajaj Allianz Car Insurance
The Bajaj Allianz Car Insurance comes in three variants:
Best Value Plan
Best Value Plan is the most basic form of car insurance offered by Bajaj Allianz with the lowest premium. It covers third-party liability, personal accident coverage for driver and 24*7 roadside assistance. However, this variant can be enhanced by the addition of riders and covers. For example, you can opt for No Claim Bonus and voluntary deductibles which will lead to an overall reduction of the premium amount.
This plan offers regular coverage at a standard rate of premium and provides basic third-party liability cover, personal accident cover and 24*7 roadside assistance. You can customise your plan with other optional covers too. With this standard plan, you can also opt for No Claim Bonus on policy renewal, up to 50% which can be transferred from existing policy to the new insurer.
A flexible plan offers enhanced protection to the car that comes at a higher cost, naturally. The plan covers third-party liability, personal accident, offers emergency assistance, depreciation shield cover to protect the value of the car against depreciation and engine protector cover that covers the engine of the car. Just like the other two variants, this plan offers optional covers, a voluntary deductible option and No Claim Bonus. The flexible plan offers more well-rounded coverage as compared to the other two variants.
Features and Benefits of buying Bajaj Allianz Car Insurance
With Bajaj Allianz Car Insurance, your car is in safe hands! Here's why:
Again, the car roadside assistance is made available to you 24x7. You can avail facilities like towing, battery jump start, hotel & fuel assistance, minor repairs and more.
There are over 4000+ network garages available across the country wherein you can seek cashless claim facility. The claim settlement process is straightforward, fast, and secure.
With minimal paperwork and a seamless online process, renewing Bajaj Allianz car insurance is very simple.
If you are switching from your existing insurance plan to Bajaj Allianz four wheeler insurance, you can transfer up to 50% of the existing NCB.
You can easily apply for Bajaj Allianz Car Insurance on Bajaj MARKETS online.
Our team of experts is available at your service 24x7 attending to your queries. The team will also guide you through car claim assistance and keep you updated on your claim status.
Filing claims was never so simple. With Bajaj Allianz four wheeler insurance on Bajaj MARKETS, you can get your claims settled instantly.
How to Buy Bajaj Allianz Car Insurance
Get your Car Insurance through the Bajaj MARKETS website. Purchasing Bajaj Allianz new Car insurance on Bajaj MARKETS has never been simple. Just follow these five steps to secure your car:
Step 1: Enter your car number & mobile number.
Step 2: Fill the application form with some important details of your car.
Step 3: Pick the car insurance plan as per your needs.
Step 4: Make an instant online payment.
Step 5: And that’s it! Your Bajaj Allianz Car insurance policy and details will be issued to you within no time.
How to Calculate Premium for Bajaj Allianz Car Insurance
Calculating your Bajaj Allianz Car insurance premium price online on Bajaj MARKETS does not take more than 5 minutes! With an extremely simple, convenient and quick process, Bajaj MARKETS makes it a very easy task. All you need to do is, follow these quick simple steps and the car insurance calculator displays the payable premium amount for your Bajaj Allianz car insurance policy. Here’s how:
Step 1: Begin by entering your car’s registration number along with your mobile number. Confirm your previous policy details.
Step 2: Next, fill in your car details like its registration number, make & model, fuel type, and more.
Step 3: Pick the plan of your choice.
Step 4: Provide your personal information such as date of birth, address, etc.
Step 5: And that’s it! Your car insurance premium will be displayed on your screen.
Check out our free online Car Insurance Calculator on Bajaj MARKETS.
What’s covered/ not covered in the Bajaj Allianz Car Insurance
The following aspects are covered under the Bajaj Allianz Car Insurance plan:
Third-party Liability Coverage
With Bajaj Allianz Car Insurance, you get covered for third-party damages caused by your car to a third party.
Loss or damage incurred due to natural or man-made calamities is taken care of under the plan.
With Bajaj Allianz Motor Insurance, your vehicle is insured against theft so that you can rest assured.
Repair and Replacement Expenses
Repair and replacement as a result of an accident are covered under the plan.
The plan offers protection for self and other riders under the Personal Accident (PA) cover.
There are a small number of aspects which are not covered by the insurer. It is important to note them too, to avoid disputes later on. These include:
Basic wear and tear to the four-wheeler are not covered.
Damages caused to your car during a war or similar scenarios are not covered under the policy.
In case your policy has lapsed when your car is damaged, the policy does not cover any damages incurred.
In case of any damages caused when driving without a valid licence or when driving under the influence of alcohol or other intoxicants, insurance does not take care of the expenses incurred.
Mechanical or Electrical Breakdown
Any non-accidental damage incurred by your car is not covered under the plan.
How to Renew your Bajaj Allianz Car Insurance policy
To continue to avail the benefits of your Bajaj Allianz car insurance plan, you must renew it on time. The renewal process is quick and can be completed from the comfort of your home. Here are the steps to renew your car insurance plan:
Step 1: Visit your motor insurer’s website and go to the Car Insurance Renewal section.
Step 2: Enter your registration number and mobile number.
Step 3: Check your renewal premium.
Step 4: Make payment.
Step 5: Download policy copy.
Bajaj Allianz Car Insurance Claim Process
The Bajaj car insurance online claim process is equally simple and convenient. Here is an illustration of the steps involved.