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Bentley Car Insurance

Bentley Motors Limited is a British manufacturer of SUVs and luxury cars. These cars are designed with luxurious interiors and high-performance features. It strikes a balance between elegance and speed and is perfect for adventurous ones. Some of the current Bentley models include Flying Spur, Bentayga, Mulsanne and the Continental GT. So, if you are planning to buy any of these luxurious cars, you should also get an adequate Bentley car insurance policy to protect your financial interests in case of untoward incidents.

Check Insurance Premium for Bentley Variants

The following table shows details about Bentley car insurance.

BENTLEY CAR VARIANTS

BENTLEY CAR VARIANTS

EX-SHOWROOM PRICES

FUEL TYPE

ESTIMATED THIRD-PARTY INSURANCE RATE

FlyingSpur V8

Rs. 3.22 Crores

Petrol

7,897

FlyingSpur W12

Rs. 3.41 Crores

Petrol

7,897

Continental GT Coupe

Rs. 3.39 Crores

Petrol

7,897

Continental GT V8 Convertible

Rs. 3.64 Crores

Petrol

7,897

*Disclaimer: Note the above information regarding the insurance price of Bentley mentioned for selected models only. Further, the insurance cost might vary depending upon the place of registration, year of registration, add-on covers, fuel type and policy type. To know more about the insurance cost, you can visit the Bajaj MARKETS platform.

How to Buy Bentley Car Insurance Online

The procedure of buying Bentley car insurance is simple. Here's how you can buy Bentley insurance online:

 

Step 1: Go to the car insurance calculator on Bajaj MARKETS

 

Step 2: Fill in personal details along with vehicle type, mobile number, etc.

 

Step 3: Choose the type of coverage and purchase add-on covers as per your requirement

 

Step 4: Make the premium payment through a suitable online payment method

 

Following this, you will receive your Bentley car insurance documents on your email address soon.

How to Renew Bentley Insurance Online

Renewing your Bentley car insurance on time can help you to circumvent issues like legal troubles and losing insurance benefits. Follow this guide to renew the insurance policy online:

 

Step 1: Go to the car insurance renewal section on the insurer’s website

 

Step 2: Provide details like existing policy details, personal details and vehicle information

 

Step 3: Choose the add-on covers and confirm the type of coverage

 

Step 4: Pay the insurance premium online

 

Read More: Car Insurance Renewal

Why Insure Your Bentley?

Keeping the price of Bentley into consideration and the investment that you make when you decide to purchase one, it is imperative to opt for an insurance plan to safeguard your financial interests. A car insurance policy will help you safeguard your financial interests from any third-party liabilities arising from any accident. This includes damages to the individuals as well the properties. An insurance plan also extends and covers the expenses arising due to any accidents. The insurance company provides compensation to the policyholder’s family in case of accidental death or disability. With a comprehensive car insurance plan, you won’t have to make out-of-pocket expenses to repair your vehicle. Your motor insurance will cover all the necessary repair costs arising from accidental damage.

Types of Bentley Car Insurance

There are two types of insurance plans for Bentley cars: Third-party and Comprehensive insurance. The Bentley insurance price depends on which one you choose:

  • Third-party insurance

If you opt for third-party car insurance, it offers three things. Firstly, it serves as a basic legal requirement to drive on Indian roads. Secondly, it ensures you don’t have to pay for third-party damages in an accident. Lastly, they provide a payout of around Rs. 15 Lakhs if an accident leads to total permanent disability or death.

  • Comprehensive insurance

If you want to give your Bentley car complete protection, purchase this type of insurance. Comprehensive car insurance provides everything that a third-party insurance does in addition to offering coverage against any damage to your own car due to accidents, natural calamities or theft.

 

It is important to have the right car insurance policy to save yourself from unforeseen accidents. Here, at Bajaj MARKETS platform, find a policy that meets your requirements.

Inclusions and Exclusions of Bentley Car Insurance

Before buying vehicle insurance for your Bentley, you need to comprehend the inclusions and exclusions in your plan. This will help you make an informed purchase decision.

 

Typically, most car insurance policies feature the following inclusions and exclusions:

Inclusions

  • Damage incurred due to natural calamities or accidents

  • Man-made disasters

  • Third-party liability insurance

  • Personal accident cover

  • Theft of your car

Exclusions

  • Loss or damage due to malicious activities

  • Loss or damage during a war or terror attacks

  • Damage caused if your policy is inactive

  • Damage while driving without a valid license

  • Driving under the influence of alcohol or any other intoxicants

  • Regular wear and tear

  • Mechanical or electrical breakdown

Add-on covers for Your Bentley Car Insurance

If you plan to extend the coverage of your Bentley car insurance, you can do so by opting for different add-on covers. Here are some details regarding the same –

  • Personal Baggage Cover

It secures any loss or damage caused to your personal belongings during any accident.

  • Lock & Key Replacement Cover

You can get coverage with a key protection add-on cover while replacing the car locks and keys.

  • Roadside Assistance Cover

You can ensure emergency help from your insurance provider for flat tyre repair, urgent fuel delivery, etc.

  • Engine Protector Cover

The car’s engine is covered if damaged due to lubricating oil leakage, water seepage and other issues with an engine protection cover.

  • NCB Protection Cover

It offers a guaranteed NCB reward by allowing a certain number of insurance claims in a policy year.

  • Personal Accident Cover

This personal accident cover ensures coverage in events like permanent disabilities, accidental death or injuries sustained by the insured driver.

  • Zero Depreciation Cover

If your car is damaged in an accident, the insurer compensates the full amount without considering the depreciation factor.

 

Read More: Add-on covers for car insurance

Bentley Insurance Claim Process

There are two types of insurance claims:

  • Cashless car insurance claim

In this, you don't have to pay anything to repair your car. The bill will be settled directly by the insurance provider with the garage you have received the services from. However, to be eligible for this service, you need to intimate your insurance provider in advance and visit any nearby network garage of your insurance provider.

 

Steps to file a Cashless Claim

 

Step 1: Inform the insurance company online. Then, you will get a reference number.

 

Step 2: A surveyor will be assigned and they will assess the damage.

 

Step 3: Based on this, insurer will provide a report and repairs will be carried out in the network garage

 

Step 4: Submit the claim form to the insurance provider, and the claim will be directly settled with the network garage.

  • Reimbursement of car insurance claim

If you want to take your car to a garage that isn't associated with the insurer, you will have to file a reimbursement claim. In this case, you need to pay for all the expenses in advance, and your insurer will reimburse it later. Moreover, make sure you maintain the original receipts and invoices to ensure a smooth claim process.

 

Steps to file a Reimbursement Claim

 

Step 1: Inform the insurer about the incident. You will get a reference number for further communication.

 

Step 2: In case of an accident, file a FIR in the police station.

 

Step 3:Professionals will inspect at the garage and make a report

 

Step 4: After the car is repaired, keep the original bills and receipts

 

Step 5: Provide all the necessary papers to the insurer to make a claim

 

While raising an insurance claim, keep the following documents ready:

 

  • Car details

  • Insurance policy document

  • Insurance details

  • In case of theft, keep an FIR copy

  • Details of the incident

  • Original receipts and bills of the repair are mandatory

Read More: Car Claim Settlement Process

How to Reduce Insurance Cost of Bentley

Here are some ways to reduce the Bentley car insurance cost –

  • Install anti-theft devices

The more liability, the higher the premium will be. However, by installing anti-theft devices, you can lower your premium. Devices like anti-theft alarms, gear locks and steering locks help to reduce the risk of stealing.

  • Avoid minor claims

Avoid raising a claim for small things. NCB is granted for claim-free years, which can help earn up to a 50% discount. So, you can reduce your premium by not raising for minor things.

  • Score high with NCB points

The insurance providers reward you with NCB if you don't claim for one year. The more you get claim-free years, the greater discount applies to your Bentley car insurance cost.

  • Compare insurance premiums

To choose the best car insurance policy, compare them offered by different insurers based on benefits, policy coverage, services offered and premium price. The comparison will help you find the right insurance policy.

 

Now that you are aware of the particulars of your Bentley car insurance make an informed purchase by comparing plans from various providers.

Summing Up

If you own a luxury car like a Bentley, any unfortunate event that may damage your car can cause a lot of mental and financial stress. Having adequate Bentley car insurance can be beneficial in such cases. Hence, wait no more. Check out the car insurance plans available at Bajaj MARKETS and secure your precious vehicle with Bentley car insurance now!

Check Out Car Insurance Plans Available at Bajaj MARKETS

FAQs on Bentley Insurance

  • ✔️Is it mandatory to buy car insurance in India?

     Yes, it is mandatory to purchase a car insurance plan for your vehicle in India according to the Motor Vehicles Act of 1988.

  • ✔️Can I purchase a car insurance plan at Bajaj MARKETS for less than a year?

     No, at Bajaj MARKETS you cannot purchase Bentley car insurance for less than one full year.

  • ✔️How can I purchase car insurance for my new Bentley car?

     Your car dealer will help you purchase a car insurance policy for your new Bentley. However, you can also opt to buy a car insurance policy directly from any insurance provider.

  • ✔️While driving my Bentley car, will I have to pay a fine if I am caught by the traffic police without a valid car insurance policy?

     Yes, if you are caught driving your vehicle without a valid car insurance policy, you will be issued a traffic challan. The penalty for the first such offence is ₹2,000 and/or imprisonment of up to 3 months. For subsequent offences, the penalty is ₹4,000 and/or imprisonment of up to 3 months.  

  • ✔️What is IDV in Bentley Insurance?

    Insured Declared Value (IDV) is the market value of your Bentley car that is calculated based on the manufacturer’s selling price of the car and the depreciation value of the parts of the vehicle.