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Best Automatic Cars Under 10 Lakhs in India (2022)

Who doesn’t want to own an automatic car with sophisticated features and high safety ratings. This list of best automatic cars under Rs. 10 Lakh in India includes renowned and trusted Indian and global manufacturers. Some notable manufacturers of the cars in this price range include Maruti Suzuki, Hyundai, Tata and Nissan. These cars are equipped with powerful engines and high safety standards and have a comfortable and spacious interior. While the prices may vary from city to city, it must be noted it includes insurance and RTO charges. This comprehensive list will familiarize you with mileage, engine capacity, safety standards and other key features of these cars, so you can make an informed decision before buying a car.

 

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Top Automatic Cars in India Under 10 Lakhs

When you are thinking of buying automatic cars below 10 lakhs, you must be aware of all the costs that are added to the car’s basic price (ex-showroom). The total cost you pay amounts to insurance costs and registration costs that are added to the base price. Whether you buy diesel automatic cars under 10 lakhs or petrol variants, these costs are always added. You can calculate car insurance with the aid of an insurance calculator at Finserv MARKETS. Nonetheless, Delhi car prices (petrol variants) are shown for some of the best automatic cars under 10 lakhs below:

 

Cars

On-Road Price (including Insurance and RTO costs)

Insurance premium costs

Tata Tiago

Rs. 6.87-8.58 lakhs

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Maruti Vitara Brezza

Rs. 8.62 lakhs

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Tata Punch

Rs. 6.19 lakhs

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Tata Nexon

Rs. 11.04-16.00 lakhs

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Maruti Wagon R

Rs. 6.84-6.91 lakhs

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Hyundai i20

Rs. 9.45-13.20 lakhs

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Maruti Swift

Rs. 6.46-10 lakhs

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Hyundai Santro

Rs. 6.57 lakhs

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Maruti Baleno

Rs. 6.94-10.81 lakhs

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Nissan Magnite

Rs. 8.56-10.15 lakhs

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Maruti Celerio

Rs. 7.27-8.22 lakhs

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Tata Tigor

Rs. 8.28 lakhs

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Automatic Cars Under 10 Lakhs

The top automatic cars under 10 lakhs are listed below. You will find features and prices of cars that help you to make a choice to buy the best automatic car under 10 lakhs:

 

Tata Tiago

An affordable automatic transmission vehicle, the Tiago is one of the best automatic cars below 9 lakhs today. Offering you power-steering and lumbar support, your ride is ultra-comfortable. Here are more details:

 

Car Variables/Features

Information

On- Road Price Range

Rs. 6.87-8.58 lakhs

Insurance Cost

Rs. 34,000-35,000 approximately

Safety

4 Star Global NCAP rating

Engine Capacity

1199 cc

Fuel Range

Petrol

 

Maruti Vitara Brezza

The Maruti Vitara Brezza is a great buy among automatic cars under 10 lakhs. With insurance costs amounting to between Rs. 39,000-40,000, this car offers you great value as it has key features like anti-pinch power windows, push ignition and adjustable headlights. Here are some more vital details you should know about:

 

Car Variables/Features

Information

On- Road Price

Rs. 8.62 lakhs

Insurance Cost

Rs. 39,000-40,000 approximately

Safety

4 Star Global NCAP rating

Engine Capacity

1462 cc

Fuel Range

Petrol

 

Tata Punch

This car packs a punch as its name aptly suggests. The accomplished automatic vehicle with smart entry, push ignition, and steering-mount audio control in its vital features, you get a car that does its work seamlessly. The Punch is a great SUV, price-wise, and good for family driving within city limits and out of the city too. For an SUV that offers you great space, the top safety standard and super features, you pay insurance at Rs. 32,000-33,000. The information about the Punch given below should compel you to purchase one of the best automatic cars below 10 lakhs today.

 

Car Variables/Features

Information

On- Road Price

Rs. 6.19 lakhs

Insurance Cost

Rs. 32,000-33,000 approximately

Safety

5 Star Global NCAP rating

Engine Capacity

1199 cc

Fuel Range

Petrol

 

Tata Nexon

The Tata Nexon is an excellent offering in its segment, the key takeaway being the high safety standard that this subcompact crossover SUV displays. Loaded with class-leading features, the Nexon is the complete family vehicle. Prices start at Rs. 11.04 lakhs and insurance is anywhere between Rs. 47,000-49,000, but you get full satisfaction worth your money.

 

Car Variables/Features

Information

On- Road Price Range

Rs. 11.04-16 lakhs

Insurance Cost

Rs. 47,000-49,000 approximately

Safety

5 Star Global NCAP rating

Engine Capacity

1199 cc

Fuel Range

Petrol

 

Maruti Wagon R

Diesel automatic cars in India under 10 lakhs may not be available, but if you want a really versatile small automatic car with superb manoeuvrability, the Maruti Wagon R is for you. You get a petrol automatic variant that gives you economic mileage and features that make your ride smooth.

 

Car Variables/Features

Information

On- Road Price Range

Rs. 6.84 - 6.91 lakhs

Insurance Cost

Rs. 14,000 - 17,000

Safety

2 Star Global NCAP rating

Engine Capacity

998 cc

Fuel Range

Petrol

 

Hyundai i20

Some individuals consider this the best automatic car under 10 lakhs, with safety standards a priority. The design and quality of this sub-compact hatchback are worth looking into as you can see with a fresh dashboard, digital cluster touchscreen and the quality of material used in the full interior cabin. Check out more vital details here:

 

Car Variables/Features

Information

On- Road Price Range

Rs. 9.45 - 13.20 lakhs

Insurance Cost

Rs. 38,000 - 40,000

Safety

5 Star Global ANCAP rating

Engine Capacity

1197 cc

Fuel Range

Petrol

 

Maruti Swift

Something of a statement car for most Indians, the Swift has had a fan following that has only grown since 2010. The latest models, automatic and manual, are only available in petrol variants, but if you are looking for a reliable hatchback, with a little fun thrown in, this is the best automatic car below 10 lakhs to buy.

 

Car Variables/Features

Information

On- Road Price Range

Rs. 6.46 - 10.00 lakhs

Insurance Cost

Rs. 33,000 - 35,000

Safety

2 Star Global NCAP rating

Engine Capacity

1197 cc

Fuel Range

Petrol

 

Hyundai Santro

Hyundai Santro AMT gives you one of the coolest rides out of most cars under 10 lakhs. Automatic vehicles tend to be a bit stiff till you are used to driving them, but the Santro is seamless from the start. You may pay an additional amount for the Sports Trim, but the features you get are value for money.

 

Car Variables/Features

Information

On- Road Price

Rs. 6.57 lakhs

Insurance Cost

Rs. 22,000-Rs. 25,000

Safety

2 Star Global NCAP rating

Engine Capacity

1086 cc

Fuel Range

Petrol

 

Maruti Baleno

This is the largest hatchback from Maruti Suzuki. The petrol automatic car gives you racy performance, good for within-city driving. The cabin is spacious, and for the price, including insurance at around Rs. 22,000 to 23,000, your budget constraints may be addressed. Here is more information on the much-loved Baleno:

 

Car Variables/Features

Information

On- Road Price

Rs. 6.94-10.81 lakhs

Insurance Cost

Rs. 22,000-Rs. 23,000

Safety

Compliant with Indian Safety Norms

Engine Capacity

1197 cc

Fuel Range

Petrol

 

Nissan Magnite

Magnite is a compact SUV from reputed Nissan and with great safety standards packed into a vehicle with superior interiors and technological advancements, you cannot go wrong. This is a family vehicle to the hilt, and is a star among the top automatic cars under 10 lakhs. The price is on the high side, but you get a lot more than you bargained for and insurance is part of this, at Rs. 22,000-24,000. Get a feel of this car as you skim through details below:

 

Car Variables/Features

Information

On- Road Price Range

Rs. 8.56-10.15 lakhs

Insurance Cost

Rs. 22,000-24,000

Safety

4 Star ASEAN NCAP rating

Engine Capacity

999 cc

Fuel Range

Petrol

 

Maruti Celerio

A distinguished car in the Maruti Suzuki lineup, the Celerio ticks all the boxes positively with its unmistakable fuel-efficiency and low-maintenance features. Affordably priced, the cost of insurance is kept moderate in the range of Rs. 30,000-35,000. Take stock of some information of the best automatic car under 10 lakhs in its class:

 

Car Variables/Features

Information

On- Road Price Range

Rs. 7.27-8.22 lakhs

Insurance Cost

Rs. 30,000-35,000

Safety

4 Star ANCAP rating

Engine Capacity

999 cc

Fuel Range

Petrol

 

Tata Tigor  

You buy any car from the house of Tata, and you are assured great safety standards before all else. The Tigor gives you safety and much more in a sedan that spells style and value for money when compared to rival sedans. You get comfort and convenience with a spacious cabin and premium in-class advancements.

 

Car Variables/Features

Information

On- Road Price

Rs. 8.28 lakhs

Insurance Cost

Rs. 39,000-41,000

Safety

4 Star Global NCAP rating

Engine Capacity

1199 cc

Fuel Range

Petrol

 

Conclusion

Now you may be considering the purchase of automatic cars under 10 lakhs, but there are other considerations besides just the car you buy. Moreover, if you already have a car, you may not have insurance. You should know that when you purchase a new vehicle in India, it is compulsory to hold car insurance. If you do not have it, or have not renewed your old policy, you must opt for updated insurance at the earliest. You can easily calculate your premium with an online insurance calculator and go for car insurance from Acko Car Insurance or Bajaj Allianz Car Insurance

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FAQs on Best Automatic Cars Under 10 lakhs

✔️What car is the best automatic car below 10 lakhs to buy today?

While you are selecting from an array of automatic cars, there are several things to think about before you make your choice. Hence, what is the best car for you is the one that meets your driving requirements and suits your budget. 

✔️What is the importance of vehicle insurance in India?

In India, vehicle insurance is mandatory to hold according to the Motor Vehicles Act of 1988. It is also important because it serves to protect you and your vehicle against any damage or mishap that may potentially occur. 

✔️Should I buy car insurance when I purchase a new car?

Whether you purchase automatic cars in India under 10 lakhs or above that, you have to buy insurance when you purchase your vehicle. Thereafter, insurance policies must be renewed on time. 

✔️Is an automatic transmission car easier to drive than one with manual transmission?

Individuals who drive frequently and are in the habit of driving may find manual transmission cars as simple to drive as automatic vehicles. However, automatic cars may be easier to control as you don’t have to change gears and most have a push-start.

✔️Will I be fined if I drive without car insurance?

Driving without insurance is an offence, so you will certainly be fined or even prosecuted if you drive without it.