Introduction
Buying a car is an important decision and requires a great deal of planning. The budget for buying a car is one of the most important aspects of the planning process. If you have decided on buying a Rs. 10 lakh car as your spending ceiling, then we are here to help you. In this article we have put together a list of some amazing cars under Rs.10 lakhs, and provided sufficient details to help you make your choice. The list includes popular models such as Tata Nexon, Maruti Swift, Hyundai Venue, among several others. The on-road price of a car includes its insurance cost as well. Hence, it is prudent to know it beforehand. We shall help you here as well.
List of Top Cars Below Rs. 10 Lakhs
Before going into the details of each of them, let us take a quick look at some of the best cars under Rs. 10 Lakhs in India that you can choose from.
Car Model |
On Road Price - Base Model (New Delhi) |
Insurance Cost |
Maruti Suzuki Swift |
Rs. 6.59 Lakh |
Get Quote |
Hyundai Venue |
Rs. 7.97 Lakh |
Get Quote |
Tata Nexon |
Rs. 8.35 Lakh |
Get Quote |
Maruti Suzuki Vitara Brezza |
Rs. 8.67 Lakh |
Get Quote |
Renault Triber |
Rs. 6.31 Lakh |
Get Quote |
Tata Punch |
Rs. 6.68 Lakh |
Get Quote |
Hyundai i20 |
Rs. 7.95 Lakh |
Get Quote |
Maruti Ertiga |
Rs. 9.10 Lakh |
Get Quote |
Honda Amaze |
Rs. 7.19 Lakh |
Get Quote |
Kia Sonet |
Rs. 7.82 Lakh |
Get Quote |
Nissan Magnite |
Rs. 6.35 Lakh |
Get Quote |
Maruti Suzuki Baleno |
Rs. 6.95 Lakh |
Get Quote |
Important Details of Top Cars Below Rs. 10 Lakhs
To help you identify the best car in India under Rs. 10 lakhs, let us deep dive into each of the above listed models.
Source: Wikimedia Commons
Maruti Suzuki Swift
A perennial favourite, the Maruti Swift has been a popular car ever since its inception. It has undergone 2 facelifts to keep it stylish and in-tune with the current technological innovations. This reliable hatchback is available on-road between the price range of Rs. 6.59 Lakh - Rs. 9.88 Lakh depending on the kind of variant you choose. Millions of Indians have been placing their trust in Maruti cars for over 3 decades now. They are known for the value of money they provide and lower insurance costs of around Rs. 4,500 - Rs. 7,000. Let us now look at the features and specifications that make Maruti Swift one of the top 10 cars under Rs. 10 lakhs.
Category |
Details |
Model of the Engine |
1.2L Dualjet Petrol |
Capacity |
1197 cc |
Valves and Cylinders |
4 of each |
Maximum Power |
89 bhp at 6000 rpm |
Maximum Torque |
113 Nm at 4400 rpm |
Gearbox Type |
Five speed |
Transmission |
Manual and AMT |
Bharat Stage Standard |
BS 6 |
Mileage |
23.76 kmpl |
Fuel Tank (size) |
37 L |
Source: Wikimedia Commons
Hyundai Venue
While exploring the best car below Rs. 10 lakhs, you must consider the Hyundai Venue as well. It comes in several variants available at an on-road price of Rs. 7.97 - 14.01 Lakh. The Venue is available in manual as well as automatic transmissions and you can also choose between diesel and petrol engine. This SUV will entail insurance cost approx in the range of Rs. 12,500 - 17,800. Here’s a sneak peek into some of its highly-rated features and specifications:
Category |
Details |
Fuel Type |
Petrol and Diesel |
Capacity |
1197 cc |
Valves and Cylinders |
4 of each |
Maximum Power |
82 bhp @ 6000 rpm |
Maximum Torque |
115 Nm @ 4000 rpm |
Gearbox Type |
Five speed |
Transmission |
Manual and AMT |
Bharat Stage Standard |
BS 6 |
Mileage |
17.52 kmpl |
Fuel Tank (size) |
45 L |
Source: Wikimedia Commons
Tata Nexon
Tata is a well-known and much admired brand. Tata Nexon bears all the characteristics of the Tata brand. The on-road price starters at Rs. 7.39 Lakh and goes up till Rs. 13.34 Lakh. It is available in, an incredible, 40 variants with the cost of insurance ranging between Rs. 14,000 to 25,000. The common aspects across the variants include:
Category |
Details |
Fuel Type |
Petrol and Diesel |
Capacity |
Diesel: 1497 cc and 1499 cc Petrol: 1199 cc |
Valves and Cylinders |
4 of each |
Maximum Power |
108.5 bhp @ 4000 rpm |
Maximum Torque |
260 Nm @ 1500-2750 rpm |
Gearbox Type |
Six speed |
Transmission |
Manual and AMT |
Bharat Stage Standard |
BS 6 |
Mileage |
16 to 22.4 kmpl |
Fuel Tank (size) |
44 L |
Source: Wikimedia Commons
Maruti Suzuki Vitara Brezza
The Vitara Brezza is another example of a popular Maruti car that is available at a price range of Rs. 8.67 Lakh - 13.32 Lakh. The Brezza is available only in petrol variants across different options of features. Based on the variant, the make and the model you have bought, the related insurance cost can be around Rs. 25,000 to Rs. 36,000.
Category |
Details |
Fuel Type |
Petrol |
Capacity |
1462 cc |
Valves and Cylinders |
4 of each |
Maximum Power |
103.26 bhp @ 6000 rpm |
Maximum Torque |
138 nm @ 4400 rpm |
Gearbox Type |
Four speed |
Transmission |
Manual and Auto Torque Converter |
Bharat Stage Standard |
BS 6 |
Mileage |
17.03 to 18.76 kmpl |
Fuel Tank (size) |
48 L |
Source: Wikimedia Commons
Renault Triber
Your hunt for finding the best car in Rs. 10 lakh or below should also include the Renault Triber. This SUV comes with an extremely competitive pricing range of Rs. 6.31 Lakh to Rs. 9.30 Lakh across over a dozen variants. While the cost of insurance will depend on a host of factors, you can expect to pay around Rs. 8000 to Rs. 16,000. The key features and specifications include:
Category |
Details |
Fuel Type |
Petrol |
Capacity |
999 cc |
Valves and Cylinders |
3 cylinders with 4 valves / cylinder |
Maximum Power |
71 bhp @ 6250 rpm |
Maximum Torque |
96 Nm @ 3500 rpm |
Gearbox Type |
Five speed |
Transmission |
Manual, AMT |
Bharat Stage Standard |
BS 6 |
Mileage |
18.29 to 19 kmpl |
Fuel Tank (size) |
40 L |
Source: Wikimedia Commons
Tata Punch
As the name suggests, this mini SUV packs a powerful punch at affordable prices. If you decide on buying this car, you can get it for an on-road price that is between Rs. 6.32 Lakh to Rs. 10.45 Lakh. In this range you can choose from 14 different variants that can be insured for a price ranging between Rs. 23,000 to Rs. 32,000.
Category |
Details |
Fuel Type |
Petrol |
Capacity |
1199 cc |
Valves and Cylinders |
3 cylinders with 4 valves / cylinder |
Maximum Power |
84.48 bhp @ 6000 rpm |
Maximum Torque |
113 nm @ 3300 rpm |
Gearbox Type |
Four speed |
Transmission |
Manual, Automatic |
Bharat Stage Standard |
BS 6 |
Mileage |
14.42 to 18.82 kmpl |
Fuel Tank (size) |
37 L |
Source: Wikimedia Commons
Hyundai i20
Another very popular car brand in India is Hyundai which houses a massive variety of cars in its catalogue. The mid-premium hatchback i20 has been a bestseller ever since it was originally launched. While it has 4 main variants, the different types of engines and transmission give you an option to select from a total of almost 2 dozen types. The price ranges between Rs. 7.95 Lakh to Rs. 13.34 Lakh and the insurance cost fluctuates from Rs. 18,000 to Rs. 29,000.
The i20 is known for its performance and features. Here’s a look at some of its features and specifications:
Category |
Details |
Fuel Type |
Petrol and Diesel |
Capacity |
998 to 1493 cc |
Valves and Cylinders |
3 cylinders with 4 valves / cylinder |
Maximum Power |
118.36 bhp @ 6000 rpm |
Maximum Torque |
171.62 nm @ 1500-4000 rpm |
Gearbox Type |
Five to seven speed |
Transmission |
Manual, Clutchless Manual, Automatic (CVT) & Automatic (Dual Clutch) |
Bharat Stage Standard |
BS 6 |
Mileage |
19.65 to 25.2 kmpl |
Fuel Tank (size) |
37 L |
Source: Wikimedia Commons
Maruti Suzuki Ertiga
Yet another model from the super popular makers, Maruti Suzuki. If you’re looking for a 7 seater, then the Ertiga is one of the best cars to buy for under Rs. 10 lakhs. The base model is available for Rs. 9.18 Lakh with the top model selling for Rs. 12.77 Lakh. Its insurance cover can be purchased from Rs. 8000 onwards.
Category |
Details |
Fuel Type |
Petrol & CNG |
Capacity |
1462 cc |
Valves and Cylinders |
4 each |
Maximum Power |
103.26 bhp @ 6000 rpm |
Maximum Torque |
138 Nm @ 4400 rpm |
Gearbox Type |
4 speed |
Transmission |
Manual & Automatic (Torque Converter) |
Bharat Stage Standard |
BS 6 |
Mileage |
17.99 to 26.2 km/kg |
Fuel Tank (size) |
45 L |
Source: Wikimedia Commons
Honda Amaze
Honda Amaze is a popular budget-sedan which comes loaded with a bunch of features for your comfort and safety. The petrol version is available between Rs. 7 Lakh - Rs. 10.25 Lakh while the diesel variants start from Rs. 9.90 Lakh onwards. The insurance for the base model starts at Rs 25,000 and keeps going up for higher versions.
Category |
Details |
Fuel Type |
Petrol & Diesel |
Capacity |
1199 to 1498 cc |
Valves and Cylinders |
4 each |
Maximum Power |
79.12 bhp @ 3600 rpm |
Maximum Torque |
160 nm @ 1750 rpm |
Gearbox Type |
5 speed |
Transmission |
Manual & Automatic (Torque Converter) |
Bharat Stage Standard |
BS 6 |
Mileage |
18.3 to 24.7 kmpl |
Fuel Tank (size) |
35 L |
Source: Wikimedia Commons
Kia Sonet
While relatively new to the Indian market, Kia Sonet has quickly become a fan favourite among the younger generation of car buyers in India. A large number of variants create a big price range from Rs. 7.8 Lakh all the way to Rs. 16 Lakh. Proportionally, the insurance cost too varies and can be bought for Rs. 22000 onwards.
Category |
Details |
Fuel Type |
Petrol & Diesel |
Capacity |
998 to 1493 cc |
Valves and Cylinders |
4 each |
Maximum Power |
113.42 bhp @ 4000 rpm |
Maximum Torque |
250 nm @ 1500-2750 rpm |
Gearbox Type |
6 speed |
Transmission |
Manual, Clutchless Manual, Automatic (Dual Clutch) & Automatic (Torque Converter) |
Bharat Stage Standard |
BS 6 |
Mileage |
18.2 to 24.1 kmpl |
Fuel Tank (size) |
45 L |
Source: Wikimedia Commons
Nissan Magnite
The Nissan Magnite is available in a whopping 23 variants, all aggressively priced to attract the Indian buyers. The base model is available for as low as Rs. 6.35 Lakh while the top one sells for Rs. 12 Lakh. Approx Rs. 26000 is the price you have to pay for comprehensive insurance cover for the base model.
Category |
Details |
Fuel Type |
Petrol |
Capacity |
999 cc |
Valves and Cylinders |
3 cylinders with 4 valves each |
Maximum Power |
98.63 bhp @ 5000 rpm |
Maximum Torque |
152 nm @ 2200-4400 rpm |
Gearbox Type |
4 speed |
Transmission |
Manual & Automatic (CVT) |
Bharat Stage Standard |
BS 6 |
Mileage |
17.7 to 19.42 kmpl |
Fuel Tank (size) |
40 L |
Source: Wikimedia Commons
Maruti Suzuki Baleno
Baleno has been consistently awarded as one of the best hatchbacks and regularly features in the list of best cars under Rs. 10 lakhs. It is also a budget-friendly vehicle that is available in the price range of Rs. 6.95 Lakh to Rs. 10.85 Lakh across its 8 variants with insurance cover starting at Rs. 16000 onwards.
Category |
Details |
Fuel Type |
Petrol |
Capacity |
1197 cc |
Valves and Cylinders |
4 each |
Maximum Power |
81.80 bhp @ 6000 rpm |
Maximum Torque |
113 Nm @ 4200 rpm |
Gearbox Type |
4 speed |
Transmission |
Manual & Automatic (CVT) |
Bharat Stage Standard |
BS 6 |
Mileage |
19.56 to 21.96 kmpl |
Fuel Tank (size) |
37 L |
Conclusion
These are just a few of the suggestions in your quest of finding the best car in India under Rs. 10 lakhs. There are several more options that you can explore before arriving at your final choice. Be sure to thoroughly research and compare the features and specifications of different models. It is also recommended to test drive the car before actually buying it. Pay equal attention while buying insurance cover for your car. In fact, Finserv MARKETS can help you conveniently choose the ideal car insurance or easily renew your existing one, all at one place.
