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Bugatti Car Insurance

Bugatti car maker is famous for manufacturing one of the first cars that broke the 300 mph barrier. Besides that, Bugatti cars are known for their high-end design and luxurious features. Famous for producing limited edition supercars, Bugatti entered the Indian market with the Bugatti Veyron, the world’s fastest car at that time. If you happen to own this super luxurious car, purchasing a Bugatti car insurance plan is a must to protect your investment against unforeseen circumstances.

Check Insurance Cost for Popular Bugatti Models

Here are the premium price of this Bugatti car insurance plan according to its different models

Bugatti Car Variants


Fuel type


Bugatti Divo

Rs. 41 Crore


Rs. 7,897

Bugatti Veyron

Rs. 12 Crore


Rs. 7,897

Disclaimer: Note the above information regarding Bugatti car insurance price in India is mentioned for new models only. Further, the insurance cost might vary depending upon the place of registration, year of registration, add-on covers, fuel type and policy type.

How to Purchase Bugatti Car Insurance Plan Online

You can easily purchase a car insurance policy for your Bugatti car by following a few steps. Find them below:


Step 1: Navigate to the car insurance calculator of Bajaj MARKETS.


Step 2: Enter a few details, such as your vehicle type, car registration number and your mobile number


Step 3: Choose whether you require a comprehensive or third-party insurance


Step 4: Purchase add-on covers, as per your requirement


Step 5: Verify the details and make the premium payment


After following these steps, you will soon receive your policy documents on your email ID.

How to Renew Bugatti Car Insurance Online

You can also renew your car insurance policy from the comfort of your home. Simply follow these steps:


Step 1: Visit the car insurance renewal section of your insurer


Step 2: Enter a few details, such as your car’s registration number and mobile number


Step 3: Enter your previous policy details


Step 4: Verify the details and make any modifications, if required


Step 5: Complete the premium payment


Read More: Car Insurance Renewal

Reasons to Insure Your Bugatti Car

A car insurance policy ensures that you do not suffer any financial loss due to damage or loss of your Bugatti car. With a comprehensive car insurance plan, you need not worry about financial losses in case your vehicle suffers damage due to a road accident. You will also get the needed compensation in case of total loss of your vehicle. A car insurance policy also provides coverage for any damage caused to your vehicle in case of a natural or man-made calamity. Therefore, in such instances, you need not worry about financial stresses. The Motor Vehicle Act, 1988, mandates every motorist in India to have at least third-party insurance. Thus, by purchasing car insurance, you can drive legally on Indian roads without the fear of attracting hefty fines.

Types of Bugatti Car Insurance Plans

The type of plan you choose for your car will significantly affect the coverage benefits. So, knowing the different types of car insurance plans is crucial if you want to make an informed insurance purchase decision.


Typically, car insurance companies on Bajaj MARKETS offer the following two types of plans:

  • Third-party insurance

As per the Motor Vehicle Act, 1988, it is mandatory to purchase third party insurance for car. Under this policy, you get the following coverage benefits:


  1. Cost of replacement or repairs of the third party’s damaged vehicle

  2. Hospitalisation expenses for the third party

  3. Legal liabilities that arise due to the death of the third party


Additionally, this plan also includes a personal accident cover, which protects the insured against accidental injuries, death or disability due to a road mishap.

  • Comprehensive insurance

This type of policy extends the highest level of coverage. It includes third-party and own damage cover. Thus, the Bugatti insurance cost for a comprehensive car insurance plan is on the higher side. Furthermore, with a comprehensive plan, you can choose various add-on covers, which will help in maximising the policy’s coverage benefits. However, note that these covers come at additional costs.

Inclusions and Exclusions of Bugatti Car Insurance Plans

Before you proceed to purchase a car insurance policy for your Bugatti car, you must know that every plan comes with its own set of inclusions and exclusions. Knowing about them beforehand will assist you in understanding your policy’s coverage.


That said, policies available on Bajaj MARKETS feature the following inclusions and exclusions:

Common Inclusions:

  • Loss or damage due to man-made or natural calamities

  • Damage or loss arising due to fire or any other explosion

  • Damage or loss to the vehicle due to a road accident

  • Personal accident cover

  • Vehicle coverage against theft

  • Third-party liabilities

Common Exclusions:

  • Loss or damage to the vehicle when driving under the influence of alcohol

  • Los or damage to the vehicle when driving with an expired policy

  • Damage or loss to the vehicle when driving without a driving license

  • Vehicle loss or damage caused during a war-like situation

  • Loss or damage due to malicious activities

  • Regular wear and tear of the vehicle

  • Any electrical or mechanical breakdown

Add-on Covers for Your Bugatti Car Insurance Plan

A comprehensive car insurance plan features several add-on covers, which help maximise the coverage benefits of an already existing plan. These add-on covers bear an additional cost.

You can choose from an extensive list of add-on covers, such as:

  • Engine protection cover

Typically, a standard car insurance policy does not cover vehicle damage incurred due to mechanical or electrical breakdowns. However, with an engine protection cover, you can stay assured of receiving the needed compensation for the replacement of various engine components.

  • Lock and key replacement cover

With a lock and key replacement cover, you will receive reimbursement for the expenses related to key replacement in case of theft or misplacement. Additionally, it also covers the expenses for vehicle lock repair.

  • Zero depreciation cover

As you purchase a car insurance policy, you must know that your car’s IDV decreases with each passing year due to depreciation. However, with a zero depreciation cover, your insurer will not consider the cost of depreciation while settling claims. This will ensure that you receive a higher claim amount.

  • NCB protection cover

An NCB protection cover protects your NCB discount even if you make a claim during a particular policy year. Thus, you benefit from paying lowered premiums.


Besides these, a few other add-on covers include:

  • Consumables cover

This gives you extensive coverage for the expenses incurred due to changing gear oils, engine oil, grease, nuts/bolts, oil filters etc. while repairing your cars after it crashes.

  • Passenger cover

Cover the treatment expenses of passengers by including this passengers cover with your comprehensive car insurance policy. It also allows you to claim compensation for their death and disability.

  • Roadside assistance cover

You can ask for expert’s assistance during your car breakdown by including the roadside assistance add-on cover. Against this policy, the insurer sends experts to repair flat tyres, battery breakdown, etc.

  • Personal belongings cover

It enables you to get reimbursement in case your belongings, such as mobiles, laptops, clothings, etc.get damaged or lost after the insured car meets with an accident.


However, before you purchase these add-ons, remember that they come at additional costs and will significantly affect your Bugatti insurance cost. Thus, consider choosing the absolutely necessary ones.


Read More: Add-on covers for car insurance

Bugatti Car Insurance Claim Process

Understanding the claim process beforehand will save you from last minute hiccups and will assist you in making a hassle-free claim in the event of a road mishap.


Having said that, car insurance companies offer two types of claim processes, specifically:

  • Cashless claims

With a cashless claim facility, your insurer settles the vehicle repair bills directly with the network garage. Insurance companies mention the list of network garages in your policy document. Thus, if your policy comes with this facility, you won’t have to pay any upfront payments.


The steps to raise a claim under this method are:


Step 1: Inform your insurer about the accident and raise a claim


Step 2: Visit a network garage of your choice for repairs


Step 3: Submit the necessary documents to your insurer


Step 4: Upon approval, your insurer settles the bills directly with the garage

  • Reimbursement claims

Under this facility, you will have to pay upfront payments at first. After that, you must visit your insurance provider with the necessary documents to claim reimbursement for all your expenses.


The steps to raise a claim under this method are:


Step 1: Inform your insurer about the accident and file an FIR in case of third-party liability or vehicle theft


Step 2: Visit any garage of your choice for repairs


Step 3: Submit the necessary documents to your insurer


Step 4: Wait for approval, upon which you will receive the reimbursement


Read More: Car Claim Settlement Process

Ways to Reduce Bugatti Insurance Price

Since you already have the financial obligation to pay a massive Bugatti maintenance cost, a reduced insurance cost might help you lower your financial burden.

Having said that, mentioned below are a few ways for you to reduce your car insurance cost:

  • Raise voluntary deductibles

Deductible is the amount you are required to pay before making a car insurance claim. Typically, insurance companies charge a lesser premium if you choose to pay a higher deductible.

  • Only purchase those add-on covers that are necessary

Although add-on covers enhance the coverage benefits of a car insurance plan, they come at additional costs. Thus, if you purchase too many add-ons, you will end up paying a higher premium.

  • Install anti-theft devices on your vehicle

Installing anti-theft devices on your vehicle reduces the chances of theft. This makes you a less risky policyholder. Thus, under such circumstances, insurance companies can reduce the premium amount.

  • Refrain from making small claims

Try to pay the expenses of minor car repairs from your pocket. This way, you will ensure that your NCB remains intact. This will, in turn, help you enjoy a discount on premium, thus, lowering your insurance cost.

  • Avail the NCB discount

Insurance companies allow policyholders to avail no claim bonus discount upon making a claim-free policy year. Thus, do not forget to avail this discount on premium, which can reach to 50% for 5 consecutive claim-free policy years.


Besides these, you must also ensure to renew your Bugatti car insurance plan before its expiry date to avoid policy lapse and the subsequent premium increase.


An unfortunate accident involving your precious Bugatti can cause a huge financial setback. Having a Bugatti car insurance policy can act as your financial cushion in such situations. So, if you are looking to purchase a car insurance plan for your Bugatti, check out the car insurance plans available at Bajaj MARKETS now! And if you want to compare various car insurance plans, you can use our online car insurance premium calculator. This tool helps you get the car insurance premium quotes and compare the Bugatti car insurance price of plans offered by other insurers as well. 

Check Out Car Insurance Plans Available at Bajaj MARKETS

FAQs on Bugatti Insurance

  • ✔️How can I buy a car insurance policy for my new Bugatti?

    You can purchase a car insurance policy from your car dealer. However, another easy way to purchase a car insurance policy is to directly approach an insurance provider online.

  • ✔️Is it mandatory to have a car insurance policy for my Bugatti vehicle?

    Yes. You must buy a car insurance plan for your Bugatti to be able to drive the car legally on Indian roads.

  • ✔️Can I buy a Bugatti car insurance plan for less than a year?

    No. Car insurance plans available on Bajaj MARKETS offer minimum coverage of one year.

  • ✔️Is the cost of Bugatti car insurance in India expensive?

    No, the cost of Bugatti car insurance in India may not be very expensive. To determine the Bugatti car insurance price, you can use the car insurance premium calculator on Bajaj MARKETS.

  • ✔️Can I declare a lower IDV for my Bugatti car?

    No. You must not declare an incorrect IDV of your car as it may lower your claim amount. This will result in out-of-pocket expenses for you.