LOANS

INSURANCE

INVESTMENTS

CARDS

eStore

Discover

MY OFFERS

CUSTOMER PORTAL

ABOUT US

CONTACT US

✓Save 80% on Premium ✓Zero Depreciation & Accessories Cover ✓Lock & Key Replacement Cover| Buy a Car Insurance Now!

Car Insurance in Chandigarh

The people of Chandigarh are known to be automobile enthusiasts. You can spot the most expensive and luxurious cars on the roads of Chandigarh.  However, the more expensive the car, the costlier its repair work. Hence, to protect yourself legally and financially, it’s important to have car insurance in Chandigarh.

Chandigarh is the capital of two great northern states of India – Haryana and Punjab. It is recognised in India for its high levels of planned urban development, greenery and vibrancy. On top of it, Chandigarh is one of the cleanest cities in India! All these qualities attract a lot of people to settle in Chandigarh.

READ MORE

Introduction

Chandigarh is one of the first cities in our country that be known for its urban development planning. The city is internationally recognized for its excellent architecture and construction designs. Apart from this, another feature that makes Chandigarh famous is the fact that it is one of the cleanest cities in India. All these features attract a lot of people to settle in Chandigarh. An increase in the number of residents also increases the number of cars on the roads. In such a scenario, the chances of road accidents are very high and, therefore, it is very important to have car insurance in Chandigarh.

Benefits of Car Insurance

When you buy Chandigarh car insurance, it not only provides you with financial and legal security in case of an accident or mishappening but it also offers you access to the facilities that are helpful and useful in many situations. Some of such benefits are -

  • Motor OTS Wallet -

With the help of your insurance wallet, you can easily avail of a claim settlement of Rs. 20,000 or below.

  • Constant Assistance

In case you face any issue related to your car insurance in Chandigarh, you can easily contact their customer care centres. The customer service team of the car insurance company is a group of trained and skilled customer care experts who are available for your assistance 24*7.

  • Cashless Claim

In various network garages which are spread across the country, you can get the cashless claim service.

  • No Middlemen Involvement

There is no third party involved in the procedure, the insurance company team itself reviews and verifies the claim settlement.

Best Car Insurance Plans in Chandigarh

One can browse the best plans for car insurance in Chandigarh online at Finserv MARKETS. The platforms offer customized insurance plans as per the needs and goals of the customers. The two best Chandigarh car insurance plans are -

  • Bajaj Allianz Car Insurance Plan

Bajaj Allianz's car insurance plan is one of the most economical and beneficial car insurance plans in Chandigarh. With minimal paperwork and add-on perks, the customers enjoy a hassle-free experience and can even customize the price of car insurance in Chandigarh.

Read the table below to know more about Bajaj Allianz's car insurance plan -

Car Insurance Category

Major Features

Comprehensive Car Insurance

 

Coverage on third-party liability

 

Coverage on personal damages

 

Flexibility to opt for add-on benefits

 

Third-Party Car Insurance

 

Coverage on third-party liability (life and property)

 

Legal aid in case of accidents

 

Financial Assistance for medical bills and expenses

 

Standalone Car Insurance

 

Coverage for natural calamities

 

Coverage for human error

 

Coverage for theft

 

Motor- Usage-based Car Insurance

 

Coverage on third-party liability

 

Coverage on personal damages

 

     

  • Acko Car Insurance Plan

One can opt for Acko car insurance in Chandigarh as well. Acko has designed its insurance plans to offer the maximum benefit at lower prices. Read the table below to find out more about Acko car insurance plans-

Car Insurance Category

Major Features

Third-Party Car Insurance

 

Coverage on third-party liability (life and property)

 

Legal aid in case of accidents

 

Financial Assistance for medical bills and expenses

 

Comprehensive Car Insurance

 

Coverage on personal damages

 

Roadside Assistance

 

Coverage on third-party liability

Zero Depreciation Car Insurance

 

Servicing at partner garages at economical rates

 

Coverage for specific vehicle parts

 

Cashless repairs with doorstep-delivery

     

  • HDFC Ergo

HDFC Ergo offers car insurance in Chandigarh at a pocket-friendly price. The plans can be customizable as per customer convenience. Check out the table below to find out various car insurance plans offered by HDFC Ergo

Car Insurance Category

Major Features

Third-Party Car Insurance

 

Coverage on third-party liability (life and property)

 

Coverage on personal damages

 

Medical expenses of third-party

 

Comprehensive Car Insurance (Single-Year)

 

Add-on facility

 

Coverage on third-party liability

 

Coverage on personal damages

 

Damage coverage on natural calamities

 

Damage coverage on theft, fire, etc.

 

Stand Alone Own Damage Cover Car Insurance

 

Add-on facility

 

Damage coverage on natural calamities

 

Damage coverage on theft, fire, etc.

 

Coverage on personal damages in accident

 

Brand New Cover Car Insurance

 

Add-on facility

 

Damage coverage on natural calamities

 

Damage coverage on theft, fire, etc.

 

Coverage on personal damages in accident

 

Coverage on third-party liability

 

 

Network Garages in Chandigarh

Network garages are car service stations where a car insurance policyholder can avail claims with a cashless facility. If your car needs any repair, you will just have to take your car to any of these network garages and the insurance company will directly settle the cost.

Wrapping it Up!

Car insurance plans will provide you with financial assistance during unfavourable circumstances. Finserv MARKETS offers a wide range of options for car insurance in Chandigarh, however, it is advisable to compare and then select the best Chandigarh car insurance plan as per your need and budget goals.

Top Car Insurance Pages

Top Cities & Car Brands

Other Car Insurance Articles

FAQs on Car Insurance in Chandigarh

✔️What is the meaning of NCB?

NCB stands for No-Claim Bonus, an advantage given by the insurance company to the policyholder in case.

✔️Is a car insurance plan available online?

Yes, one can subscribe to the Chandigarh car insurance plan online by visiting the Finserv MARKETS app or website. There is a wide range of online car insurance plans is available as per the customer’s budget and requirements.

✔️Is it mandatory to have car insurance in India?

Yes, it is compulsory to at least have a third-party car insurance plan in India.

✔️What is a personal accident cover?

Personal accident cover is generally included in third-party car insurance plans. It takes care of the driver's expenses in case of any disability or death

✔️Can I avail of cashless car insurance in Chandigarh?

Yes, you can avail the facility of cashless car insurance in Chandigarh. Our car insurance partners have an extensive network of garages in Chandigarh. 

✔️How does Bajaj Finserv calculate car insurance premium?

Various factors are considered to calculate car insurance premiums like the car model, current condition and value of the car, etc.

✔️Can I renew my car insurance premium in a different city if I am relocated due to personal reasons?

Bajaj Finserv Offers the facility to change the demographic details of its customers while filing for a renewal of car insurance. The customer will have to fill in all the details and complete the verification process for the same.