Fiat Linea Car Insurance in India

Launched in 2007, the Linea is a compact sedan manufactured by the Italian automaker Fiat Automobiles. Before the car was discontinued, the Fiat Linea price range in India was ₹7.22 lakh to ₹10.76 lakh. While the car is equipped with some great safety features, you must not forget that you are always exposed to the risk of road accidents whenever you drive your Linea. So, if you own this car, or are considering buying it from the second-hand car market, you must ensure you secure it with adequate Fiat Linea insurance and protect yourself financially during unforeseen events like theft, accidents, floods, etc. Read on to know more about this car, its variants, the Fiat Linea insurance cost, and much more.

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Fiat Linea Variants and Insurance Price

Fiat Linea Variants

Ex. Showroom Price*

Fuel Type

Estimated Third-Party Premium**

FY 2022-23

(effective 1st April, 2022)

Linea T Jet Active

₹7.22 Lakh

Petrol

₹3416

Linea Power Up 1.4 Fire Active

₹7.82 Lakh

Petrol

₹3416

Linea Fire Active

₹8.37 Lakh

Petrol

₹3416

Linea Power Up 1.3 Active

₹8.70 Lakh

Diesel

₹3416

Linea 1.3 Multijet Active

₹8.94 Lakh

Diesel

₹3416

Linea Power Up 1.3 Dynamic

₹9.41 Lakh

Diesel

₹3416

Linea T Jet Dynamic

₹9.57 Lakh

Petrol

₹3416

Linea Power Up 1.4 T-Jet Emotion

₹9.90 Lakh

Petrol

₹3416

Linea 1.3 Multijet Elegante

₹9.99 Lakh

Diesel

₹3416

Linea T Jet Emotion

₹10.10 Lakh

Petrol

₹3416

Linea 1.3 Multijet Dynamic

₹10.14 Lakh

Diesel

₹3416

Linea 1.3 Multijet Emotion

₹10.62 Lakh

Diesel

₹3416

Linea Power Up 1.3 Emotion

₹10.76 Lakh

Diesel

₹3416

*The ex-showroom prices are the last recorded prices for the Fiat Linea variants.

 

**Third-party premium rates are indicative. The actual Fiat Linea insurance premium that you may have to pay may change based on various factors. Kindly check the prevailing Linea insurance premium rates before purchasing your car insurance policy.

How to Buy Fiat Linea Insurance

Buying a Fiat Linea ‘car insurance premium calculator’ at Bajaj MARKETS online is quite simple. Here is all you need to do:

 

  1. Visit Bajaj MARKETS online and move to the ‘Car Insurance Premium’ section.

  2. Submit your car registration number and mobile number.

  3. Browse through the various Fiat Linea car insurance plans and pick a policy that suits your needs.

  4. Pay the Linea insurance premium online.

  5. Upon successful payment, you will receive the Fiat Linea car insurance in no time.

Read More: Fiat car Insurance

How to Renew Fiat Linea Insurance

Renew your car insurance online in six easy steps:

 

  1. Visit the ‘Car Insurance Renewal’ section on your insurance provider’s official website.

  2. Enter your Linea’s registration number and your contact details.

  3. Provide the details of your previous Linea insurance policy.

  4. Check the Linea insurance renewal price.

  5. Make the insurance premium payment online.

  6. Download the Linea insurance policy document.

Why Insure Your Fiat Linea

Have you thought about the damages your Linea may suffer in the event of an unfortunate event like an accident or flood? The repair or replacement of these damaged parts with genuine Fiat spare parts can cost you up to ₹50,000-₹1 lakh, or even more. In the absence of adequate Fiat Linea insurance, these expenses can easily hamper your savings. Hence, it is imperative to secure your car with the right Linea insurance to stay financially protected during such events. Moreover, having a third-party car insurance is mandatory under the Motor Vehicles Act of 1988.

Types of Fiat Linea Insurance to Choose From

  • Third-Party Car Insurance

As mentioned above, it is mandatory to have third-party insurance for your car under the Motor Vehicles Act, 1988. Such a policy only covers the losses, death or bodily injuries caused to a third party. Though third-party car insurance plans are available at very affordable rates, you must note that such policies fail to cover your own vehicle. 

  • Comprehensive Car Insurance

As opposed to third-party plans, comprehensive car insurance plans offer coverage for the damages caused to your own vehicle due to accidents, theft, natural calamities, etc. You can also enhance the scope of coverage of a comprehensive car insurance plan with multiple add-on covers. However, the premiums for such policies are higher than third-party plans due to the extensive coverage.

What is Covered Under Fiat Linea Insurance?

A third-party car insurance has a limited scope of coverage and includes only third-party liabilities like damages, bodily injuries, and the death of the victim. On the other hand, a comprehensive car insurance plan covers third-party liabilities and own car damages due to accidents, theft, natural and man-made disasters, etc.

What is Not Covered Under Fiat Linea Insurance?

Some of the exclusions of comprehensive Linea insurance plans are natural wear and tear of the car, damages or losses incurred due to driving under the influence of alcohol, electrical or mechanical breakdown, malicious activities, etc.

Add-On Covers for Your Fiat Linea Insurance

Here are some of the add-on covers you can combine with your basic comprehensive car insurance plan and enhance its scope of coverage:

  • Engine Protection Cover

This add-on cover provides coverage for the expenses incurred for the repair or replacement of your car’s engine parts.

  • Lock & Key Replacement Cover

With this add-on, you are covered for the cost of replacing your car’s locks and getting new car keys in case you lose your keys.

  • Personal Accident Cover

This add-on provides coverage for the expenses incurred in case of accidental death, bodily harm, or irreversible disability of the driver of the insured vehicle.

  • Return to Invoice Cover

With this add-on, you get the invoice value of your Linea in case of total damage or theft of the car.

Filing a Claim Under Fiat Linea Insurance

Before you file a claim under your Linea insurance, you must know about the documents required to do so and the types of car insurance claims.

Here is the list of documents required while filing a Fiat Linea insurance claim:

 

  • Car details

  • Copy of the driver’s licence

  • Copy of the FIR in case of theft

  • Fiat Linea car insurance policy

  • Insurer details

  • Original receipts of the vehicle repair

There are two types of Fiat Linea car insurance claims:

 

  • Cashless Claim Under Fiat Linea Insurance

When you file a cashless claim, you do not have to worry about paying for the repair expenses. You just need to get your car repaired at any network garage and the insurer will take care of the repair expenses directly with the garage.

  • Reimbursement Claim Under Fiat Linea Insurance

Here, you have the choice to get your Linea repaired at any garage of your choice and pay for the expenses yourself. You can then file for reimbursement of these expenses against your car insurance policy. The insurer will transfer the claim settlement amount to your registered bank account upon approval of the claim.

 

Read More: Car Claim Settlement Process

Tips to Reduce Fiat Linea Insurance Cost

Here are some ways to reduce your Linea insurance price:

  • Compare Car Insurance Premium Quotes

You must always compare the Linea car insurance premiums quoted by various insurance companies and then make an informed decision.

  • Cover Inexpensive Repair

You can cover the cost of inexpensive repairs from your own pocket, instead of filing a claim for such expenses, and secure your No Claim Bonus (NCB) reward. You can then use these rewards during car insurance renewal to get a reduced premium.

  • Install ARAI Approved Anti-Theft Devices

You can choose to install ARAI (Automotive Research Association of India) approved anti-theft devices in your Linea to get an additional reduction in the Fiat Linea insurance premium quote.

  • Maintain Your Fiat Linea

One of the easiest, yet important ways to lower your Fiat Linea insurance cost is to maintain your Fiat Linea in good shape and get it serviced from time to time.

Tips to Maintain Your Fiat Linea

  • Check the Lights

Inspect the car’s lights regularly to ensure they are working and replace them if required.

  • Check the Tyre Pressure

Inspect your car tyres regularly for any wear and tear and see that they are properly inflated at all times.

  • Follow the Service Schedule

Get your Linea serviced as per the manufacturer-recommended service schedule.

  • Maintain a Clean Car Engine

Check that your Linea’s engine has clean fuel at all times to have a prolonged engine life. 

Fiat Linea Maintenance Cost

The estimated 5-year maintenance cost of your Fiat Linea is ₹28,696. Fiat offers the first two services free of cost. Here is a look at the Fiat Linea maintenance cost and servicing schedule:

Servicing Instance

Kilometres/Months

Free / Paid

Fiat Linea Maintenance Cost

First

10000/12

Free

₹3,550

Second

20000/24

Free

₹5,300

Third

30000/36

Paid

₹5,170

Fourth

40000/48

Paid

₹9,876

Fifth

50000/60

Paid

₹4,800

*These are indicative prices. The maintenance cost of the Fiat Linea may vary and change from time to time.

About Fiat Linea

Fiat launched Linea in 2007, and it has aged gracefully since then. Powered by a T-Jet engine, the car was one of the most powerful mid-size sedans in India. The Fiat Linea competes with Honda City, Maruti Suzuki Ciaz, and Volkswagen Vento. Before it was discontinued, the car was available in five vibrant colours – Pearl White, Minimal Grey, Magnesium Grey, Hip Hop Black, and Bronzo Tan. Read on to know more about the Fiat Linea’s fuel economy, transmission, and other specifications.

Fiat Linea Specifications

The Fiat Linea comes with the following specifications:

Details

Specifications

Fiat Linea Mileage

14.9 kmpl

Engine Displacement

1,368 cc

Transmission Type

Manual

Max Power

88.7bhp@6,000rpm

Max Torque

115Nm@4,500rpm

Seating Capacity

5

Fuel Type

Petrol / Diesel

Fuel Tank Capacity

45 Litres

No. of Cylinder

4

Boot Space

500 Litres

Fiat Linea Features

Here are some of the key features of the Fiat Linea:

 

  • Air conditioner

  • Alloy wheels

  • Front fog lights

  • Front power windows

  • Power steering

  • Wheel covers

Fiat Linea On-Road Prices

Since the Fiat Linea has been discontinued in India, the on-road price for the car is not available.

Conclusion

Now that you are aware of the specifications and features of the Fiat Linea, it is time to decide if you want to buy this car. While Fiat discontinued the production of the Linea in 2010, you can still find the car in the second-hand car market. So, if you choose to buy this car, or if you already own it, do not forget to get a Fiat Linea insurance so that you are financially secure during any unforeseen incidents that can damage your car. Head over to Bajaj MARKETS and get your hands on a car insurance plan now!

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FAQs on Fiat Linea Car Insurance

  • ✔️What is the ground clearance of the Fiat Linea?

     The ground clearance (laden) of the Fiat Linea amounts to 185mm.  

  • ✔️What is the kerb weight of the Linea?

     The kerb weight of the Fiat Linea is 1,192kg.

  • ✔️What is the Fiat Linea car insurance cost per year?

    The Fiat Linea insurance price will differ based on the type of insurance plan and some other factors. You can use the Bajaj MARKETS car insurance premium calculator to get an estimate of the Linea insurance premium amount.

  • ✔️Can I declare a lower IDV for my Fiat Linea?

     No, you must not declare an incorrect IDV, or Insured Declared Value, of your Fiat Linea as this may result in a reduction in the insurance claim amount.

  • ✔️Is it mandatory to get car insurance for my Fiat Linea?

    Yes, under the Motor Vehicles Act of 1988, it is mandatory to get car insurance if you own a car.

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