Ford Freestyle Car Insurance in India - Cost & Specifications

Ford Freestyle Car Insurance

Produced by Ford, the renowned U.S. car maker, the Freestyle is essentially a crossover that combines the elements of both a hatchback and an SUV. Featuring a 5-star safety rated (NHTSA) design, the hatchback is available in a 1,194 cc petrol engine and a 1,499 cc diesel engine.

If this crossover hatchback is something that you may be interested in purchasing in the near future, then you’d be glad to know that the Ford Freestyle prices are only between Rs. 5.91 lakhs and Rs. 9.03 lakhs.

While being aware of the prices at which the hatchback usually retails for is important, it is equally crucial for you to be aware of the average insurance costs for the Ford Freestyle. Currently, the Ford Freestyle insurance rates range from Rs. 17,500 to Rs. 23,800.

Check Insurance Premium for Ford Freestyle Variants

It is absolutely essential to know both the ex-showroom price and the cost of insuring the vehicle before you go ahead and make the purchase. This will allow you to get your finances sorted more effectively. Here’s a table that clearly showcases the ex-showroom price and the insurance premium for all the variants.

Disclaimer: The above information is for a new Ford Freestyle only. The premium rates for your Ford Freestyle car insurance will depend on the Ford Freestyle’s model, variant, fuel type, place and year of registration, IDV, add-on covers and various other factors.

How to Buy Ford Freestyle Insurance Online?

One of the best ways to purchase a Ford Freestyle car insurance is through the Bajaj MARKETS website. Wondering how to do it? Here are the steps that you would have to follow.

• Visit the Bajaj MARKETS website.

• Navigate to the Car Insurance Calculator section.

• Enter your Ford Freestyle’s registration number, your mobile number, and pin code.

• You will be asked to enter a few more details. Enter them in their relevant and proceed.

• Check out the various car insurance plans available and select the one that you need.

• Make the premium payment online.

• That’s it! Your car insurance policy will be emailed to the address specified by you.

Read More: Ford Car Insurance

How to Renew Ford Freestyle Insurance Online?

Renewing your Ford Freestyle car insurance plan on time is a very important step that you need to undertake. Failing to do so can lead to your car losing the protection offered by the insurance plan.

But don’t worry. You can easily renew your Ford Freestyle insurance within just a few minutes. Here’s how you can do it.

1. Visit the insurer’s website and head to the renewal page

2. Enter the registration number of your car and your mobile number.

3. Browse through the Ford Freestyle insurance rates for renewal.

4. Choose the one that fits your needs and make the premium payment online.

5. Your policy document can now be downloaded online.

Read More: Car Insurance Renewal

Why to Insure your Ford Freestyle?

A four-wheeler insurance plan is one of the most important things that you should get whenever you purchase a new car. Here’s a quick look at a few reasons why you should insure your Ford Freestyle without fail.

• Third-party car insurance is mandatory in India.

• Damages to your Ford Freestyle as a result of an accident will be covered.

• Damages to your car as a result of natural or man-made calamities will be covered.

• Damages to third-parties or their properties as a result of an accident will be covered.

• You get to enjoy enhanced benefits through add-on covers.

Types of Ford Freestyle Car Insurance

There are two different types of car insurance plans that you can opt for your Ford Freestyle - third party car insurance and comprehensive car insurance. Here’s some more information regarding these two types of Ford Freestyle car insurance plans.

Third-Party Car Insurance

In the case of an accident involving your Ford Freestyle, third parties may get injured or their properties may get damaged in the process.

A third party car insurance plan covers the costs involved in repairing the damage and treating the injuries of third parties. Such a cover is also mandated by the Motor Vehicles Act, 1988.

Comprehensive Car Insurance

A comprehensive car insurance plan, on the other hand, covers both third party liabilities and damages to your own vehicle as a result of an accident.

That’s not all. Any damages to your car due to natural or man-made calamities or theft are also covered by the plan. With such a plan, you can also choose to enhance its coverage by opting for add-on covers by paying a nominal additional premium.

Inclusions

All car insurance plans feature a list of inclusions. These are basically scenarios that are covered by insurance. Knowing the scope of coverage of an insurance plan can help you understand it better.

Here’s a list of inclusions that you can find in a typical car insurance plan available.

• Personal accidents and accidents to other passengers in the vehicle

• Costs incurred towards repair and replacement of damaged parts of the vehicle

• Costs incurred towards third-party liabilities

• Cost of repairing damages to your vehicle as a result of an accident

• Cost of repairing damages to your vehicle as a result of natural or man-made calamities

Exclusions

Just like inclusions, car insurance plans also come with a list of exclusions; scenarios that are not covered by a typical car insurance policy. Let’s take a look at the common exclusions that you can find listed under a regular car insurance plan.

• Costs incurred towards replacement of parts damaged due to regular wear and tear

• Mechanical or electrical breakdowns

• Damages or loss to your car due to malicious activities

• Damages to your car due to driving under the influence of intoxicating substances

• Damages to your car due to a war-like situation

• Damages to your car due to driving without a valid licence

• Damages incurred to your car when your insurance policy is not active

Add-On Covers for Your Ford Freestyle Car Insurance

One of the many benefits of a car insurance policy is that the coverage can be enhanced by opting for an add-on cover at the time of purchase. Let’s take a look at a few of the most common add-on covers that you can opt for with your Ford Freestyle car insurance.

Roadside Assistance

This add-on cover ensures that the costs incurred for emergency roadside assistance refuelling, car tyre repair, and towing are covered.

Engine Protection

If your Ford Freestyle’s engine gets damaged due to water ingress or fuel leaks, this add-on Engine Protection Cover, covers the costs incurred to repair the said damage.

Personal Baggage Cover

In the event of an accident, you may end up losing your personal belongings or baggage that was in the car. This add-on covers the losses that you incur.

Personal Accident Cover

The personal accident cover add-on provides a lump sum compensation in the case of death, permanent total or partial disability due to an accident involving your car.

Ford Freestyle Insurance Claim Process

Contrary to popular opinion, raising a car insurance claim is extremely easy and can be done within a few hours. There are two types of claims that you can raise - a cashless claim and a reimbursement claim. Let’s take a quick glimpse at the process that you would have to follow.

Read More: Add on covers for car insurance

Process for Filing Cashless Claims

In a cashless claim, you don’t have to pay anything upfront. Your insurance provider will settle the repair bills directly with the garage. Here’s how you can file a cashless claim on your Ford Freestyle car insurance.

• Intimate your insurer about the damage and register your claim through the toll-free number or their website.

• Transport your car to a network garage and initiate the repairs.

• Provide all the necessary documents to your insurer.

• After verifying the paperwork, your insurer will settle your car insurance claim directly with the concerned garage.

Process for Filing Reimbursement Claims

A reimbursement claim, on the other hand, requires you to pay the cost of repairing your vehicle upfront. However, you can then get it reimbursed at a later point in time by submitting the necessary paperwork with your insurance provider.

• Intimate your insurer about the damages sustained by your car.

• In the case of theft or any damage caused by a third party, file an FIR immediately.

• Provide your insurer with the copy of the FIR along with all the other documents.

• Transport your car to a garage and get it repaired at your own cost.

• Provide your insurer with all the original bills and receipts.

• Your claim will be reimbursed by your insurer after a quick verification.

   

Now, at the time of raising an insurance claim, you would be asked to submit a few documents. Knowing what they are beforehand can help you speed up the claim process. Here’s a quick look at the kind of documents that you will have to submit.

• The car insurance policy document

• Your insurer details

• Your vehicle details

• The incident details for which you are raising a claim

• In the case of theft, a copy of the FIR

• In the case of a reimbursement claim, the original bills and receipts for the repair

Read More: Car Insurance Claim Process

How to Reduce the Insurance Cost for your Ford Freestyle

You might feel that the average insurance cost for your Ford Freestyle is a bit too steep. But, it doesn’t have to be. There are different ways through which you can reduce your Ford Freestyle insurance costs and make it more affordable. Let’s take a look at a few of them.

• Before deciding on a car insurance plan, always compare your options online.

• Avoid getting into an accident by driving in a sedate and cautious manner.

• Keep your No Claim Bonus intact by spending out of pocket for small repairs.

• Increase the deductible, which is the amount you pay out of pocket in case of a claim.

Top Tips to Maintain Your Ford Freestyle

Maintaining your Ford Freestyle is key to make sure that the vehicle stays in perfect condition year after year. Don’t know where to start? Here are some tips that you can follow.

• Check and change the engine oil at regular intervals

• Check and replace worn wipers immediately

• Give your car a wash periodically

• Inspect your tyres regularly

Ford Freestyle Maintenance Costs

Being aware of the costs involved with maintaining your Ford Freestyle is extremely important. It allows you to plan your finances much more efficiently, making sure that you don’t miss any scheduled service intervals. Check out the table below for more information regarding the maintenance costs involved with your Ford Freestyle.

Replacement Cost of Parts Changed During Service

Generally, at the time of service, certain parts and components such as the engine oil and various filters are changed. Here’s a table that clearly outlines the approximate pricing of these parts.

Components to be Replaced or Serviced at Different Intervals

Once your Ford Freestyle crosses a certain interval, in years or the number of kilometres run, the manufacturer recommends replacement of certain key parts of the vehicle. The table below explains the various key components that need to be changed at different intervals.

Note: All of the service costs and replacement costs mentioned above is merely indicative. The actual cost applicable to you may vary.

About Ford Freestyle

Ford Freestyle is a compact crossover car that combines the best of an SUV with that of a small hatchback. With a ground clearance of around 190 millimetres, the Freestyle is perfect for Indian road conditions and is capable of handling rough terrains with ease.

The car is loaded with several safety features like 6 airbags, ABS with EBD, Electronic Stability Program, and more. Here’s a table highlighting a few of the most important specifications of the car.

Ford Freestyle Variants

The Ford Freestyle is offered in 5 different variants - with both petrol and diesel engine options. Here’s a table that can help give you some more information.

On Road Price in Top Cities

The on-road price of the Ford Freestyle includes the cost of registration and the cost of insurance in addition to the ex-showroom price. Therefore, the on-road price of the car tends to vary from one city to another. Check out the approximate on-road prices of the Ford Freestyle in a few of the major cities in India.

City

Features of the Ford Freestyle

Being aware of the key features available in the various variants of the Ford Freestyle can help you make a better and more informed purchase decision. Check out the table below for more information.

Variant

Conclusion

Opting for a comprehensive four-wheeler insurance plan is the best way to ensure complete protection for your Ford Freestyle car. Opting for a Ford Freestyle car insurance can aid you by ensuring minimal financial impact in the case of any repairs to your vehicle, if it were to get into an accident or be the victim of a natural or man-made calamity.

Check Out Car Insurance Plans Available at Finserv MARKETS