✓Save 80% on Premium ✓Zero Depreciation & Accessories Cover ✓Lock & Key Replacement Cover| Buy a Car Insurance Now!
With HDFC ERGO Car Insurance, get set to guard both yourself and your vehicle from the unfortunate, unforeseen events such as accidents, theft, and natural calamities. HDFC ERGO Car Insurance offers you the dual benefit of saving as much as 70% on the cost of the premium, as well as granting you access to a network of over 8000 cashless garages across the country.
The benefits of purchasing an HDFC ERGO car insurance policy are as follows:
HDFC ERGO keeps in mind everyone’s budget constraints and has, thus, the premium offered on the HDFC ERGO car insurance is inexpensive and pocket-friendly.
If you choose this policy, you gain access to cashless claims at affiliated workshops across the country.
As soon as you enter the required details and submit relevant documents online, you shall receive your HDFC ERGO car insurance policy.
Thanks to Finserv MARKETS, you can secure your HDFC ERGO car insurance online without worrying about submitting paperwork.
Now no stress related to collection of documents, as purchasing HDFC ERGO Car Insurance policy through Finserv MARKETS requires minimal paperwork.
You can opt for the following HDFC ERGO car insurance plans:
Plan |
Summary |
What’s covered |
Premium |
Third-Party Insurance |
Protects you against liabilities caused by damage, injury or loss to a third-party, and is a mandatory cover to be purchased. |
● Personal Accident Cover ● Third-party Property Damage ● Injury to a Third-party person |
Starts at Rs. 2072/- |
Single Year Comprehensive Car Insurance |
This policy includes third-party liabilities and own damage cover can be customised with add-on covers. |
● Accident ● Personal Accident Cover ● Natural Calamities ● Third-party Liability ● Theft ● Fire ● Choice of Add-ons |
Starts at Rs. 2072/- |
Standalone Own Damage Cover |
Protects you from damages caused to your own car and can only be applicable when you have a valid third-party cover. |
● Accident ● Natural Calamities ● Theft ● Choice of Add-ons |
Starts at Rs. 2072/- |
Brand New Car Cover |
This policy offers you a one-year coverage pertaining to damages to your own car, as well as a three-year third-party coverage. |
● Accident ● Natural Calamities ● Theft ● Fire ● Personal Accident ● Choice of Add-ons ● Third-party Liability |
Starts at Rs. 2072/- |
Make note of the steps mentioned below to purchase HDFC ERGO car insurance online through Finserv MARKETS:
● Step 1: Enter details such as your mobile number, and your car’s registration number.
● Step 2: Fill in the necessary details requested.
● Step 3: Enter all details pertaining to your car and complete the application form.
● Step 4: Choose the insurance plan that best suits your specific requirements.
● Step 5: Pay your premium amount and voila, you’re done.
When choosing the HDFC ERGO car insurance online, the premium you will have to pay is based on a multitude of factors, that include:
Luxury cars and brands attract higher premiums than more economical cars – that attract lower premiums.
Metro city registered cars attract a higher premium than those registered in non-metro cities.
The older the car, the lesser the premium, and vice-versa.
Given that petrol variant cars are cheaper than diesel variants, the former attracts lesser premiums than the latter.
The more add-ons chosen as a part of your policy, the greater the premium accrued.
Comprehensive policies attract a higher premium rate than Third-Party policies.
Long-term policies accrue a higher premium than short-term policies.
This value is calculated on the basis of removing the depreciation rates from the market value of your vehicle. The lower the IDV, the lower the premium, and vice-versa.
Your HDFC ERGO vehicle insurance is subject to the following inclusions and exclusions:
You can enhance your HDFC ERGO car insurance with the following add-on covers-
This add-on cover will help protect you from further financial loss when making a claim for any physical damages incurred on your vehicle. If you opt for zero depreciation cover, at just a slightly higher premium paid, you will not have to worry when undertaking any repair work.
At a slightly higher premium, this add-on cover will aid you when it comes to emergency services such as tyre change, refueling, towing, mechanic assistance, and so on.
This add-on cover enables you to claim your invoice value, in the situation of theft or total loss or your vehicle.
With this add-on cover, you can protect the no-claim bonus existing in your policy, even after the claim is processed in the policy period. Not only does it protect it, but also transfers the no-claim bonus to the next slab, earning you a higher discount on your premium.
This add-on cover accounts for costs incurred by you for transportation, during the period when your vehicle is undergoing repairs.
This add-on cover accounts for costs pertaining to engine and component damages such as the gearbox, cylinder, crankshaft, pistons, and so on.
Through Finserv MARKETS, you can claim your HDFC ERGO vehicle insurance following the steps given below:
Step 1: Go to the claim section on Finserv MARKETS and click on ‘Register a Claim’.
Step 2: Start by registering your claim.
Step 3: Upload the required documents.
Step 4: Choose either self-inspection of your car or digital inspection by a surveyor.
Step 5: Make use of the claim tracker to track the status of your claim.
Step 6: Once your claim is approved by the concerned garage, you shall receive your settlement.
In case of any assistance required, you can reach out through the following means:
Toll-Free Helpline Number- 1800 2666 400
Email Address- care@hdfcergo.com
SMS/Whatsapp- 7304524888
Customer Support Address
D - 301, 3rd Floor, Eastern Business District (Magnet Mall), LBS Marg, Bhandup (West) Mumbai - 400078
We, at Finserv MARKETS, aim to assist you every step of the way. In case of any assistance required, you can reach out through the following means:
Customer care- 020-66399444 (Mon to Sat from 10 am to 6 pm)
Email- insuranceconnect@bajajfinservmarkets.in
Customer Portal to view your policy details
https://www.bajajfinservmarkets.in/cust/#/
When purchasing a car, it is vital that you also purchase a sound insurance policy – to protect your vehicle and yourself from financial liabilities you may incur due to unforeseen events. We, at Finserv MARKETS, believe that HDFC ERGO car insurance is one of the best motor insurance policies available in the market, catering to the unique needs of a wide range of customers.
4 reviews
Super happy and grateful to Finserv MARKETS team for providing me best solutions and good discounts too on car insurance.
Posted on 23 Oct 2020
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Posted on 24 Dec 2020
What a seamless way of explaining plans by the executives. Thank you for the relentless effort towards keeping the communication transparent.
Posted on 4 Feb 2021
Following the regulations of the IRDAI (Insurance Regulatory and Development Authority of India), the new car insurance price is higher than the older one, accounting for the number of claims made and the loss ratios incurred by insurers.
The newer the car, the higher the insurance premium, and vice-versa.
Yes, you must have a valid car insurance policy to register your new vehicle. In this case, having a third-party insurance policy will also help in the process.
In this case, while the policy remains the same, the premium may undergo a change, based on your new location, as premium rates differ from one registration zone to another.
In this case, the policy gets transferred from your name to the new owner’s name. For the same, you will be required to submit supporting documents such as the sale deed, Form 29, Form 30, a NOC and NCB recovery amount.