HDFC ERGO Four Wheeler Insurance – Buy Plans Online

HDFC ERGO Car Insurance

With HDFC ERGO Car Insurance, get set to guard both yourself and your vehicle from the unfortunate, unforeseen events such as accidents, theft, and natural calamities. HDFC ERGO Car Insurance offers you the dual benefit of saving as much as 70% on the cost of the premium, as well as granting you access to a network of over 8000 cashless garages across the country.

Types of Car Insurance Plans Offered by HDFC ERGO

You can opt for the following HDFC ERGO car insurance plans:

How to Buy HDFC ERGO Car Insurance Online

Make note of the steps mentioned below to purchase HDFC ERGO car insurance online through Finserv MARKETS:

● Step 1: Enter details such as your mobile number, and your car’s registration number.

● Step 2: Fill in the necessary details requested.

● Step 3: Enter all details pertaining to your car and complete the application form.

● Step 4: Choose the insurance plan that best suits your specific requirements.

● Step 5: Pay your premium amount and voila, you’re done.

How to Calculate Premium for HDFC ERGO Car Insurance

When choosing the HDFC ERGO car insurance online, the premium you will have to pay is based on a multitude of factors, that include:

● Model and make of the car

Luxury cars and brands attract higher premiums than more economical cars – that attract lower premiums.

● Location of Registration

Metro city registered cars attract a higher premium than those registered in non-metro cities.

● Year of Registration

The older the car, the lesser the premium, and vice-versa.

● Fuel Classification

Given that petrol variant cars are cheaper than diesel variants, the former attracts lesser premiums than the latter.

● Add-ons chosen

The more add-ons chosen as a part of your policy, the greater the premium accrued.

● Nature 0f Policy

Comprehensive policies attract a higher premium rate than Third-Party policies.

● Plan Tenure

Long-term policies accrue a higher premium than short-term policies.

● Insured Declared Value (IDV)

This value is calculated on the basis of removing the depreciation rates from the market value of your vehicle. The lower the IDV, the lower the premium, and vice-versa.

Enhance your Coverage with Customised Add-on Covers

You can enhance your HDFC ERGO car insurance with the following add-on covers-

• Zero Depreciation Cover

This add-on cover will help protect you from further financial loss when making a claim for any physical damages incurred on your vehicle. If you opt for zero depreciation cover, at just a slightly higher premium paid, you will not have to worry when undertaking any repair work.

• Emergency Assistance Cover

At a slightly higher premium, this add-on cover will aid you when it comes to emergency services such as tyre change, refueling, towing, mechanic assistance, and so on.

• Return-to-Invoice Cover

This add-on cover enables you to claim your invoice value, in the situation of theft or total loss or your vehicle.

• No-Claim Bonus Protection

With this add-on cover, you can protect the no-claim bonus existing in your policy, even after the claim is processed in the policy period. Not only does it protect it, but also transfers the no-claim bonus to the next slab, earning you a higher discount on your premium.

• Downtime Protection Cover

This add-on cover accounts for costs incurred by you for transportation, during the period when your vehicle is undergoing repairs.

• Engine and Gear Box Protection

This add-on cover accounts for costs pertaining to engine and component damages such as the gearbox, cylinder, crankshaft, pistons, and so on.

HDFC ERGO Car Insurance Claim Process

Through Finserv MARKETS, you can claim your HDFC ERGO vehicle insurance following the steps given below:

Step 1: Go to the claim section on Finserv MARKETS and click on ‘Register a Claim’.

Step 2: Start by registering your claim.

Step 3: Upload the required documents.

Step 4: Choose either self-inspection of your car or digital inspection by a surveyor.

Step 5: Make use of the claim tracker to track the status of your claim.

Step 6: Once your claim is approved by the concerned garage, you shall receive your settlement.

Contact Details

HDFC ERGO

In case of any assistance required, you can reach out through the following means:

Toll-Free Helpline Number- 1800 2666 400

Email Address- care@hdfcergo.com

SMS/Whatsapp- 7304524888

Customer Support Address

D - 301, 3rd Floor, Eastern Business District (Magnet Mall), LBS Marg, Bhandup (West) Mumbai - 400078

Finserv MARKETS

We, at Finserv MARKETS, aim to assist you every step of the way. In case of any assistance required, you can reach out through the following means:

Customer care- 020-66399444 (Mon to Sat from 10 am to 6 pm)

Email- insuranceconnect@bajajfinservmarkets.in

Customer Portal to view your policy details

https://www.bajajfinservmarkets.in/cust/#/

In a Nutshell

When purchasing a car, it is vital that you also purchase a sound insurance policy – to protect your vehicle and yourself from financial liabilities you may incur due to unforeseen events. We, at Finserv MARKETS, believe that HDFC ERGO car insurance is one of the best motor insurance policies available in the market, catering to the unique needs of a wide range of customers.