How to Check Car Insurance Status Online

If you have applied for a car insurance claim and wish to check its current status, here are the steps you can follow:

Step 1: Log in to the Insurance Information Bureau (IBB) website: https://iib.gov.in/

Step 2: Go to the option for checking car insurance status.

Step 3: Fill in the necessary details such as vehicle registration number, insurance policy details, information about the accident, etc.

Step 4: Once you have filled in all the required information, click ‘Submit’.

Step 5: Your car insurance status will then be displayed on the screen.

Further, your car insurance status can also be checked through the VAHAN website. 

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Step-by-Step Guide to Check Car Insurance Status Online

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27 Sept 2021
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About Car Insurance Policy Status

Did you lose your car insurance papers and are worried that you will not know your insurance status? With the internet to your rescue, you can rest assured. Now, you can easily check car insurance status online in no time. In this article, we will take you through the different methods of car insurance status check online. But first, let’s take a look at the types of car insurance policies.

What are the Types of Car Insurance Policies?

There are two main types of car insurance policies you can choose from- third-party car insurance plans and comprehensive car insurance plans.

  • Third-Party Car Insurance Policy

As the name suggests, third-party car insurance provides coverage for third-party liabilities like damages, bodily injuries, or death. The Motor Vehicles Act of 1988 makes it mandatory for all vehicle owners to buy at least a third-party car insurance plan for their vehicle. Such plans do not cover own car damages, and hence have a lower premium as compared to comprehensive car insurance plans.

  • Comprehensive Car Insurance Policy

These are extensive car insurance plans that cover own car damages as well as third-party liabilities. Comprehensive car insurance policies also offer various add-on covers to enhance the coverage of the base policy. Due to the extensive nature of coverage offered, comprehensive plans cost higher than third-party plans.

How to Check Car Insurance Policy Status Online

There are three methods available to check vehicle insurance status online. Follow the step-by-step guide given below:

Check Car Insurance Policy Status Via IIB

The Insurance Regulatory and Development Authority of India (IRDAI) has a data repository known as the Insurance Information Bureau (IIB) that maintains accurate information about the insurance sector. The IIB portal allows you to track your vehicle insurance status in case you have lost your policy details or in the event of an accident. Before we look at the steps to check car insurance policy status via IIB, let’s look at some search guidelines you must keep in mind while using the IIB portal:

 

  1. Enter your vehicle’s registration number without any special characters.

  2. For new cars, the engine number and chassis number are the only details submitted by the insurance provider.

  3. The search data for car insurance policies are only available from April 1, 2010, on the IIB portal.

  4. You can conduct an online search on the IIB website only three times for a specific email ID or phone number.

  5. To view your car insurance policy details, a lag of two months is applicable for the submission of the data. Hence, car insurance status for new vehicles will not be available immediately.

Now, let’s understand the steps to check car insurance status online on the IIB portal:

 

  1. Visit the Insurance Information Bureau’s (IIB) official website.

  2. Go to the ‘Quick Links’ section and click on the ‘V-Seva’ option.

  3. You’ll be redirected to the ‘Accident Vehicle Information Retrieval System’ page.

  4. Enter all the necessary details like your name, email ID, car registration number, address, accident date, etc.

  5. Enter the correct captcha code and click on ‘Submit’.

  6. The details of your current car insurance policy will be visible on the screen if the entered information matches any car registered on IIB. In case you do not have any ongoing insurance plan, the details of your previous policy shall be available.

Check Car Insurance Policy Status Via VAHAN E-Services

If you aren’t able to find your parivahan insurance status through the IIB portal, you can check it on the VAHAN e-services website. Learn the procedure to check car insurance status online:

 

  1. Visit the official website of VAHAN e-services.

  2. Click on the ‘Know Your Vehicle Details’ option available on the top menu bar.

  3. You will be redirected to the citizen login page where you can enter your registered mobile number.

  4. Enter your car registration number and verification code to proceed.

  5. The details of your car insurance policy status will be visible on the screen.

Check Car Insurance Policy Details Via QR Code

The IRDAI has now made it mandatory for every insurance policy to have a QR code to check the authenticity of the plan. Thus, if you require the vehicle insurance details of your policy, you can simply scan this QR code on your smartphone. You will be redirected to a webpage containing your car insurance policy status.

How to Check Car Insurance Policy Status Offline

You can also opt for the offline method to check car insurance status by visiting your respective Regional Transport Office (RTO). The RTO will help you get the details regarding the expiry of your car insurance policy or any past accident history.

Conclusion

Now that you know how to check car insurance status online as well as offline, allow us to stress the importance of having the right backup against risks. Safeguarding your car from any unforeseen damages is essential. So, check out the car insurance plans available at Bajaj MARKETS that offer swift renewals, hassle-free claim processing and more.

Check Out Car Insurance Plans Available at Bajaj MARKETS

 

FAQs

  • ✔️How can I check my car insurance status online?

    You can check your car insurance status online through your insurance provider’s website, the IBB portal and the VAHAN website. 

  • ✔️How do I find out my insurance policy expiry date?

    You can find your insurance policy expiry date on the insurance policy papers.

  • ✔️How can I download my insurance policy papers?

    Log in to your account on your insurance provider’s website. There, you will find the option to download your policy papers. 

  • ✔️How to find insurance policy number by vehicle number?

    On the official VAHAN website, go to the ‘Know Your Vehicle Details’ page. On this page, enter details like your vehicle number and car registration details and your insurance policy details will appear on the screen.