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Isuzu Motors Ltd. is a Japanese diesel engine and commercial vehicle manufacturing company headquartered in Tokyo. Established in India in 2012, the company develops world-class utility and pick-up vehicles. Further, the current Isuzu models have bagged a 5-star ANCAP safety rating, featuring advanced safety assist technology.


In India, this automobile giant crafts the new range of ISUZU D-MAX pick-ups and ISUZU mu-X SUV. The company plans to roll out newer models for the Indian market to captivate motorists into a new world of adventure. If you are planning to buy a car from this manufacturer, ensure to protect it against loss or damage by purchasing Isuzu car insurance. This will ensure that you do not have to suffer any financial loss in the event of an unfortunate road accident.

Check Insurance Premium for Popular Isuzu Models

Currently, Isuzu offers 2 car models in the country, which includes 1 model in the SUV category and 1 in the truck category. The price of Isuzu vehicles (ex-showroom) ranges between Rs.19.48 Lakhs and Rs. 34.94 Lakhs. Isuzu on-road price differs across various Indian cities.

The following table mentions the Isuzu car insurance price in India for the popular car variants:




Fuel type


D-Max V-Cross

Rs. 11,50,000


Rs. 7,897

D-Max V-Cross Z Prestige

Rs. 18,00,000


Rs. 7,897

MU-X 4x4

Rs. 30,00,000


Rs. 7,897

MU-X 4x2

Rs. 20,00,000


Rs. 7,897

*Note that the premium cost mentioned above is only for the continued variants of Isuzu. The insurance cost of other variants might vary. You can go to the Bajaj Markets website to compare the plans as per the details and purchase a policy of choice.

You can compare Isuzu car insurance quotes from different insurance companies for an informed decision.

How to Buy Isuzu Car Insurance Plan Online

You can purchase a car insurance policy for your Isuzu vehicle by following a few simple steps online. Find them below:


Step 1: Open the car insurance calculator of Bajaj Markets and find the online application


Step 2: Enter essential details like the car number and enter your mobile number


Step 3: Choose a policy and add the add-on covers as per your requirements


Step 4: Pay the insurance premium through your preferred payment method


Following this, you will receive the policy documents on your email ID.

How to Renew Isuzu Car Insurance Plan Online

Timely renewal of car insurance ensures continued coverage benefits for your vehicle. You must renew your policy before the expiry date to avoid policy lapse.


Following are the steps for car insurance renewal online:


Step 1: Navigate to the car insurance renewal section of your insurance provider


Step 2: Enter a few details regarding your policy and vehicle


Step 3: Verify the details and make modifications to the add-on covers, if necessary


Step 4: Make the premium payment online to complete the process


Your renewal policy will be sent to you shortly.

Reasons to Insure Your Isuzu Car

Isuzu manufactures vehicles with class and innovation. Considering the feature-rich Isuzu car specifications, protecting it against any unforeseen circumstances is crucial. As per the Motor Vehicle Act, 1988, driving without valid third-party insurance is a legal offence. Thus, to comply with the government’s rules, it is compulsory to purchase at least third-party insurance. With a comprehensive car insurance policy, you will get well-rounded coverage to cover the financial obligations arising due to damages caused to your vehicle due to natural or man-made disasters. The primary aim of purchasing a car insurance policy is to protect you from financial loss arising due to an unfortunate accident. In addition, it provides coverage against property damage or bodily injuries sustained due to an accident.


Types of Isuzu Car Insurance Plans

After knowing the steps to purchase a car insurance plan, you must know the various types of policies you can choose from. Here are the two types –


  • Third-party car insurance

This is the basic insurance plan, which offers coverage benefits to the third-party in case of an unfortunate accident. Obtaining a third-party car insurance plan is a legal obligation as per the Motor Vehicle Act, 1988. This plan also comes with a personal accident cover, which provides protection against bodily injuries to the insured.

  • Comprehensive car insurance

comprehensive car insurance policy provides enhanced coverage than third-party insurance. The plan covers legal liabilities and extends extensive financial protection for both a third-party as well as your own vehicle. However, you will have to pay a slightly higher Isuzu insurance amount for a comprehensive policy.

With a comprehensive plan, you get to avail the benefits of third-party coverage, own damage cover and personal accident cover. Further, you have the option to customise the plan by including add-on cover options, which helps in enhancing the policy coverage.

Inclusions and Exclusions in Isuzu Car Insurance Plans

Before purchasing a car insurance policy, you must be thoroughly aware of what is included and excluded in the plan. This will help you make an informed purchase decision.


Common inclusions:

  • Damage or loss due to natural calamities

  • Loss or damage due to man-made calamities

  • Coverage for third-party liabilities

  • Personal accident cover

  • Coverage against car theft

  • Damage sustained due to an accident

Common exclusions:

  • Electrical or mechanical breakdown of the vehicle

  • Regular wear and tear

  • Loss or damage incurred when driving without a valid driving licence

  • Loss or damage incurred when driving under the influence of toxic substances

  • Damage incurred when driving with an inactive policy

  • Damage or loss due to malicious activities

  • Loss or damage during a war-like situation


Nevertheless, this list is a generic one and you can go to the Bajaj Markets website to find out policy related details of your favoured insurance providers.

Add-on Covers for Your Isuzu Car Insurance Plan

Add-on covers on top of your comprehensive insurance policy would help in enhancing the coverage benefits. However, these covers come at an additional cost. Thus, you might consider choosing the ones that are absolutely necessary.

Having said that, mentioned below are a few common add-on covers you can purchase along with your car insurance policy:

  • Personal baggage cover

The personal baggage cover provides coverage against the damage caused to your personal belongings due to an unfortunate accident.

  • NCB protection cover

With an NCB protection cover in car insurance, you need not worry about losing your NCB benefit even if you make a claim during a particular policy term. This will enhance the claim amount.

  • Zero depreciation cover

When you buy a comprehensive car insurance plan with zero depreciation car insurance cover, you benefit from receiving a higher claim settlement amount due to the no depreciation considered during claims.

  • Roadside assistance cover

Certain issues with your vehicle can leave you stranded in the middle of the road. With a roadside assistance cover, you can get emergency assistance, if opted for roadside assistance cover in car insurance.

  • Lock and key replacement cover

The lock and key replacement cover provides coverage against the replacement cost of stolen or misplaced keys and damaged car locks.

Isuzu Car Insurance Claim Process

You can raise a claim for your Isuzu car insurance through two ways:

  • Cashless claim

Under the cashless claim method, your insurer settles the repair bill directly with the garage. Meaning, you won’t have to make any out-of-pocket expenses. However, note that you need to visit a network garage to avail of this benefit. You will find the list of network garages on your policy document.

Raise a claim via cashless claim method

Step 1: Inform your insurer and make a claim

Step 2: Take your vehicle to a network garage of your choice for repairs

Step 3: Submit all necessary documents to your insurer

Step 4: Upon approval, your insurer will settle the bills with the garage directly

  • Reimbursement claim

Under this method, you will have to initially pay the repair costs from your pocket. After that, you need to inform your insurer about the accident and then make a claim to receive reimbursement.

Raise a claim via reimbursement method

Step 1: Inform your insurer about the accident

Step 2: File an FIR in the event of theft or third-party damage

Step 3: Visit a garage of your choice for repairs

Step 4: Submit the necessary documents to your insurer

Step 5: After verification, you will receive the required reimbursement

Documents Required to File a Claim for Your Isuzu Car Insurance Plan

Here are a few crucial documents that you must keep handy while filing a claim for your car insurance plan:

  • Policy document

  • Vehicle details

  • Personal details

  • Details about the accident

  • Copy of FIR

  • Original bills and receipt of the repairs

Tips to Reduce Isuzu Car Insurance Cost

Following these steps will ensure that you pay a reduced car insurance cost for your Isuzu car:

  • Avail NCB benefit

NCB or no claim bonus is a reward that you can get upon making a claim-free policy year. With this reward, you can enjoy a discount on policy premiums that can range between 20% and 50%. So, you can reduce your insurance cost significantly over the years.

  • Install anti-theft devices on your vehicle

By availing anti-theft devices on your vehicle, you ensure that it remains protected against theft. This way, you can maximise the safety of your vehicle, which can lead towards a reduced premium amount.

  • Opt for only necessary add-on covers

Add-on covers are available on top of a comprehensive car insurance policy. They help in increasing the coverage benefits of your already existing insurance plan. However, they come at an additional cost. Thus, consider purchasing only necessary add-ons.

  • Refrain from making small claims

If you make small expenses towards your vehicle from your own pocket, you can ensure that your NCB remains untouched. This will help you avail a discount on your premium payment. Note that you can obtain a 50% discount on premiums for completing 5 consecutive claim-free policy years.

  • Increase voluntary deductibles

Voluntary deductible is the amount that you are willing to pay at the garage from your pocket before making a claim. Insurance companies tend to charge a lower premium if the voluntary deductible amount is high.

  • Avoid policy lapse

If you fail to renew your car insurance policy on time, it can lead to policy lapse. Note that to retain your policy benefits after this stage can bring in significant hassles. Moreover, your insurance company can also raise your premium under such a situation.

Apart from these, you must also compare different insurance providers before purchasing Isuzu car insurance. This will ensure that you receive the best deals at minimum cost.


Isuzu cars are known for their durability. If you are looking for a reliable travel mate that also comes with stylish exteriors, this can be your go-to brand. However, no matter how sturdy a vehicle is, you cannot circumvent motor insurance. So, check out the range of car insurance plans available on Bajaj Markets, so you can insure your Isuzu right from the day one of its purchase.

Check Out Car Insurance Partners Available at Bajaj Markets

FAQs on Isuzu Car Insurance

Isuzu entered the Indian market in 2012.

Yes. You can buy Isuzu car insurance online on Bajaj Markets.

No. The minimum tenor for Isuzu car insurance is 1 year.

The IDV also decides the premium amount of your car insurance. So, if you set a higher IDV for your Isuzu insurance, you will have to pay a higher premium.

No. The premium amount for a certain insurance plan depends on various factors like the type of policy and add-on covers. You can make use of the car insurance premium calculator to know the cost of Isuzu insurance based on your needs.

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