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Land Rover Discovery Sport Car Insurance

Jaguar Land Rover launched the Land Rover Discovery Sport in 2014. This luxury compact crossover SUV comes with an engine displacement ranging from 1997 to 1999 cc. The price of the Land Rover Discovery Sport starts approximately from Rs. 65.30 lakhs (ex-showroom price in Delhi). The Euro NCAP awarded the car with the highest 5-star rating for ensuring passenger safety. 

However, if you are planning to purchase this car or already own it, insure it with a cost-effective Land Rover Discovery Sport insurance plan. The upcoming segment discusses the essential details of a car insurance plan that you must know if you are willing to invest in the same. 

Check Premium for Land Rover Discovery Sport Insurance Policy

Comparing car insurance plans of different insurance providers is equally a crucial step in selecting a cost-effective policy. Platforms like Bajaj MARKETS streamline this process for you as you can find several car insurance plans offered by reputed insurance companies. You can review the policy details of each and then purchase one that fits your requirement.

Meanwhile, you can take a look at the table so that you can get a fair idea about the prevailing insurance cost for Land Rover Discovery Sport:

LAND ROVER VARIANTS

EX-SHOWROOM PRICES 

Fuel Type 

Proposed Third-Party Premium Rates 

FY 2022-23 (effective 1st June, 2022)

Land Rover Discovery Sport, HSE

Rs. 37 Lakhs 

Diesel 

Rs.  7,897

Land Rover Discovery Sport, HSE Luxury

Rs. 50 Lakhs  

Diesel 

Rs. 7,897

Land Rover Discovery Sport, SD4 HSE Luxury

Rs. 43 Lakhs 

Diesel 

Rs. 7,897

Land Rover Discovery Sport, SD4 HSE Luxury 7S

Rs. 49 Lakhs 

Diesel 

Rs. 7,897

Land Rover Discovery Sport, Sport

Rs. 42 Lakhs 

Diesel 

Rs. 7,897

Land Rover Discovery Sport, TD4 HSE 7S

Rs. 46 Lakhs 

Diesel 

Rs. 7,897

Land Rover Discovery Sport, TD4 HSE 7S

Rs. 43 Lakhs 

Diesel 

Rs. 7,897

Land Rover Discovery Sport, TD4 S

Rs. 39 Lakhs 

Diesel 

Rs. 7,897

Land Rover Discovery Sport, TD4 SE

Rs. 44 Lakhs 

Diesel 

Rs. 7,897

Land Rover Discovery Sport, TD4 SE 7S

Rs. 44 Lakhs 

Diesel 

Rs. 7,897

Land Rover Discovery Sport, Si4 HSE

Rs. 42 Lakhs 

Petrol 

Rs. 7,897

Land Rover Discovery Sport, Si4 SE

Rs. 42 Lakhs 

Petrol 

Rs. 7,897

All information mentioned above is for both existing and discontinued (if any) variants of Land Rover Discovery Sport. You can visit online platforms like Bajaj MARKETS to learn more about the policies available for your vehicle and choose accordingly.

How to Purchase Land Rover Discovery Sport Insurance Policy

Now you can purchase a car insurance plan online. This eliminates the hassle of waiting in the queue outside the insurance companies' offices to buy a car insurance policy.

 

Follow the simple steps mentioned below to purchase a Land Rover Discovery Sport insurance policy:

 

Step 1: Visit Bajaj MARKETS and go to the ‘car insurance premium calculator’ section.

 

Step 2: Fill in essential details like your contact number and car’s registration number. 

 

Step 3: Choose the car insurance according to your needs.

 

Step 4: Pay the insurance premium online.

 

After successful payment, the Land Rover Discovery Sport insurance policy will be sent to your email address.

How to Renew Land Rover Discovery Sport Insurance Policy

Here are the following steps for renewing your existing Land Rover Discovery Sport car insurance plan:

 

Step 1: Visit your insurance provider's website and click on the renewal option. Type the required information and select 'Get Quote'.

 

Step 2: Submit the details of your vehicle and select the type of car insurance plan, NCB, expiry date of the policy etc. 

 

Step 3: Submit more information about your vehicle and personal details. Besides, provide information about your previous car insurance plan.

 

Step 4: Complete the payment online. After it, you will receive your renewed car insurance policy documents from your insurer.

 

Read More: Car Insurance Renewal

Reasons to Buy or Renew Land Rover Discovery Sport Insurance Policy

Consider the following reasons to purchase or renew your Land Rover Discovery Sport insurance policy:

  • Stay Legally Compliant with a Car Insurance Policy

Every car owner must buy at least a third-party car insurance policy. Failure to purchase this car insurance policy can lead you to pay a hefty penalty. 

  • Offers Extensive Financial Security 

You can consider purchasing a comprehensive Land Rover Discovery Sport insurance policy to enjoy extensive financial coverage. This insurance plan covers both third-party and damages caused to your vehicle. 

  • Personal Accident Cover 

According to the Insurance Regulatory and Development Authority of India (IRDAI), opting for a personal accident cover is compulsory for every car owner. It covers the medical treatment of bodily injuries, disability or death of the insured in an unfortunate accident.

Types of Land Rover Discovery Sport 

Insurance providers offer two types of Land Rover Discovery Sport insurance policies on Bajaj MARKETS, and you can find the details below:

  • Third-Party Car Insurance Policy

It is compulsory to purchase a third-party car insurance policy for your Land Rover Discovery Sport. This policy provides a financial safeguard against damages or financial loss caused to third-party property, vehicle or person by your car. 

  • Comprehensive Car Insurance Policy

With a comprehensive car insurance policy, you can get monetary coverage against damages caused to your vehicle. This also takes care of third-party liabilities. Besides, it also offers financial protection against damages or financial loss caused due to theft, natural or man-made calamities. 

However, since it provides broader financial coverage than a third-party car insurance policy, it increases the overall price of the Land Rover Discovery Sport insurance policy.

Inclusions and Exclusions in a Land Rover Discovery Sport Car Insurance Policy

Take a look at what is covered and excluded in your Land Rover Discovery Sport insurance policy:

Inclusions 

  • Financial loss or damages caused due to man-made or natural calamities

  • Covers third-party liability

  • Personal accident cover

  • Car theft and accidental damages 

Exclusions 

  • Normal wear and tear

  • Damages caused due electrical and mechanical faults 

  • Financial loss or damages caused for driving a car under the influence of intoxicants

  • Damages or financial losses caused for driving a car without a licence

  • Damages caused when the car insurance policy has lapsed

  • Consequential loss 

Valuable Add-on Covers Available in Your Land Rover Discovery Sport Insurance Policy

If you are a comprehensive car insurance policyholder, you can purchase an add-on cover to receive additional financial protection. However, remember that you need to pay an extra premium amount in Land Rover Discovery Sport insurance policy to enjoy the benefits of these covers.

Keeping these pointers in mind, take a look at some add-on covers which you can incorporate into your comprehensive car insurance plan:

  • Zero depreciation 

With this Zero depreciation add-on cover, you don’t have to pay anything for repairing or replacing the car parts. 

  • Roadside assistance 

You can get instant roadside assistance cover help like change of a flat tyre, emergency repairs, and towing.  

  • Engine protection

Engine protection cover, covers engine repairs and breakdowns even if not damaged in an accident. 

  • NCB protection cover

With this add-on, you can retain the No-Claim Bonus even if you make a claim. 

Read more: Add-on Covers in Car Insurance

Steps to File a Claim Land Rover Discovery Sport Insurance Policy

Insurance providers usually allow the policyholder to file a claim against the car insurance policy in two ways:

Reimbursement Claim 

Step 1: Inform your insurance provider about the event. Additionally, file an FIR if your car has caused damages to third-party property, car or person or if your car is stolen.

 

Step 2: Take your vehicle to a reliable garage for any repairs and make the payment. Submit the payment receipts, FIR copy and original bills to your insurance provider.

 

Step 3: Once the insurance company checks the submitted documents, it will reimburse the claim amount to you.

Cashless Claim 

Step 1: File an insurance claim by visiting your insurer's website or calling on its registered phone number.

 

Step 2: Visit a network garage and avail cashless repairing services. Next, submit the required documents.

 

Step 3: After verifying the documents, your insurance provider will settle the claim amount with that authorised network garage.

Furnish the following documents while filing a claim for your Land Rover Discovery Sport insurance plan:

  • Policy documents 

  • Documents of vehicle

  • Information about your insurance provider

  • Documents furnishing date and location of the accident

  • A copy of an FIR (applicable for car theft)

  • Original car repairing bills and receipts 

Read More: Car Insurance Claim Process

Easy Tips to Lower Price of Land Rover Discovery Sport Insurance in India

Follow the simple tips to lower the car insurance price for Land Rover Discovery Sport:

  • Compare Premiums of Different Insurers 

You should compare different car insurance plans offered by several insurers. Reviewing each of them will help you select an affordable car insurance policy.

  • Increase the Voluntary Deductibles

You can increase the voluntary deductibles to reduce the liability of your insurance provider. As a result, you will get a car insurance plan at a reduced premium rate. However, remember to raise the voluntary deductibles to a limit you can afford to pay during the claim settlement.

  • Do Not File a Claim for Minor Repairs

Avoid filing a claim for minor vehicular repairs. This is because minor damage to your vehicle is not very costly. Raising a claim for it will unnecessarily hamper the accumulated NCB which could have lowered the premium rates upon policy renewal. 

  • Install Anti-Theft Devices in Your Vehicle

Installing anti-theft devices in your vehicle will decrease the risk of your vehicle getting stolen. This will lower the insurance provider’s liability, and as a result, you will get an insurance premium at a reduced rate.

Simple Tips to Maintain Your Land Rover Discovery Sport Car

Here are some of the simple tips to maintain your Land Rover Discovery Sport car:

  • Check the tyre pressure 

  • Do not the ignore warning lights on your car's dashboard

  • Keep your car's battery and engine clean

  • Keep an eye on brake fluid and other lubricants 

Maintenance Cost of Land Rover Discovery Sport Car 

The service costs for Land Rover Discovery Sport for one year is about Rs. 20,000 for 1 year.

Things That Require Servicing for Proper Maintenance of Land Rover Discovery Sport 

Here are some of the components in the Land Rover Discovery Sport that require maintenance periodically for its optimal functioning:

  • Change engine and oil filter

  • Check suspension and replace windscreen wipers

  • Change spark plugs and power steering fluid

About Land Rover Discovery Sport 

The Land Rover Discovery Sport is one of the iconic models of this British car maker. This vehicle brings together great on-road manners along with off-road prowess. Also, the vehicle boasts all the leading technology offered by the Land Rover brand, including an infotainment system, different driving modes, etc.

Variants of Land Rover Discovery Sport 

There are several variants available in Land Rover Discovery Sport cars and are illustrated in a tabular format:

Variants 

Fuel Type 

Transmission 

Average Ex-showroom Price of Land Rover Discovery Sport in Delhi (may vary in other cities)

Discovery Sport R-Dynamic SE Diesel

Diesel 

Automatic 

Rs. 69.31 lakhs

Discovery Sport R-Dynamic SE

Petrol  

Automatic 

Rs. 69.31 lakhs

Discovery Sport S Diesel

Diesel 

Automatic 

Rs. 65.30 lakhs

Land Rover Discovery Sport On-road Price in Major Cities of India

Find out the on-road price of the Land Rover Discovery Sport in top cities of India in the table mentioned below:

Cities 

On-road Price (Approx.)

Kolkata 

Rs. 72.68 lakhs onwards 

Delhi 

Rs. 77.25 lakhs onwards 

Hyderabad 

Rs. 77.90 lakh onwards 

Mumbai 

Rs. 78.55 lakhs onwards 

Chennai 

Rs. 78.57 lakh onwards

Bangalore 

RS. 81.81 lakhs onwards 

Key Features of the Land Rover Discovery Sport

Here is a brief list of top specifications of the Land Rover Discovery Sport:

  • Power: 245.40 bhp

  • Torque: 365 Nm

  • Boot space: 740 litres

  • Fuel Tank Capacity: 70 litres

Further, it is equipped with cutting edge safety features such as airbags, an anti-lock braking system etc.

Conclusion 

The price of the Land Rover Discovery Sport differs with each variant, and so does the cost of their car insurance policies. Therefore, check the same before investing in it to avoid hassle later.

Frequently Asked Questions on Land Rover Discovery Sport Car Insurance

  • ✔️Which vehicles are the competitors of the Land Rover Discovery Sport?

    Volvo XC90, Mercedes-Benz GLS and Audi Q7 are some vehicles which rival the Land Rover Discovery Sport in the Indian market.

  • ✔️What is the ground clearance of the Land Rover Discovery Sport?

    The ground clearance of the Land Rover Discovery Sport is 212mm.

  • ✔️What does a higher IDV in your Land Rover Discovery Sport car insurance policy denote?

    A higher IDV in your Land Rover Discovery Sport insurance policy means a higher premium payment. However, it also denotes higher monetary reimbursement to compensate for the financial loss.

  • ✔️What is the on-road price of Land Rover Discovery Sport in Ahmedabad?

    The on-road price of Land Rover Discovery Sport starts from around Rs. 72.68 lakhs.

  • ✔️How many airbags does the Land Rover Discovery Sport have?

    There are 6 airbags in the Land Rover Discovery Sport.