Maruti Baleno Insurance

Maruti Baleno stands out from its competitors by offering a unique design and robust performance at a budget price. While the Maruti Baleno ex-showroom price begins from ₹6.35 Lakhs, the cost of repairs in case of an accident can be worrisome. Maruti Baleno insurance not only offers to cover the cost of such repairs, it also offers a wide range of financial protection against unforeseen expenses. There are mainly two insurance plans for Maruti Baleno: Third Party, and Comprehensive. There are also some important add-on covers that improve your financial protection like roadside assistance, zero depreciation, and engine protection covers.

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Maruti Baleno Insurance Price for Variants

The Baleno is available in 7 different variants and you can check the insurance cost for each of them in the table given below:

Variant

Ex-Showroom Price

Fuel Type

Estimated Third-Party Premium~

FY 2022-23 (effective 1st April, 2022)

Baleno Sigma

₹6.35 Lakhs

Petrol

₹3,416

Baleno Delta

₹7.19 Lakhs

Petrol

₹3,416

Baleno Delta AMT

₹7.69 Lakhs

Petrol

₹3,416

Baleno Zeta

₹8.09 Lakhs

Petrol

₹3,416

Baleno Zeta AMT

₹8.59 Lakhs

Petrol

₹3,416

Baleno Alpha

₹8.99 Lakhs

Petrol

₹3,416

Baleno Alpha AMT

₹9.49 Lakhs

Petrol

₹3,416

Third-party premium rates are indicative. The actual insurance price that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

How to Buy Maruti Baleno Insurance Online

Here are the super-simple steps you can follow to buy Maruti Baleno car insurance online in just a matter of minutes, only at Bajaj MARKETS:

 

Step 1: Visit the ‘car insurance premium calculator’ page on the Bajaj MARKETS website.

 

Step 2: Enter your car registration information as well as personal details on the site.

 

Step 3: Choose from the set of Maruti Baleno insurance options that appear on the screen.

 

Step 4: Upload the necessary documents and pay the online premium.

 

Step 5: Your Maruti Baleno insurance will soon be activated and the details will be sent to your registered email.

 

Read More: Maruti Car Insurance

How to Renew Maruti Baleno Insurance

If your Maruti Baleno car insurance plan is near expiry, you can renew it on time by following the instructions given below:

 

Step 1: Visit the car insurance renewal page of the insurance provider’s website.

 

Step 2: Enter your existing car insurance policy details and other required information.

 

Step 3: Choose from the available car insurance renewal options on the website.

 

Step 4: Check the premium amount and make the online payment.

 

Step 5: Your Maruti Baleno car insurance will shortly be renewed.

 

Read More: Car Insurance Renewal

Why You Need Maruti Baleno Car Insurance

Buying a new car is a major investment and thus it is natural to want to protect your precious Maruti Baleno against accidental damages, theft, etc. Moreover, the replacement of car parts can be very expensive and repair costs in case of a serious accident can amount to lakhs of rupees. One of the best ways to stay financially prepared against these damages is by getting comprehensive Maruti Baleno insurance. A comprehensive insurance plan will help you cover the costs of accidental repairs, theft, and other kinds of damages. Moreover, it is mandatory for all vehicle owners to have at least third-party insurance for their vehicles, as per the New Motor Vehicles Act, 2019.

Types of Maruti Baleno Car Insurance

There are mainly two types of Maruti Baleno insurance that you can choose from:

  • Third-Party Insurance

A third-party plan is the most basic form of car insurance that only provides coverage to the third parties and their vehicles involved in an accident. The third-party car insurance provides no protection to the policyholder or their car. As a result, this type of insurance is cheaper than comprehensive car insurance.

  • Comprehensive Car Insurance

A comprehensive car insurance is an expansive and expensive policy that offers coverage to the policy and their vehicle, as well as the third-party. With comprehensive car insurance, you also have the choice to purchase add-on covers to enhance the scope of your policy.

What’s Covered Under Your Maruti Baleno Car Insurance?

The inclusions under your Maruti Baleno insurance are coverage for accidental damages, fire, natural or man-made disasters, theft, riots and strikes, etc.

What’s Not Covered Under Your Maruti Baleno Car Insurance?

The exclusions under Maruti Baleno car insurance consist of situations like accidental damage due to driving under influence of alcohol or drugs, providing incorrect information to the insurer, regular wear and tear of car parts, electrical or mechanical breakdown, etc.

Best Add-On Covers for Your Maruti Baleno

Use these valuable add-ons to improve the level of protection for your beloved Maruti Baleno:

  • Roadside Assistance Cover

With this valuable add-on, you can get professional help from mechanics at the exact location where your car breaks down, even if you are stuck in an isolated area.

  • Zero Depreciation Cover

With zero depreciation cover, you can get the full market value of your car in your insurance claim, without depreciation being taken into account.

  • Personal Accident Cover for Passengers

The personal accident cover provides medical coverage to all the passengers travelling along with you in the car. Use this extremely important cover to protect your family and loved ones.

  • Engine Protection Cover

This cover provides special coverage for most kinds of damages caused to the engine of the car, which is not usually covered under a general comprehensive car insurance policy.

Read More: Car Insurance Add On Covers

How to Claim Maruti Baleno Car Insurance

If you wish to make a Maruti Baleno car insurance claim, you will need to keep the original copies of the following documents ready to submit to your insurance company:

  • Your insurance policy papers

  • FIR of the incident

  • Original bills and receipts of vehicle repairs

  • Information regarding the traffic accident

  • Driving licence and your car details

The two ways to make a Maruti Baleno insurance claim are:

  • Cashless Claims

Under cashless claims, all you have to do is take your damaged Maruti Baleno to a network garage linked with your insurer. The network garage will repair your car and you do not have to pay anything. Your insurance provider will directly settle the repair bills with the garage.

  • Reimbursement Claims

Under reimbursement claim, you need to take your vehicle to any garage of your choice and get it repaired at your own expense. Once the car has been repaired, you can then submit all the repair bills and receipts to your insurer and get reimbursed.

Read more: Car Insurance Claim Process

Tips to Reduce Maruti Baleno Insurance Premiums

Here are some useful tips you can use to reduce your Maruti Baleno insurance cost:

  • Compare Plans Online

When looking to buy Maruti Baleno insurance, you should compare all eligible insurance plans offered by different insurers and pick one which provides the best value at the lowest price.

  • Anti-Theft Device

If you have an ARAI approved anti-theft device installed in your car, you may be eligible for small discounts on your car insurance premiums.

  • Buy Insurance Online

When you buy insurance offline, there are additional fees like the agent’s commission, other fees, etc. Hence, you can save money on all these costs when you opt for the online process.

  • No Claim Bonus

If you have been using your Maruti Baleno insurance for a full policy term and haven’t made any claims, you can take advantage of the No Claim Bonus (NCB) while renewing your insurance plan to get lower premiums.

Valuable Tips for Maintaining Your Maruti Baleno Car

Maintaining your Maruti Baleno will help you save money on repair expenses and insurance premium costs in the long run. Use these maintenance tips to keep your car in the best shape:

  • Regularly Service Your Car

It is a good idea to regularly take your car for servicing at a certified garage. This will help in keeping your car as good as new for many years and also identifying and getting rid of any technical issues that may arise from time to time.

  • Do Not Drive Rashly

Driving your car rashly or attempting stunts can lead to accidents that will heavily damage your car or slow internal damage over time. Make sure you drive steadily and smoothly.

  • Maintain the Engine

You should regularly check the engine of your car as it’s the most important component. A healthy car engine will give good performance and fuel efficiency.

  • Refill the Consumables

A car needs consumables like engine oil, coolant, etc. to be refilled every few days or months. Make sure you keep them refilled as and when needed so that your car functions effectively.

Maruti Baleno Maintenance Cost

The approximate Maruti Baleno service cost for 6 years is around ₹25,700. While the first few service sessions may be provided free of cost by the manufacturer, you will have to pay for the remaining ones yourself. Here is the Maruti Baleno service cost break-down:

Service

Kilometres/Months

Service Type

Maruti Baleno Maintenance Cost

1st

1000/1

Free

₹0

2nd

5000/6

Free

₹0

3rd

10000/12

Free

₹1,500

4th

20000/24

Paid

₹5,000

5th

30000/36

Paid

₹3,800

6th

40000/48

Paid

₹5,800

7th

50000/60

Paid

₹3,800

8th

60000/72

Paid

₹5,800

Note: Maintenance costs mentioned are approximate. Actual costs may vary.

About Maruti Suzuki Baleno

The Maruti Baleno remains one of the top-selling cars in India ever since its launch, given the awesome features and style that the car offers, at an affordable price. More recently, the car has been given a facelift to improve on certain fronts like the build and interiors and the option for a CNG kit has also been added. The car comes with a powerful 1197 cc engine and offers a mileage of around 23 kmpl. Let’s take a look at Maruti Baleno specifications, features, and on-road price.

Maruti Baleno Specifications

If you wish to buy Maruti Baleno, you should also be aware of the key specifications of the car:

Particulars

Maruti Baleno Specifications

Engine

1197cc

Mileage

23 kmpl

No of Cylinders

4

Seating capacity

5 people

Fuel tank capacity

37 litres

Boot space

318 litres

Transmission

Automatic and manual

Maruti Baleno Features

The newly facelifted Baleno comes equipped with great new features like:

Power Steering

Anti-Lock Braking System

Airbags

Climate Control

Automatic Windows

Fog Lights

Maruti Baleno On-Road Price Across Major Cities

While the Baleno ex-showroom price remains consistent across the country, the on-road price differs greatly between different states and cities. This is because the local governments have set their own road and vehicle taxes that are applicable to their specific areas. You can take a look at the Maruti Baleno on-road price across major cities in the table below:

Cities

Maruti Baleno On-Road Price

Delhi

₹7.16 Lakhs

Mumbai

₹7.38 Lakhs

Bangalore

₹7.63 Lakhs

Kolkata

₹6.97 Lakhs

Chennai

₹7.31 Lakhs

Conclusion

The Maruti Baleno is a great choice for people looking to buy a powerful and feature-packed hatchback on a budget. The newly facelifted Baleno with a sleeker and much more stylish design makes it even more attractive. However, if you plan to buy this car, don’t forget to secure it with a comprehensive Maruti Baleno insurance so that you remain financially protected in case of accidental damages, theft, etc. In case you are looking for coverage options for your Baleno, check out the excellent car insurance plans available at Bajaj MARKETS.

Check Out Car Insurance Plans Available at Bajaj MARKETS

 

FAQs on Maruti Baleno

  • ✔️What is the Maruti Baleno safety rating?

    Ans. The old model of the Baleno has an abysmal 0-star NCAP safety rating. The rating for the newer version is not available yet. 

  • ✔️What is the Maruti Baleno mileage?

    The Maruti Baleno offers a mileage of around 23 kmpl.

     

  • ✔️How can I check the Maruti Baleno insurance price?

    You can get an estimate for the Maruti Baleno insurance price using the car insurance premium calculator. 

  • ✔️Should I lower the IDV of my Baleno?

    Lowering the IDV of your car is not ideal, as it can lead to lower insurance claim payout. 

  • ✔️What is the fine for driving my car without insurance?

    You may be fined up to ₹4,000 for driving without insurance. In some cases, you may even be imprisoned for a period of 3 months. 

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