Maruti Suzuki Celerio Car Insurance in India

The Celerio is an entry-level hatchback from the Indian automobile manufacturer Maruti Suzuki. The Maruti Suzuki Celerio on road price starts at ₹6.04 lakh and goes up to ₹8.08 lakh for the top model. The Celerio also has a decent 998 cc engine and a superb safety rating of 4 stars, which is unheard of in budget cars. If you are considering buying this compact hatchback, you will also need a good insurance plan to go along with it.

READ MORE

✓Save 80% on Premium ✓Zero Depreciation & Accessories Cover ✓Lock & Key Replacement Cover| Buy a Car Insurance Now!

Maruti Suzuki Celerio Insurance Price for All Variants

In case you wish to know the Maruti Celerio insurance price for all its variants, refer to the table below:

Celerio Variants

Ex-Showroom Price*

 

Fuel Type

Estimated Third-party Premium**

 

Celerio LXI

₹5.15 Lakh*

Petrol

₹2,182

Celerio VXI

₹5.63 Lakh*

Petrol

₹2,182

Celerio ZXI

₹5.94 Lakh*

Petrol

₹2,182

Celerio VXI AMT

₹6.13 Lakh*

Petrol

₹2,182

Celerio VXI CNG

₹6.58 Lakh*

CNG

₹2,182

Celerio ZXI AMT

₹6.44 Lakh*

Petrol

₹2,182

Celerio ZXI Plus

₹6.44 Lakh*

Petrol

₹2,182

Celerio ZXI Plus AMT

₹6.94 Lakh*

Petrol

₹2,182

 

 

 *The ex-showroom prices are for Delhi and are subject to change basis the city.

 

**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

Get Maruti Suzuki Celerio Car Insurance Online Instantly

If you are looking to purchase a car insurance policy for your Celerio, you can get one on Finserv MARKETS instantly. Read the steps given below:

 

  • Visit the Finserv MARKETS website and head to car insurance plans.

  • Enter vehicle details like car registration number, VIN, and contact details.

  • Verify the details entered.

  • Choose the insurance plan of your liking.

  • Make the online payment to buy the plan and download a copy of your insurance.

Easy Steps to Renew Maruti Celerio Car Insurance

In case you are looking to renew your Celerio car insurance plan, you can do that hassle-free on the Finserv MARKETS website:

 

  • Visit the Finserv MARKETS website and go to the car insurance page.

  • Enter the details about your car along with the details of your existing car insurance policy.

  • Select your preferred insurance plan to renew your Celerio.

  • Upload the necessary documents and make the online payment.

  • Once the process is completed and all the paperwork is verified, your insurance plan will be renewed.

Read More: Car Insurance Renewal

Why you Need Insurance for Your Maruti Celerio

The Maruti Suzuki Celerio is an excellent car from a trusted manufacturer that will run smoothly for many years if you maintain it properly. One of the most important aspects of maintaining your car is to get a good insurance plan so that it remains protected against any possibility like accidents, theft, natural calamities, etc. If you don’t have your car insured and it incurs damage in an accident or otherwise, you may have to pay anywhere from ₹20,000 to ₹2 lakh or more for repairs. However, a comprehensive insurance plan will keep you protected against financial expenses like these. Moreover, it is mandatory to have at least third-party insurance as per the Motor Vehicles Act, 1988.

Types of Insurance Plans for Maruti Celerio

There are two types of Maruti Celerio insurance plans to choose from:

Third-Party Insurance:

Third-party insurance cover is a basic form of insurance that only provides cover for damages and injuries to the third party involved in an accident. This cover does not provide any protection to the policyholder.

Comprehensive Insurance:

A comprehensive insurance plan provides coverage for injuries and damages caused to your own vehicle as well as provides third-party insurance cover. This type of insurance is more expensive.

What's Included in Your Car Insurance Plan

Third-party insurance covers the cost of damages and injuries caused to the third party involved in an accident. Comprehensive insurance also covers any injuries and repairs for your own vehicles (along with third-party cover). The insurance plan will also cover any add-ons you may have purchased.

What’s Not Included in Your Car Insurance Plan

Every insurance plan has a set of ‘exclusions’ that are not covered under the policy. When it comes to car exclusions, car insurance plans do not cover situations like normal wear and tear of parts, accidents due to drunk driving, consumables, etc.

Important Add-On Covers for Your Celerio

You can improve the protection of your car to a much higher level with the help of covers like zero depreciation cover, consumables cover, etc. Here are some important add-ons to consider for your Maruti Suzuki Celerio:

  • Zero Depreciation Cover

A zero depreciation cover will allow you to claim an insurance amount for damages that is equal to the brand new price of the car, without depreciation being considered.

  • Personal Accident Cover

With personal accident cover, you or anyone who is driving your insured vehicle will be eligible for coverage in case of accidental injury, disability or even death.

  • Return to Invoice Cover

In case your Celerio is damaged beyond repair or stolen, you can get the full retail value of the car which you paid for in the form of an insurance claim with the return to invoice cover.

  • Consumables Cover

Consumables refer to items like oil, coolant, etc. used in cars. However, these are not generally covered under insurance. In case you want to get coverage for these items, you can get the consumables cover.

 

Read more: Add-on Covers in Car Insurance

Making an Insurance for Your Maruti Celerio

In order to make an insurance claim for your Celerio, you will need the following necessary documents:

 

  1. Car insurance policy papers.

  2. FIR of the accident/incident.

  3. Detailed information about the incident along with eyewitness accounts.

  4. RC papers of the vehicle.

  5. Full set of garage bills and receipts (in case of reimbursement).

 

There are two ways to claim your insurance policy:

Cashless Claims:

Under cashless claim settlements, you can directly take your Celerio to a network garage affiliated with your insurer. Once the insurer has processed your insurance info, your car will be repaired at the garage without you having to pay any money.

Reimbursement Claims:

In case of reimbursement claims, you will need to take your Celerio to a garage of your choice and get it repaired at your own expense. Once your vehicle has been repaired, you will need to submit the bills and receipts to the insurance company and you will get it reimbursed.

 

Read more: Car Insurance Claim Process

How to Reduce Car Insurance Premiums?

If you want to save money while buying insurance for your Celerio, keep the following points in mind:

  • Compare Insurance Plans Online

When purchasing insurance for your Celerio, you should look into all the plans available online. By comparing the plans online, you can find out which one fits your budget.

  • Use the NCB

In case you have not made any insurance claims during your policy term, you can take advantage of the No Claim Bonus in car insurance. NCB can help you get lower premiums while renewing your insurance plans.

  • Install Anti-theft Device

By installing an ARAI approved anti-theft device in your car, you can get a small discount on your insurance premiums.

  • Avoid Making Small Claims

If your Celerio has minor damages like scratches or small dents, you should get it repaired out of your own pocket. If you make too many insurance claims, your premiums may be raised during the next policy renewal term.

Maintaining Your Maruti Suzuki Celerio: Points to Note

Maintaining your Celerio will ensure that it runs smoothly for many years and you will not have to spend too much on repairs or insurance. Keep the following tips in mind:

  • Regularly Service your Car

If you want to maintain the health of your Celerio in the long term, it is a good idea to get it serviced at least twice a year.

  • Maintain the Engine

The engine is the most important part of your car. So, you must drive smoothly without putting any extra pressure on the engine by driving erratically. A healthy engine will increase the longevity of your car.

  • Refill the Consumables Regularly

Consumables like engine oil, brake oil or coolant, etc. must be refilled at regular intervals for the smooth functioning of your car.

  • Do Not Overload

Overloading your car can result in accidents due to weight imbalance. It can also damage the engine and internals of your car due to the extra pressure.

Maruti Suzuki Celerio Service Cost

The Maruti Celerio has a maintenance cost of around ₹19,200 for a period of 5 years. When you buy a new Celerio, you may be offered the first few services for free. However, once the free services expire, you will have to pay for them out of your pocket. Here is a breakup of the Maruti Suzuki Celerio maintenance cost:

Instance of Servicing

Kilometres/Months

Free or Paid

Service Cost 

First

10000/12

Free

₹2,000

Second

20000/24

Paid

₹3,800

Third

30000/36

Paid

₹4,450

Fourth

40000/48

Paid

₹4,200 

Fifth

50000/60

Paid

₹4,900 

*These costs are approximate and actual costs may differ depending upon the garage’s prices and the condition of your car.

About Maruti Suzuki Celerio

The brand new Celerio is certainly a popular hatchback among Indian automobile consumers. The new Celerio has done away with the diesel engine and is now only available in petrol and CNG variants. At launch, the Celerio was the first car in its segment to offer two gearbox options – a five-speed manual and an AMT. The optional AMT is available across variants and is a great choice especially in congested city roads and for less experienced drivers who don't want the hassles of changing gears constantly. Let’s take a look at Maruti Celerio specifications, features and on-road price.

Maruti Celerio Specifications

Although low on power with a 998 cc engine, the Celerio has many other useful specifications you should know about:

Maruti Celerio Key Specifications

Body Type

Hatchback

Mileage

22.3 kmpl

Engine

998 cc

Transmission

Manual and Automatic

Fuel Type

Petrol and CNG

Fuel Tank Capacity

35 litres

Seating Capacity

5 seater

 Maruti Suzuki Celerio Features

Here are the top Maruti Celerio features like power steering and ASB that you should know about: 

Power Steering

ABS

Power Windows

Driver Airbag

Air Conditioner

Wheel Covers

Anti-Lock Braking System (ABS)

 Maruti Celerio On Road Price in Various Cities

In case you want to know the Celerio cost in different cities, refer to the table below:

Celerio on road price in Delhi

₹5.61 lakh

Celerio on road price in Mumbai

₹5.97 lakh

Celerio on road price in Bangalore

₹6.28 lakh

Celerio on road price in Chennai

₹5.73 lakh

Celerio on road price in Pune

₹5.77 lakh

Celerio on road price in Kolkata

₹5.49 lakh

 Final Takeaway

The Celerio is the perfect car if you are looking for a reliable and sturdy hatchback with low maintenance cost. However, just buying a new car is not enough. You also need to protect it against accidental damage, theft etc. Car insurance can help you cover your precious car against financial damages. Car insurance, available on Finserv MARKETS, also covers repairs and replacement expenses and damage due to man-made or natural calamities. Moreover, you can enhance your financial protection by choosing from a variety of add-on covers. 

Check Out Car Insurance Plans Available at Bajaj MARKETS

 

FAQ on Maruti Suzuki Celerio

  • ✔️What is the Maruti Suzuki Celerio price in Mumbai?

    The on-road price for Celerio in Mumbai is ₹5.97 lakh. 

  • ✔️Can I increase the IDV of my Celerio?

    Yes, you can choose to increase the IDV of your Celerio but it will in turn also increase your insurance premiums.

  • ✔️What is the Celerio top model on road price?

    The on-road price of the Celerio top model goes up to ₹8.08 lakh.

Happy Customers of Finserv MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premia!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!