Maruti Ciaz Insurance in India - Cost & Specifications

About Maruti Ciaz Insurance

The Maruti Ciaz is a premium 5-seater sedan that, like other Maruti offerings, starts at a budget price. The car has a sleek European style not found in other Maruti models. The Maruti Ciaz ex-showroom price starts at ₹8.87 lakh and goes up depending on the variant. If you are planning to buy this pricey car, you should also be wary of the expenses that come with the repair and maintenance of the car. If your car gets heavily damaged in an accident, you will end up paying a large sum of money for the repairs. However, Maruti Ciaz insurance can help you avoid these unexpected expenses and keep your finances secure. In this article, we’ll take a look at Maruti Ciaz insurance options, the car’s specifications and features.

Maruti Ciaz Insurance Price for Variants

The Maruti Ciaz is available in 8 different variants, and you can check the insurance cost for each of them in the table given below:

Disclaimer: *The ex-showroom prices are for Delhi and are subject to change on the basis of the city.

**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

How to Buy Maruti Ciaz Insurance Online

Buying insurance online is as easy as the click of a few buttons. Read the steps given below to know how to purchase Maruti Ciaz insurance online on Bajaj MARKETS:

Step 1: Visit the car insurance calculator page on the Bajaj MARKETS website.

Step 2: Enter your car details as well as the required personal information.

Step 3: Choose from the set of Maruti Ciaz insurance options that appear on the screen.

Step 4: Upload the necessary documents and finish the online premium payment.

Step 5: Your Maruti Ciaz car insurance will be activated and the details will be sent to your email.

Read More: Maruti Car Insurance

How to Renew Maruti Ciaz Insurance Online

Renewing your car insurance online is just as easy. Follow the instructions given below to renew your Maruti Ciaz insurance online:

Step 1: Visit the ‘car insurance renewal’ page of any insurance provider’s website.

Step 2: Enter your existing Maruti Ciaz car insurance information as well as any required personal details.

Step 3: Choose from the available car insurance renewal options on the insurance website.

Step 4: Make the online insurance renewal payment.

Step 5: Your Maruti Ciaz insurance will soon be renewed.

Read More: Car Insurance Renewal

Why You Need Maruti Ciaz Insurance

The Maruti Ciaz is an excellent semi-luxury Sedan fit for families or individuals, but it is a major investment with a starting ex-showroom price of ₹8.87 lakh and the price only goes up for other more enhanced variants. In the case of an unfortunate accident involving your precious Ciaz, the repair expenses can go up to several lakhs depending on the extent of the damage. However, you can mitigate these expenses by getting a comprehensive Maruti Ciaz insurance plan. Moreover, you will need at least a third-party insurance plan to legally drive on the Indian roads, as per the New Motor Vehicles Act, 2019.

Types of Maruti Ciaz Car Insurance

There are two main types of Maruti Ciaz insurance that you can choose from:

• Third-Party Insurance

Under third-party insurance, coverage is only provided to the third party and their vehicles in the event of an accident. No coverage is provided to the policyholder or their four-wheeler. As a result, third-party insurance is generally cheaper than comprehensive insurance.

• Comprehensive Insurance

A comprehensive insurance plan is a much more rounded policy that not only provides third-party insurance cover but also offers coverage for the policyholder and their vehicle. Moreover, people who choose to buy comprehensive insurance can also buy add-on covers to enhance their plans.

What’s Covered Under Maruti Ciaz Insurance?

The Maruti Ciaz car insurance will provide coverage for situations like accidental damages, natural or man-made calamities, third party liabilities, etc.

What’s Not Covered Under Maruti Ciaz Insurance?

Your Maruti Ciaz insurance will not provide coverage for situations like accidents due to driving under the influence of alcohol or drugs, normal wear and tear of the car parts, electrical or mechanical breakdown, etc.

Important Add-On Covers for Maruti Ciaz Insurance

You can enhance the scope of your Maruti Ciaz insurance by opting for add-on covers like:

• Car Roadside Assistance

With this roadside assistance add-on, you can get help for car mechanics at any location where your Maruti Ciaz breaks down, even if you are stuck in hard to reach places.

• NCB Protection Cover

The No Claim Bonus allows you to get lower premiums but only if you do not make any claims during a policy year. However, with the NCB protection cover, you can make up to 2 insurance claims without losing your NCB benefit.

• Consumables Cover

Generally, the cost of consumables like engine oil, coolant, etc. are not covered under insurance, but you can get special coverage for them by purchasing the consumables cover.

• Zero Depreciation Cover

With the zero depreciation add-on, you don’t have to worry about depreciation when making an insurance claim. You will get the full market value of your car parts.

• Personal Accident Cover for Passengers

If you want to keep your family and loved ones covered for medical expenses when they are travelling alongside you in the car, you can get personal accident cover for passengers.

Making a Claim for Your Maruti Ciaz Insurance

If you wish to make a Maruti Ciaz insurance claim, you will need to keep the original copies of the following documents ready to submit to your insurance company:

• Insurance policy papers

• FIR of the incident

• Original bills and receipts of vehicle repairs

• Information regarding the traffic accident

• Driving licence and your car details

There are two ways you can make a Maruti Ciaz insurance claim:

• Cashless Claim Under Car Insurance

Under a cashless claim, you will have to take your car to a ‘network garage’ affiliated with your insurer. After verifying your insurance details, the network garage will repair your car. Your insurer will then directly settle the bills with the garage.

• Reimbursement Claim Under Car Insurance

Under reimbursement claims, you will have to get your car repaired at any garage at your own expense. Once the repair is finished, you can submit all the original bills and receipts to your insurer and they will reimburse your repair expenses.

Read More: Car Insurance Claim Settlement Process

Tips to Reduce Maruti Ciaz Insurance Premiums

Here is a list of useful pointers you can follow to reduce the cost of your insurance premiums:

• Do Not Make Small Claims

Making multiple small insurance claims in a short period of time can lead to an increase in your insurance premiums. So avoid making small claims and use your insurance for claiming only major damages.

• Avoid Buying Unnecessary Add-Ons

Buying add-on covers can quickly run up the cost of your insurance premiums. Avoid buying any unnecessary add-ons or skip them altogether.

• Compare Car Insurance Online

When you are looking to buy a Maruti Ciaz plan, analyze all the available car insurance policies offered by different insurers online, and then choose a plan that fits your budget.

• Install Anti-Theft Device

If you have an anti-theft device installed in your Maruti Ciaz, you may be eligible for a small reduction in the insurance premiums.

Maintaining your Maruti Ciaz: Useful Tips

Maintaining your precious car will also go a long way in helping you save money on repair and insurance expenses. Here are some maintenance tips to know:

• Regularly Service Your Car

The best way to ensure your car stays in top shape is to get it serviced regularly at a certified garage.

• Maintain Tyre Pressure

Maintaining the proper tyre pressure in your car is the key to improving fuel efficiency and car performance.

• Avoid Overloading Your Car

Putting too much weight on your car can lead to extra stress on the internal parts causing damage. Overloading can also lead to accidents if the balance of your car tips.

• Take Care of the Engine

The engine is the most important component of the car. Make sure you drive smoothly so that your engine performs optimally and regularly check up on the health of the engine.

Maruti Ciaz Maintenance Cost

The approximate Maruti Ciaz service cost is around ₹18,500 for a total of 5 years. The company may offer you the first few services for free, but you may have to pay for the remaining ones. You can take a look at the Maruti Ciaz maintenance cost break-down below:

Note: Maintenance costs are estimated and subject to change.

About Maruti Ciaz

The Maruti Ciaz is a spacious 5 seater sedan that offers excellent fuel efficiency compared to other cars in the similar segment and provides good value for money. The Ciaz comes equipped with a 1462 cc engine that provides ample power and also offers automatic/manual transmission options. The Ciaz also has an excellent 4-star safety rating and is available in 8 different variants. In this section, we’ll take a look at Maruti Ciaz specifications, features, and on-road prices across cities.

Maruti Ciaz Specifications

If you are planning to purchase this car, you should also be aware of the main Maruti Ciaz specifications, as mentioned in the table below:

Maruti Ciaz Features

The Maruti Ciaz comes packed with amazing features such as:

Maruti Ciaz On-Road Price Across Cities

While the ex-showroom price of the car remains the same across various cities, the actual Maruti Ciaz on-road price changes across different cities as the fees and taxes levied by local governments are different. You can take a look at the Maruti Ciaz on-road price in major cities down below:

To Conclude

While the Maruti Ciaz is a great choice if you are looking to buy a budget sedan, your purchase will be incomplete without getting a car insurance plan to go with it. As it is mandatory for all vehicle owners to have insurance for all their vehicles, you should look into purchasing a Maruti Ciaz comprehensive insurance plan. A comprehensive plan will help keep you covered against accidental expenses and other damages. If you are in need of Maruti Ciaz insurance, check out the car insurance plans available at Bajaj MARKETS.

Check Out Car Insurance Plans Available at Bajaj MARKETS