Maruti Suzuki Ignis Insurance

The Maruti Suzuki Ignis is a compact crossover hatchback whose  repair costs in the event of any damage to your vechicle can still dent your finances. Protect your precious investment by opting for a comprehensive Maruti Suzuki Ignis car insurance policy. The insurance plan is designed to provide coverage for a multitude of situations ranging from third-party liabilities to damages to the vehicle. In addition to that, the policy also covers bodily injuries to the driver and other occupants in the car.

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Maruti Suzuki Ignis Insurance

Maruti Suzuki Ignis is a 5-seater hatchback that features an SUV-like stance. This compact urban four-wheeler allows you to drive through Indian roads seamlessly. The Ignis ex-showroom price ranges between ₹5.25 lakh - ₹7.62 lakh. The 1197cc car received a 3-star safety rating at the Global NCAP crash tests. This makes a comprehensive car insurance plan a necessity, doesn't it? The Maruti Suzuki Ignis insurance plan will make sure you are financially protected against unexpected risks your car could encounter on the road. And with a car like Ignis, an additional layer of protection is paramount.

Maruti Suzuki Ignis Variants

 

Maruti Suzuki Ignis Variants

Fuel Type

Ex-Showroom Price*

Proposed Third-Party Premium Rates (Rs.) FY 2022-23

 

(effective 1st April, 2022)

 

Ignis Sigma

Petrol

₹5.25 Lakh

Rs. 3,416

Ignis Delta

Petrol

₹5.96 Lakh

Rs. 3,416

Ignis Zeta

Petrol

₹6.37 Lakh

Rs. 3,416

Ignis Delta AMT

Petrol

₹6.46 Lakh

Rs. 3,416

Ignis Zeta AMT

Petrol

₹6.87 Lakh

Rs. 3,416

Ignis Alpha

Petrol

₹7.12 Lakh

Rs. 3,416

Ignis Alpha AMT

Petrol

₹7.62 Lakh

Rs. 3,416

Disclaimer: *The Maruti Suzuki Ignis ex-showroom prices are for Delhi and are subject to change based on the city.
~Third-party premium rates are indicative. The actual Maruti Suzuki Ignis insurance premium cost that you may have to pay may change depending on various aspects. Please check the prevailing premium rates before purchasing your car insurance policy.

 

How to Purchase Maruti Suzuki Ignis Insurance in a Jiffy!

With these steps, you can easily buy Maruti Suzuki Ignis car insurance at lucrative prices:

 

Step 1: Go to the ‘car insurance premium calculator’ page on Bajaj MARKETS.

 

Step 2: Fill in the vehicle registration number and contact number.

 

Step 3: Provide the information required in the application form.

 

Step 4: Opt for an Ignis insurance policy that suits your needs.

 

Step 5: Complete the payment process.

 

Step 6: Your insurance policy will be sent to your email ID.

 

Read More: Maruti Car Insurance

 

How to Renew Your Maruti Suzuki Ignis Insurance

Opt for timely renewal of your Ignis one year insurance plan in the following way:

 

Step 1: Go to the ‘car insurance renewal’ page on your insurance provider’s website.

 

Step 2: Enter your car registration number and contact number.

 

Step 3: Provide your previous insurance policy details.

 

Step 4: Check your Maruti Suzuki Ignis insurance renewal premium.

 

Step 5: Complete the payment process.

 

Step 6: Download your four-wheeler insurance policy document.

 

Read More: Car Insurance Renewal

Why Insure Your Maruti Suzuki Ignis SUV

Even though the Maruti Suzuki Ignis is an urban car with cutting-edge features, it only received 3-star ratings in the crash test. Along with faring poorly with regards to safety, cars are always exposed to perils like theft and complete loss due to natural/man-made calamities. During such cases, you will have to arrange around ₹5-₹10 lakh again to buy a new car. However, with comprehensive Ignis insurance and return to invoice cover, you can receive the purchase price of your vehicle from the insurance provider.

 

Why Choose Third-Party or Comprehensive Car Insurance?

 

  • Third-Party Car Insurance

Third-party car insurance is mandatory in India if you want to drive your vehicle on roads. Along with being a compulsion under the Motor Vehicles Act, 1988, it also safeguards you against third-party loss and damage. Since it is a basic plan, a third-party cover does not extend to your own vehicle in case of an accident.

 

  • Comprehensive Car Insurance

Comprehensive car insurance promises complete security against multiple threats. This includes third-party liability, natural disasters, man-made calamities, theft and more! Though this type of Ignis insurance comes at a comparatively higher price, you must not forget that it also offers better protection for your four-wheeler.

 

What’s Covered Under Car Insurance?

Third-party Ignis insurance plans cover third-party losses, the death of the victim, bodily injuries, etc. However, comprehensive insurance goes beyond the aforementioned losses and compensates losses caused to your car due to man-made disasters, accidental damage, natural calamities, theft, etc. as well.

 

What’s Not Covered Under Car Insurance?

Comprehensive Maruti Suzuki Ignis insurance doesn’t cover damages resulting from driving under the influence, natural ageing or wear and tear of the car, mechanical or electrical breakdown, driving without a valid licence, etc.

 

Must-Have Add-On Covers for Maruti Suzuki Ignis Insurance

Add-on covers enable you to enhance your Ignis car insurance plan with additional coverage features. So, here are a few add-ons that you can purchase with your four-wheeler policy:

 

  • Zero Depreciation Cover

Ensure you get full coverage without any depreciation-related deductions with zero depreciation cover.

 

  • Engine Protect Cover

From water seepage to oil leakage, the engine protect cover offers compensation for the repair and replacement cost incurred due to the damages caused to your car’s engine.

 

  • NCB Protection Cover

Want to secure your No Claim Bonus despite making a claim for two? Get an NCB Protection cover and keep your rewards intact.

 

  • Roadside Assistance Cover

If you are ever stuck in the middle of nowhere due to vehicular issues, you can rest assured with a 24x7 roadside assistance cover in Maruti Suzuki Ignis insurance.

 

Read More: Car Insurance Add-On Cover

Make a Claim Under Maruti Suzuki Ignis Insurance

Here are a few key documents that you need to submit while filing your insurance claim:

 

  • Maruti Suzuki Ignis car insurance policy

  • Details about the insurance provider

  • Specifications of the vehicle

  • Details of the occurrence

  • Original repair receipts

  • Copy of the FIR in the event of theft or third-party damage

 

There are two types of Maruti Suzuki Ignis insurance claims:

 

  • Cashless Claim Under Car Insurance

With this facility, you have to inform your insurance provider about the incident at the earliest. Take your Maruti Suzuki Ignis to a network garage. An appointed surveyor will inspect your vehicle, post which your vehicle shall be repaired. Once the vehicle is repaired, the insurer will directly settle the claim.

 

  • Reimbursement Claim Under Car Insurance

Let your insurance provider know about the situation as soon as possible. Take your car to a preferred garage for repair purposes and pay for the services. Share all the required documents like the original receipts, policy document, and more with the insurer. The amount shall be reimbursed post scrutiny.

 

Read More: Car Insurance Claim Settlement Process

Some Tips to Reduce Maruti Suzuki Ignis Insurance Premium

Make significant savings by following these tips to lower your Maruti Suzuki Ignis car insurance cost per year:

 

  • Claim the NCB Reward

Avail a reward on your Ignis insurance renewal premium by maintaining a claim-free year and claiming the No Claim Bonus!

 

  • Install Anti-Theft Devices

The insurance company shall offer an additional bonus on your premium quote if you install ARAI-approved anti-theft devices.

 

  • Maintain Your Four-Wheeler

Make sure to follow the scheduled servicing of your car to steer clear of any vehicular trouble that may result in a claim!

 

  • Avoid Raising Small Claims

If you are wondering how one can maintain a claim-free year, this tip is for you! By covering inexpensive insurance claims, you can easily be eligible for a reward on your renewal premium.

 

Follow These Tips to Maintain Your Maruti Suzuki Ignis

 

  • Change Vital Fluids

Vital fluids include the engine oil, power steering oil, brake oil, etc., that must be changed from time to time, so make sure you always maintain sufficient levels.

 

  • Check the Battery

Always check for any loose connections, damage or rust in your vehicle battery to avoid major problems in the future!

 

  • Read the User Manual

To understand the best way to keep your Maruti Suzuki Ignis as good as new, read the user manual thoroughly.

 

Learn the Maruti Suzuki Ignis Maintenance Cost

The estimated Maruti Suzuki Ignis service and maintenance cost for 5 years is ₹16,110. You can avail the first 3 services for free. Here is the Ignis service schedule and the total expense:

 

Service No.

Kilometres / Months

Free / Paid

Total Cost

First Service

1000/1

Free

₹0

Second Service

5000/6

Free

₹0

Third Service

10000/12

Free

₹1,132

Fourth Service

20000/24

Paid

₹3,732

Fifth Service

30000/36

Paid

₹3,132

Sixth Service

40000/48

Paid

₹4,982

Seventh Service

50000/60

Paid

₹3,132

 

About Maruti Suzuki Ignis

The Ignis is a premium hatchback from the Indian automobile manufacturer Maruti Suzuki. The car was first introduced in 2017 and had seen a facelift in 2020, which saw significant changes in both the exterior and interior of the car. The new Ignis gets a BS6 compliant 1.2-litre four-cylinder petrol engine that produces 83bhp and 113Nm of torque. The engine comes mated with a five-speed manual and AMT options. The optional AMT is available across variants and is a great choice especially on congested city roads and for less experienced drivers who don't want the hassles of changing gears constantly. Let’s further explore the Maruti Suzuki Ignis specifications and features.

 

Maruti Suzuki Ignis Specifications

The below table explains the specifications of a Maruti Suzuki Ignis:

 

Details

Specifications

Mileage

20.89 kmpl

Engine Displacement

1197cc

Transmission Type

Automatic

Max Power

81.80bhp@6000rpm

Max Torque

113Nm@4200rpm

Seating Capacity

5

Fuel Type

Petrol

Fuel Tank Capacity

32.0

No. of Cylinder

4

Boot Space

260 litres

Maruti Suzuki Ignis Features

Want to know the key features of a Maruti Suzuki Ignis? Check out the below table:

 

Power Steering

Anti-Lock Braking System

Driver Airbag

Air Conditioner

Passenger Airbag

Power Windows Front

Automatic Climate Control

Alloy Wheels

Maruti Suzuki Ignis On-Road Prices

Here’s the Maruti Suzuki Ignis on-road price for its base model across major cities in India:

 

City

Maruti Suzuki Ignis On-Road Price (Base Model)

Chennai

₹6.10 Lakh

Pune

₹6.14 Lakh

Surat

₹5.87 Lakh

Delhi

₹5.77 Lakh

Bangalore

₹6.38 Lakh

Mumbai

₹6.14 Lakh

Wrapping it Up!

The Ignis is a great offering from Maruti Suzuki. If you are looking for a premium hatchback at an attractive price range, the Ignis is a great option for you. Bajaj MARKETS lets you choose from some of the best car insurance plans that offer own-damage protection, third-party protection and comprehensive plans. With a comprehensive plan, you can make use of add-on covers to give your Ignis extra protection and make the car ownership experience more convenient.

Check Out Car Insurance Plans Available at Bajaj MARKETS

 

FAQs on Maruti Suzuki Ignis Insurance

  • ✔️What is the Maruti Ignis on road price in New Delhi?

    The Maruti Ignis on-road price is ‎₹5.77 lakh in New Delhi. The top model Maruti Ignis petrol on road price is ‎₹8.53 lakh.

  • ✔️Should I buy the petrol or diesel variant of the Maruti Ignis?

    Unfortunately, the diesel variant of the Maruti Ignis has been discontinued. This car is only available in the petrol variant.

  • ✔️Does the Maruti Ignis feature climate control?

    Yes, the Maruti Ignis gets climate control as standard on all its variants.

  • ✔️Should I buy the AMT variant or manual variant of the Maruti Ignis?

    The AMT variant of the Maruti Ignis is more suited for relaxed driving, especially on city roads. You would be best served by the 5-speed manual transmission.

  • ✔️Does the Maruti Ignis feature alloy wheels as standard?

    The Ignis gets alloy wheels for its high-end variants. Maruti Suzuki offers alloy wheels as an optional fitting where you can get them fitted at your Nexa dealership at an additional cost.

  • ✔️ Is the Maruti Ignis safe on Indian roads?

    Safety on the Maruti Ignis really depends on which variant of the car you buy. The top-of-the-line Alpha variant of Maruti Ignis comes with a reverse camera parking system, rear parking sensors, speed-sensitive auto door lock, ABS and EBD, and a host of other features. The car received a 3-star rating in the Global NCAP safety test.

  • ✔️How much mileage should I expect from the petrol variant of the Ignis?

    The Ignis will give a mileage of around 14.65 kmpl and the ARAI mileage is around 20.89 kmpl.

  • ✔️Do I have to purchase comprehensive insurance when I buy a brand new Ignis?

    No, you don’t have to buy comprehensive insurance. Legally, you are mandated to purchase third-party insurance, however, you can buy car insurance from platforms like Bajaj MARKETS at a much lower cost. You can also purchase add-ons with your insurance to further protect yourself from financial liabilities.

     

  • ✔️What is IDV in car insurance?

    Insured Declared Value in car insurance is the current market value minus the depreciation rate of the SUV. The IDV plays a crucial role in deciding the insurance premium price.

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