Maruti Suzuki Jimny Insurance

If you wish to unleash the power of a 4 X 4 and enjoy off-roading, the Maruti Suzuki Jimny can prove to be a good choice. However, with great power comes great responsibility. Hence, it is important to pick the right Maruti Suzuki Jimny Insurance. Additionally, a third-party car insurance cover is a legal requirement in India, as per the Motor Vehicles Act, 1988.

With a car insurance policy in place, you need not worry about paying out of pocket for any accidental damages or other repairs to your SUV. There are different types of car insurance plans you can purchase online today. You can also enhance the coverage with additional riders. Hence, as soon as you get your brand new Maruti Suzuki Jimny, do not forget to get a Maruti Suzuki Jimny insurance plan.

You can calculate the exact cost of Maruti Suzuki Jimny Insurance by using an online car insurance calculator. The handy insurance calculator on Bajaj Markets offers you a simple and hassle-free experience. Below is a table indicating the premium for the expected variants of the Maruti Suzuki Jimny:

The Maruti Suzuki Jimny Insurance prices depend on the place of purchase, year of registration, IDV, add-on covers, and a few other factors.

Once you know the Maruti Suzuki Jimny car insurance cost, you can purchase a policy online. The process of purchasing a plan at Bajaj Markets is seamless, as all you need to do is follow these easy steps:

1. Head to the car insurance calculator section

2. Enter the required details such as the vehicle type, your mobile number, vehicle make and model, registration date, etc.

3. Choose a policy that suits you and enter the required details such as your name, date of birth, email ID, engine number, etc.

4. Select a payment option to pay the premium online.

5. On successful payment, your Maruti Suzuki Jimny Insurance policy document will be issued.

Many wonder as to why they should insure their newly purchased vehicle. It’s important to get Maruti Suzuki Jimny Insurance due to the following reasons:

• To begin with, it is mandatory to buy third-party insurance cover for vehicles under the Motor Vehicles Act, 1988

• Secondly, insurance protects you from the liability of paying for damages to your vehicle in case of accidents, natural calamities, and manmade calamities

• Furthermore, car insurance provides personal accident cover, protecting you against permanent disability or death due to an accident

• In case of accidents, car insurance also covers third party legal liabilities

• Car insurance add-ons allow you to enjoy additional benefits such as engine protection cover, zero depreciation cover, tyre damage cover, and more

• Car insurance makes you eligible for a No Claim Bonus (NCB) after every claim-free year which may be issued as a discount on the premium

Your Maruti Suzuki Jimny Insurance price will largely depend on the type of insurance you choose. Thus, it’s important to know about the two types of car insurance available:

Third-Party Car Insurance

A third-party car insurance is the most basic kind of car insurance that’s mandated by law. This type of insurance protects you from losses, damages and injuries caused to a third party or their property when the insured vehicle is involved.

Comprehensive Car Insurance

A comprehensive car insurance covers third-party losses and liabilities as well as the damages caused to you and your vehicle as a result of accidents, man-made and natural calamities and more. Additionally, it allows you to purchase add-on covers to enjoy a wider range of benefits in your insurance policy.

Standalone Own-damage Car Insurance

An own-damage car insurance plan can offer you coverage for your own vehicle. Hence, while you might already have the coverage of a third-party insurance policy, getting this insurance can give you additional support. 

Here are the inclusions and exclusions of a Maruti Suzuki Jimny Car Insurance plan:

Add-on covers are additional insurance covers that you can purchase over and above your basic Maruti Suzuki Jimny Insurance policy. These come at an added cost, but offer wide-ranging benefits, including but not limited to:

• Zero Depreciation Cover

This zero depreciation add-on allows you to prevent the depreciation cost of your vehicle from reducing the claim amount.

• Engine Protection Cover

The engine protection add-on protects you from bearing the cost of repair in case of an engine breakdown.

• Consumables Cover

With this add-on, you get coverage for consumable parts of the vehicle such as engine oil, bearings, screws and more.

To raise a claim, you need to follow the process prescribed by your insurance provider. Here is the process to raise a claim in case of both cashless and reimbursement claims -

• Process for Filing Cashless Claims

When you file a cashless claim, the insurer directly pays for your repair bills, allowing you to be free from the burden of out of pocket expenses. Here’s how you can raise the claim:

1. Contact the insurer through the toll-free number or website to register your claim.

2. Take your car to the nearest network garage for repair.

3. Submit the necessary documents to the insurance provider.

4. Your insurer will settle the bills directly once your documents are verified.

    

• Process for Filing Reimbursement Claims

In case of reimbursement claims, you can get your car repaired from any garage of your choice. Then, you can raise the reimbursement claim to the insurance provider. Here’s how you can go about the process:

1. Inform the insurance provider about the damages and file an FIR in case of damage by a third party or theft.

2. Submit the necessary documents along with the FIR to your insurer.

3. Take your car to your preferred garage and pay for the damages.

4. Provide the bills and payment receipts to the insurer.

5. Your insurer will reimburse the claim amount after successful verification.

• Documents Required 

Given below is a list of the documents that you’ll need to furnish to raise a claim for your Maruti Suzuki Jimny Insurance:

1. Insurance policy document

2. Details of your car and your insurance provider

3. Details of the incident such as time, date and location

4. Copy of the FIR in case of theft

5. The original bills and payment receipts for the repair of the car (in case of reimbursement claims)

Now that you’re aware of this Insurance, you should also understand the ways in which you can minimise the Maruti Suzuki Jimny Insurance price. They are:

• Maintain your Jimny in the best condition possible, which will allow you to avail the No-claim Bonus and decrease the upcoming premium

• Research carefully before choosing an insurance policy in order to purchase the best-suited one for you

• Drive your car while exercising caution to avoid accidents

• Don’t make too many upgrades and modifications to the car

• Avoid raising small claims

• Install anti-theft devices in your car

Maintaining your car in the best condition possible helps you avoid paying for unplanned repairs in the future. Additionally, it will help keep your premium lower. Here’s how you can maintain your Jimny properly:

• Check the tyre pressure regularly

• Keep the car’s engine, and battery clean (especially in case of off-road vehicles such as Maruti Suzuki Jimny)

• Replace the engine oil and lubricants regularly

• Pay attention to the warning lights

• Check the brake fluid regularly

• Check the air and oil filters frequently

• Make sure to take the car for seasonal servicing

Each time you take your Maruti Suzuki Jimny SUV to an authorised service centre for a scheduled service, certain parts and consumables like engine oil and various filters are changed. As an owner, it is important for you to be aware of the cost of the parts replaced during service. This will help you plan your finances more accurately. It is recommended that you get in touch with your Maruti dealer or an authorised service station to get to know what the cost of replacing parts that are changed during service are.

Getting your car serviced at regular intervals is the key to keeping it in mint condition. You canThus, it is helpful to know how often you should service the car and what parts need attention. Here’s a table to help you with the same:

Note: If any service costs and replacement costs are mentioned above, it is meant to be merely indicative. The actual cost applicable to you may vary.

The Maruti Suzuki Jimny has earned global recognition for its classic visual appeal coupled with its off-roading capabilities. Powered by a 1.5-litre petrol engine, the SUV is equipped with AWD technology that generates 105 bhp horsepower and 138 Nm torque. It is offered in a five-speed manual and a four-speed automatic model. The Maruti Suzuki Jimny mileage can range between 15 kmpl and 20 kmpl, depending on the driving conditions.

Two variants of the Maruti Suzuki Jimny are available on the market. Brief details pertaining to these variants are mentioned below:

Aside from the iconic design, the Maruti Suzuki Jimny also promises some premium features. Some of these expected features are:

The Maruti Suzuki Jimny is one of the most iconic cars in the world, with a heritage dating back decades. Its rugged, sporty aesthetic and dynamic off-roading performance make the SUV highly sought after. Additionally, the Maruti Suzuki Jimny price is easy on the pocket. If the car is on your purchase wishlist, you can rest assured knowing that you’re in for a smooth yet powerful drive. 

However, you must not forget car insurance, which is an important component of purchasing any vehicle. You can choose your car insurance at Bajaj Markets, which is one of the most secure and reliable platforms in India.