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Maruti Jimny Insurance

The Maruti Jimny is an upcoming compact SUV that is known for its old-school, boxy design with square lines. If the classic design of this vehicle catches your eye, and if you’re planning to purchase a Maruti Jimny, it is important to also be aware of the Maruti Jimny insurance. This is because a third-party cover is a legal requirement in India as per the Motor Vehicles Act, 1988.

With a car insurance policy in place, you need not worry about paying out of pocket for any accidental damages or other repairs to your SUV. There are different types of car insurance plans you can purchase online today. You can also enhance the coverage with additional riders, as you’ll see in the following sections of this guide . So as soon you get your brand new Maruti Jimny, do not forget to buy Maruti Jimny insurance plan as soon as poosible.

Check Insurance Premium for Maruti Jimny Variants

Since the vehicle hasn’t been launched in the Indian market yet, the data for Maruti Jimny insurance cost isn’t available. Nevertheless, you can calculate the exact cost of Maruti Jimny insurance by using an online car insurance calculator once the launch of the Maruti Jimny is officially announced. The handy insurance calculator by Bajaj MARKETS offers you a simple and hassle-free experience. Below is a table indicating the Maruti Jimny insurance premium for the expected variants of the Maruti Jimny:

Maruti Jimny Variant Name

Expected Maruti Jimny Price (Ex-showroom)

Fuel Type

Proposed Third-Party Premium Rates (Rs.)

FY 2022-23

 

(effective 1* April, 2022)~

5-Speed Manual

Rs. 9 lakhs

Petrol

Rs. 3416

4-Speed Automatic

Rs. 10 lakhs

Petrol

Rs. 3416

The above information is for a new Maruti Jimny only. The Maruti Jimny insurance premium rates will depend on the place of purchase, year of registration, IDV, add-on covers, and a few other factors.

How to Buy Maruti Jimny Insurance Online

Once you know the Maruti Jimny car insurance cost, you can purchase a policy online. The process of purchasing a plan at Bajaj MARKETS is seamless, as all you need to do is follow these easy steps:

  1. Visit the Bajaj MARKETS website and head to the car insurance calculator section

  2. Enter the required details such as the vehicle type, your mobile number, vehicle make and model, registration date, etc.

  3. Select your preferred type of coverage and the Insured Declared Value (IDV).

  4. Choose a policy that suits you and enter the required details such as your name, date of birth, email ID, engine number, etc.

  5. Select a payment option to pay the premium online.

  6. On successful payment, your Maruti Jimny insurance policy document will be issued.

Read More: Maruti Car Insurance

How to Renew Maruti Jimny Insurance Online

You can also renew your Maruti Jimny insurance policy online in a quick and easy way. It is imperative that you renew your insurance on time, lest you face penalties and financial risks in case of mishaps. Here’s how you can renew your Maruti Jimny insurance in a few easy steps:

  1. On your insurer’s website, head to the ‘Car Insurance Renewal’ section.

  2. Fill in the required information, including your previous policy details, vehicle details and your personal details.

  3. Select the coverage, add-on covers and check the policy details.

  4. Make the payment for the premium online.

  5. You will now get your renewed Maruti Jimny insurance policy documents.

Read More: Car Insurance Renewal

Why to Insure Your Maruti Jimny?

Many wonder as to why they should insure their newly purchased vehicle. It’s important to get Maruti Jimny insurance due to the following reasons:

  • To begin with, it is mandatory to buy third-party insurance cover for vehicles under the Motor Vehicles Act, 1988.

  • Secondly, insurance protects you from the liability of paying for damages to your vehicle in case of accidents, natural calamities and manmade calamities.

  • Furthermore, car insurance provides personal accident cover, protecting you against permanent disability or death due to an accident.

  • In case of accidents, car insurance also covers third party legal liabilities.

  • Car insurance add-ons allow you to enjoy additional benefits such as engine protection cover, zero depreciation cover, tyre damage cover and more.

  • Car insurance makes you eligible for a No Claim Bonus (NCB) after every claim-free year. This may be issued as a discount on the premium, making the insurance more affordable.

Types of Maruti Jimny Insurance

Your Maruti Jimny insurance price will largely depend on the type of insurance you choose. Thus, it’s important to know about the two types of car insurance available:

    1. Third-Party Car Insurance

A third-party car insurance is the most basic kind of car insurance that’s mandated by law. This type of insurance protects you from losses, damages and injuries caused to a third party or their property when the insured vehicle is involved.

    2. Comprehensive Car Insurance

A comprehensive car insurance covers third-party losses and liabilities as well as the damages caused to you and your vehicle as a result of accidents, man-made and natural calamities and more. Additionally, it allows you to purchase add-on covers to enjoy a wider range of benefits in your insurance policy.

Inclusions

There are several inclusions that typically come with most car insurance plans. These are the situations in which your Maruti Jimny insurance will provide coverage. Knowing about the inclusions enables you to claim for coverage in any of these situations. Here’s what they are:

  • Third-party liabilities such as personal injuries and property damage/loss

  • Personal accident coverage for you and other passengers in the insured car

  • Cost of repair and/or replacement of parts of your Maruti Jimny

  • Loss or damage caused by natural and man-made calamities

  • Loss or damage to the car caused by an accident

Exclusions

There is a certain set of situations that are not covered by your Maruti Jimny insurance policy. As a policyholder, you should be aware of the exclusions in order to avoid unnecessary claims. These are as follows:

  • Normal wear and tear of the car over time

  • Wear and tear of consumable parts such as tubes and tyres

  • Mechanical or electrical breakdown

  • Damage to the vehicle as a result of an individual driving without a valid driving licence

  • Damage caused by an individual driving under the influence of alcohol or drugs

  • Car being used for purposes other than those described in the insurance certificate

  • Accident occurring in any location outside the geographical ambit of the policy

  • Damage or loss to the car in a war-like situation

Add-on Covers for your Maruti Jimny Car Insurance

Add-on covers are additional insurance covers that you can purchase over and above your basic Maruti Jimny insurance policy. These come at an added cost, but offer wide-ranging benefits, including but not limited to:

  • Zero Depreciation Cover

This zero depreciation add-on allows you to prevent the depreciation cost of your vehicle from reducing the claim amount.

  • Engine Protection Cover

The engine protection add-on protects you from bearing the cost of repair in case of an engine breakdown.

  • Consumables Cover

With this add-on, you get coverage for consumable parts of the vehicle such as engine oil, bearings, screws and more.

Read more: Add-on covers in Car Insurance

Maruti Jimny Insurance Claim Process

To raise a claim, you need to follow the process prescribed by your insurance provider. Here is the process to raise a claim in case of both cashless and reimbursement claims -

  • Process for Filing Cashless Claims

When you file a cashless claim, the insurer directly pays for your repair bills, allowing you to be free from the burden of out of pocket expenses. Here’s how you can raise the claim:

  1. Contact the insurer through the toll-free number or website to register your claim.

  2. Take your car to the nearest network garage for repair.

  3. Submit the necessary documents to the insurance provider.

  4. Your insurer will settle the bills directly once your documents are verified.

  • Process for Filing Reimbursement Claims

In case of reimbursement claims, you can get your car repaired from any garage of your choice. Then, you can raise the reimbursement claim to the insurance provider. Here’s how you can go about the process:

  1. Inform the insurance provider about the damages and file an FIR in case of damage by a third party or theft.

  2. Submit the necessary documents along with the FIR to your insurer.

  3. Take your car to your preferred garage and pay for the damages.

  4. Provide the bills and payment receipts to the insurer.

  5. Your insurer will reimburse the claim amount after successful verification.

Documents Required for Filing a Maruti Jimny Insurance Claim

Below is a list of the documents that you’ll need to furnish to raise a claim for your Maruti Jimny insurance:

  • Insurance policy document

  • Details of your car and your insurance provider

  • Details of the incident such as time, date and location.

  • Copy of the FIR in case of theft

  • The original bills and payment receipts for the repair of the car (in case of reimbursement claims)

Read More: Car Insurance Claim Settlement Process

How to Reduce Insurance Cost of Maruti Jimny

Now that you’re aware of the Maruti Jimny insurance, you should also understand the ways in which you can minimise the Maruti Jimny insurance price. They are:

  • Maintain your Jimny in the best condition possible, which will allow you to avail the No Claim Bonus and decrease the upcoming premium.

  • Research carefully before choosing an insurance policy in order to purchase the best-suited one for you.

  • Drive your car while exercising caution to avoid accidents.

  • Don’t make too many upgrades and modifications to the car.

  • Avoid raising small claims.

  • Install anti-theft devices in your car.

Top Tips to Maintain Your Maruti Jimny

Maintaining your car in the best condition possible helps you avoid paying for unplanned repairs in the future. Additionally, it will help keep your premium lower. Here’s how you can maintain your Jimny properly:

  • Check the tyre pressure regularly

  • Keep the car’s engine, and battery clean (especially in case of off-road vehicles such as Maruti Jimny)

  • Replace the engine oil and lubricants regularly

  • Pay attention to the warning lights

  • Check the brake fluid regularly

  • Check the air and oil filters frequently

  • Make sure to take the car for seasonal servicing

Maruti Jimny Maintenance

At certain specified intervals, it is recommended that you take your Maruti Jimny to an authorised service centre to get it checked and serviced. This can help extend the life of the car and ensure that all of the key components are in a good condition and in perfect working order.

Depending on the manufacturer and the model, the first few services are free of cost when you purchase a new car. To get an accurate picture of the maintenance costs involved with the Maruti Jimny, it is advisable to check with your Maruti dealer or an authorised service centre.

Replacement Cost of Parts Changed During Service

Each time you take your Maruti Jimny SUV to an authorised service centre for a scheduled service, certain parts and consumables like engine oil and various filters are changed. As an owner, it is important for you to be aware of the cost of the parts replaced during service. This will help you plan your finances more accurately. It is recommended that you get in touch with your Maruti dealer or an authorised service station to get to know what the cost of replacing parts that are changed during service are.

Service Intervals for Different Components

Getting your car serviced at regular intervals is the key to keeping it in mint condition. Thus, it is helpful to know how often you should service the car and what parts need attention. Here’s a table to help you with the same:

Parts

Maruti Jimny Service Schedule Intervals

Engine Oil

Replace every 15,000 kilometres or 12 months, whichever is earlier

Fuel Filter

Replace every 210,000 kilometres

Air Filter

Replace every 45,000 kilometres or 36 months, whichever is earlier

Drive Belt

Replace every 30,000 kilometres or 24 months, whichever is earlier

Spark Plugs

Replace every 30,000 kilometres or 24 months, whichever is earlier

Coolant

Replace every 45,000 kilometres or 36 months, whichever is earlier

Note: If any service costs and replacement costs are mentioned above, it is meant to be merely indicative. The actual cost applicable to you may vary.

About Maruti Jimny

The Maruti Jimny has earned global recognition for its classic visual appeal coupled with its off-roading capabilities. Powered by a 1.5-litre petrol engine, the SUV is equipped with AWD technology that generates 105 bhp horsepower and 138 Nm torque. It is likely to be offered in a five-speed manual and a four-speed automatic model. The Maruti Jimny mileage can range between 15 kmpl and 20 kmpl, depending on the driving conditions.

Maruti Jimny Variants

There is not much information presently available about the variants of the Maruti JImny, however the broad consensus is that it will be offered in two variants, as per the table below:

Variant Name

Fuel Type

Transmission

5-Speed Manual

Petrol

Manual

4-Speed Automatic

Petrol

Automatic

On Road Price in Top Cities

Should you be interested in purchasing the Maruti Jimny, then you must know that the ex-showroom price is not the final price that you would have to pay to own the vehicle. The on-road price is the final amount that you pay to purchase a vehicle. This amount is known to vary between locations due to the different amounts of tax and registration charges levied by the respective state governments.

The Maruti Jimny is only likely to be launched in 2023. Hence, there’s not much data on the on-road price of this model as of now. However, the word on the street is that the Maruti Jimny’s price is likely to be around ₹10 Lakh (ex-showroom).

Features of the Maruti Jimny

Aside from the iconic design, the Maruti Jimny also promises some premium features. Some of these expected features are:

Features

Availability

Central AC with automatic climate control

Available

Smartplay infotainment system

Available

Sunroof

Available

High Beam Assist

Available

Hill Hold Control / Hill Descent Control

Available

Conclusion

The Maruti Suzuki Jimny is one of the most iconic cars in the world, with a heritage dating back decades. Its rugged, sporty aesthetic and dynamic off-roading performance make the SUV highly sought after. The car is widely anticipated in India, as it’s expected to fill the large gap for lifestyle SUVs in the country.

While the Maruti Jimny price is yet to be revealed, it is going to be easy on the pocket if Maruti’s pricing trend is any indication. If the car is on your purchase wishlist, you should be prepared for the entire cost of the car. This includes car insurance, which is an important component of purchasing any vehicle. You can choose your car insurance at Bajaj MARKETS, which is one of the most secure and reliable platforms in India.

Check Out Car Insurance Plans Available at Finserv MARKETS

FAQs on Maruti Jimny Insurance

  • ✔️Should I purchase a comprehensive insurance policy for my new Maruti Jimny?

    Buying a comprehensive insurance policy for a new car is a good idea as it provides coverage for a wide range of damages and losses.

  • ✔️What does IDV stand for?

    IDV refers to the Insured Declared Value of a car. It is the maximum amount that your insurance provider will pay for a claim when your car is stolen or completely damaged.

  • ✔️What is the time period of a car insurance policy?

    The average tenure of a car insurance policy is one year.

  • ✔️Is the Maruti Jimny insurance cost included in the on-road price?

    Yes, the average insurance cost of a car is included in the on-road price.

  • ✔️What factors affect car insurance premiums?

    The factors that influence the premium you pay for a car insurance policy include the manufacturer, model, car registration city, type of policy, add-on covers and anti-theft security.

     

  • ✔️Can I pay the car insurance premium in instalments?

    No, section 64VB of the Insurance Act, 1938, does not allow insurance providers to offer coverage until the full amount of premium is received from you.

  • ✔️Is the Maruti Jimny a durable car?

    Yes, the Maruti Jimny is built to last, with its sturdy build quality and rugged design features.

     

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