Mitsubishi Pajero Insurance in India

Mitsubishi Pajero is a mid-size Sports Utility Vehicle model manufactured by the Japanese automobile giant, Mitsubishi Motors. The prototype for Pajero was first introduced in the year 1973 and is currently in the fourth generation of production. The Mitsubishi Pajero was discontinued in India in the year 2021, however, the last recorded Mitsubishi Pajero on-road price started at ₹34.29 lakhs and went up to ₹36.15 lakhs. Pajero has an excellent 4-star safety rating and a very powerful 2477 cc engine. As the Pajero is a very expensive car, and mishaps can happen to anyone, it is also vitally important to keep it protected with a suitable car insurance plan.

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Check Insurance Premiums for Mitsubishi Pajero Variants

Let’s take a look at the various Mitsubishi variants and their insurance premiums:

Pajero Variants

Ex-showroom price*

Fuel Type

Estimated Third-party Premium**

Pajero 2.5 AT

₹28.36 Lakh

Petrol

₹7890

Pajero Plus AT

₹29.52 Lakh

Petrol

₹7890

Pajero 2.5 MT

₹29.04 Lakh

Petrol

₹7890

Pajero Limited Edition

₹29.53 Lakh

Petrol

₹7890

Pajero Select Plus MT

₹29.93 Lakh

Petrol

₹7890

*The ex-showroom prices are for Delhi and are subject to change on the basis of the city.

**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

Need Mitsubishi Pajero Car Insurance? Look No Further!

You can buy a Mitsubishi Pajero car insurance online instantly through the following steps:

  • Visit the Finserv MARKETS website’s car insurance page.

  • Enter your mobile number and your Pajero registration number.

  • Provide all the necessary details about your car.

  • Pick the car insurance that is best suited for your needs.

  • Pay the car insurance premium online.

  • Your Pajero car insurance policy will be sent to your email address.

Renew Your Mitsubishi Pajero Car Insurance Instantly

If you are looking to renew your Pajero car insurance, you can do so through these simple steps:

  • Visit the car insurance section on the Finserv MARKETS website.

  • Enter details of your existing car insurance policy as well as details about your Mitsubishi Pajero.

  • Check your Mitsubishi Pajero car insurance renewal premium.

  • Make the payment online to finish buying the car plan.

  • Download the policy copy.

Read More: Car Insurance Renewal

Why Insure Your Mitsubishi Pajero?

Mitsubishi Pajero is one of the most expensive cars you can choose to get in the Indian market. It’s a powerful SUV that packs explosive power, but any damage to the car can result in big repair bills for you. If your Mitsubishi Pajero gets into an accident or gets damaged otherwise, you may have to pay anywhere between ₹1 lakh to ₹5 lakh or even more, if the damage is extensive. However, a comprehensive car insurance plan can provide coverage for these expenses and keep your car protected against a number of things. Moreover, you need to have at least third-party insurance for your car to drive on Indian roads, as per the Motor Vehicles Act, 1988.

Types of Car Insurance for Mitsubishi Pajero

You can choose from two types of car insurance plans for your Mitsubishi Pajero:

Third-Party Insurance

The third-party insurance premium is comparatively less as the plan has provisions for third-party liabilities only and does not provide any cover to the policyholder.

Comprehensive Insurance

A comprehensive insurance plan provides own damage cover for the policyholder as well as third-party cover. You can also choose to select add-ons over your comprehensive policy.

What’s Included in Your Car Insurance Plan

Third-party insurance covers the cost of damages to the third party involved in an accident, including the cost of damage to the vehicle and injuries to the third party. Comprehensive insurance, on the other hand, also covers the cost of damages to your own vehicle as well as the medical treatment cost of your injuries.

What’s Not Included in Your Car Insurance Plan

The exclusions under most car insurance plans are situations like normal wear and tear, consumables like oil or coolant, damage to the car due to drunk driving, providing incorrect details, expired insurance policy, etc.

Add-Ons to Enhance Your Car Insurance Plan

If you are looking to add more protection on top of your insurance plan for your car, check out these valuable add-on covers:

  • Zero Depreciation Cover

Zero depreciation cover is an add-on that ensures that your insurance claim amount will be given at the full price of your car, without counting for depreciation.

  • Consumables Cover

Usually, replacement or refilling of consumables like engine oil, coolant, brake oil, lubricants, etc. is not covered under insurance. Consumables cover allows for the inclusion of these consumables as part of the insurance.

  • Roadside Assistance Cover

Roadside assistance cover allows you to call for a mechanic at your location if your car has broken down or malfunctioned. Roadside Assistance can be very useful if you’re travelling in an area that does not have many garages around.

  • Return to Invoice Cover

In case your car gets stolen or damaged beyond repair, the insurance company can refund you the full amount that you paid (as in your invoice) at the time of buying the car in the form of an insurance claim.

Read more: Add-on Covers in Car Insurance

Making an Insurance Claim for Your Mitsubishi Pajero

Here is a list of important documents that you will need in order to make an insurance claim:

  1. Car insurance policy papers

  2. FIR of the incident/accident

  3. Detailed information about the incident with eyewitness accounts

  4. Original RC papers of the vehicle

  5. Full set of bills and receipts (in case of reimbursement claim).

When making an insurance claim, there are two types:

Cashless Claims

Under cashless claims, you can directly take your Pajero to the network garages affiliated with the insurance companies. The garage will repair your vehicle and directly settle the damages with the insurer. You do not have to pay money out of your pocket unless you’ve chosen deductibles.

Reimbursement Claims

Under reimbursement claims, you have to get your Pajero repaired at a garage and pay for the expenses yourself. Then you can submit the bills and receipts of the repairs to the insurance company and get the expenses reimbursed.

Read more: Car Insurance Claim Process

Reduce Your Car Insurance Premiums: Tips to Note

Here are some tips you can use to lower the price of your insurance premiums for your Mitsubishi Pajero:

  • Do Not Use Insurance for Small Claims

Avoid making small insurance claims and get them repaired on your own to retain the NCB benefit. Claiming multiple times can also raise your insurance premium levels.

  • Compare Plans Online

At the time of buying a new car insurance plan, compare all available plans online to find the most cost-effective plan with the right coverage.

  • Do Not Opt for Unnecessary Add-Ons

There are a ton of add-ons you can choose from when buying insurance, but be very careful while selecting them. Every add-on will further increase the price of your insurance premiums.

  • Claim the NCB

If you have not made any insurance claims during the policy year, you can take advantage of the No Claim Bonus or NCB to get lower premiums when renewing your Pajero insurance plan.

  • Install Anti-Theft Devices

If you have ARAI-approved anti-theft devices installed on your Mitsubishi Pajero, you can benefit from a small reduction in the insurance premiums.

Beneficial Tips to Maintain Your Mitsubishi Pajero

Here are some important tips you can follow so that your Mitsubishi Pajero remains good as new for a long time:

  • Regularly Refill the Oils and Fluids on Time

There are various types of oils and fluids you need to keep replacing in your car at regular intervals such as engine oil, coolant, AC fluids, lubricants, etc.

  • Keep Your Car Regularly Serviced

It is a good idea to get your Pajero professionally serviced at a garage so that your vehicle remains in the best shape. Regularly servicing will also increase the longevity of your vehicle.

  • Do Not Overload Your Car

Make sure you do not overload your Pajero with passengers or vehicles as it can put too much stress on the car and cause damage to the internal components, or even accidents due to imbalance.

  • Take Care of the Engine Properly

The engine is the most important component of the car, so make sure you keep it running smoothly and do not put stress on it by driving rash. Keep your engine clean and oiled so that it runs effortlessly.

Mitsubishi Pajero Service Cost

Although the car has recently been discontinued, it is a good idea to know about the service cost of the Pajero if you choose to buy it second hand. It is highly possible that since the car has been discontinued, you will have to pay for all the services out of pocket. The approximate Mitsubishi maintenance cost for 5 years is around ₹1.27 lakhs. Here is the service cost break-up:

Service

Distance (kms) /Time (months)

Free/Paid

Pajero Maintenance Cost (approximate)

1st Service

1000/1

Paid

₹22,400

2nd Service

10000/12

Paid

₹17,500

3rd Service

20000/24

Paid

₹19,900

4th Service

30000/36

Paid

₹22,400

5th Service

40000/48

Paid

₹22,250

6th service

50000/60

Paid

₹23,250

Note: These costs are approximate and actual costs may differ depending upon the garage’s prices and the condition of your car.

About Mitsubishi Pajero

Before being discontinued, the Pajero was one of the best choices for powerful SUVs in India. Although a bit on the expensive side compared to the competition, the stylish Mitsubishi Pajero packed a ton of power and features. The last version of the car came with a revised exterior and interior styling along with advanced safety features such as electronic brake-force distribution and active stability and traction control. The interiors were also re-designed with piano-black accents for VR, metallic trim and extra sound deadening material. Let’s take a look at Mitsubishi Pajero specifications and features.

Mitsubishi Pajero Specifications

Mitsubishi Pajero is a very powerful car with powerful specifications like a 2477 cc engine and a max power of 176bhp @4000rpm. Check out more detailed specifications below:

Engine Displacement

2477 CC

Maximum Torque

400Nm@2000-2500rpm

Max Power

175.56bhp@4000rpm

ARAI Mileage

13.5 kmpl

Entertainment and Communications

CD player, DVD Player, Radio

Transmission

5-speed manual

4-speed automatic

5-speed automatic

Body Style

5-door SUV

Mitsubishi Pajero Features

As a high-end SUV, the Pajero includes impressive features like climate control and anti-brake locking. Here’s a detailed look:

Power Steering

Anti-Brake Locking

Airbags

Automatic Climate Control

Power Windows

Alloy Wheels

Air Conditioner

Fog Lights

To Conclude

Given the high cost of Mitsubishi Pajero and the extent of expenses incurred due to possible repair/replacement of parts of it in case of any accidents, it can put a considerable hole in your pockets. However, a competent car insurance plan can take care of all these expenses. Moreover, you cannot rule out the possibility of third-party liabilities due to accidental collisions with your vehicle. These liabilities may land you in a potential legal and financial fix. You can take care of all these legalities when you have a robust car insurance plan in place. If you are looking to buy insurance for your Pajero, you should check out the excellent car insurance plans available at Finserv MARKETS.

Check Out Car Insurance Plans Available at Bajaj MARKETS

 

FAQs on Mitsubishi Pajero Insurance

  • ✔️What is the Mitsubishi Pajero price for a second-hand model?

    If you wish to check the Mitsubishi Pajero car price for second-hand models, you should visit trusted car reseller websites as the prices will depend on the age and condition of the Pajero.

  • ✔️What is the Pajero on-road price?

    Before being discontinued, the Pajero on- road price started at ₹34.29 lakhs.

  • ✔️What is the Pajero fuel tank capacity?

    Pajero has a fuel tank capacity of 92 litres.

  • ✔️How should I set the IDV for my Pajero?

    You should use an online IDV calculator to find the accurate IDV for your car.

  • ✔️Can I buy Pajero car insurance on Finserv MARKETS?

    You can buy or renew Mitsubishi car insurance on the Finserv MARKETS car insurance page instantly in a few easy steps.

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