Car Insurance in Mumbai

Mumbai, the capital of Maharashtra, is the financial and entertainment heartthrob of India. With a population of over 2 Crore, it is also one of the most densely populated cities in the world. The city witnesses massive traffic jams, monsoon floods, and huge crowds for celebrities. Consequently, car insurance in Mumbai becomes important and driving on Mumbai roads can be a nightmare without adequate insurance coverage. The new Motor Vehicles Act, 2019, makes it a legal obligation to have at least third-party insurance. However, to be on the safer side, it is recommended to have comprehensive insurance coverage. 


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Car Insurance in Mumbai

Mumbai, the capital of Maharashtra, is one of the most densely populated cities in the entire world. With an approximate population of more than 2 Crore, an immense number of vehicles traverse the roads of Mumbai every day. With such a huge number of vehicles on the city roads every day, the chances of accidents are also very high. The risk of your car getting stolen or damaged is also higher in a metro city like Mumbai. Moreover, the traffic police in this city are also very strict, and you will be fined heavily if caught driving without car insurance.

While the New Motor Vehicles Act, 2019 makes it mandatory for all vehicle owners to have at least third-party insurance, it will not provide you with any coverage for your car. If you wish to get financial coverage for yourself and your own car, you should consider buying comprehensive car insurance in Mumbai. Comprehensive car insurance in Mumbai will offer you the following benefits:

  • Coverage for accidental damages and collisions for your car.

  • Coverage for third-party liabilities.

  • Coverage for policyholder’s medical expenses arising out of an accident.

  • Coverage for theft of the car.

  • Coverage against natural or man-made disasters.

  • Coverage for any add-on purchased by the policyholder.

Why Choose Bajaj MARKETS for Car Insurance in Mumbai

Buying car insurance online from Bajaj MARKETS comes with a host of benefits, such as:

  • Affordable Premiums

The car insurance plans available at Bajaj MARKETS start at highly competitive prices so that budget-conscious car owners can find the perfect plan.

  • Cashless Garages

All car insurance plans available at Bajaj MARKETS come with the cashless garages facility so that you do not have to worry about arranging emergency funds for vehicle repairs.

  • Trusted Insurance Companion

Millions of customers have purchased car insurance and other types of insurance policies from Bajaj MARKETS with the highest level of satisfaction.

  • Swift Online Buying Process

You can buy new car insurance in Mumbai online in a matter of a few minutes on Bajaj MARKETS. All you have to do is fill out the application form, pay the premiums, and your car insurance in Mumbai will be activated.

  • Wide Variety of Plans

There is a wide range of car plans from different insurers available at Bajaj MARKETS. You can compare the pricing and features of all these plans and then pick one that suits your needs.

Cashless Garages for Car Insurance in Mumbai

As mentioned above, all plans offered at Bajaj MARKETS provide the cashless claims facility with the network garages. If your car gets damaged in an accident in Mumbai, you can take it to a nearby network garage affiliated with your insurance provider. The garage will repair your car after verifying the insurance details and your insurance provider will pay off the repair bills. You will not have to pay the repair bills out of pocket. Check out the list of our partner network garages in Mumbai below:


If you are living in Mumbai and use your car frequently, it is absolutely vital to get comprehensive car insurance. A comprehensive car insurance plan in Mumbai will protect your vehicle against various types of damage. However, if you cannot afford a comprehensive plan, you will need to buy at least third party insurance in Mumbai. You can browse through the car insurance plans available at Bajaj MARKETS to find a policy that suits your needs. Make sure you read the policy document thoroughly before buying to understand all the terms and conditions of your chosen plan. 

 Check Out Car Insurance Plans Available at Bajaj MARKETS


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FAQs on Car Insurance in Mumbai

✔️How can I find the best car insurance policy in Mumbai?

You can find the best car insurance in Mumbai by comparing the plans offered by different insurers for their features relative to prices. 

✔️How can I check the car insurance price in Mumbai?

You can get a car insurance quote in Mumbai using an online ‘Car Insurance Premium Calculator’. 

✔️Can I buy car insurance at Bajaj MARKETS if I am not based in Mumbai?

Yes. Even if you are not based in Mumbai, you can get car insurance at Bajaj MARKETS. This is because all our insurance policies are available at the click of a button, online. 

✔️What does 24 x 7 roadside assistance cover?

24 x 7 roadside assistance is an add-on cover that allows you to get professional assistance from mechanics at the location where your car has broken down, even if you are stuck in a remote place. 

✔️What will happen once my insurance lapses?

Once your car insurance lapses, your vehicle will be inspected for any possible damages. If no damages are detected, your insurance would be renewed for another year.