Car Insurance In Mumbai

In January 2022, the number of registered vehicles in Mumbai crossed 42 lakhs. As the number of vehicles on the roads grows so does the need for car insurance in Mumbai. While having third-party liability insurance is mandatory, it is suggested that you opt for a comprehensive insurance policy to give your car all-around protection. While third-party insurance will cover you for liabilities you cause, your own damages will only be covered when you opt for your own damage.

✓Save 80% on Premium ✓Zero Depreciation & Accessories Cover ✓Lock & Key Replacement Cover| Buy a Car Insurance Now!

Car Insurance in Mumbai

Mumbai, the capital of Maharashtra, is one of the most densely populated cities in the entire world. With an approximate population of more than 2 Crore, an immense number of vehicles traverse the roads of Mumbai every day. With such a huge number of vehicles on the city roads every day, the chances of accidents are also very high. The risk of your car getting stolen or damaged is also higher in a metro city like Mumbai. Moreover, the traffic police in this city are also very strict, and you will be fined heavily if caught driving without car insurance.


While the New Motor Vehicles Act, 2019 makes it mandatory for all vehicle owners to have at least third-party insurance, it will not provide you with any coverage for your car. If you wish to get financial coverage for yourself and your own car, you should consider buying comprehensive car insurance in Mumbai. Comprehensive car insurance in Mumbai will offer you the following benefits:


  • Coverage for accidental damages and collisions for your car.

  • Coverage for third-party liabilities.

  • Coverage for policyholder’s medical expenses arising out of an accident.

  • Coverage for theft of the car.

  • Coverage against natural or man-made disasters.

  • Coverage for any add-on purchased by the policyholder.

Why Choose Bajaj MARKETS for Car Insurance in Mumbai

Buying car insurance online from Bajaj MARKETS comes with a host of benefits, such as:

  • Affordable Premiums

The car insurance plans available at Bajaj MARKETS start at highly competitive prices so that budget-conscious car owners can find the perfect plan.

  • Cashless Garages

All car insurance plans available at Bajaj MARKETS come with the cashless garages facility so that you do not have to worry about arranging emergency funds for vehicle repairs.

  • Trusted Insurance Companion

Millions of customers have purchased car insurance and other types of insurance policies from Bajaj MARKETS with the highest level of satisfaction.

  • Swift Online Buying Process

You can buy new car insurance in Mumbai online in a matter of a few minutes on Bajaj MARKETS. All you have to do is fill out the application form, pay the premiums, and your car insurance in Mumbai will be activated.

  • Wide Variety of Plans

There is a wide range of car plans from different insurers available at Bajaj MARKETS. You can compare the pricing and features of all these plans and then pick one that suits your needs.

Cashless Garages for Car Insurance in Mumbai

As mentioned above, all plans offered at Bajaj MARKETS provide the cashless claims facility with the network garages. If your car gets damaged in an accident in Mumbai, you can take it to a nearby network garage affiliated with your insurance provider. The garage will repair your car after verifying the insurance details and your insurance provider will pay off the repair bills. You will not have to pay the repair bills out of pocket. Check out the list of our partner network garages in Mumbai below:


If you are living in Mumbai and use your car frequently, it is absolutely vital to get comprehensive car insurance. A comprehensive car insurance plan in Mumbai will protect your vehicle against various types of damage. However, if you cannot afford a comprehensive plan, you will need to buy at least third party insurance in Mumbai. You can browse through the car insurance plans available at Bajaj MARKETS to find a policy that suits your needs. Make sure you read the policy document thoroughly before buying to understand all the terms and conditions of your chosen plan. 

Check Out Car Insurance Plans Available at Bajaj MARKETS

FAQs on Car Insurance in Mumbai

  • ✔️How can I find the best car insurance policy in Mumbai?

    You can find the best car insurance in Mumbai by comparing the plans offered by different insurers for their features relative to prices. 

  • ✔️How can I check the car insurance price in Mumbai?

    You can get a car insurance quote in Mumbai using an online ‘Car Insurance Premium Calculator’. 

  • ✔️Can I buy car insurance at Bajaj MARKETS if I am not based in Mumbai?

    Yes. Even if you are not based in Mumbai, you can get car insurance at Bajaj MARKETS. This is because all our insurance policies are available at the click of a button, online. 

  • ✔️What does 24 x 7 roadside assistance cover?

    24 x 7 roadside assistance is an add-on cover that allows you to get professional assistance from mechanics at the location where your car has broken down, even if you are stuck in a remote place. 

  • ✔️What will happen once my insurance lapses?

    Once your car insurance lapses, your vehicle will be inspected for any possible damages. If no damages are detected, your insurance would be renewed for another year.

Happy Customers of Bajaj MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premia!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!