Bajaj Allianz Health Insurance available on Bajaj Markets helps you be prepared to meet the hospitalisation costs of your family in the future at affordable rates. Founded in 2001, Bajaj Allianz General Insurance is a pioneer in cashless claim settlement with personalised plans making it one of the best health insurance providers in the country.
Bajaj Allianz Health Insurance offers a range of exhaustive medical plans for you to choose from as per your needs. These allow you to access quality healthcare within your budget at top-notch hospitals across the country." to "These allow you to access quality healthcare within your budget at top-notch Bajaj Allianz network hospitals across the country. Here are some of the key features of Bajaj Allianz Health Insurance:
Treatment at a network of more than 6500 notable hospitals PAN India without the hassle of cash payment
Compensation for medical expenses with an insurance cover ranging from Rs 1.5 lakh to a maximum of Rs. 50 lakhs
Free of cost ambulance services at your disposal, as per the limits specified in your policy
Free health check –up once you complete 3 years in row without making any claims
Reimbursement for money spent on pre-hospitalisation upto 60 days and post-hospitalisation upto 90 days
Bajaj Allianz Health Insurance has one of the best claim settlement ratios of 94% with your claim processed within an hour’s time!
Hassle-free policy renewal for the same illness upon exhaustion of sum insured
Expenses related to organ donation, maternity and newborn, Ayurvedic, Homeopathic treatment as well as many day care procedures covered
Save tax upto a maximum of Rs 75,000 as per provisions laid out in Section 80D depending on policy premium paid for members of your family
You can easily purchase Bajaj Allianz Health Insurance online on Bajaj Markets as well as renew it by entering a few necessary details. Claims can also be filed online by uploading required documents which are then verified by the insurer so that you can check the status.
Here are a few Bajaj Allianz Health Insurance reviews by customers who bought Bajaj Health Insurance plans and have been satisfied with the services that helped them during a medical emergency:
“This is an easy to choose and cost-effective policy as compared to other health insurance plans.”
- Ms. Lisha Kongola
“I bought this policy about 2 months back. So far, 2 of my family members have availed the benefits! This is the best health insurance plan that I have come across. I have recommended it to my relatives as well.”
- Mr. Aniket Sinha
“A friend informed me of this plan that offers medical coverage for up to 600 surgeries. Since I am below 55 years, I didn't even have to go through a medical test to purchase the policy. The option to enhance sum insured upon renewal is beneficial for a customer.”
- Mr. Sudhanshu
“I retired in 2005 after which, upon the suggestion of a cardiologist, I underwent angiography followed by angioplasty. My expenses were instantly approved by Bajaj Allianz, including a day’s stay in the hospital. The entire process was cashless with no worry of making payments and I am grateful to them for the same.”
- Mr. Atul Mohan Raizada
“I underwent immediate hospitalization after fracturing my leg when I fell from a height of 7 feet while organising a rally. Not only after this incident but also when my wife and I were hospitalised after a fracture in a car accident, all our expenses were taken care of. Even though such accidents are beyond our control, Bajaj Allianz health insurance can rescue you.”
- Mr. Nitin Bang
“Excellent services in times of COVID to your mediclaim cashless customers. You (Bajaj Allianz Health Insurance) are also covid warriors helping patients in settling claims in these times everything digitally!”
- Mr. Arun Sekhsaria
“Good claim settlement service even during the lockdown.”
- Mr. Prithbi Singh Miyan
“My happiness and satisfaction regarding my claim settlement which was approved within 2 days of making my claim, that too in this tough situation of COVID-19. I am really grateful to the people of Bajaj Allianz Health Insurance, who have been working amid this coronavirus breakout for their customers and their company.”
- Mr. Ashish Jhunjhunwala
“I am truly delighted at the cooperation you have extended to me in facilitating the renewal of my health insurance policy. Thank you very much.”
- Mr. Vikram Anil Kumar
These Bajaj Allianz Health Insurance reviews from customers who have benefitted from our health insurance plans are a testament to how ensuring your health is the key to financial security.
If you renew your health insurance policy with Bajaj Markets without any break and there has been no claim in the preceding year, Bajaj Allianz General Insurance will increase the ‘Sum Insured Amount’ of your policy by 10% of the base sum insured per annum. However, the maximum cumulative increase of the ‘Sum Insured Amount’ will be limited to 10 years and 100% of your first health insurance policy with Bajaj Markets.
No, in India it is not mandatory to buy a health insurance policy. However, it is advisable to buy a health insurance policy that acts as a financial blanket during any kind of medical emergencies.
Bajaj Allianz Health Insurance covers your hospitalisation expenses, including pre-hospitalisation expenses, post-hospitalisation expenses, doctor’s consultation fees and in-patient expenses.
It is always advisable to renew your Bajaj Allianz Health Insurance policy before its date of expiry. After the expiry date of the policy, you have a grace period of 30 days within which you can renew the plan without having to apply for a fresh policy. However, it is best if you renew your health insurance policy while it is still in force so that you can enjoy uninterrupted insurance coverage.