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Need for Health Insurance in Delhi

Every year we read about the increasing air pollution in Delhi, with studies highlighting a sharp decline in the air quality. Posing a danger to the health of the residents, the air quality has been a major concern where doctors have reported higher cases of respiratory conditions. Such long term exposure to toxic air can result in chronic lung conditions, high blood pressure, cancer, depression and low immunity. Furthermore, studies have shown that the residents of Delhi tend to spend more on medical care as compared to those living in other Indian cities..


In a city where health risks are on the rise due to air pollution, the need for sufficient medical backup is higher. To ensure you and your loved ones can access affordable medical facilities and secure your financial health, you must consider opting for insurance. In this article, let’s go through some of the best health insurance plans in Delhi and the benefits of purchasing one.

Benefits of Opting for Health Insurance in Delhi

  • Covers Pre-Existing Ailments

Pre-existing diseases are always a matter of concern for most people when it comes to seeking insurance. But you can rest assured as insurance companies cover pre-existing ailments upon successful completion of a waiting period. To make sure you get a suitable health plan based on your medical needs, compare the waiting periods and coverage terms offered by various insurers.

  • Maximises Coverage With Add-ons

A crucial benefit of opting for health insurance are the add-on covers. These additional covers provide extra coverage over and above your health plan at a cost-effective premium. You can choose add-on covers such as critical illness cover, daily hospital cash cover, maternity cover, personal accident cover, etc.

  • Provides Access to Alternative Treatment

These days health insurance even covers the costs of alternative treatment apart from allopathic treatment. This includes Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homoeopathy (AYUSH). However, make sure to check the terms and conditions associated with alternative treatment in your insurance policy document.

  • Tax Benefits

Health insurance not only acts as a financial safety net for your medical requirements but also helps you save on taxes! Under Section 80D of the Income Tax Act, 1961, you can claim the premiums paid towards health insurance. In the case of health insurance for senior citizens such as your parents, you can claim a higher premium amount easily.

Best Health Insurance Plans in Delhi

Here some of the best health insurance plans in Delhi that are available on Bajaj MARKETS:


Bajaj Allianz Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

CSR (Claim Settlement Ratio)




Claims Settlement Process

Taken care of by the insurer

Sum Insured Options

₹2 Lakhs - ₹50 Lakhs

₹50 Lakhs

₹4 Lakhs - ₹2 Crores

Network Hospitals




Premium Amount* with GST




Premium Amount* without GST





SI - ₹2 Lakhs, Age-18

SI - ₹4 Lakhs, Age-18

SI - ₹3 Lakhs, Age-18

Disclaimer: *Premium rates are indicative. The actual premium that you might have to pay may change depending on numerous factors. Please check the prevailing premium rates before buying health insurance.

Why Choose Bajaj MARKETS for Health Insurance in Delhi

  • Trusted Companion

100 million+ happy customers across the country have chosen Bajaj MARKETS to be their trusted partner, and so can you!

  • Round-the-Clock Assistance

You can always get in touch with us for your queries, and we shall solve them for you!

  • Zero Paperwork

All we need is a few details from you, and your health insurance plan will be issued in no time.

  • Easy Claim Settlement

Insurance partners of Bajaj MARKETS ensure your claim filing and settlement experience is seamless, so you can rest assured.

How to Avail Cashless Health Insurance in Delhi

Choose one of the best medical insurance in Delhi with Bajaj MARKETS in the following way:


Step 1: Go to the ‘health insurance premium calculator’ page on Bajaj MARKETS.


Step 2: Opt for a suitable type of health insurance plan. Enter your personal details in the application form such as your name, birth date, residential pin code, contact number, etc. and submit.


Step 3: Health insurance plans will be available on your screen.


Step 4: Pick a suitable health policy by considering factors like the sum insured amount, add-on cover options and other insurance features.


Step 5: Review the policy document.


Step 6: Complete the premium payment process.


Step 7: Your health insurance policy document shall be issued soon!

Network Hospitals in Delhi

  • Bajaj Allianz Cashless Network Hospitals

Hospital Name


Pin Code

Ahuja Laser Eye Centre -

212, Parmanand Colony (Main Road), Near Mukherjee Nagar


New Delhi Centre For Sight Limited

B - 5 / 24, Safdarjung Enclave


Dr. Gupta Nursing Home & Hospital

25, Raj Block, Naveen Sahadra


Shanti Kumud Hospital

A-8, Adarsh Nagar, Near Metro Station


RG Stone Urology & Laparoscopy Hospital

194-195, Deepali, Outer Ring Road, Near Mothers Pride School, Pitampura


Bhagat Chandra Hospital

Rzf 1/1 Mahavir Enclave


Niramay Hospital

Rz-23, Indra Park, Near Tilak Pul, Pankha Road, Uttam Nagar


Lotus Hospital & Maternity Centre

Dr. Tyagi Complex.Sant Nagar, Main Bus Stop, Burari Delhi


New Delhi Centre For Sight Limited

F-19, 2nd Floor, Preet Vihar, - Vikas Marg


R.S. Grover Memorial Hospital

B - 243, Priyadarshini Vihar, Laxmi Nagar


You can visit this page for more details related to Bajaj Allianz cashless network hospitals.

  • Aditya Birla Cashless Network Hospitals

Hospital Name


Pin Code

Apollo Cradle (A Unit Of Apollo Specialty Hospitals Pvt Ltd)

Plot No-15A, Shivaji Marg, Najafgarh Road, Near Moti Nagar Metro Station, New Delhi


Cygnus Orthocare Hospital

C-5/29, Safdarjung Development Area, Delhi


Escorts Heart Institute and Research Centre Ltd

Okhla Road, New Delhi


Centre For Sight

B 5/24, Safdarjung Enclave, Delhi


Bensups Hospital (Old name Cygnus Bensups Hospitals)

Bensups Avenue Sector-12 Dwarka, Delhi


Sonia Hospital (A Unit Of Altius Healthcare Pvt Ltd)

1, Gulshan Park Main Rohtak Road Nangloi, Delhi


Fortis Flt. Lt. Rajan Dhall Hospital

Sec-B, Pocket-1, Aruna Asaf Ali Marg, Vasant Kunj, New Delhi


Nirvana Hospital

C1/10, Sector - 15, Rohini, Delhi


Eye-Q Super Speciality Eye Hospital

Plot No Ns-3, Ad Block, Bhagwan Mahavir Marg, Shalimar Bagh, Delhi


Centre For Sight

F-19 Main Vikas Marg Preet Vihar, Delhi


You can visit the official website of Aditya Birla for more details related to Aditya Birla cashless network hospitals.

  • Care Cashless Network Hospitals

Hospital Name


Pin Code

Jain Hospital - Jain Neuro & IVF Hospitals Pvt Ltd

177-178 Vikas Marg Extension Jagriti Enclave


Shubham Hospital

Dd-15 Kalkaji


Apollo Spectra Hospitals

A-19 A Kailash Colony


Netrayatan Hospital

S-371 Greater Kailash 2


Khandelwal Hospital And Urology Centre

B-16 Krishna Nagar, Main Road East Krishna Nagar



B-1/4A B1 Block, Janakpuri, Main Najafgarh Road


Mata Chanan Devi Hospital

Lal Sai Mandir Marg, Janakpuri, Block C1


B M Gupta Nursing Home Pvt. Ltd.

H-11 15 Uttam Nagar Arya Samaj Road


Mohan Eye Institute

11-B Ganga Ram Hospital Marg Old Rajendra Nagar


Lifeline Hospital

Plot No 42, Dwarka Sector 12 Sector 12B


You can visit this page for more details related to Care cashless network hospitals.


With this, we hope you have learnt how and why health insurance is beneficial. Emergencies come unannounced and during such times, health insurance can help immensely by taking care of your medical expenses. Instead of worrying about the monetary aspect of a medical emergency, you can focus on recovering and getting better!


So, head over to Bajaj MARKETS and browse through health insurance plans available on our platform. You can avail some of the best medical insurance plans in Delhi in just a few clicks!

Best Health Insurance Plans Available at Finserv MARKETS

FAQs on Health Insurance in Delhi

  • ✔️Which is the best health insurance policy in Delhi?

    You can find some of the best medical insurance policies in Delhi on Bajaj MARKETS. So, visit the website now!

  • ✔️How can I select the best health insurance company in Delhi?

    To select the best health insurance company in Delhi, you must compare the insurance providers on various factors. These include the Claim Settlement Ratio (CSR), Incurred Claim Ratio (ICR), customer reviews and ratings, claim settlement process, etc.

  • ✔️Can I seek healthcare services at a hospital of my choice?

    Yes. You can seek healthcare services at a preferred hospital. However, you must pay for the hospitalisation expenses and later file a claim under your health insurance plan.

  • ✔️What is a waiting period in health insurance plans?

    A waiting period is a duration when your insurance claims cannot be accepted for certain ailments or conditions under the health insurance plan. 

  • ✔️Which factors decide the health insurance premiums?

    Numerous factors determine the health insurance premium such as the type of cover, your age, pre-existing illnesses, past medical history, add-on covers, etc.