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Need for Health Insurance in Gurgaon

With increasing cases of lifestyle disorders and the declining quality of our environment, medical risks have become a cause for concern in the country. A cross-sectional state-wide STEPS survey showed that the prevalence of Non-Communicable Diseases (NCDs), such as diabetes and hypertension was 15.5% and 26.2% in Haryana. Furthermore, the study revealed that 35.2% of the population were obese or overweight.


Increasing cases of ailments reveal how important it is to prioritise your health and safeguard yourself against risks, with insurance. Not to mention the rising cost of medical care in the country, health insurance in Gurgaon can help provide quality healthcare facilities to you and your loved ones! In this article, let’s discuss the benefits of purchasing health insurance in Gurgaon and look at some insurance plans.

Best Health Insurance Companies in Gurgaon, 2022

Here are some of the best health insurance companies in Gurgaon that offer personalised and extensive coverage against medical risks:

Health Insurance Partners

Bajaj Allianz Health Insurance

Aditya Birla Health Insurance

Care Health Insurance

Health Insurance Plans

Bajaj Allianz Health Guard

Bajaj Allianz Extra Care

Aditya Birla Activ Assure Diamond Plan

Care Health Insurance Plan

Claim Settlement Ratio (CSR)





Network Hospitals





Sum Insured Options

₹2 Lakh - ₹50 Lakh

₹3 Lakh - ₹50 Lakh

₹4 Lakh - ₹2 Crore

Up to ₹50 Lakh

Premiums Starting at*

Starting from ₹3,200

Starting from ₹2,487

Starting from ₹3,294

Starting from ₹4,472

Buy Plans

Buy Now!

Buy Now!

Buy Now!

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Disclaimer: *Premium rates are indicative. The actual premium that you might have to pay may change depending on numerous factors. Please check the prevailing premium rates before buying health insurance.

Benefits of Purchasing Health Insurance in Gurgaon

  • Access to Cashless Facility

You must have heard about the cashless hospitalisation benefit in health insurance, but what does it really mean? So, if you were to experience a health emergency, you could seek treatment at a network hospital associated with your insurer without having to pay for the medical bills. This is also applicable for planned treatments covered under your plan. But remember that certain deductibles mentioned earlier must be covered by you.

  • Protection Against Healthcare Inflation

Studies have shown that healthcare inflation in Haryana has increased to 11.7% between June 2019 and 2021, whereas it's 12.9% in Haryana’s urban regions. This has been the case for most parts of the country with medical facilities becoming more expensive by the day. However, health insurance offers coverage during such times to meet your medical requirements at cost-effective premiums!

  • Tax Benefits

Did you know that health insurance plans come with tax benefits? You can claim the premium paid towards the policy under Section 80D of the Income Tax Act, 1961. If you are below the age of 60 years, you can claim ₹25,000, whereas, for senior citizens the deduction increases to ₹50,000.

  • Extensive Coverage

You can easily find insurance providers offering coverage of up to ₹2 Crore and avail extensive protection against health risks. With sufficient health cover, you can be worry-free in the event of an emergency as the insurance plan shall have your back!

How to Avail Cashless Health Insurance in Gurgaon

Pick one of the best health insurance plan for you in Gurgaon with these steps:


  • Step 1: Go to the ‘health insurance premium calculator’ page on Bajaj MARKETS.

  • Step 2: Select the type of health insurance policy you want. Enter details like your name, date of birth, contact number, residential pin code, etc. and proceed. Various health insurance policies will be visible on your screen.

  • Step 3: Opt for a suitable health plan after comparing them on aspects like the sum insured amount, add-on cover options, etc.

  • Step 4: Finalise a plan and review the policy document.

  • Step 5: Complete the premium payment process.


Your health insurance document will be issued soon!

Why Choose Bajaj MARKETS for Health Insurance in Gurgaon

  • Multiple Offerings

Bajaj MARKETS gives you multiple offerings to choose from, so you can sit back and pick the right plan to meet your insurance needs!

  • Customised Insurance Plans

Nothing is better than personalising your health insurance plan, and thus, you can easily customise your policy on Bajaj MARKETS.

  • Cost-effective Premiums

Get your hands on the best plans as per your needs with Bajaj MARKETS when it comes to health insurance premium!

  • Hassle-Free Claim Settlement

The insurance partners of Bajaj MARKETS offer a swift and efficient health insurance claim process for your ease!

Network Hospitals in Gurgaon

Let’s go through the list of network hospitals available in Gurgaon to avail cashless hospitalisation and treatment:

  • Bajaj Allianz Cashless Network Hospitals

Hospital Name


Pin Code

New Delhi Centre For Sight Limited

Sco Complex-317, Sector 29


Kalyani Hospital Pvt. Ltd

Mehrauli Road


Kids Clinic India Pvt. Ltd

Cloudnine Msj House, Plot A-2, Mayfield Garden, Sector 47 Gurgaon


New Delhi Centre For Sight Limited

Plot 399/1 New Railway Road,


Medanta The Medicity

CH Baktawar Singh Road, Medicity, Islampur Colony, Sector 38


Satyam Hospital

173/27, Gali No. 3, Near Hanuman Mandir, Madanpuri


Alashka The Mediworld Hospital

Ward No- 7, Delhi- Alwar Road, Near Shivam Vatika, Bypass- Sohna, Opp UCO Bank


Hindustan Wellness Center 

2d Floor, Doordrashan Apartments Road, Opposite to Rao Ram Singh Public School, Kanhai, Gurgaon


Ayushman Hospital And Trauma Centre

37, Mile Stone, Near Hero Honda Chowk, Nh-8


W Hospital By Pratiksha

Golf Course Extension Road Sector 56, Sushant Lok 2


READ MORE: Bajaj Allianz Health Insurance Network Hospital List

  • Aditya Birla Cashless Network Hospitals

Hospital Name


Pin Code

Sagar Hospital

Basai Chowk Sec-9-10


Mamta Hospital

877/2, Mata Road, Opp-Home Guard Office Gurgaon


K K Health Care Centre

238 Sector 5, Urban Estate, Near Sheetla Mata Mandir


Shree Balaji Multispeciality Hospital

Sector 9-10, Basai Chowk, Basai Road


Kids Clinic India Pvt Ltd (Cloudnine)

Msj House Plot No A-2, Mayfield Gardens Sector 47 Gurgaon


Neelkanth Hospital Pvt Ltd

Main Mg Road, Near Guru Dronacharya Metro Station Dlf Phase 3


Uma Sanjeevani Health Centre

1, Dakshin Marg, Dlf City, Phase-2 Gurgaon


The Cradle (Aravind Medicare Pvt. Ltd)

Sco-1 & 2, Sector-14, Old Delhi-Gurgaon Road


Eye Q Super Speciality Hospitals

Plot No 522 Sec-27 Gurgaon


Umkal Hospital & Metro Heart Institute

H-Block, Palem Vihar Opp-Chancellor Club


READ MORE: Aditya Birla Health Insurance Network Hospital List

  • Care Cashless Network Hospitals

Hospital Name


Pin Code

Sunrise Hospital

Sector 10A, Khandsa Road, Hari Nagar


Pushpanjali Hospital

John Hall Road Civil Lines


Taneja Hospital

113 A New Colony Near Geeta Bhawan Mandir


Max Hospital

B - Block Sector 29 Sushant Lok -I


Shivam Hospital

Sector 30 N.H. - 1 Jalvayu Vihar


Columbia Asia Hospitals Pvt Ltd

Block F Gol Chakkar Palam Vihar


Fortis Memorial Research Institute

Sector 44, Opposite HUDA City Centre


St. Stephen's Hospital Healthcare Facility

Plot No.3204, Dlf Phase-3 Sector-24


Paras Hospitals

C-1 Sushantlok Sushant Lok Phase 1


W Prathiksha Hospital

Golf Course Extension Road Gurgaon Sushant Lok - 2


READ MORE: Care Health Insurance Network Hospital List


We hope you have understood the role that health insurance plays in our lives in today’s times! If you want to safeguard your loved ones against the soaring medical costs and offer them good healthcare facilities, you should choose a comprehensive policy. To pick suitable health insurance, you can head over to Bajaj MARKETS to get access to extensive coverage at affordable premium prices!

Health Insurance Plans Available at Bajaj Markets

FAQs Related to Health Insurance in Gurgaon

  • ✔️Which are the best health insurance companies in Gurgaon?

    You can find some of the top health insurance companies in Gurgaon offering lucrative medical policies on Bajaj MARKETS!

  • ✔️What is covered under health insurance?

    The following are the key inclusions of medical insurance:

    • In-patient treatment

    • Alternative treatment

    • Domiciliary cover

    • Daycare treatment

    • Pre and post-hospitalisation expenses

    • Ambulance cover

  • ✔️Is pregnancy covered under health insurance plans?

    You can opt for a maternity cover offered as an add-on under most health plans. However, if you are already pregnant at the time of purchasing the insurance policy, it will not be covered.

  • ✔️What is meant by a pre-existing disorder?

    A pre-existing disease is any health condition that you have been diagnosed with before purchasing a health insurance policy.

  • ✔️Can I avail any tax benefits by purchasing health insurance plans?

    Yes, you can claim the premium paid towards your health insurance plan under Section 80D of the Income Tax Act, 1961.