Health Insurance in Gurgaon

Need for Health Insurance in Gurgaon

With increasing cases of lifestyle disorders and the declining quality of our environment, medical risks have become a cause for concern in the country. A cross-sectional state-wide STEPS survey showed that the prevalence of Non-Communicable Diseases (NCDs), such as diabetes and hypertension was 15.5% and 26.2% in Haryana. Furthermore, the study revealed that 35.2% of the population were obese or overweight.

Increasing cases of ailments reveal how important it is to prioritise your health and safeguard yourself against risks, with insurance. Not to mention the rising cost of medical care in the country, health insurance in Gurgaon can help provide quality healthcare facilities to you and your loved ones! In this article, let’s discuss the benefits of purchasing health insurance in Gurgaon and look at some insurance plans.

Best Health Insurance Companies in Gurgaon, 2022

Here are some of the best health insurance companies in Gurgaon that offer personalised and extensive coverage against medical risks:

Disclaimer: *Premium rates are indicative. The actual premium that you might have to pay may change depending on numerous factors. Please check the prevailing premium rates before buying health insurance.

Benefits of Purchasing Health Insurance in Gurgaon

• Access to Cashless Facility

You must have heard about the cashless hospitalisation benefit in health insurance, but what does it really mean? So, if you were to experience a health emergency, you could seek treatment at a network hospital associated with your insurer without having to pay for the medical bills. This is also applicable for planned treatments covered under your plan. But remember that certain deductibles mentioned earlier must be covered by you.

• Protection Against Healthcare Inflation

Studies have shown that healthcare inflation in Haryana has increased to 11.7% between June 2019 and 2021, whereas it's 12.9% in Haryana’s urban regions. This has been the case for most parts of the country with medical facilities becoming more expensive by the day. However, health insurance offers coverage during such times to meet your medical requirements at cost-effective premiums!

• Tax Benefits

Did you know that health insurance plans come with tax benefits? You can claim the premium paid towards the policy under Section 80D of the Income Tax Act, 1961. If you are below the age of 60 years, you can claim ₹25,000, whereas, for senior citizens the deduction increases to ₹50,000.

• Extensive Coverage

You can easily find insurance providers offering coverage of up to ₹2 Crore and avail extensive protection against health risks. With sufficient health cover, you can be worry-free in the event of an emergency as the insurance plan shall have your back!

How to Avail Cashless Health Insurance in Gurgaon

Pick one of the best health insurance plan for you in Gurgaon with these steps:

• Step 1: Go to the ‘health insurance premium calculator’ page on Bajaj MARKETS.

• Step 2: Select the type of health insurance policy you want. Enter details like your name, date of birth, contact number, residential pin code, etc. and proceed. Various health insurance policies will be visible on your screen.

• Step 3: Opt for a suitable health plan after comparing them on aspects like the sum insured amount, add-on cover options, etc.

• Step 4: Finalise a plan and review the policy document.

• Step 5: Complete the premium payment process.

Your health insurance document will be issued soon!

Why Choose Bajaj MARKETS for Health Insurance in Gurgaon

• Multiple Offerings

Bajaj MARKETS gives you multiple offerings to choose from, so you can sit back and pick the right plan to meet your insurance needs!

• Customised Insurance Plans

Nothing is better than personalising your health insurance plan, and thus, you can easily customise your policy on Bajaj MARKETS.

• Cost-effective Premiums

Get your hands on the best plans as per your needs with Bajaj MARKETS when it comes to health insurance premium!

• Hassle-Free Claim Settlement

The insurance partners of Bajaj MARKETS offer a swift and efficient health insurance claim process for your ease!

Network Hospitals in Gurgaon

Let’s go through the list of network hospitals available in Gurgaon to avail cashless hospitalisation and treatment:

• Bajaj Allianz Cashless Network Hospitals

READ MORE: Bajaj Allianz Health Insurance Network Hospital List

• Aditya Birla Cashless Network Hospitals

READ MORE: Aditya Birla Health Insurance Network Hospital List

• Care Cashless Network Hospitals

READ MORE: Care Health Insurance Network Hospital List

Conclusion

We hope you have understood the role that health insurance plays in our lives in today’s times! If you want to safeguard your loved ones against the soaring medical costs and offer them good healthcare facilities, you should choose a comprehensive policy. To pick suitable health insurance, you can head over to Bajaj MARKETS to get access to extensive coverage at affordable premium prices!

Health Insurance Plans Available at Bajaj Markets