Need for Health Insurance in Chennai

Did you know that Chennai is among one of India’s most polluted cities? As per a report by the NGO Greenpeace International that was published in January 2022, the air pollution level in Chennai has crossed the World Health Organisation's permissible limits by five times! One of the major reasons for this is the growing industrialisation and vehicular emissions in the city. This increasing pollution is leading to many health problems for the people living in Chennai.

 

Given the rise in such medical complications and also the increasing cost of medical treatments, the need for health insurance in Chennai cannot be ignored. Having health insurance for yourself and your family will provide you with the necessary financial cushion during a medical emergency. Read on to know more about the benefits of health insurance in Chennai and the network of hospitals with cashless facilities in the city.

Benefits of Buying Health Insurance in Chennai

Here is how buying a health insurance in Chennai will benefit you:

  • Cushion Against Rising Medical Costs

Recent data suggests that the healthcare inflation in Tamil Nadu has gone up by 14.5% between June 2019 and June 2021. Securing yourself and your loved ones with adequate health insurance in Chennai will help you get the best medical treatments without having to worry about the finances, as your insurance policy will provide the necessary cover for medical expenses.

  • Avail Cashless Treatment Facilities

Your health insurance plan gives you the facility to avail cashless hospitalisation at any of the network hospitals associated with your insurer. All you will need to do is submit your health insurance details at the hospital along with the necessary documents. You can then avail medical treatments at the hospital without paying the bills out of pocket. Your insurer will take care of the medical expenses while you are being treated.

  • Add-On Covers

You can strengthen your basic health insurance plan with different add-on covers like the personal accidental cover, maternity cover, critical illness cover, etc. These add-ons help you extend the scope of coverage of your health insurance plan.

  • Tax Benefits

Your health insurance plan not only provides you with the financial cover for medical treatments but also helps you save your income tax! Under Section 80D of the Income Tax Act, 1961, you can claim a tax deduction ranging from ₹25,000 to ₹50,000 on your health insurance premium amount.

Health Insurance Plans in Chennai

At Bajaj MARKETS, you can get some of the best health insurance plans from our partners- Bajaj Allianz General Insurance Co. Ltd., Aditya Birla General Insurance Co., and Care Health Insurance Ltd. Here are the features of the health insurance plans offered by these partners:

Features

Bajaj Allianz Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

CSR (Claim Settlement Ratio)

94%

90%

94%

Claims Settlement Process

Taken care of by the insurer

Sum Insured Options

₹2 Lakhs - ₹50 Lakhs

Up to ₹50 Lakhs

₹4 Lakh - ₹2 Crore

Network Hospitals

6,500+

5,050+

6,000+

Premium Amount* with GST

₹3,776

₹5,277

₹3,887

Premium Amount* without GST

₹3,200

₹4,472

₹3,294

Disclaimer

SI - ₹2 Lakhs, Age-18

SI - ₹4 Lakhs, Age-18

SI - ₹3 Lakhs, Age-18

 

Buy Now!

Buy Now!

Buy Now!

*The premium rates are indicative. The actual health insurance premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your health insurance policy.

Why Choose Bajaj MARKETS for Health Insurance in Chennai

Here’s why you should choose Bajaj MARKETS to buy health insurance in Chennai:

  • Trusted Partner

Bajaj MARKETS is the trusted health insurance partner for over 100 million customers across the country, providing the best insurance plans along with dedicated services to each customer.

  • Easy Comparability

The health insurance premium calculator on Bajaj MARKETS allows you to browse through various health insurance policies, compare their offerings, and then buy a policy that suits your needs.

  • Easy Claim Settlement Process

At Bajaj MARKETS, we provide you with policies that have some of the best health insurance claim settlement ratios and a hassle-free claim settlement process.

  • Customised Insurance Plans

We offer health insurance plans with multiple add-on covers so you can customise your health insurance policy as per your requirements.

Network hospitals in Chennai

The following tables contain a list of some of the network hospitals in Chennai that are associated with our health insurance partners:

Bajaj Allianz Health Insurance - List of Network Hospitals in Chennai

Network Hospital

Address

Pin code

Apollo Womens Hospital Cradle

16 Shafee Mohammed Road

600006

Chennai Krishna Hospital

297, G.S.T. Road, Chromepet

600044

Dr. Agarwal's Eye Hospitals

No - 105+106, Raj Towers, Nolambur Main Road, Mogappair

600037

Fortis Malar Hospital Ltd.

No. 52, First Main Road

600020

Mahalakshmi Hospital (Maha Critical Speciality Division)-Ambattur

No.37, M.T.H.Road, Near Rakki Theatre

600053

MK Nursing Home

Old No-46, New No-24 Rathna Sabapathy Road

600021

Priya Nursing Home

No-82, Kappal Polu Street, Old Washermanper

600021

Sri Ramachandra Medical Centre

No. 1, Ramachandra Nagar, Porur

600116

Sugam Hospital

349 Thiruvottiyur High Road,Thiruvottiyur

600019

Vasan Eye Care Hospital - Madhavaram

No.50 Bazaar Street

600060

If you wish to know more about the Bajaj Allianz Health Insurance network hospital list in Chennai, you can visit this page.

Aditya Birla Health Insurance - List of Network Hospitals in Chennai

Network Hospital

Address

Pin code

Aswene Soundra Hospital And Research Centre

24, Kasturi Rungan Road, Teynampet

600018

Chitras ENT Laser Surgery Hospital

30 C,Cathedral Gardens Road Nungambakkam

600034

Christudas Orthopaedic Speciality Hospital

9, Duraisamy Nagar Agaram Iaf Road Tambaram(East)

600059

Dr.Meera Nursing Home

142/9, Akshaya Building Purasawalkam High Road,Kellys

600010

Dr.Mehta's Hospitals Pvt Ltd (Dr.Mehta's Children's Hospital)

No 2 Mcnichols Road, 3rd Lane, Near The Over Bridge

600031

Dr.Mohan's Diabetes Specialities Centre Pvt Ltd.

6B,Conron Smith Road Gopalapuram

600086

K.S.Hospital

747, Poonamallee High Road, Kilpauk

600010

Vijaya Health Centre

175, N.S.K.Salai Vadapalani

600026

Vijaya Heart Foundation

N.S.K.Salai Vadapalani

600026

Vijaya Hospital (Vijay Institute Of Trauma & Orthopaedics)

180,N.S.K.Salai Vadapalani

600026

If you wish to know more about the Aditya Birla Health Insurance network hospital list in Chennai, you can visit this page.

Care Health Insurance - List of Network Hospitals in Chennai

Network Hospital

Address

Pin code

Das Nursing Home

5/271 Prem Nagar Extension Pozhichalur Pozhichalur Main Road

600074

Eswari Nursing Home

1/255 Srp Colony 10Th Street

600082

Lakshmi Hospital

47 West Mambalam Govindan Road

600033

Parvathy Ortho Hospital Pvt Ltd

241 Chromepet G.S.T. Road

600044

Retteri Sri Kumaran Health Centre Pvt. Ltd.

No. 1419 Kolathur 200 Feet Road Retteri Junction

600099

Sen Hospital

Old No.18 Perambur Bunder Garden Street

600011

Sri Bala Nursing Home

No.46 S.R.P. Koil Street T.V.K. Nagar North T.V.K. Nagar North

600082

Sri Devi Hospital

T020A 16th Anna Nagar West Main Road

600040

Sri Devi Speciality Hospital

No.30 Koyambedu Poonamallee High Road

600107

Venkataeswara Hospitals

No.36-A Nandanam Chamiers Road

600035

If you wish to know more about the Care Health Insurance network hospital list in Chennai, you can visit this page.

How to Avail Cashless Health Insurance in Chennai

Here is all you need to do to buy a cashless health insurance at Bajaj MARKETS:

 

  1. Visit Bajaj MARKETS Online and navigate to the ‘Health Insurance Calculator’ section.

  2. Enter all the necessary details like your full name, contact details, the details of the person to be insured (self, spouse, children, parents), etc.

  3. Check the health insurance plans that are available and pick the plan that suits your needs. Choose any add-on covers as per your requirements.

  4. Pay the health insurance premium online using any one of the payment modes like credit card, debit card, net banking, UPI, etc.

  5. That’s it! Your health insurance policy will be sent to your registered e-mail ID shortly!

Summing up

The increasing pollution and rising healthcare inflation in Chennai can drain your finances in case of a medical emergency. Hence, it is essential to get good health insurance to secure you and your family during such times. So, if you still haven’t bought a health insurance plan, wait no more! Check out the health insurance plans available at Bajaj MARKETS now!

Best Health Insurance Plans Available at Finserv MARKETS

FAQs on Health Insurance in Chennai

  • ✔️What are the factors determining my health insurance premium in Chennai?

     Your health insurance premium is based on the following factors: The add-on covers chosen, The sum insured, The type of cover chosen, Your age

  • ✔️How can I get my health insurance premium in Chennai?

     You can use the health insurance premium calculator on Bajaj MARKETS to get a premium quote for your health insurance in Chennai.

  • ✔️Do health insurance plans cover pre-existing health problems?

     The coverage of pre-existing diseases and ailments depends on the insurer and the type of disease. Some insurers offer coverage for pre-existing health problems with a waiting period clause.

  • ✔️What is waiting period in health insurance?

    Waiting period in health insurance is the time duration where you will not be able to file a claim under your health insurance plan.

  • ✔️How can I buy health insurance in Chennai?

     You can buy health insurance in Chennai at the ‘health insurance premium calculator’ section on Bajaj MARKETS or download our insurance app.