Every year we read about the increasing air pollution in Delhi, with studies highlighting a sharp decline in the air quality. Posing a danger to the health of the residents, the air quality has been a major concern where doctors have reported higher cases of respiratory conditions. Such long term exposure to toxic air can result in chronic lung conditions, high blood pressure, cancer, depression and low immunity. Furthermore, studies have shown that the residents of Delhi tend to spend more on medical care as compared to those living in other Indian cities..
In a city where health risks are on the rise due to air pollution, the need for sufficient medical backup is higher. To ensure you and your loved ones can access affordable medical facilities and secure your financial health, you must consider opting for insurance. In this article, let’s go through some of the best health insurance plans in Delhi and the benefits of purchasing one.
Pre-existing diseases are always a matter of concern for most people when it comes to seeking insurance. But you can rest assured as insurance companies cover pre-existing ailments upon successful completion of a waiting period. To make sure you get a suitable health plan based on your medical needs, compare the waiting periods and coverage terms offered by various insurers.
A crucial benefit of opting for health insurance are the add-on covers. These additional covers provide extra coverage over and above your health plan at a cost-effective premium. You can choose add-on covers such as critical illness cover, daily hospital cash cover, maternity cover, personal accident cover, etc.
These days health insurance even covers the costs of alternative treatment apart from allopathic treatment. This includes Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homoeopathy (AYUSH). However, make sure to check the terms and conditions associated with alternative treatment in your insurance policy document.
Health insurance not only acts as a financial safety net for your medical requirements but also helps you save on taxes! Under Section 80D of the Income Tax Act, 1961, you can claim the premiums paid towards health insurance. In the case of health insurance for senior citizens such as your parents, you can claim a higher premium amount easily.
Here some of the best health insurance plans in Delhi that are available on Bajaj MARKETS:
Features |
Bajaj Allianz Health Insurance |
Care Health Insurance |
Aditya Birla Health Insurance |
CSR (Claim Settlement Ratio) |
94% |
90% |
94% |
Claims Settlement Process |
Taken care of by the insurer |
||
Sum Insured Options |
₹2 Lakhs - ₹50 Lakhs |
₹50 Lakhs |
₹4 Lakhs - ₹2 Crores |
Network Hospitals |
6,500+ |
5,050+ |
6,000+ |
Premium Amount* with GST |
₹3,776 |
₹5,277 |
₹3,887 |
Premium Amount* without GST |
₹3,200 |
₹4,472 |
₹3,294 |
Disclaimer |
SI - ₹2 Lakhs, Age-18 |
SI - ₹4 Lakhs, Age-18 |
SI - ₹3 Lakhs, Age-18 |
Disclaimer: *Premium rates are indicative. The actual premium that you might have to pay may change depending on numerous factors. Please check the prevailing premium rates before buying health insurance.
100 million+ happy customers across the country have chosen Bajaj MARKETS to be their trusted partner, and so can you!
You can always get in touch with us for your queries, and we shall solve them for you!
All we need is a few details from you, and your health insurance plan will be issued in no time.
Insurance partners of Bajaj MARKETS ensure your claim filing and settlement experience is seamless, so you can rest assured.
Choose one of the best medical insurance in Delhi with Bajaj MARKETS in the following way:
Step 1: Go to the ‘health insurance premium calculator’ page on Bajaj MARKETS.
Step 2: Opt for a suitable type of health insurance plan. Enter your personal details in the application form such as your name, birth date, residential pin code, contact number, etc. and submit.
Step 3: Health insurance plans will be available on your screen.
Step 4: Pick a suitable health policy by considering factors like the sum insured amount, add-on cover options and other insurance features.
Step 5: Review the policy document.
Step 6: Complete the premium payment process.
Step 7: Your health insurance policy document shall be issued soon!
Hospital Name |
Address |
Pin Code |
Ahuja Laser Eye Centre - |
212, Parmanand Colony (Main Road), Near Mukherjee Nagar |
110009 |
New Delhi Centre For Sight Limited |
B - 5 / 24, Safdarjung Enclave |
110029 |
Dr. Gupta Nursing Home & Hospital |
25, Raj Block, Naveen Sahadra |
110032 |
Shanti Kumud Hospital |
A-8, Adarsh Nagar, Near Metro Station |
110033 |
RG Stone Urology & Laparoscopy Hospital |
194-195, Deepali, Outer Ring Road, Near Mothers Pride School, Pitampura |
110034 |
Bhagat Chandra Hospital |
Rzf 1/1 Mahavir Enclave |
110045 |
Niramay Hospital |
Rz-23, Indra Park, Near Tilak Pul, Pankha Road, Uttam Nagar |
110059 |
Lotus Hospital & Maternity Centre |
Dr. Tyagi Complex.Sant Nagar, Main Bus Stop, Burari Delhi |
110084 |
New Delhi Centre For Sight Limited |
F-19, 2nd Floor, Preet Vihar, - Vikas Marg |
110092 |
R.S. Grover Memorial Hospital |
B - 243, Priyadarshini Vihar, Laxmi Nagar |
110092 |
You can visit this page for more details related to Bajaj Allianz cashless network hospitals.
Hospital Name |
Address |
Pin Code |
Apollo Cradle (A Unit Of Apollo Specialty Hospitals Pvt Ltd) |
Plot No-15A, Shivaji Marg, Najafgarh Road, Near Moti Nagar Metro Station, New Delhi |
110015 |
Cygnus Orthocare Hospital |
C-5/29, Safdarjung Development Area, Delhi |
110016 |
Escorts Heart Institute and Research Centre Ltd |
Okhla Road, New Delhi |
110025 |
Centre For Sight |
B 5/24, Safdarjung Enclave, Delhi |
110029 |
Bensups Hospital (Old name Cygnus Bensups Hospitals) |
Bensups Avenue Sector-12 Dwarka, Delhi |
110075 |
Sonia Hospital (A Unit Of Altius Healthcare Pvt Ltd) |
1, Gulshan Park Main Rohtak Road Nangloi, Delhi |
110041 |
Fortis Flt. Lt. Rajan Dhall Hospital |
Sec-B, Pocket-1, Aruna Asaf Ali Marg, Vasant Kunj, New Delhi |
110070 |
Nirvana Hospital |
C1/10, Sector - 15, Rohini, Delhi |
110085 |
Eye-Q Super Speciality Eye Hospital |
Plot No Ns-3, Ad Block, Bhagwan Mahavir Marg, Shalimar Bagh, Delhi |
110088 |
Centre For Sight |
F-19 Main Vikas Marg Preet Vihar, Delhi |
110092 |
You can visit the official website of Aditya Birla for more details related to Aditya Birla cashless network hospitals.
Hospital Name |
Address |
Pin Code |
Jain Hospital - Jain Neuro & IVF Hospitals Pvt Ltd |
177-178 Vikas Marg Extension Jagriti Enclave |
110012 |
Shubham Hospital |
Dd-15 Kalkaji |
110019 |
Apollo Spectra Hospitals |
A-19 A Kailash Colony |
110048 |
Netrayatan Hospital |
S-371 Greater Kailash 2 |
110048 |
Khandelwal Hospital And Urology Centre |
B-16 Krishna Nagar, Main Road East Krishna Nagar |
110051 |
J.K.Hospital |
B-1/4A B1 Block, Janakpuri, Main Najafgarh Road |
110058 |
Mata Chanan Devi Hospital |
Lal Sai Mandir Marg, Janakpuri, Block C1 |
110058 |
B M Gupta Nursing Home Pvt. Ltd. |
H-11 15 Uttam Nagar Arya Samaj Road |
110059 |
Mohan Eye Institute |
11-B Ganga Ram Hospital Marg Old Rajendra Nagar |
110060 |
Lifeline Hospital |
Plot No 42, Dwarka Sector 12 Sector 12B |
110075 |
You can visit this page for more details related to Care cashless network hospitals.
With this, we hope you have learnt how and why health insurance is beneficial. Emergencies come unannounced and during such times, health insurance can help immensely by taking care of your medical expenses. Instead of worrying about the monetary aspect of a medical emergency, you can focus on recovering and getting better!
So, head over to Bajaj MARKETS and browse through health insurance plans available on our platform. You can avail some of the best medical insurance plans in Delhi in just a few clicks!
You can find some of the best medical insurance policies in Delhi on Bajaj MARKETS. So, visit the website now!
To select the best health insurance company in Delhi, you must compare the insurance providers on various factors. These include the Claim Settlement Ratio (CSR), Incurred Claim Ratio (ICR), customer reviews and ratings, claim settlement process, etc.
Yes. You can seek healthcare services at a preferred hospital. However, you must pay for the hospitalisation expenses and later file a claim under your health insurance plan.
A waiting period is a duration when your insurance claims cannot be accepted for certain ailments or conditions under the health insurance plan.
Numerous factors determine the health insurance premium such as the type of cover, your age, pre-existing illnesses, past medical history, add-on covers, etc.