Need for Health Insurance in Gurgaon

With increasing cases of lifestyle disorders and the declining quality of our environment, medical risks have become a cause for concern in the country. Reports have shown that the prevalence of Non-Communicable Diseases (NCDs), such as diabetes, hypertension, digestive disorders, etc., is 116 per 1,000 people. Furthermore, the study revealed that two-thirds of affected individuals were in the age group of 26-59 years.


In recent years, the city of Gurgaon has experienced poor air quality due to thick smog and traffic fumes. Such a situation reveals how important it is to prioritise your health over other things and safeguard yourself against risks with insurance. Not to mention the rising cost of medical care in the country, health insurance in Gurgaon can help provide quality healthcare facilities to you and your loved ones! In this article, let’s discuss the benefits of purchasing health insurance in Gurgaon and look at some insurance plans.

Benefits of Purchasing Health Insurance in Gurgaon

  • Access to Cashless Facility

You must have heard about the cashless hospitalisation benefit in health insurance, but what does it really mean? So, if you were to experience a health emergency, you could seek treatment at a network hospital associated with your insurer without having to pay the medical bills. This is also applicable to planned treatments covered under your plan. But remember that certain deductibles must be covered by you.

  • Protection Against Healthcare Inflation

Studies have shown that healthcare inflation in Haryana has increased to 11.7% between June 2019 and 2021, whereas it's 12.9% in Haryana’s urban regions. This has been the case for most parts of the country with medical facilities becoming more expensive by the day. However, health insurance offers coverage during such times to meet your medical requirements at cost-effective premiums!

  • Tax Benefits

Did you know that health insurance plans come with tax benefits? You can claim the premium paid towards the policy under Section 80D of the Income Tax Act, 1961. If you are below the age of 60 years, you can claim ₹25,000, whereas for senior citizens the deduction increases to ₹50,000.

  • Extensive Coverage

You can easily find insurance providers offering coverage of up to ₹2 Crores and avail extensive protection against health risks. With sufficient health cover, you can be worry-free in the event of an emergency as the insurance plan shall have your back!

Best Health Insurance Plans in Gurgaon

Here are some of the best insurance plans offered by the top health insurance companies in Gurgaon:


Bajaj Allianz Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

CSR (Claim Settlement Ratio)




Claims Settlement Process

Taken care of by the insurer

Sum Insured Options

₹2 Lakh - ₹50 Lakhs

Up to ₹50 Lakhs

₹4 Lakhs - ₹2 Crores

Network Hospitals




Premium Amount* with GST




Premium Amount* without GST





SI - ₹2 Lakhs, Age-18

SI - ₹4 Lakhs, Age-18

SI - ₹3 Lakhs, Age-18

Disclaimer: *Premium rates are indicative. The actual premium that you might have to pay may change depending on numerous factors. Please check the prevailing premium rates before buying health insurance.

How to Avail Cashless Health Insurance in Gurgaon

Pick the best health insurance plan in Gurgaon at Bajaj MARKETS with these steps:


Step 1: Go to the ‘health insurance premium calculator’ page on Bajaj MARKETS.


Step 2: Select the type of health insurance policy you want. Enter details like your name, date of birth, contact number, residential pin code, etc. and proceed.


Step 3: Various health insurance policies will be visible on your screen.


Step 4: Opt for a suitable health plan after comparing them on aspects like the sum insured amount, add-on cover options, etc.


Step 5: Finalise a plan and review the policy document.


Step 6: Complete the premium payment process.


Step 7: Your health insurance document will be issued soon!

Why Choose Bajaj MARKETS for Health Insurance in Gurgaon

  • Multiple Offerings

Bajaj MARKETS gives you multiple offerings to choose from, so you can sit back and pick the right plan to meet your insurance needs!

  • Round-the-Clock Assistance

Got queries? Bajaj MARKETS is here for you! Our round-the-clock assistance is always available for its customers.

  • Customised Insurance Plans

Nothing is better than personalising your health insurance plan, and thus, you can easily customise your policy on Bajaj MARKETS.

  • Cost-Effective Premiums

Get your hands on the best deals with Bajaj MARKETS when it comes to health insurance premiums!

  • Hassle-Free Claim Settlement

The insurance partners of Bajaj MARKETS offer a swift and efficient health insurance claim process for your ease!

Network Hospitals in Gurgaon

  • Bajaj Allianz Cashless Network Hospitals

Hospital Name


Pin Code

New Delhi Centre For Sight Limited

Sco Complex-317, Sector 29


Kalyani Hospital Pvt. Ltd

Mehrauli Road


Kids Clinic India Pvt. Ltd

Cloudnine Msj House, Plot A-2, Mayfield Garden, Sector 47 Gurgaon


New Delhi Centre For Sight Limited

Plot 399/1 New Railway Road,


Medanta The Medicity

CH Baktawar Singh Road, Medicity, Islampur Colony, Sector 38


Satyam Hospital

173/27, Gali No. 3, Near Hanuman Mandir, Madanpuri


Alashka The Mediworld Hospital

Ward No- 7, Delhi- Alwar Road, Near Shivam Vatika, Bypass- Sohna, Opp UCO Bank


Hindustan Wellness Center

2d Floor, Doordrashan Apartments Road, Opposite to Rao Ram Singh Public School, Kanhai, Gurgaon


Ayushman Hospital And Trauma Centre

37, Mile Stone, Near Hero Honda Chowk, Nh-8


W Hospital By Pratiksha

Golf Course Extension Road Sector 56, Sushant Lok 2


If you wish to know more about the Bajaj Allianz Health Insurance network hospital list, you can visit this page.

  • Aditya Birla Cashless Network Hospitals

Hospital Name


Pin Code

Sagar Hospital

Basai Chowk Sec-9-10


Mamta Hospital

877/2, Mata Road, Opp-Home Guard Office Gurgaon


K K Health Care Centre

238 Sector 5, Urban Estate, Near Sheetla Mata Mandir


Shree Balaji Multispeciality Hospital

Sector 9-10, Basai Chowk, Basai Road


Kids Clinic India Pvt Ltd (Cloudnine)

Msj House Plot No A-2, Mayfield Gardens Sector 47 Gurgaon


Neelkanth Hospital Pvt Ltd

Main Mg Road, Near Guru Dronacharya Metro Station Dlf Phase 3


Uma Sanjeevani Health Centre

1, Dakshin Marg, Dlf City, Phase-2 Gurgaon


The Cradle (Aravind Medicare Pvt.Ltd)

Sco-1 & 2,Sector-14, Old Delhi-Gurgaon Road


Eye Q Super Speciality Hospitals

Plot No 522 Sec-27 Gurgaon


Umkal Hospital & Metro Heart Institute

H-Block,Palem Vihar Opp-Chancellor Club


If you wish to know more about the Aditya Birla Health Insurance network hospital list, you can visit this page.

  • Care Cashless Network Hospitals

Hospital Name


Pin Code

Sunrise Hospital

Sector 10A, Khandsa Road, Hari Nagar


Pushpanjali Hospital

John Hall Road Civil Lines


Taneja Hospital

113 A New Colony Near Geeta Bhawan Mandir


Max Hospital

B - Block Sector 29 Sushant Lok -I


Shivam Hospital

Sector 30 N.H. - 1 Jalvayu Vihar


Columbia Asia Hospitals Pvt Ltd

Block F Gol Chakkar Palam Vihar


Fortis Memorial Research Institute

Sector 44, Opposite HUDA City Centre


St. Stephen's Hospital Healthcare Facility

Plot No.3204, Dlf Phase-3 Sector-24


Paras Hospitals

C-1 Sushantlok Sushant Lok Phase 1


W Prathiksha Hospital

Golf Course Extension Road Gurgaon Sushant Lok - 2


If you wish to know more about the Care Health Insurance network hospital list, you can visit this page.


We hope you have understood the role that health insurance plays in our lives in today’s times! If you want to safeguard your loved ones against the soaring medical costs and offer them good healthcare facilities you should choose a comprehensive policy. To pick suitable health insurance, you can head over to Bajaj MARKETS to get access to extensive coverage at affordable premium prices!

Best Health Insurance Plans Available at Finserv MARKETS

FAQs on Health Insurance in Gurgaon

  • ✔️Which are the best health insurance companies in Gurgaon?

    You can find some of the top health insurance companies in Gurgaon on Bajaj MARKETS offering lucrative medical policies!

  • ✔️What is covered under health insurance?

    The following are the key inclusions of medical insurance:

    • In-patient treatment

    • Alternative treatment

    • Domiciliary cover

    • Daycare treatment

    • Pre and post hospitalisation expenses

    • Ambulance cover

  • ✔️Is pregnancy covered under health insurance plans?

    You can opt for a maternity cover offered as an add-on under most health plans. However, if you are already pregnant at the time of purchasing the insurance policy, it will not be covered.

  • ✔️What is meant by a pre-existing disorder?

    A pre-existing disease is any health condition that you have been diagnosed with before purchasing a health insurance policy.

  • ✔️Can I avail any tax benefits by purchasing health insurance plans?

    Yes, you can claim the premium paid towards your health insurance plan under Section 80D of the Income Tax Act, 1961.