Kolkata is one of India’s metropolitan cities with an approximate population of 1.49 crore. With such a dense population, the city has a large network of public and private healthcare. However, the cost of private healthcare in Kolkata and across the country has gone up significantly over the past decade.
Hospitalisations and treatment at any decent private hospital can cost lakhs of rupees and can even wipe out the savings of a middle-class family. Hence, health insurance in Kolkata has become a necessity to protect your finances and get access to good healthcare. Let’s take a look at options for the best health insurance company in Kolkata, as well as a list of network hospitals in the city.
Buying health insurance in Kolkata comes with a variety of benefits. Some of them are:
The most important reason for buying insurance is to get coverage for the cost of hospitalisations and medical treatments. As the costs of medical treatments have risen over the past few years, even a small surgical procedure or short-term hospitalisation can cost lakhs of rupees. Prolonged illness can even put you in heavy debt. To protect yourself against these dire financial circumstances, get health insurance in Kolkata that can help you cover all of your medical expenses.
Add-on covers are a special addition to your health insurance that can help you get enhanced coverage. For instance, a maternity add-on helps cover the pregnancy-related hospitalisation expenses for women, which are generally not covered under regular health plans. You can choose from a large variety of useful add-ons.
When you buy health insurance in Kolkata from a reputed insurer, you will get access to the best ‘network hospitals’ where you can get treated without paying any bills. Your insurer will directly settle the bills with the hospital. More importantly, you can get the best possible treatment at high-quality hospitals.
You can now save on taxes while ensuring your healthcare requirements are taken care of. Under Section 80D of the Income Tax Act, 1961, you can claim the premiums paid towards getting health insurance in Patna!
In the table given below, you can take a look at some of the best health insurance plans in Kolkata that you can purchase at Bajaj MARKETS:
Features |
Bajaj Allianz Health Insurance |
Care Health Insurance |
Aditya Birla Health Insurance |
CSR (Claim Settlement Ratio) |
94% |
90% |
94% |
Claims Settlement Process |
Taken care of by the insurer |
||
Sum Insured Options |
₹2 Lakh - ₹50 Lakh |
Up to ₹50 Lakh |
₹4 Lakh - ₹2 Crore |
Network Hospitals |
6,500+ |
5,050+ |
6,000+ |
Premium Amount* with GST |
₹3,776 |
₹5,277 |
₹3,887 |
Premium Amount* without GST |
₹3,200 |
₹4,472 |
₹3,294 |
Disclaimer |
SA - ₹2 Lakhs, Age-18 |
SA - ₹4 Lakhs, Age-18 |
SA - ₹3 Lakhs, Age-18 |
*Premium rates are indicative. The actual premium that you might have to pay may change depending on numerous factors. Please check the prevailing premium rates before buying health insurance.
Here are the simple steps you can follow to buy cashless health insurance in Kolkata:
Step 1: Visit the ‘health insurance premium calculator’’ page on Bajaj MARKETS.
Step 2: Enter the relevant information required on the page such as your personal details and medical information.
Step 3: Check the list of available health insurance plans that show up on the screen.
Step 4: Select your preferred plan and upload the necessary documents on the website.
Step 5: Make the online premium payment for the chosen plan and your health insurance policy in Kolkata will be activated shortly.
There are a lot of advantages of choosing Bajaj MARKETS for buying health insurance in Kolkata:
Bajaj MARKETS is the trusted financial partner to millions of customers across India for health insurance and other products. You can buy a health insurance plan in Kolkata online at Bajaj MARKETS in minutes without worrying about anything.
With the help of the ‘health insurance premium calculator’, you can check out all the available plans at Bajaj MARKETS and compare their pricing and features easily. This can help you make an informed decision on which health insurance plan is the right one for you.
With the option of cashless health insurance, you can get treatment at the best network hospitals without paying anything out of pocket for the hospitalisation expenses. The claim settlement process is also swift and hassle-free.
You can take a look at the tables given below to check out the list of network hospitals in Kolkata under our different health insurance partners:
Hospital Name |
Address |
Charring Cross Nursing Home |
Motilal Basak Lane, Kolkata |
Labbaik Medical Centre |
Eqbalpore Road, Kolkata |
Amri Hospital Dhakuria |
Gariahat, Kolkata |
Ruby General Hospital |
Kasba Golpark, Kolkata |
Fortis Hospital |
Rashbehari Avenue, Kolkata |
Rameswara Nursing Home |
VIIM, Kolkata |
Dum Dum Municipality Speciality Hospital |
Dum Dum Cantonment, Kolkata |
Bellona Nursing Home and Diagnostic Centre |
Diamond Harbour Road, Kolkata |
Arogya Maternity and Nursing Home |
Tollygange Circle Road, Kolkata |
Mohan Clinic |
Lake Temple Road, Kolkata |
If you wish to know more about the Bajaj Allianz Health Insurance network hospital list, you can visit this page.
Hospital Name |
Address |
Medica Superspeciality Hospital |
E. M. Bypass, Kolkata |
Amri Hospital Dhakuria |
Gariahat, Kolkata |
Peerless Hospitex Hospital |
Near Highland Park Panchasayar, Kolkata |
Dewan Medicare |
Ambakar Sukchar BT Road, Kolkata |
Dum Dum Municipality Speciality Hospital |
Dum Dum Cantonment, Kolkata |
Amri Hospital Salt Lake |
Sector 3, Salt Lake City, Kolkata |
Dreamland Nursing Home |
2 Navratna Lane, Kolkata |
Vision Care Hospital |
EM Bypass, Kolkata |
Ruby General Hospital |
Kasba Golpark, Kolkata |
Apollo Gleneagles Hospital |
Canal Circular Road, Kolkata |
If you wish to know more about the Care Health Insurance network hospital list, you can visit this page.
Hospital Name |
Address |
Fortis Hospital |
EM Bypass Road, Kolkata |
Institute of Neurosciences |
Bose Road, Kolkata |
Rabindra Tagore International Institute of Cardiac Sciences |
EM Bypass Road, Kolkata |
Peerless Hospitex Hospital |
Near Highland Park Panchasayar, Kolkata |
Iris Hospital |
Mullick Road, Kolkata |
Charring Cross Nursing Home |
Motilal Basak Lane, Kolkata |
Belle Vue Hospital |
Brahmachari Street, Kolkata |
All Asia Medical Institute |
Near Gariahat Pantaloons, Kolkata |
GD Hospital and Diabetes Institute |
Lenin Sarani, Kolkata |
Disha Eye Hospital |
Barrackpore, Kolkata |
If you wish to know more about the Aditya Birla Health Insurance network hospital list, you can visit this page.
While Kolkata has a number of good private and public hospitals where you can get the best in class treatment, you also need to be financially ready for the large hospital bills that will follow. In this case, a good health insurance plan can take care of your financial needs so that your savings remain intact. However, it is also important to compare health insurance plan prices and features before settling on a final policy. If you are looking to buy a mediclaim plan, choose from some good health insurance plans available at Bajaj MARKETS and benefit from features like quick policy issuance, cashless claims, 24x7 support, etc.
Most reputed insurance companies provide the same level of service. You should read online reviews and customer testimonials and then decide which is the best health insurance company in Kolkata.
Most insurance companies will have a ‘health insurance waiting period’ of a few months or years, after which the ‘pre-existing diseases’ will be covered.
Yes, it’s completely safe to buy health insurance online as long as you are buying from a reputed insurer.
An individual health insurance plan is the best choice for a single person. However, you can buy a family floater plan if you want to provide medical coverage for your family as well.
Yes, you can use the ‘health insurance premium calculator’ to get an estimated quote on health insurance plans.