Need for Health Insurance in Lucknow

Lucknow, which is among the most populated cities in India, is also a very polluted city. In the past few years a significant number of people in Lucknow have lost their lives due to respiratory diseases. New cases are reported every other day with people complaining of respiratory infections and diseases. To ensure that you are financially protected for the treatment of such diseases, it is imperative to get health insurance in Lucknow. Read on to know more about health insurance in Lucknow, its benefits, and the list of network hospitals that provide the cashless claim facility in the city.

Benefits of Buying Health Insurance in Lucknow

Here is how buying a health insurance in Lucknow will benefit you:

  • Financial Security Against Rising Healthcare Inflation

    In the past years, the medical inflation in the state of Uttar Pradesh has seen a rise of 14.8%. Your health insurance provides the necessary financial protection during such times, when we are seeing a constant increase in the cost of medical treatments. Thus, it ensures you get the best medical care, without dipping into your savings.

  • Avail Cashless Treatments

    Your health insurance provides you with a cashless treatment facility wherein you can avail treatments at any network hospital without worrying about paying the hospital bills. Your insurance provider will take care of these hospital bills while you are being treated.

  • Add-On Covers

    With different add-on covers like maternity cover, personal accident cover, critical illness cover, etc., you can extend the scope of coverage of your basic health insurance plan.

  • Tax Benefits

    Did you know that your health insurance also aids in tax saving? As per Section 80D of the Income Tax Act, you can claim a tax deduction ranging from ₹25,000 to ₹50,000 on your health insurance premium amount.

Health Insurance Plans in Lucknow

At Bajaj MARKETS, we have some of the best health insurance plans from three insurance partners. Let’s take a look at some of the key features of the health insurance plans available at Bajaj MARKETS:


Bajaj Allianz Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

CSR (Claim Settlement Ratio)




Claims Settlement Process

Taken care of by the insurer

Sum Insured Options

₹2 Lakh - ₹50 Lakh

Up to ₹50 Lakh

₹4 Lakh - ₹2 Crore

Network Hospitals




Premium Amount* with GST




Premium Amount* without GST





SA - ₹2 Lakhs, Age-18

SA - ₹4 Lakhs, Age-18

SA - ₹3 Lakhs, Age-18

*The premium rates are indicative. The actual health insurance premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your health insurance policy.

How to Buy Cashless Health Insurance in Lucknow

You can buy a cashless health insurance at Bajaj MARKETS by following these five easy steps:


  1. Visit Bajaj MARKETS and head over to the ‘Health Insurance Calculator’ section.

  2. Enter the necessary details like your full name, contact details, and the details of the person to be insured.

  3. Browse through the different health insurance plans and pick one that you think is best for you. Do not forget to choose the necessary add-on covers along with your basic health insurance plan.

  4. Pay the health insurance premium using any one of the online payment modes.

  5. That’s it! Your health insurance policy documents will be sent to your registered e-mail ID.

Why Choose Bajaj MARKETS for Health Insurance in Lucknow

Here’s why you should buy health insurance in Lucknow at Bajaj MARKETS:

  • Trusted Financial Partner

    Being the trusted financial partner for over 100 million customers, Bajaj MARKETS is dedicated to providing you with some of the best health insurance plans.

  • Easy Comparability of Health Insurance Plans

    At Bajaj MARKETS, you can easily compare various health insurance plans and their offerings using the health insurance premium calculator. This will help you make an informed decision while choosing a health insurance policy.

  • Easy Claim Settlement Process

    With some of the best claim settlement ratios in the industry, our insurance partners provide a hassle-free claim settlement process to you.

  • Get Customised Insurance Plans

    At Bajaj MARKETS, you can customise your health insurance policy with various add-on covers as per your individual requirements.

Network hospitals in Lucknow

The following tables contain a list of some of the network hospitals in Lucknow that are associated with Bajaj MARKETS’ health insurance partners:

Bajaj Allianz Health Insurance - Lucknow Network Hospitals List

Network Hospital


Pin code

Life Hospital

Bagh No - 3, Near Amausi Airport, Kanpur Road


Lifeline Hospital And Heart Centre

B - 49, Mandir Marg,


Matra Drishti Medicare

C-8/265, Sec. 8, Jankipuram Extension,


Nephroplus Dialysis Center

Ajanta Hospital And Ivf Center, No.765, Abc Complex,


Sadbhawana Hospital

D-3, Liberty Colony, Sarvodaya Nagar,


Shalimar Hospital

A - 989, Indira Nagar


Shanti Clinic & Hospital

3/180 Virat Khand, Gomti Nagar, Near Lucknow Public School


Sun Eye Hospital & Laser Centre Pvt Ltd

57-B Singar Nagar,


Surgical And Maternity Centre Ahuja Hospital

4/488, Vivek Khand, Gomti Nagar, Pattrakarpuram Chauraha, Near Patrakarpuram Chauraha, Station Road Gomtinagar


Vivekananda Polyclinic & Institute Of Medical Sciences

Ramakrishna Mission Sevashram, Vivekananda Puram,


Aditya Birla Health Insurance - Lucknow Network Hospitals List

Network Hospital


Pin code

Avadh Hospital & Heart Centre

Avadh Hospital Chauraha,9 D, Alambagh Singarnagar, Kanpur Road


City Hospital And Trauma Centre

C-1, Cinder Dump Complex Opp Krishna Cinema, Alambargh


Dr.Subodh Agrawal Memorial Eye Hospital

#21/31, 3C Tilak Marg, Off Ranapratap Marg, Hazratganj


Globe Medicare

A-3 Nirala Nagar, Lucknow Near It Chauraha


Gupta Hospital

Vijay Nagar, Kanpur Road Opp Ghai Guest House


Lovee Shubh Clinic Pvt Ltd.,

3/75, Vivek Khand Gomti Nagar


Metro Hospital & Trauma Centre

1/25, Vijay Khand, Near Lohia Park Gomti Nagar


Relief Hospital, Trauma & Critical Care Unit

Ahibaranpur Sitapur Road


Sadbhavana Hospital

D-3 Liberty Colony


Seth L M Hospital

63 A, Krishna Nagar, Alambagh Lucknow


Care Health Insurance - Lucknow Network Hospitals List

Network Hospital


Pin code

Eye Q Super Speciality Eye Hospital

39 Krishna Nagar Vijay Nagar Kanpur Road


Eye Q Super Speciality Eye Hospital

2025 - E Block Rajajipuram Near Dena Bank


Eye Q Super Speciality Eye Hospital

Nh-2 Vipulkhand-Iv Gomtinagar


Gupta Hospital

Kanpur Road Vijay Nagar


Handa Hospital

4-A Fawnbrake Avenue Lucknow Sarojini Naidu Marg Havelock Road


Jagrani Hospital

C-50 51 Kalyanpur Trimurti Gram Ring Road


Midland Healthcare And Research Centre

B-55 Mandir Marg Mahanagar Mahanagar Extension


Pawar's Clinic

B-1/184 Sector-G Aliganj Near Lda Stadium


S.C Trivedi Memorial Mother & Child Care Trust Hospital

A-1/7 Sec-H Aliganj Near Purania Crossing


Vasan Eye Care Hospital

Plot No.146 Indira Nagar Faizabad Road Near Spencer



Now that you know the benefits of health insurance and why you must opt for one in Lucknow, we hope that you secure yourself and your loved ones with adequate health insurance! In today’s times, with worsening health conditions and rising medical expenses, buying health insurance has become a necessity to stay protected during unforeseen medical emergencies. So, take a look at the health insurance plans available on Bajaj MARKETS now!

Best Health Insurance Plans Available at Finserv MARKETS

FAQs on Health Insurance in Lucknow

  • ✔️What are the factors that determine my health insurance premium?

     Some of the factors that are considered while calculating the health insurance premium are your age, pre-existing diseases, your family’s medical history, etc.

  • ✔️What are pre-existing ailments in health insurance?

     Pre-existing ailments are health issues that you would have been diagnosed with before buying your first health insurance plan from a particular insurance provider. These include blood pressure, cancer, diabetes, etc.

  • ✔️Do health insurance policies in Lucknow cover pre-existing ailments?

     Some insurance providers offer coverage for pre-existing ailments with a waiting period clause. However, this would vary depending on the insurance provider and the type of pre-existing ailment.  

  • ✔️What is meant by the waiting period in medical insurance?

     In medical insurance, the waiting period is the time duration where you cannot file a claim under your medical insurance policy.

  • ✔️What is covered in health insurance plans in Lucknow?

    The following aspects are covered under health insurance in Lucknow: Daycare treatments, Domiciliary hospitalisation, In-patient treatments, Pre and post-hospitalisation services.