Need for Health Insurance in Patna

Did you know that in recent times healthcare inflation has increased to 17.1% in Bihar? The medical care inflation has risen to 21.4% in urban regions and 16.4% in rural areas between June 2019 and 2021. In the past few years, the low air quality in Patna has severely affected the health of the citizens. A high number of cases of Chronic Obstructive Pulmonary Disease (COPD) and asthma have been reported in the last few years. Such figures not only highlight how expensive medical facilities have become but also emphasize the need for health insurance.

To make sure you and your dependents do not experience any financial burden due to medical emergencies, opting for health insurance in Patna is vital. In this article, let’s understand the benefits of purchasing medical insurance in Patna and a list of cashless network hospitals around you.

Benefits of Opting for Health Insurance in Patna

  • Offers Pre & Post Hospitalisation Cover

It is not necessary that in case you are unwell then you’ll incur expenses only during hospitalisation. There are a lot of expenses that you might incur before or after being hospitalised. These include diagnostic tests, follow-ups, medications, scans, etc. Most health insurance plans cover pre and post hospitalisation expenses and offer financial assistance!

 

  • Extensive Coverage

Based on your medical requirements, you can customise your health plan to enjoy the most benefits. If you are choosing a family floater health insurance plan in India, there are numerous choices available for the sum insured amount to suit your needs. Similarly, health insurance also provides add-on covers for additional perks over and above your policy. However, it is advised to only opt for the ones you require.

 

  • Cost-Effective Premiums

Many individuals refrain from considering health insurance, assuming that the premiums will be expensive. However, with so many insurance companies in the market, you can easily compare and make a wise choice. Competitive pricing ensures you won’t have to compromise on the coverage and plan of your choice to avail an affordable premium!

 

  • Tax Benefits

You can now save on taxes while ensuring your healthcare requirements are taken care of! Under Section 80D of the Income Tax Act, 1961, you can claim the premiums paid towards getting health insurance in Patna!

Best Health Insurance Plans in Patna

Features

Bajaj Allianz Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

CSR (Claim Settlement Ratio)

94%

90%

94%

Claims Settlement Process

Taken care of by the insurer

Sum Insured Options

₹2 Lakhs - ₹50 Lakhs

Up to ₹50 Lakhs

₹4 Lakhs - ₹2 Crores

Network Hospitals

6,500+

5,050+

6,000+

Premium Amount* with GST

₹3,776

₹5,277

₹3,887

Premium Amount* without GST

₹3,200

₹4,472

₹3,294

Disclaimer

SA - ₹2 Lakhs, Age-18

SA - ₹4 Lakhs, Age-18

SA - ₹3 Lakhs, Age-18

Disclaimer: *Premium rates are indicative. The actual premium that you might have to pay may change depending on numerous factors. Please check the prevailing premium rates before buying health insurance.

Why Choose Bajaj MARKETS for Health Insurance in Patna

  • Trusted Companion

With 100 million+ happy customers choosing Bajaj MARKETS as their financial partner and you can too!

 

  • Zero Paperwork

Bajaj MARKETS doesn’t bother you with tedious paperwork to avail a health insurance plan.

 

  • Affordable Premiums

You need not worry about the health insurance premiums being high because Bajaj MARKETS has the best deals from the country’s top insurers!

 

  • Quick Claim Settlement

Our partner health insurance companies offer a hassle-free health insurance claim settlement process.

 

  • Round-the-Clock Assistance

You can always reach out to us for any queries, and we shall have your back!

Network Hospitals in Patna

  • Bajaj Allianz Cashless Network Hospitals

Hospital Name

Address

Pin Code

Maa Shyama Emergency Hospital Pvt. Ltd.

New Bypass Road, Bigrahpur, Patna

800001

Chand Memorial Hospital

173, Patliputra Colony

800013

Ruban Memorial Hospital

19, Patliputra Colony, Near Patliputra Golambar,

800013

Sahyog Hospital

40, Pataliputra Colony

800013

R N Superspeciality Hospital and Research Centre

Behind Shiv Mandir Bailey Road Patna

800014

Aastha Lok Hospital Pvt. Ltd

N/4.Professor Colony, Kendriya Vidyalaya

800020

Om Eye Clinic & Phaco Centre

B-150, Housing Colony,

800020

Netra Nidan Eye Hospital & Research Centre

Sachivalay Colony, Kankarbagh

800020

Vaishnavi Hospital

Maurya Vihar Colony, Transport nagar

800026

Dr. Bimal Hospital & Research Centre Pvt. Ltd.

Saguna More, Bailey Road, Patna, Bihar

801503

If you wish to know more about the Bajaj Allianz Health Insurance network hospital list, you can visit this page.

  • Aditya Birla Cashless Network Hospitals

Hospital Name

Address

Pin Code

A B Eye Institute

Rajendra Road, Road No. 12, Near Bahadurpur Gumti

800016

Siddharth Multispeciality Hospital Pvt. Ltd.

Road No. 5A, Rajendra Nagar, Patna

800016

KP Sinha Memorial Specialty Hospital

2H/111, Bahadurpur housing colony, Bhootnath Road Kanarbagh

800026

Oxygen Trauma and Multispeciality Hospital

Biscoman, Golamber, P.O - Gulzarbagh

800007

Arvind Hospital Pvt. Ltd.

Ashok Rajpath

800004

Harsh Hospital

Brahmour, Chanakya Vihar colony, Jaganpura

800027

Neelkanth Hospital

1A/1, Neelkanth Colony, Ashiana Digha Road

800025

Star Hospital

Bypass, Fourlane, Fatuha Road, Bari Pahari

800007

Palika Vinayak Hospital Pvt. Ltd.

Kankarbagh

800026

Rahul Uro Gynaec and Research Center

21 Lal Bahadur Shastri Marg, Boring Road

800013

If you wish to know more about the Aditya Birla Health Insurance network hospital list, you can visit this page.

  • Care Cashless Network Hospitals

Hospital Name

Address

Pin Code

Arvind Hospital Pvt Ltd

Ashok Rajpath Patna, Near Khudabaksh Library

800004

Sahyog Hospital

No. 40 Pataliputra Colony, Near Patliputra Maidan

800016

Paras Hmri Hospital

Bailey Road Raza Bazar

800026

Palika Vinayak Hospital Pvt Ltd

Kankarbagh Main Road

800020

Sri Sai Lions Netralaya

B-144 P.C Colony Kankarbagh, Near Lohiya Nagar, Mount Carmel High School

800020

Shri Sai Hospital

Plot Ds/2 East Of Rajendra Nagar Over Bridge Kankarbagh, Behind Geological Survey Of India

800020

Jagdish Memorial Hospital Pvt Ltd

Behind Geological Survey Of India, Lohiya Nagar, Kankarbagh

800025

Netra Nidan Eye Hospital & Research Centre

A/37 Gate No.2 Kankarbagh Sachivalya Colony, In Front of Kendriya Vidyalaya

800020

I-Care Eye Hospital & Research Centre

Bhagwat Nagar (Naya Tola) Patna Kumhrar

800026

Hi-Tech Emergency Hospital

Saguna More Patna Khagaul Road

801503

If you wish to know more about the Care Health Insurance network hospital list, you can visit this page.

How to Avail Cashless Health Insurance in Patna

Here’s how you can opt for the medical insurance in Patna with Bajaj MARKETS:

 

Step 1: Go to the ‘health insurance premium calculator’ page on Bajaj MARKETS.

 

Step 2: Pick a suitable type of health insurance policy. Enter details like your name, date of birth, residential pin code, contact number, etc. and submit.

 

Step 3: Various health insurance plans will be available on your screen.

 

Step 4: Choose a suitable health insurance plan after comparing them on factors like the sum insured amount, add-on cover options and other features.

 

Step 5: Select a policy and review the plan document.

 

Step 6: Complete the premium payment process.

 

Step 7: Your health insurance document shall be issued soon!

Conclusion

Now that we have explained how beneficial medical insurance in Patna is, you can start assessing what would be a suitable insurance cover for you, based on your requirements! We recommend you compare insurance plans on various aspects such as the coverage sum, features, add-on covers, exclusions, etc., to get your hands on the best deal out there. So, head over to Bajaj MARKETS for comprehensive health insurance policies. You can avail policies that offer speedy claim settlements, easy health insurance renewals, extensive coverage and more.

Best Health Insurance Plans Available at Finserv MARKETS

FAQs on Health Insurance in Patna

  • ✔️Which is the best health insurance policy in Patna?

    To opt for some of the best health insurance plans in Patna, you can visit Bajaj MARKETS and avail a suitable policy!

  • ✔️Which factors determine the health insurance premium?

    Various factors are taken into consideration while deciding the health insurance premium. These include your age, past medical records, family medical history, pre-existing diseases, lifestyle habits, etc.

  • ✔️Is maternity covered under health insurance?

    You can find a maternity cover available under most insurance plans as an add-on cover. However, if you are already pregnant while purchasing the policy, it will not be covered.

  • ✔️What is covered under health insurance in Patna?

    The following aspects are covered under medical insurance in Patna:

    • In-patient treatment

    • Daycare treatment

    • Pre and post-hospitalisation

    • Alternative treatment

    • Domiciliary hospitalisation

  • ✔️Where can I purchase health insurance online in Patna?

    You can head over to the health insurance section at Bajaj MARKETS or download our insurance app to buy the right plan for you!