Need for Health Insurance in Pune

Given their fast-paced lifestyle, most people in Pune are now leading a hectic life with poor health habits. This has caused a rise in diseases such as hypertension, diabetes, heart problems, cancer, etc. The treatment for such ailments may not just be limited to hospitalisation but may also include other costs such as medication and diagnostic tests. Recent data shows that in the past few years, the prices of medicines have gone up by 8.6%, that of medical tests have risen by 6.2%, and hospital charges have increased by 5.9%. With the inflation in healthcare rising constantly, getting the best treatment for your medical issues in Pune can burn a hole in your pocket. Hence, it is essential to plan your finances and buy a health insurance plan in Pune for yourself and your family. A health insurance plan will act as your financial cushion during a health emergency.

 

Moreover, you can avail the cashless treatment facility at any network hospital associated with your health insurance in Pune and avoid the burden of paying for medical expenses out of pocket. Read on to know more about health insurance in Pune.

Benefits of Buying Health Insurance in Pune

Some of the key benefits of purchasing health insurance in Pune are:

  • Rising Medical Costs

As we discussed above, healthcare costs have been rising constantly over the last few years. With an adequate health insurance plan, you will have a financial shield to save your hard-earned savings during unforeseen medical expenses.

  • Cashless Treatment Facilities

With the cashless health insurance facilities available at the network hospitals that are associated with your health- insurance plan, you can avail the medical treatments without having to worry about paying the hospital out of pocket. Your insurance provider will take care of the bills while you are being treated at the network hospital.

  • Extended Coverage with Add-On Covers

Add-on covers are additional covers that you can add to your basic health insurance plan to get an extensive coverage. These add-ons help in strengthening your health insurance plan. Some of the common add-on covers are personal accidental cover, maternity cover, critical illness cover, etc.

  • Tax Benefits

You can save up on your income tax with your health insurance. Section 80D of the Income Tax Act of 1961 allows you to claim a tax deduction on your health insurance premium amount.

Health Insurance Plans in Pune

Bajaj MARKETS has partnered with Bajaj Allianz General Insurance Co. Ltd., Aditya Birla General Insurance Co., and Care Health Insurance Ltd. to bring some of the best insurance policies to you. Here are the features of the health insurance plans offered by these partners:

Features

Bajaj Allianz Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

CSR (Claim Settlement Ratio)

94%

90%

94%

Claims Settlement Process

Taken care of by the insurer

Sum Insured Options

₹2 Lakhs - ₹50 Lakhs

Up to ₹50 Lakhs

₹4 Lakh - ₹2 Crore

Network Hospitals

6,500+

5,050+

6,000+

Premium Amount* with GST

₹3,776

₹5,277

₹3,887

Premium Amount* without GST

₹3,200

₹4,472

₹3,294

Disclaimer

SI - ₹2 Lakhs, Age-18

SI - ₹4 Lakhs, Age-18

SI - ₹3 Lakhs, Age-18

 

Buy Now!

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*The premium rates are indicative. The actual health insurance premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your health insurance policy.

Why Choose Bajaj MARKETS for Health Insurance in Pune

Here’s why you should choose Bajaj MARKETS to buy health insurance in Pune:

  • Trusted Partner

With over 100 million customers across India, Bajaj MARKETS is a trusted insurance partner that is dedicated to helping you with the best plans.

  • Easy Claim Settlement

The health insurance plans at Bajaj MARKETS can be trusted with a good claim settlement ratio and provide you with a hassle-free claim settlement process.

  • Customised Insurance Plans

Health insurance plans available on Bajaj MARKETS offer multiple add-on covers to help to customise your health insurance plan as per your requirements.

  • Easy Comparability

Bajaj MARKETS is your one-stop solution to browse through different health insurance policies, compare their offerings, and then choose a policy that suits your needs.

Network hospitals in Pune

The following tables contain a list of some of the network hospitals associated with our health insurance partners:

Bajaj Allianz Health Insurance Network Hospital List in Pune

Network Hospital

Address

Pin code

Pbma'S H. V. Desai Eye Hospital

93, Tarawade Vasti,Mohammadwadi Hadapsar Pune

411060

Niramaya Hospital

S. No-49, Rajashree Colony

411014

Dr Gaikwad Diabetes Centre

Ananda Heights, Pune Nashik Highway, Bhosari-39

411039

Khaire Hospital

Chapekar Chowk, Station Road

411033

K. K. Hospital

Sn 52 / 1 / 6, Shriram Nagar Society, Mundhwa Bypass Chowk, Pune Nagar Highway, Chandannagar

411014

Patil Eye Hospital

First Floor,C-Wing,Jai Ganesh Samarajya,Pune-Nashik Road,Bhosari, Jai Ganesh Samarajya

411039

Lifeline Hospital And Icu

Sec-1, Indrayaninagar, Near Hotel Haveli. Pune-Nashik Highway,

411026

Sai Sneh Hospital And Diagnostic Centre Pvt Ltd.

Pune-Satara Road, Opp.Pmt Bus Stand, Katraj

411046

Kulkarni Endo Surgery Institute

3. Rajpath Society, Opposite Vanaz Factory, Paud Road

411038

Tulip Hospitals Pvt. Ltd.

402/A, Gokhale Nagar Off Senapati Bapat Road, Vetal Baba Chowk, Pune

411016

If you wish to know more about the Bajaj Allianz Health Insurance network hospital list, you can visit this page.

Aditya Birla Health Insurance Network Hospital List in Pune

Network Hospital

Address

PIN Code

Shraddha Surgical Hospital

Hadapsar Hadapsar

411028

Panchsheel Hospital

368, Nana Peth Pune

411002

Patil Hospital General And Eye Hospital -Pune

Vittalwadi Main Road Pune

411035

Adarsh Hospital

No-11/2, Kondhwa Budruk Near Kaveri Apts

411048

City Hospital & Diagnostic Centre

381, Bhawani Peth, Bhurani Corner Old Motor Stand Chowk

411042

Satyanand Hospital

Opp:Konarkpuram Pune

411048

Shree Samarth Hospital

Near Gram Panchayat Office Wagholi

412207

Ranka Hospital

Plot No.157/5, Opp.Cpwd Office Mukundnagar,

411037

Vasan Eye Care Hospital-Pune - Hadapsar

153, Mantra Road Opposite Magarpatta City, Kharadi-Hadapsar Link Road, Pune

411013

Vasan Eye Care Hospital-Pune - Kothrud

Nandan Square, Opp Siddharth Tower, Near Karishma Society, Karishama Chowk , Kothrud,Pune

411038

If you wish to know more about the Aditya Birla Health Insurance network hospital list, you can visit this page.

Care Health Insurance Network Hospital List in Pune

Network Hospital

Address

PIN Code

Shivam Multispeciality And Accident Care Centre Pvt. Ltd.

Opp. Riverview City, Near Loni Toll Naka, Solapur - Pune Highway, Haveli, Taravadi, Fursungi, Maharashtra 412308

412308

Phoenix Hospital

Kalewadi Phata Near Raghunandan Hotel Thergaon Opp. Rhythm Society

411033

Ojas Multispeciality Hospital

S No.203/1 Pune D.Y Patil College Ravet

412101

Ashadeep Medicare Pvt Ltd

Tapkir Chowk Kalwadi

411017

Medipoint Hospital

Plot No:38 S.No.49 2 Off Pune-Nagar Kharadi Shivraj Chowk Near Bhaji Market Chandan-Nagar Kharadi

411014

Kulkarni Endo Surgery Institute

3 Rajpath Society Kothrud Opposite Vanzengg Paud Road

411038

Kem Hospital

489 Sardar Moodliar Road Pune Rasta Peth

411011

Chaitanya Hospital

Near Chinchwad Gaon Chinchwad Old Police Chowky Chapekar Chowk

411033

Moraya Multispeciality Hospital

Power House Chowk Chinchwad Link Road Opp. Pmt Bus Stop

411033

Saidham Multispeciality Hospital

Saidham Building Bhosari Landewadi Chowk

411039

If you wish to know more about the Care Health Insurance network hospital list, you can visit this page.

How to Avail Cashless Health Insurance in Pune

You can buy cashless health insurance at Bajaj MARKETS in just a few clicks! Here are the steps to follow:

 

1. Visit Bajaj MARKETS Online

 

Open the ‘Health Insurance Calculator’ section.

 

2. Enter Your Details

 

These will include the details of the person to be insured (self, spouse, children, parents), your full name as per your PAN card, contact details, etc.

 

3. Choose the Health Insurance Plans

 

Check the available health insurance plans and choose the plan that suits your needs. Remember to go through the list of network hospitals and pick the policy accordingly.

 

4. Pay the Premium Online

 

Complete the health insurance premium payment using any one of the online payment options.

 

5. You’re now insured!

 

The policy will be sent to your registered e-mail ID shortly!

Summing up

The rising healthcare inflation and deteriorating lifestyle are reasons enough for you to get good health insurance to secure you and your family during an unexpected medical emergency. So, if you still don’t have a health insurance plan, wait no more! Check out the health insurance plans available at Bajaj MARKETS now!

Best Health Insurance Plans Available at Finserv MARKETS

FAQs on Health Insurance in Pune

  • ✔️What are the factors considered while calculating my health insurance premium in Pune?

     Your health insurance premium is calculated based on the following key factors:

    • The type of cover

    • The sum insured

    • The add-on covers chosen

  • ✔️How can I calculate my health insurance premium?

     You can use the online health insurance premium calculator to get a premium quote for your health insurance.

  • ✔️Do health insurance policies cover pre-existing ailments?

     This would depend on the insurance provider and the type of ailment. Some insurance providers offer coverage for pre-existing ailments with a waiting period clause.

  • ✔️What is included in health insurance plans?

     Some of the key inclusions of health insurance plans are: Pre and post-hospitalisation expenses, Daycare treatment, Ambulance cover, In-patient treatment, Domiciliary cover

  • ✔️How can I buy health insurance in Pune?

     You can buy health insurance in Pune at the ‘health insurance premium calculator’ section on Bajaj MARKETS or download our insurance app.