Given their fast-paced lifestyle, most people in Pune are now leading a hectic life with poor health habits. This has caused a rise in diseases such as hypertension, diabetes, heart problems, cancer, etc. The treatment for such ailments may not just be limited to hospitalisation but may also include other costs such as medication and diagnostic tests. Recent data shows that in the past few years, the prices of medicines have gone up by 8.6%, that of medical tests have risen by 6.2%, and hospital charges have increased by 5.9%. With the inflation in healthcare rising constantly, getting the best treatment for your medical issues in Pune can burn a hole in your pocket. Hence, it is essential to plan your finances and buy a health insurance plan in Pune for yourself and your family. A health insurance plan will act as your financial cushion during a health emergency.
Moreover, you can avail the cashless treatment facility at any network hospital associated with your health insurance in Pune and avoid the burden of paying for medical expenses out of pocket. Read on to know more about health insurance in Pune.
Some of the key benefits of purchasing health insurance in Pune are:
As we discussed above, healthcare costs have been rising constantly over the last few years. With an adequate health insurance plan, you will have a financial shield to save your hard-earned savings during unforeseen medical expenses.
With the cashless health insurance facilities available at the network hospitals that are associated with your health- insurance plan, you can avail the medical treatments without having to worry about paying the hospital out of pocket. Your insurance provider will take care of the bills while you are being treated at the network hospital.
Add-on covers are additional covers that you can add to your basic health insurance plan to get an extensive coverage. These add-ons help in strengthening your health insurance plan. Some of the common add-on covers are personal accidental cover, maternity cover, critical illness cover, etc.
You can save up on your income tax with your health insurance. Section 80D of the Income Tax Act of 1961 allows you to claim a tax deduction on your health insurance premium amount.
Bajaj MARKETS has partnered with Bajaj Allianz General Insurance Co. Ltd., Aditya Birla General Insurance Co., and Care Health Insurance Ltd. to bring some of the best insurance policies to you. Here are the features of the health insurance plans offered by these partners:
Features |
Bajaj Allianz Health Insurance |
Care Health Insurance |
Aditya Birla Health Insurance |
CSR (Claim Settlement Ratio) |
94% |
90% |
94% |
Claims Settlement Process |
Taken care of by the insurer |
||
Sum Insured Options |
₹2 Lakhs - ₹50 Lakhs |
Up to ₹50 Lakhs |
₹4 Lakh - ₹2 Crore |
Network Hospitals |
6,500+ |
5,050+ |
6,000+ |
Premium Amount* with GST |
₹3,776 |
₹5,277 |
₹3,887 |
Premium Amount* without GST |
₹3,200 |
₹4,472 |
₹3,294 |
Disclaimer |
SI - ₹2 Lakhs, Age-18 |
SI - ₹4 Lakhs, Age-18 |
SI - ₹3 Lakhs, Age-18 |
|
Buy Now! |
Buy Now! |
Buy Now! |
*The premium rates are indicative. The actual health insurance premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your health insurance policy.
Here’s why you should choose Bajaj MARKETS to buy health insurance in Pune:
With over 100 million customers across India, Bajaj MARKETS is a trusted insurance partner that is dedicated to helping you with the best plans.
The health insurance plans at Bajaj MARKETS can be trusted with a good claim settlement ratio and provide you with a hassle-free claim settlement process.
Health insurance plans available on Bajaj MARKETS offer multiple add-on covers to help to customise your health insurance plan as per your requirements.
Bajaj MARKETS is your one-stop solution to browse through different health insurance policies, compare their offerings, and then choose a policy that suits your needs.
The following tables contain a list of some of the network hospitals associated with our health insurance partners:
Network Hospital |
Address |
Pin code |
Pbma'S H. V. Desai Eye Hospital |
93, Tarawade Vasti,Mohammadwadi Hadapsar Pune |
411060 |
Niramaya Hospital |
S. No-49, Rajashree Colony |
411014 |
Dr Gaikwad Diabetes Centre |
Ananda Heights, Pune Nashik Highway, Bhosari-39 |
411039 |
Khaire Hospital |
Chapekar Chowk, Station Road |
411033 |
K. K. Hospital |
Sn 52 / 1 / 6, Shriram Nagar Society, Mundhwa Bypass Chowk, Pune Nagar Highway, Chandannagar |
411014 |
Patil Eye Hospital |
First Floor,C-Wing,Jai Ganesh Samarajya,Pune-Nashik Road,Bhosari, Jai Ganesh Samarajya |
411039 |
Lifeline Hospital And Icu |
Sec-1, Indrayaninagar, Near Hotel Haveli. Pune-Nashik Highway, |
411026 |
Sai Sneh Hospital And Diagnostic Centre Pvt Ltd. |
Pune-Satara Road, Opp.Pmt Bus Stand, Katraj |
411046 |
Kulkarni Endo Surgery Institute |
3. Rajpath Society, Opposite Vanaz Factory, Paud Road |
411038 |
Tulip Hospitals Pvt. Ltd. |
402/A, Gokhale Nagar Off Senapati Bapat Road, Vetal Baba Chowk, Pune |
411016 |
If you wish to know more about the Bajaj Allianz Health Insurance network hospital list, you can visit this page.
Network Hospital |
Address |
PIN Code |
Shraddha Surgical Hospital |
Hadapsar Hadapsar |
411028 |
Panchsheel Hospital |
368, Nana Peth Pune |
411002 |
Patil Hospital General And Eye Hospital -Pune |
Vittalwadi Main Road Pune |
411035 |
Adarsh Hospital |
No-11/2, Kondhwa Budruk Near Kaveri Apts |
411048 |
City Hospital & Diagnostic Centre |
381, Bhawani Peth, Bhurani Corner Old Motor Stand Chowk |
411042 |
Satyanand Hospital |
Opp:Konarkpuram Pune |
411048 |
Shree Samarth Hospital |
Near Gram Panchayat Office Wagholi |
412207 |
Ranka Hospital |
Plot No.157/5, Opp.Cpwd Office Mukundnagar, |
411037 |
Vasan Eye Care Hospital-Pune - Hadapsar |
153, Mantra Road Opposite Magarpatta City, Kharadi-Hadapsar Link Road, Pune |
411013 |
Vasan Eye Care Hospital-Pune - Kothrud |
Nandan Square, Opp Siddharth Tower, Near Karishma Society, Karishama Chowk , Kothrud,Pune |
411038 |
If you wish to know more about the Aditya Birla Health Insurance network hospital list, you can visit this page.
Network Hospital |
Address |
PIN Code |
Shivam Multispeciality And Accident Care Centre Pvt. Ltd. |
Opp. Riverview City, Near Loni Toll Naka, Solapur - Pune Highway, Haveli, Taravadi, Fursungi, Maharashtra 412308 |
412308 |
Phoenix Hospital |
Kalewadi Phata Near Raghunandan Hotel Thergaon Opp. Rhythm Society |
411033 |
Ojas Multispeciality Hospital |
S No.203/1 Pune D.Y Patil College Ravet |
412101 |
Ashadeep Medicare Pvt Ltd |
Tapkir Chowk Kalwadi |
411017 |
Medipoint Hospital |
Plot No:38 S.No.49 2 Off Pune-Nagar Kharadi Shivraj Chowk Near Bhaji Market Chandan-Nagar Kharadi |
411014 |
Kulkarni Endo Surgery Institute |
3 Rajpath Society Kothrud Opposite Vanzengg Paud Road |
411038 |
Kem Hospital |
489 Sardar Moodliar Road Pune Rasta Peth |
411011 |
Chaitanya Hospital |
Near Chinchwad Gaon Chinchwad Old Police Chowky Chapekar Chowk |
411033 |
Moraya Multispeciality Hospital |
Power House Chowk Chinchwad Link Road Opp. Pmt Bus Stop |
411033 |
Saidham Multispeciality Hospital |
Saidham Building Bhosari Landewadi Chowk |
411039 |
If you wish to know more about the Care Health Insurance network hospital list, you can visit this page.
You can buy cashless health insurance at Bajaj MARKETS in just a few clicks! Here are the steps to follow:
1. Visit Bajaj MARKETS Online
Open the ‘Health Insurance Calculator’ section.
2. Enter Your Details
These will include the details of the person to be insured (self, spouse, children, parents), your full name as per your PAN card, contact details, etc.
3. Choose the Health Insurance Plans
Check the available health insurance plans and choose the plan that suits your needs. Remember to go through the list of network hospitals and pick the policy accordingly.
4. Pay the Premium Online
Complete the health insurance premium payment using any one of the online payment options.
5. You’re now insured!
The policy will be sent to your registered e-mail ID shortly!
The rising healthcare inflation and deteriorating lifestyle are reasons enough for you to get good health insurance to secure you and your family during an unexpected medical emergency. So, if you still don’t have a health insurance plan, wait no more! Check out the health insurance plans available at Bajaj MARKETS now!
Your health insurance premium is calculated based on the following key factors:
The type of cover
The sum insured
The add-on covers chosen
You can use the online health insurance premium calculator to get a premium quote for your health insurance.
This would depend on the insurance provider and the type of ailment. Some insurance providers offer coverage for pre-existing ailments with a waiting period clause.
Some of the key inclusions of health insurance plans are: Pre and post-hospitalisation expenses, Daycare treatment, Ambulance cover, In-patient treatment, Domiciliary cover
You can buy health insurance in Pune at the ‘health insurance premium calculator’ section on Bajaj MARKETS or download our insurance app.