Need for Health Insurance in Rajasthan

In today’s times, where everyone is living a fast-paced lifestyle, diseases like hypertension, diabetes, heart problems, cancer, etc. have become prevalent. Reports also suggest that anaemia is among some of the major health problems in the state of Rajasthan. In the absence of adequate health insurance in Rajasthan, the treatment of these diseases can be a very expensive affair. Recent data suggests that the healthcare inflation in Rajasthan has gone up by 8.4% between June 2019 and June 2021.


Hence, it is advisable to protect yourself and your loved ones with adequate health insurance in Rajasthan, so you can have the right financial protection during any medical emergency. Read on to know more about health insurance in Rajasthan, its benefits, and how you can avail cashless health insurance in Rajasthan.

Benefits of Buying Health Insurance in Rajasthan

Some of the key benefits of purchasing health insurance in Rajasthan are:

  • Financial Back-up in Case of Rising Medical Costs

As we discussed earlier, the cost of medical treatments has been on the rise constantly. A good health insurance plan will help you sail smoothly through a health emergency without you having to worry about your finances.

  • Cashless Treatment Facilities

With this facility, you can undergo cashless hospitalisation at any one of the network hospitals associated with your health insurance plan. The health insurance provider will take care of the bills while you are being treated.

  • Add-On Covers for Extended Coverage

You can strengthen your basic health insurance plan with add-on covers. These covers help in extending your health insurance policy’s scope of coverage. Some of the common add-on covers are critical illness cover, maternity cover, personal accident cover, etc.

  • Tax Benefits

Did you know that your health insurance can also help you save taxes? As per Section 80D of the Income Tax Act of 1961, you can claim a tax deduction ranging from ₹25,000 to ₹50,000 on your health insurance premium amount.

Health Insurance Plans in Rajasthan

At Bajaj MARKETS, we have partnered with Bajaj Allianz General Insurance Co. Ltd., Aditya Birla General Insurance Co., and Care Health Insurance Ltd. to offer some of the best health insurance policies to you. Here are the key features of the health insurance plans available at Bajaj MARKETS:


Bajaj Allianz Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

CSR (Claim Settlement Ratio)




Claims Settlement Process

Taken care of by the insurer

Sum Insured Options

₹2 Lakhs - ₹50 Lakhs

Up to ₹50 Lakhs

₹4 Lakhs - ₹2 Crores

Network Hospitals




Premium Amount* with GST




Premium Amount* without GST





SI - ₹2 Lakhs, Age-18

SI - ₹4 Lakhs, Age-18

SI - ₹3 Lakhs, Age-18

*The premium rates are indicative. The actual health insurance premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your health insurance policy.

Why Choose Bajaj MARKETS for Health Insurance in Rajasthan

Here are some reasons to choose Bajaj MARKETS to buy health insurance in Rajasthan:

  • Trusted Partner

Over 100 million customers across the country have chosen Bajaj MARKETS as their trusted financial partner.

  • Easy Claim Settlement

Bajaj MARKETS has health insurance plans from the best insurance providers who have a claim settlement ratio to vouch for! These insurance providers boast a wide range of network hospitals with an easy and hassle-free claim settlement process.

  • Customised Health Insurance Plans

You can customise your health insurance plan on Bajaj MARKETS with various add-on covers as per your requirements. This will help you enhance the scope of your basic health insurance plan.

  • Easy Comparability

At Bajaj MARKETS, you can browse through various health insurance plans from different insurers, compare them, and then pick a plan that suits your needs.

How to Avail Cashless Health Insurance in Rajasthan

You can now buy cashless health insurance in Rajasthan in just a few clicks! Here is all you need to do:


  1. Visit the Bajaj MARKETS website

    And navigate to the ‘Health Insurance Calculator’ page.

  2. Enter Necessary Details

    Provide the required details like your full name as per your PAN card, the details of the person to be insured (self, spouse, children, parents), your contact details, etc.

  3. Pick Your Health Insurance Plan

    Browse through the health insurance plans available for you and pick the plan that is best suited to your needs. Ensure you read all the details of the policy carefully.

  4. Pay the Health Insurance Premium Online

    You can do this using any one of the online payment options like debit cards, credit cards, net banking, UPI, etc.

  5. You’re now insured!

    The health insurance policy documents will be sent to your registered e-mail ID.


We hope you have now understood the significance of having health insurance for yourself and your family. With the rising medical inflation, a medical emergency can drain your finances in the absence of health insurance. So, if you still haven’t secured yourself and your loved ones with a health insurance policy, wait no more! Take a look at the health insurance plans available at Bajaj MARKETS now!

Best Health Insurance Plans Available at Finserv MARKETS

FAQs on Health Insurance in Rajasthan

  • ✔️What are the factors that determine my health insurance premium in Rajasthan?

     Some of the factors that determine your health insurance premium are: Your age, The type of cover that you’ve chosen, The sum insured, The add-on covers that you’ve chosen

  • ✔️What is meant by the waiting period in health insurance?

     The waiting period is the time during which you will not be able to make a claim under your health insurance plan.

  • ✔️When should I renew my health insurance plan?

     Health insurance providers usually offer a grace period of up to 30 days after the expiry date. You can renew your health insurance plan within this grace period without having to apply afresh. However, it is advisable to renew your health insurance plan before expiration.

  • ✔️Do health insurance policies in Rajasthan cover pre-existing ailments?

     The coverage of pre-existing conditions varies from insurer to insurer and also depends on the type of ailment. Some insurers provide coverage for pre-existing ailments with a waiting period clause.

  • ✔️How can I buy health insurance in Rajasthan?

     You can buy health insurance in Rajasthan at the ‘health insurance premium calculator’ section on Bajaj MARKETS.