What is the Difference Between Health Insurance and Critical Illness?

What Is a Critical Illness Cover?

In the context of insurance, the term ‘cover’ is used to refer to an additional feature you can add to your existing insurance plan in order to enhance your coverage. If the event or unfortunate circumstance specified by an insurance cover does take place, your insurance coverage can be extended to help you meet expenses. In the case of Critical Illness cover, your insurance coverage can be enhanced to help you financially cope with the expenses relating to a wide range of debilitating diseases, known as Critical Illnesses.

Differences Between Health Insurance and Critical Illness

Now, that we have a better understanding of the concepts of health insurance and critical illness cover, let us review a point-by-point comparison between the two. To help put the health insurance vs critical illness in perspective, here are the differences between them:

Conclusion

In these aforementioned ways, health insurance and critical illness cover are considerably different from each other. However, one thing that is essential to remember amidst the health insurance vs critical illness discussion is that both serve their own purpose when it comes to helping the insured deal with the rising costs of healthcare. While critical illness cover offers assistance for specific diseases, health insurance offers a more extensive coverage for a variety of conditions.

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