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Cheap Health Insurance

With a rise in health concerns in individuals, the need for health insurance has increased. Everyone wants to safeguard themselves and their family with an adequate health insurance plan. People need a policy that covers medical conditions and costs arising due to it in times of need.

When it comes to health insurance, certain clauses in it can be tricky to understand. Many people tend to buy the cheapest policy available in the market without evaluating its coverage and benefits. It is important to understand that cheap does not always mean the best.

For instance, let us assume that you have purchased a cheap health insurance plan a couple of years back. Recently, you were diagnosed with a health condition that needs constant medical assistance. For this, you need to pay the doctor a consultation fee every time you visit the hospital. Since this expense is causing a dent in your savings, you plan to claim on your health insurance. That’s when you realise that you are liable to pay 25% of those expenses from your pocket.

You see, in an effort to save a few rupees on the health insurance premiums, you opt for a cheap health plan that proves unworthy when needed. Many people in India tend to make a similar mistake. If you ask us, you should always choose a comprehensive health insurance plan that meets your insurance-related needs at an affordable premium rate.

What to Look for when choosing Affordable Health Insurance Plans

Health insurance premium is an essential aspect that needs to be taken into consideration when buying the policy. However, it is not the only one. It would be best if you looked for a few other things when choosing the most affordable health insurance, such as -

  • Disease Coverage: 

At times, when you acquire a critical health condition, you believe that your health insurance plan will take care of the expenses as they arise. However, when the time comes, you realise that certain diseases are not covered in your plan, and you have to take care of the expenses all by yourself. Hence, it is essential to read the policy coverage carefully when buying the health insurance plan.

  • Network Hospitals:

 Before buying a health insurance plan, check the list of network hospitals covered under your policy as this is the place where you can avail cashless treatments. Also, understand the insurer’s claim settlement process to make sure that the expenses are well taken care of when availing high-quality treatment.

  • Add-on Features:

When you buy the health insurance plan, take a look at the additional features available with the policy. These may include doctor’s consultation fees, cost of reports, expenses related to pre- and post-hospitalisation, and more. Understand whether these features are offered under the existing coverage or do have to bear these expenses from your pocket.

In case you are looking for an affordable health insurance plan, browse Bajaj Allianz Health Insurance plans available on Finserv MARKETS. Keep reading to know the features of Bajaj Allianz Health Insurance.

Key Features of Bajaj Allianz Health Insurance

Instead of buying the first cheap health insurance that you come across online, how about you choose a plan that covers your unique needs at different stages of life. Bajaj Allianz Health Insurance at Finserv MARKETS offers absolute peace of mind as you can enjoy the following features under it.

  • Cashless Claim Settlements –

There are over 6500+ network hospitals across the country where you can avail cashless treatments under Bajaj Allianz Health Insurance plans.

  • Extensive Coverage ­–

The policy offers extensive coverage from the day you are diagnosed with a disease until you recover. It covers the pre- and post- hospitalisation costs for 60 and 90 days, respectively.

  • Instant Renewals – 

If your policy is due for renewal, you can get it renewed at Finserv MARKETS instantly. Just visit us online, fill the necessary details, make an online payment, and continue to enjoy health insurance benefits.

What Makes Bajaj Allianz Health Insurance Plans Affordable?

The following list of inclusions will help you understand why Bajaj Allianz Health Insurance plans at Finserv MARKETS are affordable. Here, take a look!

Inclusions of Bajaj Allianz Health Insurance Plan

  • You can save at least 10-15% on premiums if 2-3 members sign up for the plan.

  • You can save up to 20% on premiums if you opt for a co-payment option wherein you have to pay a certain percentage of the medical expenses from your pocket.

  • The premiums paid towards health insurance can be claimed for tax deduction under Section 80D of the Income Tax Act, 1961.

  • Be updated on your health with preventive medical check-ups every 3 years, irrespective of the number of claims you have made.

  • You get a 10% cumulative bonus, for every claim-free year.

To Conclude

The Health Insurance plans at Finserv MARKETS are designed to cater to your health-related needs. You can customise the plans to fulfil your requirements. You can also enjoy features such as swift claim settlements with a 94% settlement success rate, value for your money, reinstatement benefits in case you exhaust the sum assured amount, extensive coverage, and more.

So, don’t wait! Get an affordable health insurance plan at Finserv MARKETS, right away.

 

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