No Room Rent Capping | No Medical Check-up up to 55yrs | Tax Benefit up to 75k | Buy Health Insurance starting @ ₹244 pm

Need for Health Insurance in Kolkata 

Kolkata is one of India’s major metropolitan cities with an approximate population of 1.49 crore. With such a dense population, the city has a large network of public and private healthcare. However, the cost of private healthcare in Kolkata and across the country has gone up significantly over the past few years.

Hospitalisations and treatment at any decent private hospital can cost lakhs of rupees and wipe out the savings of an average person. Hence, health insurance in Kolkata has become a necessity to protect your finances and get access to good healthcare. Let’s take a look at options for the best health insurance company in Kolkata, as well as the network hospitals in the city.

Best Health Insurance Companies in Kolkata 

In the table given below, you can take a look at some of the best health insurance plans in Kolkata which you can purchase at Bajaj MARKETS:


Bajaj Allianz Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

CSR (Claim Settlement Ratio)




Sum Insured Options

₹2 Lakh - ₹50 Lakh

Up to ₹50 Lakh

₹4 Lakh - ₹2 Crore

Network Hospitals




Premium Amount* with GST




Premium Amount* without GST




Premium rates are indicative. The actual premium that you might have to pay may change depending on numerous factors. Please check the prevailing premium rates before buying health insurance.

Benefits of Buying Health Insurance 

Buying health insurance in Kolkata comes with a variety of benefits. Some of them are:

  • Securing Your Finances

The most important reason for buying insurance is to get coverage for the cost of hospitalisations and medical treatments. With the rise in costs of medical treatments, even a small surgical procedure or short-term hospitalisation can cost a significant amount of money. To protect yourself against these dire financial circumstances, health insurance in Kolkata can help you cover all of your medical expenses.

  • Add-On Covers

Add-on covers are a special addition to your health insurance that can help you get enhanced coverage. For instance, a maternity add-on helps cover the pregnancy-related hospitalisation expenses for women, which are generally not covered under regular health plans. You can choose from a large variety of useful add-ons.

  • Access to Network Hospitals

When you buy health insurance in Kolkata from a reputed insurer, you will get access to the best ‘network hospitals’ where you can get treated without paying any bills. Your insurer will directly settle the bills with the hospital. More importantly, you can get the best possible treatment at high-quality hospitals.

  • Tax Benefits

You can get a tax deduction of up to ₹25,000 on the premiums paid for health insurance, per the Income Tax Act, 1961. As for senior citizens, they can enjoy a tax deduction of up to ₹50,000 on the premiums paid for health insurance. If you are paying for your own insurance policy as well as your parent’s health insurance, you can get a combined deduction of ₹75,000 on the premiums paid. 

How to Avail Cashless Health Insurance in Kolkata?

Here are the simple steps you can follow to buy cashless health insurance in Kolkata:


Step 1: Visit the ‘health insurance premium calculator’ page on Bajaj MARKETS.


Step 2: Enter the relevant information required on the page such as your personal details and medical information.


Step 3: Check the list of available health insurance plans that show up on the screen.


Step 4: Select your preferred plan and upload the necessary documents on the website.


Step 5: Make the online premium payment for the chosen plan and your health insurance policy in Kolkata will be activated shortly. 

Why Choose Bajaj MARKETS for Health Insurance in Kolkata

There are a lot of advantages of choosing Bajaj MARKETS for buying health insurance in Kolkata:

  • Trusted Partner

Bajaj MARKETS is the trusted financial partner to millions of customers across India for health insurance and other products. You can buy a health insurance plan in Kolkata online at Bajaj MARKETS in minutes without worrying about anything.

  • Easily Compare Available Plans

With the help of the ‘health insurance premium calculator’, you can easily check out all the available plans at Bajaj MARKETS and compare their pricing and features. This can help you make an informed decision on which health insurance plan is the right one for you.

  • Cashless Claim Settlement

With the option of cashless health insurance, you can get treatment at the best network hospitals without paying anything out of pocket for the hospitalisation expenses. The claim settlement process is also swift and hassle-free.

Network Hospitals in Kolkata 

You can take a look at the tables given below to check out the list of network hospitals in Kolkata under our different health insurance partners:

Bajaj Allianz Health Insurance

Hospital Name


Charring Cross Nursing Home

Motilal Basak Lane, Kolkata

Labbaik Medical Centre

Eqbalpore Road, Kolkata

Amri Hospital Dhakuria

Gariahat, Kolkata

Ruby General Hospital

Kasba Golpark, Kolkata

Fortis Hospital

Rashbehari Avenue, Kolkata

Rameswara Nursing Home

VIIM, Kolkata

Dum Dum Municipality Speciality Hospital

Dum Dum Cantonment, Kolkata

Bellona Nursing Home and Diagnostic Centre

Diamond Harbour Road, Kolkata

Arogya Maternity and Nursing Home

Tollygange Circle Road, Kolkata

Mohan Clinic

Lake Temple Road, Kolkata

READ MORE: Bajaj Allianz Health Insurance Network Hospital List

Care Health Insurance

Hospital Name


Medica Superspeciality Hospital 

E. M. Bypass, Kolkata 

Amri Hospital Dhakuria 

Gariahat, Kolkata 

Peerless Hospitex Hospital 

Near Highland Park Panchasayar, Kolkata 

Dewan Medicare 

Ambakar Sukchar BT Road, Kolkata 

Dum Dum Municipality Speciality Hospital 

Dum Dum Cantonment, Kolkata 

Amri Hospital Salt Lake

Sector 3, Salt Lake City, Kolkata 

Dreamland Nursing Home

2 Navratna Lane, Kolkata 

Vision Care Hospital 

EM Bypass, Kolkata

Ruby General Hospital 

Kasba Golpark, Kolkata 

Apollo Gleneagles Hospital 

Canal Circular Road, Kolkata 

READ MORE: Care Health Insurance Network Hospital List

Aditya Birla Health Insurance

Hospital Name


Fortis Hospital

EM Bypass Road, Kolkata

Institute of Neurosciences

Bose Road, Kolkata

Rabindra Tagore International Institute of Cardiac Sciences

EM Bypass Road, Kolkata

Peerless Hospitex Hospital

Near Highland Park Panchasayar, Kolkata

Iris Hospital

Mullick Road, Kolkata

Charring Cross Nursing Home

Motilal Basak Lane, Kolkata

Belle Vue Hospital

Brahmachari Street, Kolkata

All Asia Medical Institute

Near Gariahat Pantaloons, Kolkata

GD Hospital and Diabetes Institute

Lenin Sarani, Kolkata

Disha Eye Hospital

Barrackpore, Kolkata

READ MORE: Aditya Birla Health Insurance Network Hospital List


While Kolkata has a number of good private and public hospitals where you can get the best-in-class treatment, you also need to be financially ready for the large hospital bills that will follow. In this case, a good health insurance plan can take care of your financial needs so that your savings remain intact. However, it is also important to compare health insurance plan prices and features before settling on a final policy. If you are looking to buy a health insurance plan, choose from the ones available at Bajaj MARKETS and benefit from features like quick policy issuance, cashless claims, 24x7 support, etc.

Best Health Insurance Plans Available at Finserv MARKETS

FAQs on Health Insurance in Kolkata

  • ✔️Which is the best health insurance company in Kolkata?

    Most reputed insurance companies provide the same level of service. You should read online reviews and customer testimonials and then decide which is the best health insurance company in Kolkata.

  • ✔️Does health insurance in Kolkata cover pre-existing conditions?

    Most insurance companies will have a ‘health insurance waiting period’ of a few months or years, after which the ‘pre-existing diseases’ will be covered.

  • ✔️Is it safe to buy health insurance online?

    Yes, it’s completely safe to buy health insurance online as long as you are buying from a reputed insurer. 

  • ✔️Which health insurance plan should I buy for myself?

    An individual health insurance plan is the best choice for a single person. However, you can buy a family floater plan if you want medical coverage for your family as well.

  • ✔️Can I get an insurance quote online?

    Yes, you can use the ‘health insurance premium calculator’ to get an estimated quote on health insurance plans.