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Need for Health Insurance in Rajasthan

According to recent reports, anaemia is among some of the major health problems in the state of Rajasthan. Moreover, given the fast-paced lifestyle, diseases like hypertension, cancer, diabetes, heart problems, etc. have become prevalent. In the absence of adequate health insurance in Rajasthan, the treatment of these diseases can be a very expensive affair. 
Hence, it is advisable to protect yourself and your loved ones with adequate health insurance in Rajasthan, so you can have the right financial protection during any medical emergency. Read on to know more about health insurance in Rajasthan, its benefits, and how you can avail cashless health insurance in Rajasthan.

Best Health Insurance Companies in Rajasthan

At Bajaj MARKETS, we have partnered with three of the best health insurance companies:

 

  • Bajaj Allianz General Insurance Co. Ltd.

  • Aditya Birla General Insurance Co.

  • Care Health Insurance Ltd. 

Here are the key details of the health insurance plans offered by these companies:

 

Bajaj Allianz Health Guard

Bajaj Allianz Extra Care Top-Up

Bajaj Allianz Family Health Care

CARE Health Insurance Plan

Aditya Birla Active Assure Diamond Plan

Aditya Birla Group Active Health

CSR (Claim Settlement Ratio)

94%

94%

94%

90%

94%

94%

Claims Settlement Process

Taken care of by the insurer

 

Taken care of by the insurer

Taken care of by the insurer

Taken care of by the insurer

Taken care of by the insurer

Taken care of by the insurer

Sum Insured

₹2 Lakh - ₹50 Lakh

₹3 Lakh - ₹50 Lakh

₹1 Lakh - ₹25 Lakh

Up to ₹50 Lakh

₹4 Lakh - ₹2 Crore

₹5 Lakh - ₹10 Lakh

Network Hospitals in India

6,500+

6,500+

6,500+

5,050+

6,000+

6,000+

Premium Starting From*

₹3,200

₹2,487

₹3,198

₹4,472

₹3,294

₹8,923

 

Buy Now!

Buy Now!

Buy Now!

Buy Now!

Buy Now!

Buy Now!

The health insurance premium rates are indicative. The actual premium may vary depending on various factors. Please check the prevailing health insurance premium rates before purchasing your policy.

Benefits of Buying Health Insurance

Some of the key benefits of purchasing health insurance are:

  • Financial Backup in Case of Rising Medical Costs

As we discussed earlier, the cost of medical treatments has been on the rise constantly. A good health insurance plan will help you sail smoothly through a health emergency without you having to worry about your finances.

  • Cashless Treatment Facilities

With this facility, you can undergo cashless hospitalisation at any one of the network hospitals associated with your health insurance plan. The health insurance provider will take care of the bills while you are being treated.

  • Add-On Covers for Extended Coverage

You can strengthen your basic health insurance plan with add-on covers. These covers help in extending your health insurance policy’s scope of coverage. Some of the common add-on covers are critical illness cover, maternity cover, personal accident cover, etc.

  • Tax Benefits

Did you know that your health insurance can also help you save taxes? As per Section 80D of the Income Tax Act of 1961, you can claim a tax deduction of ₹25,000 - ₹50,000 on your health insurance premium amount.

How to Avail Cashless Health Insurance in Rajasthan

You can now buy health insurance in Rajasthan in just a few clicks! Here is all you need to do:

  1. Visit the Bajaj MARKETS website
    And navigate to the ‘Health Insurance Calculator’ page.

  2. Enter Necessary Details
    Provide the required details like your full name as per your PAN card, the details of the person to be insured (self, spouse, children, parents), your contact details, etc.

  3. Pick Your Health Insurance Plan
    Browse through the health insurance plans available for you and pick the plan that is best suited to your needs. Ensure you read all the details of the policy carefully.

  4. Pay the Health Insurance Premium Online
    You can do this using any one of the online payment options like debit cards, credit cards, net banking, UPI, etc.

You’re now insured! The health insurance policy documents will be sent to your registered e-mail ID.

Why Choose Bajaj MARKETS for Health Insurance in Rajasthan

Here are some reasons to choose Bajaj MARKETS to buy health insurance in Rajasthan:

  • Trusted Partner

Customers across the country have chosen Bajaj MARKETS as their trusted financial partner.

  • Easy Claim Settlement

Bajaj MARKETS has health insurance plans from the best insurance providers who have a claim settlement ratio to vouch for! These insurance providers have a wide range of network hospitals with an easy and hassle-free claim settlement process. 

  • Customised Health Insurance Plans

You can customise your health insurance plan on Bajaj MARKETS with various add-on covers as per your requirements. This will help you enhance the scope of your basic health insurance plan.

  • Easy Comparability

At Bajaj MARKETS, you can browse through various health insurance plans from different insurers, compare them, and then pick a plan that suits your needs.

Network Hospitals in Rajasthan

As discussed earlier, your health insurance plan helps you avail the benefit of cashless treatments at network hospitals. To know more about our health insurance partners’ list of network hospitals in Rajasthan, you can follow the links mentioned below:

 

Conclusion

We hope you have now understood the significance of having health insurance for yourself and your family. With the rising medical inflation, a medical emergency can drain your finances in the absence of health insurance. So, if you still haven’t secured yourself and your loved ones with a health insurance policy, wait no more! Take a look at the health insurance plans available at Bajaj MARKETS now!

Best Health Insurance Plans Available at Finserv MARKETS

FAQs on Health Insurance in Rajasthan

  • ✔️What are the factors that determine my health insurance premium in Rajasthan?

    Some of the factors that determine your health insurance premium are:

    • Your age

    • The type of cover that you’ve chosen

    • The sum insured 

    • The add-on covers that you’ve chosen

  • ✔️What is meant by the waiting period in health insurance?

     The waiting period is the time during which you will not be able to make a claim under your health insurance plan.

  • ✔️When should I renew my health insurance plan?

     Health insurance providers usually offer a grace period of up to 30 days after the expiry date. You can renew your health insurance plan within this grace period without having to apply afresh. However, it is advisable to renew your health insurance plan before expiration.

  • ✔️Do health insurance policies in Rajasthan cover pre-existing ailments?

     The coverage of pre-existing conditions varies from insurer to insurer and also depends on the type of ailment. Some insurers provide coverage for pre-existing ailments with a waiting period clause.

  • ✔️How can I buy health insurance in Rajasthan?

     You can buy health insurance in Rajasthan at the ‘health insurance premium calculator’ section on Bajaj MARKETS.