Keep the below-mentioned documents handy while filing a third-party insurance claim:
Copy of FIR
Proof related to the cost of the damage incurred
An inspection report from the surveyor (if required)
Yes. You can easily switch to a comprehensive car insurance policy for enhanced coverage from your third-party cover.
If you only have a third-party cover, you cannot claim for the loss incurred by your own vehicle during a mishap. Third-party insurance covers third-party liabilities only.
There is no cap on the compensation amount for bodily injuries or death. However, the maximum sum that can be paid out for property or vehicle damage incurred by a third party is ₹7.5 lakh.
Yes. Third-party car insurance is compulsory for every owner-driver under the Motor Vehicles Act, 1988.
Third-party car insurance is a type of insurance that provides coverage for the damages caused to the third party involved in an accident. It is important to note that this insurance does not provide coverage to the insurance holder or their vehicle.