Best Cars Under 20 Lakhs

If you are looking for the best Indian cars under 20 Lakhs, you will be overwhelmed with the number of choices on offer. This budget offers premium SUVs, MUVs, and sedans from some of the top car manufacturers in India. The cars under 20 Lakhs also come with a long list of high-end driver-aids, luxury features and a host of engine and transmission options for driving enthusiasts. The best Indian cars under 20 lakhs also come equipped with safety features and are rated high on crash tests rating for passenger safety. We’ve listed fifteen cars under 20 lakhs that you should consider in your next car purchase.

1. Kia Seltos

The Seltos is Kia’s first model in India commissioned with the uphill task of establishing the Korean auto giant in the Indian market. It unsurprisingly did not disappoint. The car had all the right ingredients for the job. Attractively designed, keenly priced and available with a wide range of engine and gearbox options. You can opt for the 1.5-litre petrol, 1.4-litre turbo-petrol and 1.5-litre diesel engines. The individual engines are available with manual and automatic gearbox options. All versions of the Seltos are BS6 compliant with the manufacturer keeping a check on the latest norms. 

Car Name

Kia Seltos

One Road Price

Rs. 11.07 Lakhs (Delhi)

Mileage

16.1 to 21 Kmpl

Engine

1353 to 1497 cc

Transmission

Manual (Dual Clutch) and Auto (CVT)

Fuel Type

Petrol and Diesel

Seating Capacity

5

Available Variants

12

2. Mahindra Thar

The Mahindra Thar is the true off-road vehicle. The off-road monster can negotiate rough terrain like no other. The car is surprisingly capable as an everyday vehicle with creature comforts like AC climate control and telescopic steering. The all new Thar is an embodiment of the original Jeep with its boxy looks and well shaped front and rear bumpers. The Thar is available with diesel and petrol engine options and there are three roof options as well.

Car Name

Mahindra Thar

One Road Price

Rs. 11.99 Lakhs (Delhi)

Mileage

14.3 – 19.8 Kmpl

Engine

1997 - 2184 cc

Transmission

Manual and Auto (Torque Converter)

Fuel Type

Petrol and Diesel

Seating Capacity

5

Available Variants

8

3. MG Hector

The Hector is Chinese-owned British carmaker Morris Garages’ initiation to the Indian market. At first glance, it sure has some interesting ingredients to offer. An eye catching design, massive proportions and new-age tech make it a well-rounded package that should definitely be on the radar of prospective mid-size SUV owners. The car’s engine choices include a petrol-manual, a petrol-automatic and a diesel-manual. There is also the option of mild-hybrid technology on the petrol-manual powertrain. A major talking point is the industry first 5 year/unlimited km warranty that the car offers.

Car Name

MG Hector

One Road Price

Rs. 14.95 Lakhs (Delhi)

Mileage

13.96 to 17.41Kmpl

Engine

1451 to 1956 cc

Transmission

Manual and Automatic (Dual Clutch) and

(CVT)

Fuel Type

Petrol

Seating Capacity

5

Available Variants

8

4. Hyundai Creta

The Hyundai Creta has been without doubt one of the most successful vehicles that has come from the Hyundai stables. The car got an all new 2020 facelift with a host of cosmetic and mechanical upgrades. One of the prominent features of the new Creta is a bold front grille with an updated set of tail lamps. The interior remains disguised, but it is likely to have the same layout as the current model. When it comes to the engine options, the new car gets a 115PS 1.5-litre diesel and 140PS 1.4-litre turbo-petrol engine with a 6-speed manual, automatic and a 7-speed DCT gearbox options.

Car Name

Hyundai Creta

One Road Price

Rs. 11.28 Lakhs (Delhi)

Mileage

17 - 21Kmpl

Engine

1353 to 1497 cc

Transmission

Manual (Dual Clutch) and Auto (CVT)

Fuel Type

Petrol and Diesel

Seating Capacity

12

Available Variants

6

5. Tata Nexon

The Nexon is Tata’s best selling hatchback and the most versatile. The car offers so much in addition to its swanky good looks. The car presents a wide price range of engine and gearbox options. You can choose a car in the following configuration: petrol-manual, petrol-AMT auto, diesel-manual and diesel-AMT auto versions. The car holds the distinction of being the first Indian car to be rated 5 stars for safety by Global NCAP. The year 2020 brought with it key updates like all new BS6-spec engines and an electric EV option.

Car Name

Tata Nexon

One Road Price

Rs. 7.99 Lakhs (Delhi)

Mileage

16 to 22.4 Kmpl

Engine

1199 to 1497 cc

Transmission

Manual and Auto (AMT)

Fuel Type

Petrol and Diesel

Seating Capacity

5

Available Variants

12

6. Mahindra Scorpio

The Scorpio SUV is undoubtedly Mahindra’s biggest hit. Its tough build makes it well-suited to rough usage and to many, the upright shape gives it the right image too. The Mahindra Scorpio is available in 7-, 8- and 9-seat configurations and there are lots of versions to choose from. Automatic transmission isn’t on offer but you can choose from 2.5-litre and 2.2-litre diesel engines; the latter is available in two states of tune, and four-wheel drive is also an option.

Car Name

Mahindra Scorpio

One Road Price

Rs 14.48 Lakh (Delhi)

Mileage

15 Kmpl

Engine

2179 cc

Transmission

Manual

Fuel Type

Diesel

Seating Capacity

7

Available Variants

5

7. Honda City

The queen of the sedans. Introduced 22 years ago, the City is still alive and kicking. The City’s India story began in 1998 and since then the car has seen four iterations since. Now in its fourth generation, the all new Honda City gets further improvements along with an introduction of a diesel engine. The new City’s frame packs in more high-tensile-strength steel and a stiffer roof section, resulting in a 20 percent increase in overall structural integrity. The City gets an all new DOHC 1.5-litre unit that’s now coupled to a 6-speed manual gearbox. Buyers can also choose a 6 speed automatic transmission. 

Car Name

Honda City

One Road Price

Rs. 10.36 Lakhs (Delhi)

Mileage

17.4 Kmpl

Engine

1497 cc

Transmission

Manual

Fuel Type

Petrol

Seating Capacity

5

Available Variants

2

8. Toyota Innova Crysta

The Innova Crysta is a popular MUV (Multi Utility Vehicle) from the Japanese automobile manufacturer Toyota. The car was first launched in May 2008 and has since seen a number of upgrades including the 2016 Crysta. The car gets cosmetic and mechanical upgrades and is bigger, better looking and more luxurious than ever before. It also boasts a BS6 compliant 2.4-litre, four-cylinder diesel engine and a 2.7-litre petrol engine. 

Car Name

Toyota Innova

One Road Price

Rs. 19.08 Lakhs (Delhi)

Mileage

14.2 Kmpl

Engine

2393 - 2694 cc

Transmission

Manual and Auto (Torque Converter)

Fuel Type

Petrol and Diesel

Seating Capacity

7 and 8

Available Variants

8

9. Hyundai Verna

The Verna is an unforgettable car from the last decade. Who can forget the Verna Fluidic. Its flowing lines and sleek design made it stand apart from its competitors. In 2020, Hyundai launched the all new Verna which boasted elevated quality levels and improved driving manners. The car also gets a host of new engine options, including the 120hp 1.0-litre turbo GDI engine. For diesel lovers, you get a 115hp diesel that can be had with either manual or automatic gearboxes. 

Car Name

Hyundai Verna

One Road Price

Rs. 10.28 Lakhs (Delhi)

Mileage

17.7 to 25 Kmpl

Engine

998 - 1497 cc

Transmission

Manual (Dual Clutch) and Auto (Torque Converter)

Fuel Type

Petrol and Diesel

Seating Capacity

5

Available Variants

6

10. Mahindra XUV 500

The XUV 500 is a 7 seater SUV from the Indian automobile manufacturer Mahindra. The car was first introduced in 2011 and has seen multiple upgrades including a facelift in 2017. The XUV 500 new model gets more power, new features and a long-overdue automatic transmission. The XUV500 is available in petrol-auto, diesel-manual and diesel-auto forms while the diesels can also be had with all-wheel drive. Powering the diesel is a 2.2 liter mHawk engine that delivers 140bhp of power and 320Nm of torque; while the petrol motor is a 2.2-litre mHawk engine that delivers 140bhp of power and 320Nm of torque.

 

Car Name

Mahindra XUV 500

One Road Price

Rs. 16.48 Lakhs (Delhi)

Mileage

15.1 Kmpl

Engine

2179 cc

Transmission

Manual and Automatic

Fuel Type

Diesel

Seating Capacity

7

Available Variants

5

11. Jeep Compass

The Jeep Compass Is an all-round SUV that’s perfectly made for India. Tough, capable and built to last, the Compass feels like a proper Jeep. The standard Compass is available in petrol-manual, petrol-auto, diesel-manual and diesel-auto forms, the latter two of which can be had with all-wheel drive as well. The whole range was given a facelift in early 2021, which remained mechanically unchanged but brought significant improvements to the interior. The new model Compass has taken things to proper luxury car levels in terms of quality, appointments and equipment. 

Car Name

Jeep Compass

One Road Price

Rs. 19.66 Lakhs (Delhi)

Mileage

13.2 Kmpl

Engine

1368 to 1956 cc

Transmission

Manual (Dual Clutch) and Automatic (Torque Converter)

Fuel Type

Petrol and Diesel

Seating Capacity

5

Available Variants

12

12. Tata Safari

The lord of the SUVs, the Tata Safari is back in an all new avatar. Tata has brought the Safari name back, a seven-seat cousin of the Harrier. Unlike previous Safaris, which used ladder-frame chassis and traditional, rear-biased 4x4, the new one borrows the Harrier’s (actually Land Rover) D8 platform and is front-wheel-drive only. It's powered by a 170hp FCA-sourced 2.0-litre diesel engine, which can be had with either a six-speed manual or six-speed torque-converter automatic gearbox.

 

Car Name

Tata Safari

One Road Price

Rs. 16.40 Lakhs (Delhi)

Mileage

14.08 - 16.14 Kmpl

Engine

1956 cc

Transmission

Manual and Automatic (Torque Converter)

Fuel Type

Diesel

Seating Capacity

7

Available Variants

6

13. Tata Harrier

The Harrier is a premium SUV from the Indian automobile manufacturer Tata. The car was first introduced in 2019 and has seen one upgrade including a facelift in 2020. The new Harrier gets more power, new features and a long-overdue automatic transmission. One of the defining features of the Harrier is the Land Rover platform that the SUV has been built on. This makes the Harrier a force to reckon with. This platform is powered by the 2.0-litre turbo-diesel. The engine also happens to power the Jeep Compass, which is a 170hp power-house of a motor.

 

Car Name

Tata Harrier

One Road Price

Rs. 16.61 Lakhs (Delhi)

Mileage

14.63 - 16.35Kmpl

Engine

1956 cc

Transmission

Manual and Automatic (Torque Converter)

Fuel Type

Diesel

Seating Capacity

5

Available Variants

12

14. Hyundai Elantra

The Elantra is presently the most premium sedan Hyundai sells in India. Sleek in appearance, the executive sedan is available with a petrol engine which can be had with manual or automatic transmissions. All-round the car feels very European, whether it's the well styled cabin or the plush ride quality. The gets 152hp, 2.0-litre petrol engine that is quiet capable and feels strong. Hyundai has also updated to the latest BS6-spec engine that offers a smoother build of power and is quieter too. Overall, the car is built for luxury travel. 

Car Name

Hyundai Elantra

One Road Price

Rs. 20.91 Lakhs (Delhi)

Mileage

15 - 17.32 Kmpl

Engine

1493 - 1999 cc

Transmission

Manual and Automatic (Torque Converter)

Fuel Type

Petro and Diesel

Seating Capacity

5

Available Variants

4

15. Tata Nexon EV

The Nexon is a compact SUV from the Indian automobile manufacturer Tata. The car was first launched in 2017 and has since seen a number of upgrades including a 2019 BS6 compliant engine. Since its launch, the Nexon has been a hit in the Indian market thanks to its futuristic design and SUV road presence. The car has a number of modern features like a full-screen infotainment system, projector headlamps, horizontal “Y” shaped LED tail lights, and more. The Nexon was the only car from Tata’s stable to receive Five Stars in the EURO NCAP crash test rating. The EV is the electric version of the Nexon variant. 

Car Name

Tata Nexon EV

One Road Price

Rs. 14.80 Lakhs (Delhi)

Mileage

NA

Engine

Electric

Transmission

Auto Electric

Fuel Type

Electric

Seating Capacity

5

Available Variants

3

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Buying a car is one thing and maintaining it is something completely different. The roads are some of the most uncertain places, where negligence, ignorance, carelessness or just sheer bad luck can bring about unwanted consequences to you and your car. As a car owner, these eventualities can be a financial drain on your resources. From a small dent on the bonnet to a major accident that leaves your car immobile or even natural disasters; cars are subject to diverse threats on a daily basis. Moreover, money is involved in every stage of the car’s recovery and safety. That’s why a car insurance policy becomes inevitable in today’s day and age.

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FAQs On Cars Under ₹20 Lakhs

  • ✔️What is the best car to buy under 20 lakhs?

    The best-selling car under Rs. 29 Lakhs is the Toyota Innova. The base-model Crysta 2.7 GX comes at an ex-showroom price of Rs. 19.02 Lakhs and is loaded with modern features and equipment.

  • ✔️Should I consider an AMT in my choice of the best car under 20 lakhs?

    Choosing an AMT really depends on where you predominantly plan to drive. If you drive majorly on city roads, which require you to constantly change gears, then an AMT makes complete sense.

  • ✔️What fuel type should I consider for cars below 20 lakhs?

    There are primarily three types of fuel types available in the best cars below 20 lakhs. Petrol, diesel and CNG. If your daily drive exceeds 50 kms, it makes sense to buy a diesel variant. If you primarily drive within city limits, the petrol variants make sense. If your city is well connected with CNG pumps, the CNG variants of the best cars under 20 Lakhs will be a cost effective option.

  • ✔️What is the lowest price car under 20 lakhs?

    The lowest priced car in our list of the best cars to buy under 20 lakhs is the Hyundai Verna. The car is available at an on road price of Rs. 10.28 Lakhs.

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