BMW iX Car Insurance

The BMW iX is a large off-road vehicle from the automobile manufacturer BMW. With a battery capacity of 76.6 kWh and a mileage of 425 km/full charge, the iX has received a whopping 5-star rating in the Euro NCAP crash tests. Furthermore, the BMW iX has an ex-showroom price of ₹1.16 crore. But did you know that car insurance is mandated to drive on public roads? Apart from the legal aspect, comprehensive BMW iX insurance is a must to safeguard your prized possession in case of mishaps. And as you may know, accidents are quite unpredictable!

The BMW iX has recently been launched with a single variant, so go through the ex-showroom price and insurance quote below:

 *The BMW iX ex-showroom prices are for Delhi and are subject to change basis the city.

**Third-party premium rates are indicative. The actual BMW iX insurance price in India that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

The BMW iX is a fully-electric vehicle with the most premium and luxurious design! Even with a 5-star rating in the Euro NCAP crash tests, you must prioritise the financial safety of your car over others. In the event of theft or a major accident, recovering the cost of your BMW car without insurance can be quite hefty. Can you imagine shelling out over ₹1 crore for a similar BMW model when you could just opt for comprehensive coverage? BMW iX insurance not only offers protection against numerous perils but also enables you to enhance the cover! With the help of add-on covers, you can avail additional features to safeguard your precious four-wheeler.

• Third-Party Car Insurance

Third-party car insurance is the most basic plan which is mandated under the Motor Vehicles Act, 1988. Thus, you cannot skip buying this cover! Moreover, the third-party BMW iX insurance secures you against third-party property damage, death of the victim or bodily injuries sustained due to your insured car. But as an owner-driver, you must know that your BMW is not covered against any loss under such a policy.

• Comprehensive Car Insurance

Comprehensive car insurance is a plan that includes coverage for both third-party liabilities as well as own damage. The policy also covers theft, man-made disasters, calamities, accidental damage and more! If you consider the BMW iX insurance cost in India, you might find it expensive but let us assure you that it’s worth it! So, make sure to prioritise coverage over the premium quote while choosing the right insurance plan.

Third-party insurance covers third-party damage, death of the victim, bodily injuries sustained due to the insured vehicle and personal accident cover. Moreover, comprehensive BMW iX insurance secures against natural calamities, fire, explosion, own damage, theft, third-party liabilities, etc.

The comprehensive BMW iX insurance doesn’t cover natural wear and tear, damage caused while using the car for illegal purposes, loss resulting from driving without a licence or an insurance plan, etc.

As we mentioned before, you can maximise the coverage of your BMW iX car insurance with add-ons! Here are some key add-on covers to consider with your comprehensive policy:

• Return to Invoice Cover

In the event of total damage or theft, the BMW iX insurance plan shall pay out the IDV of the car which is lower than the purchase price of your vehicle. However, with a return to invoice cover, you can get the invoice value of your BMW which includes the registration fee, road tax and the ex-showroom price!

• Zero Depreciation Cover

With time your four-wheeler starts to depreciate which also impacts your BMW iX insurance claim amount. But zero depreciation car insurance cover ensures no deductions are made owing to the depreciation rate of your BMW and thus, you can enjoy complete coverage.

• NCB Protection Cover

You must be aware that making any claims during the policy year comes with the risk of losing your NCB. But now you can do away with this fear as the NCB protection add-on enables you to make a specific number of claims without losing the reward!

• Roadside Assistance Cover

The 24x7 roadside assistance cover has got your back during those times when your BMW gives up on you! Be it vehicle issues, towing services or a dead battery, you can always rely on the insurer with this add-on cover.

Make sure to submit the below-mentioned documents while filing a car insurance claim:

• BMW iX car insurance policy

• Information regarding the incident

• Four-wheeler details

• Original receipts and bills of the vehicle repair

• Details of the insurance provider

• FIR copy in case of third-party damage or theft

There are two types of BMW iX insurance claims:

• Cashless Claim Under Car Insurance

Notify the insurance provider about the claim at the earliest. Take your BMW to the nearest network garage and get it inspected by the surveyor. After receiving approval from the insurer, the repair work will start. You can take your repaired four-wheeler back on clearing the applicable deductibles whereas the other expenses shall be settled by the insurance company.

• Reimbursement Claim Under Car Insurance

Inform your insurer regarding the BMW iX insurance claim and get your vehicle repaired at a preferred garage. For a reimbursement claim, you must pay for the repair expenses and later file a claim. So, ensure to maintain the original bills which need to be submitted with other documents.

You can avail a reduced BMW iX insurance price quote with these insider tips!

• Claim No Claim Bonus

A No Claim Bonus in car insurance enables you to get a reduced BMW iX insurance renewal premium by making zero claims during the policy period. This bonus keeps on increasing for consecutive claim-free years and goes up to 50%!

• Follow Traffic Laws

To make sure your BMW is in the best shape for a lower insurance premium, we recommend you to drive cautiously on the road and follow traffic rules without fail.

• Compare Plans Online

Before buying a BMW iX insurance policy, you must compare plans offered by various insurers online to avail a budget-friendly quote.

• Install Anti-Theft Devices

Installing anti-theft devices approved by the ARAI is the best way to keep your vehicle secure as well as get a reduced premium.

• Maintain the Vehicle Brakes

Did you know that electric cars use regenerative braking? To ensure the smooth running of your BMW iX electric car, you must maintain the brakes and get them serviced from time to time.

• Use a Certified Charger

Always use the certified charger that your four-wheeler came with for proper charging of the battery.

• Avoid Overcharging the Battery

To enhance the longevity of your BMW’s battery, we advise you to avoid overcharging it or leaving the vehicle without any charge if you aren’t using it.

The BMW iX comes with a spacious boot space of 500 litres! Here are more interesting specs of the BMW iX SUV!

Did you know that the BMW iX has a curved display in the front? Let’s get to know more about such features of the electric car:

Here are the BMW iX on-road prices across various cities in India: